Anne Arundel County assistance programs.

Find help with bills in the Annapolis and Anne Arundel County area from the organizations below. Low income families, military member/veterans, and others can get assistance with their housing costs (rent, mortgage, or security deposits), grants to pay utility or heating bills, free food and nutritional aid, and much more. The government programs, charities, and even churches offer financial help with housing and more.

Get information on various programs that can provide help and access to assistance. Once place to turn to is the Anne Arundel Community Action Partnership EOC, Inc.

Housing, mortgage, and rent assistance

If you are facing an eviction, foreclosure, or need housing help, the agency has information and provides access to several services and resources that you may find useful. Those families or individuals who are facing evictions from their apartment or home, who are undergoing mortgage defaults or a foreclosure, someone interested in reverse mortgages (62 & older) or even a first time homebuyer can get access to housing assistance programs. They can explore their options with HUD Certified Housing Counselors. The counselor can provide access to rent programs, mortgage assistance, and foreclosure help, including Maryland foreclosure mediation programs.

Debt and credit counseling

Millions of people across the nation are struggling with paying their bills as well as credit card and medical debts. The Anne Arundel Community Action Partnership EOC, Inc offers programs that people can use to get out of debt, and that can help them with bills. For those people who are unfamiliar with finances and budgeting, counselors that provide advice and hugely beneficial. They provide assistance with the process. In addition, filing taxes can be challenging, and it is important to understand, file, and properly prepare tax documents. The process can be burdensome and complicated. Read more Maryland credit counseling.





Heating and energy bill programs

Families who are struggling with paying heating and energy bills have several options.

  • Fuel Fund - This program will help individuals and families pay their heating and energy bills. The goal is to help keep people warm, safe, and cool, and also their homes well lit. This is the primary goal of the Maryland Fuel Fund. Many people can receive aid, but the fuel fund focuses on people with disabilities, seniors on fixed incomes, individuals and families that may barely be making a living earning the minimum wage. Substantial aid is also available for those people who have lost their job, are faced with imminent job losses, hospital bills or medical emergencies, and many others. In addition, find information on the Citgo Oil Heat program, which provides free heating oil.
  • Maryland Energy Assistance Program - Elderly, low income families and the disabled can find assistance for paying their home heating bills through The Maryland Energy Assistance Program. This program is funded by both the federal and state government of Maryland. Grants can be used to pay utility bills. In addition, limited cash assistance is available to replace broken or inefficient furnaces and heating units.
  • Electric Universal Service Program - This program provides cash grants and other forms of financial assistance with paying utility and electric bills. Qualified Maryland electric customers may receive help to pay their current electric or utility bills, or assistance with paying past due electric bills. The agency can also provide referrals for government programs as well as energy efficiency measures to reduce future electric bills by helping people conserve.

Contact the Anne Arundel Community Action Partnership EOC, Inc. in Annapolis Maryland at (410) 626-1900. Or click more details.

Emergency financial assistance for bills, rent, free food and other expenses

Lighthouse (Annapolis) runs a food pantry. In addition to offering free food, they offer help for paying bills. Assistance is provided on the 1st Monday of each month, 9-11AM (must be there before 8:30AM). Walk-in basis. The programs offered will assist with paying rent, provide eviction prevention or utility turnoff. This financial assistance program will pay the last $100 of the bill.

There are also several shelters and transitional housing solutions available, such as the Willow House for women. Lighthouse takes a holistic approach to preventing homelessness in the county and Annapolis, and providing clients with the resources they need, whether medical care or something else. Phone (410) 263-1835, or click here.

Salvation Army (phone (410) 768-0477) provides emergency food, holiday assistance, food vouchers, and limited financial assistance for paying rent, heating and utility bills, and other expenses. They have a branch in Annapolis and other regions in Maryland. Low income families in Anne Arundel, in particular families with children and senior citizens, tend to be the main recipients of the aid. Some examples of other services provided include meals from a soup kitchen, thrift stores, summer camps, and holiday assistance. If the corp center can’t meet your needs they may have referrals. Read Salvation Army Anne Arundel programs.




Severna Park Assistance Network - Help paying bills available for legal evictions, heating and utility turn-off notices and disconnections, and aid for prescriptions. They also offer budget and credit counseling, and a food pantry. (410) 647-0889

Better Bedrest, Inc. can help pregnant women that are on a doctor mandated bed rest. Receive referrals to community resources and ongoing support. The non-profit may also offer an emergency, small dollar amount cash grant to pay bills such as utility, daycare costs, rent, and even medical costs. Savage, Maryland. Call 410-740-7662.

Housing Commission of Anne Arundel County provides short-term rental assistance for working poor, seniors, and qualified low-income persons who are homeless or have critical housing needs and are facing an eviction. Any type of help provided is for up to 12 months maximum. 7481 Baltimore Annapolis Boulevard, Glen Burnie MD, 21060-0370. Dial 410-222-6200.

North County Emergency Outreach Network - Anne Arundel residents can get emergency funds and financial assistance to help prevent utility turn-offs, rent help to stop legal evictions, prescriptions, money for water bills, and up to 50 gallons of fuel oil or propane. NCEON also partners with churches on transitional housing and other shelters services. (410) 766-1826, or find more details.

Society of St. Vincent de Paul, Anne Arundel - Emergency food and household supplies, including baby food and diapers. Also, help is offered for paying utilities (the applicant does not have to be MEAP eligible), heating and fuel oil, rent assistance for eviction prevention, prescriptions medications and short motel stays for the homeless and transients. Dial (410) 647-4884

The charity organization, its churches, and volunteers offer several other services to the poor and unemployed too. This can include seasonal programs, like Thanksgiving and Christmas meals and gifts, as well as winter coats. Case managers from the agency will also provide housing assistance, job training, referrals and other support. More on St. Vincent programs in Anne Arundel.

Community United Methodist Church - Phone (410) 255-1506. Help is offered for residents of the zip code of 21122. The center provides financial assistance and emergency food. Get prescription medication, and money to pay rent and housing expenses.

South County Assistance Network, which is based in Lothian Maryland, can assist with paying heating costs from October to February for BGE, fuel and propane bills. They also distribute free food from a pantry, offer emergency housing, and other support. Dial (410) 867-4923, or learn more.

Anne Arundel County Department of Social Services can provide financial and government assistance. The organization provides emergency cash assistance to low income, qualified families with children. Some of the support can help with evictions, utility cut-offs, foreclosures, and even burial assistance. Emergency assistance, disaster funds, and people in public housing can also benefit.





Free food benefits, including SNAP, is provided monthly to eligible low-income households. Financial assistance including temporary income support and cash grants may be offered to members of the community. Additional support services may be offered to help people remain independent and help people maintain self sufficiently.

Housing is also a focus of DSS. The homeless, or families that need to relocate to a more affordable apartment or home, can look into assistance for paying a security deposit, and that can be met by RAP or other resources. There may also be loans and low income housing available in Annapolis and the county.

Social services can also address health care issues. The government can coordinate medical benefits for immediate and long-term health and medical needs. The main goal is to help people with paying their medical bills if they are low income or uninsured. Programs may also pay for all or part of nursing home or domiciliary care.

Anne Arundel County Department of Social Services is located at 80 West Street in Annapolis Maryland. Call 410-269-4500, or find more details on public assistance in Anne Arundel.

Statewide resources - There are many other government and public benefits available, and they will mostly be run by state of Maryland agencies. Each will be focused on very low income families, children, or maybe the disabled. Or click here for more information on public assistance.

Federal and state funded homeless prevention programs combine cash grants with case management. Money from the government may pay for housing costs or moving expenses. There is a focus on the elderly, disabled, and renters with children, such as single moms.

Annapolis area residents may receive a grant for rental costs as well as other living expenses that renters may have. These may be utilities for water or heating costs, transportation costs for a job, credit repair and others. More on eviction and rehousing in Anne Arundel County.

Clothes, household supplies, and free school items may be provided at no cost to qualified families. There are over 10 clothing closets and low cost thrift stores in the region which residents can turn too. There can also be furniture for a new apartment or back to school uniforms for children. Read more.

Crofton Christian Caring Council is a partnership of local churches and religious groups. Assistance is offered for people in Gambrills, Crofton, and Crownsville. Any cash and funds are combined by the group of churches, and people can only receive help from one charity.

The council of churches in Anne Arundel County may be able to provide everything from free food to holiday meals and clothing. Any money available for expenses such as heating bills or housing will be the result of donations from the community. Call 410-721-2881, or find additional help from churches.

St. James Church may have emergency funds for the low income. If funding is available, at most $200 can be provided to pay rent to prevent an eviction, pay for prescriptions, gas bills, and utilities. Applicants need to go to Community Action Partnership for a referral. 5757 Solomon Island Road, Lothian Maryland, 20711, telephone 410-867-2838.

Find places that serve holiday meals or provide free Christmas gifts to children as well as seniors. The programs, such as Angel Tree as well as Adopt a Family, are often used, but charities provide other assistance as well. Anyone that is struggling to buy gifts or obtain a gift card may be able to qualify, and locate holiday assistance in Anne Arundel County.

Non-profit rent help - Agencies in Anne Arundel County, some of which partner with the government, may offer emergency funds for paying housing costs such as a security deposit or other, one time rental assistance. The goal is to prevent homeless and evictions, and find more details on rent help in Anne Arundel County.

Catholic Charities offers several resources in Anne Arundel. While a focus in on providing help to senior citizens and older adults in the region, they do administer other assistance programs. Some examples of housing programs include Sarah’s House and emergency shelters. Catholic Charities will also offer seniors free meals, food, and they partner with non-profit senior centers and agency on aging locations. Numerous resources are targeted at helping the elderly in Maryland. Learn more.





Free foreclosure prevention and debt management in Anne Arundel County

Brooklyn Park Consumer Credit Counseling Services offers the following: Call 877-254-1097.

  • Provides free advice and foreclosure counseling towards mortgage delinquency prevention, loss mitigation, foreclosure prevention. No fee is charged. Click here to learn more on Maryland foreclosure programs.
  • Pre-bankruptcy counseling and advice.
  • Debt management program - Financial counselors will contact client's creditors, including credit card companies, and assist client in developing a plan to pay down debts.

Free or low cost health care

The following community clinics, hospitals, or health care providers may offer free or low cost health care for the low income or people with limited or no health insurance. Call them to learn the specifics of the medical programs offered.

  • Stanton Center - Dental and Medical Care. Based in Annapolis. Dial (443) 481-3599
  • Shanahan Children Clinic - Programs for kids under 19 years old. Dial (443) 822-6851
  • Residents Access to a Coalition of Health - A partnership of local doctors and medical professionals. Patients call (410) 222-4531.

People's Community Health Center, Odenton Center provides medical care. The health center can offer adult medical care as well as pediatric care for children, substance abuse treatment & referral, OB/GYN care, and HIV/AIDS treatment. Mental health services are offered too, including counseling. Medical professionals also offer case management services to adults, children. The medical center can also provide on-site resources such as eye exams, free or low cost prescription medications, and even emergency dental care. The clinic is located in at 1370 Odenton Road. Dial 410-467-6040 for intake.

Legal aid and consultations

Legal Aid Bureau, Inc., Anne Arundel County Office ((410) 263-8330) has pro bono legal programs. Lawyers provides free legal services and referrals to low income and other eligible persons. The following types of legal cases are accepted: Foreclosure prevention, Credit and debt advice, denial of unemployment benefits; mortgage support, garnishment; domestic violence; landlord/tenant disputes; Medicare; denial of social security benefits; certain types of custody cases; evictions, abused and neglected children; migrant farm workers; welfare and repossessions; senior citizen matters; special education/disciplinary. Learn more on free Maryland legal advice.

Food banks and assistance programs in Anne Arundel

Dozens of charities, churches, and non-profit food pantries are committed to helping the needy. Groceries, hot meals, and other items such as clothing or baby formula may be offered. The centers will try to never turn anyone away from receiving help. Faith Baptist Church Pantry (phone 410-761-5346) as well as Food Link, Inc. are two of the leading groups to call.

There are additional food banks in the county. Each has limited resources and different hours of operation. Or find more food banks in the region.

By Jon McNamara

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