Miami Assistance Programs.
The services and assistance programs indicated below are specific to Miami. However, residents can find numerous additional resources from programs offered by Miami-Dade County. Click here to learn more and to get a more extensive list.
Mortgage and foreclosure
Catholic Charities offers qualified homeowners assistance regardless of their religion, culture, or background. The non-profit runs a foreclosure counseling program and may have limited amounts of financial assistance for paying housing costs, including a partial mortgage payment. The program is targeted at lower income families, those facing foreclosure and homeowners within the Miami and Dade County limits. All applicants and people who request support from Catholic Charities will need to undergo case management. This will include, but is not limited to, foreclosure counseling and general budgeting classes. As always, you should read the application in its entirety for complete eligibility requirements and guidelines. Applications for this foreclosure prevention and any financial help will be granted on a first come, first served basis, and the total cash provided is subject to the availability of funds. All resources are limited and offered in an emergency, as a last resort. Call (305) 573-3333.
Miami and Dade County have started another mortgage assistance program that will force lenders to initiate a loan mediation process that will help prevent foreclosures.
Assistance from Miami-Dade Community Action Agency (CAA)
This organization provides a wide variety of services that help both low and middle income families and individuals with achieving self-sufficiency. They offer several programs that provide shorter term assistance until people can get back on their feet.
Some of the aid offered includes help with paying rent, weatherization programs, low income energy assistance, transportation aid, credit and medical debt counseling, utility bill assistance, and more.
Get assistance at one of several locations, including Liberty City Community Enrichment Center, Goulds Community Enrichment Center, and Accion Community Enrichment Center. Click here to learn more and contact them.
The Miami Dade Community Action Agency also partners with local clinics, nurse, hospitals, and medical professionals to offer health care. Read more on clinics in the city of Miami Florida.
Housing, eviction avoidance, and rent
Learn about the federal government supported section 8 housing voucher program, homeless prevention and rapid rehousing, Public Housing Authorities, and counseling offered in the Miami area. More on Miami rental assistance.
Housing repair programs
The county's new Senior Housing Assistance Repair program may be able to provide low-income seniors who are struggling to pay for home repairs assistance with making repairs. The repair program will provide up to $40,000 in free repairs. The program partners with charities and nonprofits such as Habitat for Humanity.
To apply for assistance, seniors need to complete an application at the Community Action Agency of Miami-Dade County. There are some conditions, and applicants need to provide proper documents and make sure they have paid their property taxes. In addition, they cannot own any other properties.
Seniors need to also agree to live in their home for 10 years once the home repairs are completed. If they do move before the 10 years are up, they will need to pay back a portion of their home repairs, depending how long they have lived in their home.
Example of what the home repair program can provide are new roof and floors, hurricane impact doors and windows and doors, new central air unit, paint, and work on septic tanks. Dial 786-469-4600.
Find additional assistance programs that cover the city as well as all of Miami Dade County.