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Free credit counseling in Maryland.

If you need help with eliminating or reducing your debts and bills in Maryland, get information on non profit credit counseling agencies as well as related organizations. The locations noted below are federal government certified and approved. They offer services ranging from free enrollment into debt consolidation to information on mortgage or foreclosure assistance programs. They also help Maryland families file bankruptcy, provide information on paying car loans or rebuilding credit and offer many other services.

Counselors provide consumers with a number of services during difficult times. Not only may they help with debts including medical, auto loans, or credit cards, but they also offer general advice and more. The leading federal government approved non-profit housing and credit agencies in Maryland are listed below.

Assistance programs from credit counselors in Maryland

While the exact types of programs, resources, and services offered will vary by location, in general the non profit credit counseling agencies provide the following. They will offer free budgeting, tools and solutions for reducing credit card or other debts, foreclosure prevention assistance, and offer advice on how to improve credit scores. Most of the organizations in Maryland are also federal government certified HUD foreclosure counseling agencies. So they can help people navigate the various federal government mortgage assistance programs and provide general housing support.

So the type assistance provided from these agencies is immense. Some even can help families apply for credit builder loans to improve their ratings. Therefore clients of all income levels can receive help with debts, bills, and mortgages from a variety of different programs and resources. Many programs are free to qualified people and all advice is confidential.

Consumer Credit Counseling Service of Maryland, Inc.
The leading organization to call for advice and assistance in the state of Maryland. They are government certified for everything they offer, whether foreclosure assistance, debt consolidation, or just standard all budgeting services. Low income families can often get free help from the organization.




Main address: 5410 Ritchie Hwy Suite B
Baltimore, Maryland 21225
Telephone number - 800-642-2227

Address - 757 Frederick Road 2nd Floor
Baltimore, MD 21228

Address is 7905B Harford Road
Baltimore, Maryland 21234
Dial 800-642-2227
This location provides credit counseling services and debt reduction programs both in the city and county of Baltimore.

1201 Agora Drive Suite 2-D
Bel Air, MD 21014
Telephone number - 800-642-2227

219 Marlboro Road Suite 47
Easton, Maryland 21601
For information, dial 800-642-2227

Location - 408 Eastern Boulevard
Essex, MD 21221
The main number puts callers into contact with free counselors from the office. Among other things, they may offer free debt consolidation programs to very low income families in Maryland. They also focus on medical bills and health care expenses.

10220 S. Dolfield Road Suite 105
Owings Mills, MD  1117
Telephone number - 800-642-2227

242 Tilghman Road
Salisbury, Maryland 21804





Money Management International, Inc.  - Phone (877) 964-2227
Call the number above for information on all of their debt and mortgage programs.  This is one of the nation’s leading non-profits and they also operate in Maryland. Hundreds of consumers turn to them for help with debt reduction, credit repairs, and applying for mortgage assistance. A focus is also on helping with car loan payments.

  • Address of office - 1003 W. 7th Street Suite 404
    Frederick, Maryland 21701
  • 15847-51 Crabbs Branch Way
    Rockville, Maryland 20855
  • 8403 Colesville Road  Suite 1100
    Silver Springs, Maryland 20910

Consumer Education Services, Inc.
Telephone number - 877-829-8677
Clients can enroll into budgeting classes, understand how to open a bank account, learn about the pros and cons of credit unions, and enroll into other services.

Community Credit Counselors, Inc.
Call - 800-531-5124

Neighborhood Housing Services Of Baltimore
Credit counseling center is located at 819 Park Avenue
Baltimore, Maryland 21201
Whether buying a home in Maryland, or dealing with a late mortgage or tax payment, the non-profit agency offers assistance. Debt and foreclosure programs, legal aid, and other credit card help is arranged.

Clearpoint Financial Solutions, Inc.
9344 Lanham Severn Road #205
Lanham, Maryland 20706
Phone number - 877-877-1995
The non-profit can assist the less fortunate. Get help with financial needs. The location will also offer information on budgeting and credit score repair services. Other resources are offered too.

United Communities Against Poverty
1400 Doewood Lane
Capitol Heights, Maryland 20731-0356
Call the location at 301-322-5700. Specialists and other trained professionals are available for confidential support.

Homefree-USA Of The Washington Dc Metropolitan Area
Office address - 3401A Eastwest Highway, Suite 1
Hyattsville, Maryland 20782
Focus on offer foreclosure and mortgage programs as well as helping homebuyers rebuild their credit scores.





Telamon Corporation
917 Mt. Hermon Road, Suite 2
Salisbury, Maryland 21804
Dial - 410-546-4604 extension 119
Many rural Maryland families turn to this non-profit.

Guidewell Financial Solutions
757 Frederick Road, 2nd Floor
Baltimore, MD 21228
Main phone - 410-747-2050
The non-profit is part of a network of non-profit credit counseling organization in Maryland. Staff, which are certified, can enroll consumers into debt management plans (DMP) which are effective at addressing credit card bills or offer mortgage assistance as well.


By Jon McNamara

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