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Assistance programs Frederick County Maryland.

Financial help as well as free stuff is available for low income families in Frederick County. Find where to apply at for grants or loans to help pay rent or security deposit. Or get utility or electric bill assistance, funds for mortgage payments, gasoline vouchers and more. The main agencies (churches, charities, and government social service offices) to contact are below. Find financial help near you in Frederick County MD.

There are also free items given out in Frederick from charities, including back to school supplies, groceries from pantries, medical services and even Christmas toys. The support, when combined with free counseling (for debts, foreclosure prevention, or employment) are key to helping the low income get on the right track. Learn more on government grants that help pay the bills below.

Emergency financial and crisis assistance programs in Frederick County

If you need access to emergency help, crisis assistance, counseling, or other resources contact the Religious Coalition for Emergency Human Needs. Phone 301-631-2670.

  • Foreclosure and eviction prevention - They have helped hundreds of local families either avoid evictions or foreclosures. They accomplish this by providing assistance through financial assistance and direct cash grants from the Religious Coalition. In addition, they also partner closely with local government (both state of Maryland and Frederick) and other agencies, and have created a system that has been established to help prevent evictions. In addition, families are also helped with budget and debt counseling to prevent future problems, such as foreclosures. Click here to learn about Maryland foreclosure mediation programs.
  • Utility bill help - The Religious Coalition’s Energy Assistance Fund will help clients by working with the Frederick County Department of Social Services (DSS). There may be funds for heating, water, electric and grants for utilities or other hardship funds. Find details on government grants for individuals.
  • Free emergency food - Get access to free food, groceries, personal toiletries and other stuff for an emergency.
  • Medical bills, prescriptions, and other health care needs - Vouchers for prescriptions and health care expenses are supplied for care to patients, and the vouchers are arranged through a network of providers such as dentists, physicians, and pharmacists. The religious coalition also makes referrals to other local agencies and services.

Additional services may be provided by the Coalition, as funding and resources allow. More on Religious Coalition emergency financial assistance.




Seton Center Inc. is an agency that helps families in Emmitsburg and Frederick County. They help low income and people at or below the federal government poverty level. Among some of the services they offer include the following. Phone (301) 447-6102

  • -Call the center to access emergency help with vouchers for free food and items in the thrift shop, such as clothing and household products. Receive access to rental assistance programs, utilities and heating bill help, prescription drugs, gasoline, car insurance and repairs. A thrift shop on site provides low income individuals with quality clothing and household goods at affordable prices. They also offer holiday food and gifts, such as Christmas gifts.

Job training is another free job search program that is offered which helps clients with keeping and finding a job. Participants in the job program are provided valuable information on resume writing, interview skills, community resources and networking skills. Read more on Seton Center assistance programs.

Two other non profit agencies to contact for assistance include the Salvation Army (410-347-9944) and Catholic Charities 410.547.5490. Both of these agencies offer access to a variety of assistance programs, such as rent help, limited funds for paying heating and utility bills, free food, and information on various government programs. The two charities meet the needs of the low income, elderly, and working poor.

The Salvation Army offers social several services to the low income. In addition to what is mentioned above, other so called basic needs can be met. The non-profit may have free school supplies or Christmas toys for low income families and children from Adopt a Family. There are also homeless shelters as well as short term housing, free motel vouchers, and meals for Frederick Maryland families. Other social services may be gasoline vouchers and a thrift store for clothing. Read more on Salvation Army Frederick County.





Last, but not least, contact Frederick Community Action Agency. This local agency offers a wide array of assistance programs and services to local individuals and families. The agency provides low to moderate income qualified applicants with free food, shelter, hospital and medical care, rent help, housing, and other forms of assistance to families and individuals. (301) 600-1506

  • Mortgage default and foreclosure counseling - Housing Counselors will help homeowners determine the overall direction that will best serve the homeowners needs. If you are currently delinquent in your mortgage or think that you may fall behind, and if you have not entered into negotiations or have not made payments and have not made arrangements with your bank or lender to rectify this, seek out this help immediately from the agency.
  • Energy bills - The agency can also guide you through the process of applying for help for paying energy and heating bills.
  • Housing programs - This ranges from the state of Maryland RAP grant program for back rent to no interest loans. The homeless can also get referrals to security deposit programs and transitional housing from the Frederick Community Action Agency.
  • Self-sufficiency such as education and job placement services. Staff can also refer very low income and the disabled to benefits such as SSI, or families can receive vouchers from SNAP.

For more information on the Frederick Community Action Agency, people from the county can stop by or call the main office. Or click here for Frederick Community Action Agency financial assistance programs.



Walkersville Maryland based Glad Valley Community Services runs an emergency relief fund that provides both financial assistance and cash grants for paying utilities (such as electric, heating, gas, and water), funds for buying heating oil and mortgage and/or rent assistance grants. Other aid is offered on a one off basis. Call 301-845-4229.

Frederick County Department of Social Services, or DSS, operates the government and public assistance programs in the county. The poor, unemployed, unemployed, and very low income are the primary clients. Get temporary cash assistance for bills, SNAP food stamps or Medicaid applications, grants for the disabled (SSI) and even housing resources.

Parents with children can also learn about USDA feeding programs and the elderly get nursing home/Elder care assistance. There are also free daycare vouchers in Maryland as well as other programs for parents. The office is at 1888 N Market St, Frederick, MD 21701. Or dial (301) 600-4555.




Rental assistance, transitional housing, security deposit help and other housing resources. As many as 10 charities and government agencies focus on providing housing solutions to tenants, homeowners, as well as the homeless. There may be grants, motel vouchers, financial help for back rent, moving cost help and more. More on rental assistance Frederick County.

Free food is provided to low-income and struggling families. Several Frederick County pantries, charities and churches give out groceries or serve hot meals. There is fresh or canned food, holiday help, and emergency items such as baby formula or low-salt items for seniors. Locate free food pantries in Frederick County.

Find free health care and medical assistance.

The Mission of Mercy program located in Frederick County, Maryland provides residents with free health care and other medical assistance. There may be some free basic dental care too. Currently the clinic will help people with no insurance, the low income, or who lack funds for bills.

The Mission will assist with their health care needs. To this end, they help tens of thousands of people per year with physician visits, check ups, and they provide other medical services. In addition, they disburse tens of thousands of free prescription medications each and every year.  Find other ways to get assistance with health care expenses.

Free or low cost medical services will be provided to those in need who lack health insurance and also to those who are struggling and/or have limited financial resources. Referrals are also given by the Mission of Mercy. Phone (301) 682-5683.


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