Minnesota Assistance and Financial Aid Programs.

Find how to get assistance and grants in all cities and counties listed below, including Minneapolis and St. Paul. Find help for paying bills, ranging from rent to heating, medical, and more. There is also free food, health care, and cash assistance from non-profits and government programs in Minnesota.

Minnesota Foreclosure Assistance and Mortgage Help
Several resources are offered to homeowners. Minnesota also has a foreclosure prevention program that will help assist families in need with housing troubles. Read more.

Find information and get details on non-profit housing and mortgage counseling agencies that operate in Minnesota. Learn more.

This is an insurance program that is available for Minnesota residents who do not have access to affordable health insurance. It will provide qualified low income families with free health insurance. This is offered for residents of Minnesota, regardless of age, who help paying health care expenses. (651) 431-2000

Minnesota's General Assistance Medical Care
This financial aid program provides health care insurance for residents of Minnesota who are between the ages of 21-64 and who have no dependent children under age 18. It is available if they do not qualify for federal health care programs. Contact your local county office to apply.

General Assistance Program
The Minnesota General Assistance (GA) Program is Minnesota’s primary safety net for childless couples and single adults. The GA program provides monthly cash grants for vulnerable persons whose resources and income show a true need for help. Funds can be used for various bills and debts. (651) 431-2000





Minnesota’s Child Care Assistance Program (CCAP)
Can help make affordable, quality child care obtainable for lower income families. All families in need of assistance will have a copayment/cash grant based on their gross income and family size. (651) 431-3836, or more on Minnesota child care assistance.

Smiles Across Minnesota
Statewide preventive dental program for children. It can provide cleaning, extraction, and checkups. More.

Diversionary Work Program (DWP)
This is a four-month program that will help struggling Minnesota families find a job. Call your local county human service agency for employment services.

Self-sufficiency Services, Job, and Grants for Paying Bills
Low income, struggling, and unemployed individuals can receive employment services, training, and emergency financial assistance from a community action agency. Click here.

For residents of Minnesota seeking a new job, or if you are unemployed, then Workforce centers and other non-profits provide assistance. This includes training, job search, and career counseling. More information.

Social Services and Cash Assistance
The Minnesota Department of Human Services can provide the low income with a number of resources. Find how to get free food, medical and utility bill assistance, and cash for basic living expenses. Read more Minnesota public assistance.

Get Help From Medical Debt Collectors
Minnesota has an agreement in place with hospitals and medical care providers that stops illegal and aggressive debt collection practices. Read more on ways to prevent medical debt collection efforts.

Debt Reduction, Credit Repair, Financial Advice in Minnesota
No matter the type of bills and debts that you have, whether credit card, medical, or if you are behind on your mortgage, non-profit counselors operate across the state. Read more Minnesota credit counseling.





Food Support Program
The Food Support aid program is a federal funded, county-run program that helps Minnesotans with low incomes get the food and help that is needed for well-balanced meals and sound nutrition. (800) 657-3698

Grants For Homeowners Who Have Gone Through A Foreclosure
A new program started by the Minnesota Home Ownership Center will provide cash grants to help people who have gone through a foreclosure. The funds are used to help people get back on their feet, including paying rent. Read more.

Assistance for Disabled
The Minnesota Department of Human Services along with several other agencies and non-profits help the disabled. Free food, respite and home care, housing, vocational training, and other government benefits are administered. Continue with disability programs in Minnesota.

Free Legal Aid
Numerous attorneys and non-profit law firms provide Minnesota residents with access to free legal aid and representation. Find information on legal program. Learn more.

Senior Specific Assistance
Residents 55 years of age and older can look into resources offered by Agency on Aging centers. Programs offered in Minnesota range from housing and rent assistance to free food and information on medical bill assistance. More details.

Rental Assistance and Homelessness Prevention
The state provides funds to local non-profit organizations in an effort to reduce or eliminate homelessness. Government grants can be used to pay for rental expenses, mortgage payments, or even a security deposit for a family looking for a new home. Read Minnesota Family Homelessness Prevention and Assistance Program.

Another service is offered from the Continuum of Care. This will focus on preventing evictions and also rehousing the homeless in Minnesota. Government grants can be used for paying expenses such as a deposit or first months rent. There is also transitional housing and case management offered. Learn more.

Minnesota Emergency Assistance and Low Income Programs
The nation’s leading non-profit agency, the Salvation Army, has a number of centers and Family Service programs across the state. Financial assistance and basic needs are provided to seniors, low income families, children, and others. More.

Free Health Care
A wide variety of health care centers, community clinics, and non-profit organizations in Minnesota can help the low income and people who are struggling get free medical care. Click here to find locations of centers.

In addition to the health care clinics referred to above, there are many dental clinics in Minnesota that can provide free or low priced care, information, or referrals to government programs or non-profits. People of all income and backgrounds can get help. Learn more on Minnesota dental clinics.




Patients who lack health insurance, or who have limited coverage, have access to several other state sponsored resources. Government medical care is available for under and uninsured individuals. Read more.

Food Assistance Programs and Banks
Minnesota state residents can receive free food, access to assistance programs, groceries from pantries, and other aid from non-profit organizations across the region. Continue.

Heating and Energy Assistance in Minnesota
Locate an extensive listing of energy and utility bill assistance programs. The low income, elderly, the unemployed, and working poor may be able to get help. More on Minnesota utility assistance programs.

Assistance from Minnesota Cities and Counties

All counties and governments in Minnesota

Aitkin County

Anoka County

Becker County (Detroit Lakes)

Beltrami County (Bemidji)

Blue Earth (Mankato)

Brown County (New Ulm)

Carlton County

Carver County (Chaska)

Cass County (Walker)

Chisago County (Center City)

Clay County (Moorhead)

Cook County (Grand Marais)

Dakota County (Hastings)

Douglas County (Alexandra)

East Central Minnesota region

Faribault County (Blue Earth)

Freeborn County (Albert Lea)

Grant County (Elbow Lake)

Itasca County (Grand Rapids)



Lake County (Two Harbors)

Kandiyohi County (Willmar)

Koochiching County (International Falls)

McLeod County (Glencoe)

Meeker County (Litchfield)

Minneapolis and St. Paul / Hennepin County

Mower County (Austin)

Nicollet County (Saint Peter)

Olmsted County (Rochester)

Otter Tail County (Fergus Falls)

Pope County (Glenwood)

Ramsey County (St. Paul)

Redwood County (Redwood Falls)

Renville County (Olivia)

Scott County (Shakopee)

Sherburne County (Elk River)

Sibley County (Gaylord)

St. Louis County (Duluth)

Stearns County (Saint Cloud)

Steele County (Owatonna)

Stevens County (Morris)

Traverse County (Wheaton)

Waseca County





Washington County (Stillwater)

Watonwan County (Saint James)

Wilkin County (Breckenridge)

Winona County

Wright County (Buffalo)

Minnesota Utility and Heating Bill Assistance

Reach Out for Warmth
The Emergency Energy Assistance Fuel Fund is funded from both individual and corporate donations. The program is for Minnesota residents in which federal funds are inadequate. The aid will also assist households who are over the income limit for federal for Energy Assistance. In addition, this program will provide additional help when federal funds are inadequate to meet household's needs.

Minnesota Cold Weather Protection Rule
This will ensure that customers do not have their utility and / or heating service shut off during the cold winter months. Certain criteria does need to be met. Learn more.

Energy Assistance Program (EAP)
Helps pay home heating costs. Households with the lowest incomes and highest energy costs receive the greatest benefit. Some of the services provided include

  • Educate consumers to use home heating energy both efficiently and safely
  • Crisis assistance for utility and gas disconnections or necessary fuel deliveries
  • Emergency heating system replacement or repair

Weatherization Assistance Program (WAP)
This aid program uses energy conservation methods and tips to reduce the use and cost of home energy by an estimated percent.





This is a program of last resort. It provides money and cash grants to help pay oil, natural gas, propane, wood, and electricity bills to those in need, and it will also help with emergency furnace repairs. Read more.

Operation Round Up
An assistance program that is offered by many Minnesota electric organizations and companies. This provides energy assistance funds to individuals in need. The program can also offer other aid, such as for medical bills, rent or housing costs, and more.

By Jon McNamara

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