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Assistance programs in New York City area.

Find how to get financial help in New York City. Charities, churches, and the government provide assistance with paying rent, offer free food or money for security deposits or provide free bus or subway passes for work. There is also medical care and energy bill grants among other services. Locate financial assistance near you in NYC below, including money for all boroughs, including Queens, Manhattan, The Bronx, Brooklyn, and Staten Island.

Programs support everyone including low income families, immigrants, the elderly or disabled among others. In addition, find employment resources as well as free stuff for low income families in the greater New York City area. This may include free motel vouchers or bus or train tickets as well as furniture, clothes, and other social services.

Financial assistance for bills and social services in New York City and surrounding area

Catholic Charities Community Services, Archdiocese of N.Y. - Assistance programs administered include Eviction Prevention to help low-income tenants, immigrants and single moms in NYC among others. There are also Free Emergency Meals, baby formula and ensure for senior citizens as well as Job Readiness & Placement programs. There is also immediate Financial Assistance for expenses such as energy or water bills, Information & Referral, and more.

A number of churches also partner with the Catholic Charity centers, and combine their resources to help the working poor, seniors, and homeless. In addition to the resources listed above, other programs can provide meals around the holidays, legal advice to immigrants and refugees, credit counseling and emergency financial aid. Call the New York City, NY agency at (212) 371-1000 or( 888) 744-7900.. Or read more on the resources provided by the NYC Catholic Charities organization.

  • There are additional churches, senior centers, and Catholic Charity programs for Brooklyn and Queens residents. Tens of thousands of low income families, unemployed, and struggling individuals receive support from these centers. Some of the resources available include housing assistance, eviction prevention, and free food or meals. They also offer services such as counseling and referrals. Case managers can also help individuals find employment or apply for government assistance such as HEAP or food stamps. More on Brooklyn and Queens assistance programs.




  • This Catholic Charity NYC agency provides counseling, resources, and various forms of support to families and individuals through employment services. There is also free financial literacy, debt help programs, financial advice, and budget management New York City and all boroughs are supported by a number of different credit, debt, and housing counseling agencies too. Many of them are non-profit. Find a listing of dozens of credit counseling agencies in New York City, and get phone numbers to call for help.

Highbridge Community Life Center, which is located in the Bronx, offers Permanent Affordable Housing, including apartments with a short or no-waiting list. There is also immediate financial Assistance for rent, housing, and utility bills, and a food pantry is also available on site. Call (718) 681-2222. The address is 979 Ogden Ave, Bronx, NY 10452.

The Salvation Army has various locations around New York City. While the exact nature of the programs offered will vary based upon location and funding that is available, in general low income and the needy will be able to get rent help. There are also limited funds for paying utility and heating bills, prescriptions, free food, and much more. They can also provide counseling and information on government programs and other local charities and non-profits.

  • Seasonal help is offered by the Salvation Army. That includes free school supplies or backpacks for kids as well as snacks and food for the summer. Or there are homeless shelters, free motel vouchers and subway passes as well as Christmas toys from Adopt a Family.
    • Brooklyn - Bedford Temple Salvation Army - Dial 718-622-0614, or address is 601 Lafayette Ave, Brooklyn, NY 11216
    • Sunset Park Salvation Army (718-438-1771)
    • Bushwick phone 718-455-4102 and address is 1151 Bushwick Ave, New York, NY 11221.
    • Brownsville (dial 718-345-7050 or stop by 280 Riverdale Ave, Brooklyn, NY 11212).
    • Queens-Jamaica center is at 9023 161st St, Jamaica, NY 11432. Call (718) 297-4860.

Those are just a few of the centers in the area. Find more Salvation Army NYC financial assistance centers.





Good Old Lower East Side Inc., which can be reached at (212) 533-2541, helps people who are facing evictions and homelessness. Over the years they have helped stop thousands of eviction cases. A homeless shelter, hot meals, bag lunches and more is offered. The location is 173 Avenue B, New York, NY 10009.

Summer cooling bills or free AC units - New York City is sometimes known for its hot and sweltering summers. Residents who are faced with a medical condition or illness and who need to stay cool during the summer may be able to receive a free air conditioner or window fan. Or use a cooling shelter.

  • A number of organizations contribute to the program. Even if you do not qualify for a free AC unit, then the agencies may be able to provide other support, such as a free fan or information on cash assistance for summertime cooling bills. Do not hesitate to explore your option. Find free air conditioner units in New York City.

East Harlem Neighborhood Based Alliance Corporation (EHNBAC) offers a number of services across all of New York City. Housing programs include eviction prevention, security deposit help, landlord/tenant mediation, and emergency rent assistance. Other resources are credit counseling, free job placement or training, and help for veterans. Get help in applying for food stamps, Medicaid, and even SSDI disability. Call (212) 289-1900 for information on these and other resources. The location is 413 E 120th St Ste 301, New York, NY 10035, or learn more on housing assistance from East Harlem Neighborhood Based Alliance.

Current water bills and past debts - Homeowners who are having difficulty in paying their home loans may receive financial assistance for their water bills. A program was created that will allow New York City homeowners the ability to catch up on their water bills so that they can attempt to stay current with their mortgage. Get water bill help in NYC.

Department of Social Services serves all the boroughs of New York City. This government organization administers several different emergency assistance and public aid programs for low income families, seniors, the unemployed, and others. Cash assistance can help families pay for so called basic bills, such as utility, water, food, heating costs, transit, and rent. Food Stamps, or SNAP, can provide free groceries to families, especially those with children. Several job training and employment services are available too. Seniors also have resources dedicated to their needs. More on New York City public assistance.

  • Short term cash assistance may be provided as part of two government funded programs. One is Temporary Aid to Needy Families, or TANF, while the other option is the State Safety Net Program. Both of these can provide low income and working poor New York City families with grants for basic needs, housing, food, heating bill help and more. Resources will also help clients find a job. Continue with cash assistance programs in NYC.




Heating bills - New York City residents who are faced with a disconnection, out of fuel, or who have a broken furnace or heating system can look into both non-profit and government resources for paying their heating bills or repairs. Several monthly and emergency financial assistance programs are available to low income families. Continue with heating bill assistance New York.

Society of Saint Vincent and its churches are another resource. SVDP of NYC will advocate on behalf of the low income, unemployed, and poor in the community. Volunteers from the organization will also help people find and apply for financial assistance programs in the greater New York City region and surrounding boroughs such as the Bronx. They also operate cheap thrift stores and clothing closets.

  • While more limited, direct financial assistance can be provided by the Society for basic needs. This can include funds to pay for food, utility bills, rent, and other needs such as medications. A focus of this will be on residents who are most at risk without immediate help, such as senior citizens and families with young children. Other programs include free fans for the summer, housing, and home delivered meals for the homebound. Read St. Vincent New York City assistance programs.
  • St Vincent of the Bronx and churches that are part of the charity assist the working poor, homeless and low income. A number of resources are available, including free food, shelter, and guidance. The charity has extensive information on resources in NYC for the vulnerable, and can direct Bronx families to them, including clinics for medical care, job training in partnership with Goodwill, and more. More on Bronx St. Vincent assistance programs.
  • Churches and Saint Vincent in Queens is a charity that helps the homeless, poor, and people at risk, such as single mothers with children from this borough only. Everything from food to transitional housing and help in getting to a job interview is offered. In some cases, churches in Queens may have emergency funds, based on money raised from the community, for expenses such as medications or rent. Continue Queens Saint Vincent de Paul.

Word of Life International provides services in the Bronx. The non-profit offers free food in partnership with pantries and soup kitchens, and also operates the Feed the Community resource. Case managers can also help the very low income or seniors apply for benefits such as SNAP, SSI disability, or public housing. Other resources include a free clothing closet, job placement from the Bronx Work Force 1 Office, youth services, and more. Read Word of Life program.Financial help NYC

Brooklyn Housing and Family Services provide information on housing for that borough. The address is 415 Albemarle Road, Call (718) 435-7585. The non-profit organizes tenant associations, can help people receive assistance with housing benefits, and provides information about tenant rights including housing discrimination or landlord repair issues.

Covenant House offers shelter and transition housing to homeless pregnant women and young mothers with children. 460 West 41st Street, (212) 613-0300.

311 Call Center is a free service that provide information on programs available across New York City, including emergency financial assistance. People can learn about resources to turn to for emergency money for paying heating bills or rent, shelters, and food pantries. Information is available on many resources.

  • Anyone can dial the center, and the specialists will direct residents to the program that best meets their needs. They also have a database on services for the disabled and also information on charities that focus on senior citizens or single parents, so the referrals are extensive.  another non-profit that can assist people with applying for Child Health Plus, Medicaid and other state and federal government entitlement programs Learn more on the New York City crisis line.







Emergency cash loans are available in all NYC boroughs. While some lenders (such as high priced payday or title loan companies) are illegal, residents have other options available to them. There may be funds from non-profits, the government, and other sources. Find details on how to get help from emergency loans.

Child Development Support Corporation is a non-profit that can assist Brooklyn families by helping them find emergency food, youth services, quality child care, and utility assistance. Spanish services too. Dial (718) 398-6738

Osborne Association is for residents who are involved in the criminal justice system. The organization will offer family services, employment and job training services, and more case management. Phone (718) 707-2600, or the address is 809 Westchester Ave, Bronx, NY 10455

Day Care Council of NY Inc. provides referrals and information on affordable day care. Call (212) 206-7818. The agency administers Head Start, serves free wholesome meals, offers health services, and more

Institute for Family Health helps with government entitlement programs. Get assistance in applying for Medicaid, Child Health Plus, and other state programs. Spanish spoken. The address is 2006 Madison Avenue, New York, NY 10035. Call 212-633-0800

Department Of Youth and Community Development is a community action type organization for New York City and the boroughs. While low income families of all backgrounds may qualify for help, priority is for senior citizens, immigrants, and children. Most of the programs are focused on building self-sufficiency, including education, employment, GED, or English as a Second Language classes.

New York City Aging Department offer services to senior citizens and the elderly as well as their spouses. The programs administered are wide ranging. A focus is on satisfying basic needs, such as food/nutrition, housing, utility assistance, and medical care. There are several senior centers and offices around the region and professional staff are focused on meeting the needs of the elderly, in particular those that are struggling or low income. The main office is at 2 Lafayette St # 18, New York, NY 10007. The primary phone number is (212) 244-6469. Find more New York programs for seniors.

Center for Urban Community Services coordinates housing assistance and other social services (such as employment and emergency aid) cross New York City. Residents can receive homeless prevention and can use their transitional housing programs, such as Common Ground.

  • The community also provides career counseling, basic needs such as free diapers, applications for SSDI, and free legal aid to income qualified families in NYC. However the focus is on helping those families, including the disabled, that are facing eviction or that are currently homeless. More information on Center for Urban Community Services programs.




New York City area UJA Federation administers assistance programs for those facing poverty, the unemployed, and senior citizens. Some of their services are run by the non-profit and others are offered in partnership with other regional charities. Receive free food, legal aid, and eviction prevention. Some funds may be offered for paying rent, energy bills, or other expenses. Or look into their job and employment programs and training. Click more details assistance from UJA Federation.

  • Loans from Jewish Society - While various conditions are in place, the agency may offer some support or referrals. Some of the funds are restricted by faith, and other programs are more wide ranging. There may be loans for emergency expenses such as car repairs for employment or rent to prevent an eviction. Other services may be provided by the society as well. More New York City Hebrew Free Loan Society.

Brooklyn Community Housing and Services offers support to the currently homeless or those that are behind on their rent. Homeless prevention services are available to those that are struggling. Or if you are on the verge of eviction, then transitional housing units are available in the Brooklyn New York City region. In addition, case managers try to address the cause of the issue. Learn more resources from Brooklyn Community Housing and Services.

Women’s Housing and Economic Development Corporation will help the unemployed or people seeking a better career obtain and keep stable jobs. Offers work supports such as credit and career counseling, child care referrals, and job skills training. Call (718) 839-1100

Information on free food and applications for government benefits can be obtained from the Hunger Hotline. This is a service available across New York City at no cost to families. Get information on pantries, guidance in applying for programs such as SNAP food stamps, free school lunches or SSI disability, among others. More on hunger hotline in New York City.

Emergency grant money to help with bills - A program known as One Shot can help families across New York City pay their bills in a crisis. Applications are processed at HRA offices across the city. Cash assistance can be used to pay for rent, utility bills (including heating and electric), security deposits, moving costs and other expenses. Families facing a crisis can learn more at HRA centers in all parts and boroughs of the city, including Brooklyn, Queens, and the Bronx. Click more One Shot emergency grant program.

Faith based groups, including churches, help the poor. Many people who request help are immigrants, unemployed, and maybe facing a short term hardship. When qualified, they can refer the client to day care programs, offer warm weather shelter or a hot meal, and guide the client to subsidized housing programs in the city. Many other support services, such as home care for seniors, are available. There are hundreds of groups to try, and find more details on assistance from churches in New York City.

Neighborhood Preservation Project offers assistance with addressing public benefits issues when these impact ability to pay rent. The center also provides free legal help to New Yorkers threatened with loss of housing and evictions. Offers referrals and workshops on life skills, budgeting, energy assistance, money management and more. Call (212) 417-3700. The address is 100 William St Ste 6, New York, NY 10038.





Immigrants, the working poor, and low income families can turn to the Office of Civil Justice for support. There is a focus on housing related issues, whether for foreclosures, rent, utilities, or discrimination. The agency also helps clients obtain federal government benefits, ranging from SSI disability to public housing vouchers or SNAP food stamps.

  • Using this organization, the city will ensure each family has access to advice. There are attorneys as well as other financial professionals that provide support around ensuring that all residents (whether they are immigrants, elderly, or a family facing another situation) can get help. More on Office of Civil Justice assistance programs.



VOA - Volunteers of America Greater New York operates in the entire region and all boroughs, including the Bronx and Queens. The primary focus is on offering housing assistance, but they also have free school supplies from Operation Backpack. The non-profit provides short term, low income transitional housing and run shelters in New York City.

  • Veterans, women facing DV in NYC and the elderly as well as disabled are a major focus of VOA. The currently homeless, low income, single parents, seniors, and many others turn to the center for help. Click Greater NY Volunteers of America.

The Urban League focuses on employment and counseling, with the possibility of referrals to government grants, such as the emergency food and shelter program. Some of the main services, many of which are done by linkage to other New York City non-profits include:

  • Workforce development - Case mangers can coordinate ESL classes, or help clients obtain a GED or meet other educational goals.
  • Basic needs for employment may be provided, such as clothing for work or the free use of computers.
  • Housing resources, including HUD foreclosure counseling, information on emergency financial aid for rent to tenants facing eviction, and first time home buying resources.
  • Many other services are available, and find more New York City Urban League programs.

New York City places for free items along with financial resources

Free clothing, holiday assistance, furniture and basic needs - Residents who need items such as clothes, school supplies or help around the house can turn to non-profit clothing closets and other charities. The centers mostly provide non-financial aid, such as school supplies, free winter coats, household goods and work clothing. There are also free furniture banks in NYC that provide household stuff. However some locations may have limited amounts of financial aid, or can provide career counseling. Locate free clothes, furniture or school supplies in New York City.

  • Some NYC agencies focus on helping students year round, and they give free back to school supplies, hold giveaway events, offer lunches, backpacks, and more. The kids and teenagers can also get clothes or uniforms. Find some of the free school supply giveaways in New York City.

Christmas toys or free presents are offered to children as well as the homeless. Using donations from the public, low income families that apply may receive assistance so their kids can experience the holidays. Find where to turn to for meals, games, books, and free toys. Find New York City Christmas programs.

Rent help and mortgage assistance in NYC

Various non-profits in New York City offer qualified individuals and families with emergency rent, security deposit assistance and eviction prevention programs. They can also direct applicants to government programs and emergency financial assistance. Get more information on New York City rent assistance.

  • The borough of Queens New York has several non-profit agencies that offer rent assistance. The options range from churches and charities up through government supported and funded programs. Find information on rent help in Queens.




Assistance for Housing Court - Tenants facing eviction, unsafe housing, or lawsuits from their landlord can receive legal help and support as part of the Housing Court Process. Some of the resources provided can include funds to pay rent in arrears, legal consultations, referrals, and more. Organizations such as the Legal Aid Society work to prevent homeless. Continue New York City housing County programs.

An organization to turn to for rent and mortgage help is Community Service Society (CSS). This non-profit provides various forms of financial assistance and cash grants in several ways to people in need. CSS provides homeowners and renters with Emergency Rent/Mortgage Arrears grants. The funds are for New Yorkers who are at risk of being evicted from their homes

  • Grants are also available for mortgage payments if someone is facing a foreclosure. The primary objective of the program is to prevent homelessness in the city. So the CSS agency is focused on helping families and individuals with their housing if they are falling behind with their rent or mortgage payments.
  • Another option from Community Service Society is the Emergency Relocation Assistance, which helps with the first month’s rent, utility deposits and/or security deposit for a new or more affordable apartment. This is both for the working poor that are now stable as well as people at risk of facing an eviction or becoming homeless. This emergency grant will even pay for relocation assistance for storage and/or moving fees for people needing to move, because of reasons such as a risk of eviction, health-related complications, or domestic violence.

Finally, the non-profit CSS offers Short-term Rent Subsidies that are provided to those at risk of falling behind with their housing and/or rent payments because of a sudden reduction or complete loss of income such as the loss of a job or a reduction in their salary. Find additional ways to get mortgage help and foreclosure prevention assistance as well as other support.

Get help in exploring, and applying for programs such as low income apartments or programs in New York City to pay a security deposit. Other services may include applications to SSDI disability benefits, heating bill assistance from HEAP, or medical care (Medicaid).  Click more Community Services Society. The address is 633 Third Ave, 10th FL, New York, NY 10017. Or contact the agency at (212) 254-8900.

Housing Court Answers provides information and referrals. They operate a hotline, which can be reached at 212-962-4795. The topics covered are as follows.

  • Legal aid is offered to tenants facing eviction.
  • Learn about places to apply at for grants for everything from past due rent to energy or heating bills.
  • Many other housing matters can be addressed. Click programs from Housing Court Answers.

Foreclosure prevention programs are also in place throughout the city. Law firms in Queens, Brooklyn, and the other New York boroughs will work directly with homeowners. Counselors, legal professionals and other highly trained staff will direct homeowners to various options and programs, including mediation, free counseling, and more. Read more on NY foreclosure prevention.

Eviction prevention and homeless assistance - If you are behind on your rent and faced with imminent eviction, or are currently homeless, then resources and/or short term housing or utility assistance is available. The leading government agencies in New York City include PATH as well as the Department of Homeless Services, or DHS. Shelter, short term housing, eviction prevention, and other housing assistance is offered to those who qualify. Read more New York City housing assistance.

New York City (NYC) Housing Authority - Advice, referrals, and more is available. Get information on section 8 vouchers, transitional housing, and other support. There is also subsidzed housing for NYC seniors or people with a disability. First time homebuyers can also learn about low interest loan programs.

  • Brooklyn- 718-649-6400
  • Staten Island - (718) 816-1892
  • Bronx (718) 409-8620
  • Manhattan - (212) 677-3225







Rental vouchers, subsidies and arrearage payments may be provided by the Family Eviction Prevention Supplement (FEPS) program. Assistance is only offered for New York City families that have children(including single moms and dads) and who receive some other form of government/public cash assistance. Funding comes from the state and it is intended to take a pro-active approach to eliminating evictions and homelessness.

  • The city also works with other agencies in the region, including free legal aid and social service offices. Money can be used to pay back rent and the program can provide vouchers for go forward expenses. Click here Family Eviction Prevention Supplement.

Resources from Coalition for the Homeless can assist those facing eviction or that are currently homeless. The agency and its staff will help clients find a new, affordable residence to live in. They will also arrange job placement/training, basic needs such as clothing, food, and other support. In some cases limited financial assistance may be available for paying back rent to stop an eviction or the security deposit on a new home.

  • The Bridge Building program provides apartments for women and children. Another resources is the Scattered Site Housing Program, which provides services and housing to persons and families living with HIV/AIDS. Other assistance may be offered in a crisis and can include baby formula, blankets, and personal hygiene goods. The address is 129 Fulton St, New York, NY 10038/ Find more information on Coalition for the Homeless.

Rental arrears grants and funds for security deposits may be available from NYC Human Resources Administration. This aid is for those who have been evicted but the landlord will re-rent the apartment. If funding runs out, a short no-interest loan may be issued for the rent or paying a deposit. Other human services may be information on TANF cash assistance, food stamps, employment, and public housing, Call the HRA Job Center, or find details here.

Non-profit Eviction Intervention Services is an organization for residents of the East Side of Manhattan. On average, about twice a week the center will provide housing advice to low-income and working poor individuals. Other assistance offered include homeless prevention, free legal advice, anti-eviction help for woman-headed families, housing maintenance repairs, tenant education workshops, referrals and follow up. (212) 308-2210.

Additional housing assistance from non-profits and the government is available. Charities and non-profit provide everything from eviction prevention services, emergency rental assistance, and free legal advice to prevent evictions. Individuals or families that are currently homeless can find homeless shelters, low income housing units and apartments, or work with case managers to find a permanent home or get a hotel voucher online. Other services include case management, job search, and general case management. More on New York City housing programs.

HomeShareNY - The organization oversees a program that provides free or low cost housing. A homeowner with a spare room (often a senior but it can be anyone) will agree to offer free or low cost housing to an individual in exchange for support, such as shopping, minor household tasks, or other minor tasks. Screening, interviews, and background checks are done. This is a well respected program that is available in many major cities. Call 646.543.0495, or read more on Homesharing.

Help with employment, bills, and career skills from Single Stop

Employment and side jobs - It is expensive to live in New York City, and many residents need extra income. There are some somewhat easy ways to make extra money, including from hobbies (such as taking photos) as well as various side hustle type jobs. The employment is for everyone from immigrants to non-English speakers and others. Find a list of side jobs for extra cash.

Henry Street Settlement Workforce Development Center is another location that offers a comprehensive range of job placement, retention services and training for adults and youth. (212) 478-5400

STRIVE Employment Services has job training for women. A focus is on computer networks, office operations, and customer service/retail sales. Address is 240 East 123rd Street in Manhattan. Call (212) 360-1100.

Dress for Success is a national non-profit that assists clients with finding a job, entering the workforce and staying employed. Each qualified client receives one suit or dress for an interview. Also enroll in classes for ongoing support to help the individual build a successful career. Telephone - (212) 684-3611





New York City Employment and Training Coalition has information on job training and educational programs in the region. They also help immigrants, documented or not, Spanish speakers and former prisoners in NYC. A higher income is key to being self-sufficient. Call 646.866.7097.

Food banks, soup kitchens and non-profits that offer free groceries

Food Bank for New York City is a leading agency. This non-profit organizations purpose is to increase access to affordable, nutritious food and groceries in New York. The poor, unemployed, migrants and others will get help. The goal is to end food poverty for struggling New Yorkers throughout the five boroughs. They work to do this by focusing on education and nutrition. There are also free groceries, food distribution, financial empowerment and counseling,. The New York City Food Bank procures and distributes food and groceries to a network of approximately 1,000 pantries as well as food assistance programs across New York City.

    In addition to this aid, the Food Bank provides food safety and capacity-building workshops; they conduct food stamp pre-screening and outreach assistance, they manage school nutrition education programs in New York, and help with after-school and emergency food programs. the NYC Food Banks also operates a Senior Food Program, a food pantry, and a soup kitchen. The also help with coordinating the largest Free Tax Assistance Program in the country and provide other social services. Dial 212.566.7855.

There are hundreds of non-profit food pantries, churches, charities, and soup kitchens to turn to for help across New York City. Resources provided can include fresh produce, emergency food boxes, meals for students, the government TEFAP and food stamp programs and more. Examples of some centers are belo, However there are thousands of additional free food pantries and soup kitchens in the region, and find more food pantries in New York City.

  • Friendly Hands Ministry Inc. can be found at 225 E 118th St, New York, NY 10035. Phone: (646) 360-4418
  • The Door, telephone 212-941-9090. Canned goods, fresh fruits, and food boxes are offered. The pantry is at 555 Broome St, New York, NY 10013
  • Christ Apostolic Church WOSEM, PANTRY, 442 East 183rd Street, Bronx, NY 10458. Call 516-330-1146
  • Door To Life Ministry is at 155 Jamaica Ave, Brooklyn, NY 11207. Dial 718-484-7370
  • New Creation Outreach Center offers the needy and low income food boxes and vouchers. Address is 1534 Broadway, Brooklyn, NY 11221, 718-573-9980
  • Walk In Love Family Center, 202-11 Jamaica Avenue, Queens Village, NY 11429, dial 718-314-2958

Medical and dental care from health care centers in New York City

NYC Managed Care Consumer Assistance Program will provide support and advice to residents so they can get information on the health care system and local free clinics. Get help in finding the right health coverage, questions on medical bills answered, and find specialists to resolving medical and health care problems. Call 1-888-614-5400.

Residents of New York have dozens of places they can turn to for free or low cost dental and medical care. Clinics and health centers are located around the entire NYC region, including the Bronx, Queens, and Manhattan. The specific types of medical care provided by each health care center will vary, but can range from prescriptions, surgeries, to general care.

Typically patients who have a crisis will be helped first, then children, and people with families. Some of the hospital and clinics offer charity care, others may require that individuals pay some money towards their hospital or medical expenses. Find a listing of New York City clinics.

Savings on prescription drugs - There is a simple way to save up to 45% on your medications. The city offers a discount card for residents. There is no cost involved to get the card, it is free to use, and it is accepted at most retailers and pharmacies in New York City and the boroughs

It also can be used for most types of medications. You just need to present the discount card to the cashier and/or pharmacist when checking out, and the discount will be applied. There are no costs involved. Read New York City prescription card.

Free legal advice in New York City and lawyer consultations

NYC Services Legal Outreach is a non-profit organization that is offering homeowners free legal representation and advice. Hundreds of attorneys have volunteered their time and expertise to the program. Click here Free Legal Aid in NYC to read more on how this program can help.

NYC low income legal and free consultation programs - One of the leading non-profits to call is Legal Services of New York City. They have offices in all boroughs, including Queens, Brooklyn, Manhattan, Harlem and across the entire city. Case managers, lawyers, paralegals and other volunteers can direct individuals to foreclosure, credit, and bankruptcy counseling services.

They also have information on numerous social services and financial assistance programs. Referrals may be provided too. Learn more on Legal Services of New York City, and find more details.

Legal Aid Society will offer free legal services and representation to residents of NYC, including the elderly and undocumented immigrants, who meet income requirements. Get advice on utility disconnections, rental programs, debt collectors and more. Offers help for low-income families and seniors in the following areas, including employment, childcare, housing, government benefits, special education, filing SSI/disability, taxes. Get free legal aid to ensure landlords make apartments safe to live in and fix any repairs.

  • Main center is at 212-577-3300
  • Manhattan, telephone (212) 312-2260
  • Brooklyn (718) 237-3100
  • Staten Island, dial (718) 981-0219
  • Queens (718) 298-8900
  • Bronx (718) 579-7900





Free foreclosure prevention in New York City

One non-profit agency that people can turn to is the Center for New York City Neighborhoods. Call them at (646) 786-0888. The address is 55 Broad St Ste 8, New York, NY 1000.

If a homeowner contacts the Center for NYC Neighborhoods for help, they will be connected to reliable free services and counseling that are offered close to where you live, within your community. There are mortgage counselors that are able to give you these counseling sessions, provide you with access to various options (such as principal reduction plans), one-on-one counseling, and they can also help you with your mortgage issues, loan modifications and anything related to saving your home from a foreclosure.

Homeowners in Brooklyn New York have a number of non-profit and foreclosure counseling specialists they can contact for help. Several agencies can provide free, confidential advice to borrowers. On average, thousands of homeowners receive access to programs that have either helped them get back on track with their home loans or save their home.

Or if the homeowner is too far behind on their payments, the non-profit HUD certified agencies can help them file bankruptcy and/or find alternate housing. Find information on non-profit Brooklyn foreclosure prevention counselors.

Queens New York - Borrowers in this borough who may need advice, or who are struggling with paying their mortgage, have resources available to them. Get free information, consultations, and help in applying for loan modifications and other assistance. More on foreclosure help in Queens.

Bronx housing counseling - If you live in the Bronx and are behind on your mortgage payment, or if you are faced with a foreclosure, several local agencies may be able to assist. They can provide homeowners with free advice, counseling, and can help borrowers apply for and negotiate mortgage assistance. Read Bronx foreclosure assistance.

Additional NYC programs near you

Low-income families can get hardship grants, food, financial help and other support from several other places near them too. There are United Way programs in NYC, churches that help immigrants or the homeless, and general financial help.


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By Jon McNamara














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