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Assistance programs in New York City.

Find how to get financial help in New York City. Charities, churches, and the government provide assistance with paying utility bills or housing or they help with transportation, including free bus or subway passes for work. There is also grant money to help pay bills, food and other financial resources. Get financial help near you in NYC.

There is assistance for low-income families in all NYC boroughs, including Queens, Manhattan, The Bronx, Brooklyn, and Staten Island. Programs support everyone including the homeless, immigrants, the elderly or disabled among others. In addition, find employment resources as well as free stuff including furniture, clothes, and other social services to help low-income families with paying bills.

Financial help with bills and social services in all New York City boroughs

Catholic Charities Community Services, Archdiocese of N.Y. - Assistance programs administered include Eviction Prevention to help low-income tenants, immigrants and single moms in NYC among others. There are also free meals services in a crisis, baby formula and ensure for senior citizens as well as Job Readiness & Placement programs. There is also immediate financial help for paying housing costs such as energy or water bills.

A number of churches also partner with the Catholic Charity centers. In addition to the resources listed above, other programs can provide free meals around the holidays, legal advice to immigrants and refugees, credit counseling and emergency financial aid. Call the New York City, NY agency at (212) 371-1000 or (888) 744-7900. Or read more on the resources provided by the NYC Catholic Charities.

  • There are additional churches, senior centers, and Catholic Charity programs for Brooklyn and Queens residents. Some of the resources available include housing assistance, eviction prevention, and free food or meals. They also offer services such as counseling and referrals to other charity organizations. Case managers can also help individuals find employment or apply for government assistance such as HEAP to pay utility bills or food stamps. More on Brooklyn and Queens assistance programs.
     
  • This Catholic Charity NYC agency provides counseling, resources, and various forms of support to families and individuals through employment services. There is also free financial literacy, debt help programs, and budget management New York City. Catholic Charities is also HUD certified, and all of them are non-profit. Find a listing of dozens of credit counseling agencies in New York City.

 

 

 

Highbridge Community Life Center, which is located in the Bronx, offers Permanent Affordable Housing, including apartments with a short or no-waiting list. There is also immediate financial assistance programs for rent, housing, and utility bills. A free food pantry is also available on site. Call (718) 681-2222. The address is 979 Ogden Ave, Bronx, NY 10452.

The Salvation Army has various locations around New York City. While the exact nature of the programs offered will vary based upon location and funding that is available, in general low income families or the homeless will be able to get rent or electric bill help. There are also limited funds for paying utility and heating bills, prescriptions, free food, and much more. They can also provide information on government programs and other local charities.

  • Seasonal help is offered by the Salvation Army. That includes free school supplies or backpacks for kids as well as snacks and food for the summer. Or there are homeless shelters, free motel vouchers and subway passes as well as Christmas toys from Adopt a Family.

Many other social; services are provided to people on families in a financial hardship. Learn more Salvation Army NYC financial assistance.

Good Old Lower East Side Inc., which can be reached at (212) 533-2541, helps people who are facing evictions and homelessness. A homeless shelter, hot meals, bag lunches and more is offered. They also give out free stuff such as a sleeping bag, hygiene kits, and serve hot meals. The location is 173 Avenue B, New York, NY 10009.

Summer cooling bills or free AC units - Residents who are faced with a medical condition or illness and who need to stay cool during the summer may be able to receive a free air conditioner or window fan. Many free AC units, fans, or funds to pay electricity bills are for senior citizens or the disabled in NYC..

  • Even if you do not qualify for a free AC unit, then the agencies may be able to provide other support, such as a free fan or information on cash assistance from HEAP or the city for summertime cooling bills. Find free air conditioner units in New York City.

East Harlem Neighborhood Based Alliance Corporation (EHNBAC) offers a number of services across all of New York City. Housing programs include eviction prevention, security deposit help, landlord/tenant mediation, and emergency rent assistance. Other resources are credit counseling, free job placement or training, and help for veterans. Grant money is combined with stability.

 

 

 

Current water bills and past debts - Homeowners who are having difficulty in paying their home loans may receive financial assistance for their water bills. A program was created that will allow New York City homeowners the ability to catch up on their water bills so that they can attempt to stay current with their mortgage. Get water bill help in NYC.

Department of Social Services serves all the boroughs of New York City. This government organization administers several different emergency assistance and public aid programs for low income families, seniors, the unemployed, and others.

  • Cash assistance can help families pay for so called basic bills, such as utility, water, food, heating costs, transit, and rent. Food Stamps, or SNAP as well as an EBT card in NYC, can provide free groceries to families, especially those with children. Several job training and employment services are available too. Seniors also have resources dedicated to their needs. More on New York City public assistance.
     
  • Short term cash assistance may be provided as part of two government funded programs. One is Temporary Aid to Needy Families, or TANF, while the other option is the State Safety Net Program. Both of these can provide low income and working poor New York City families with grants for basic needs, housing, food, heating bill help and more. Resources will also help clients find a job. Continue with cash assistance programs in NYC.

Financial help NYCHeating bills - New York City residents who are faced with a disconnection, out of fuel, or who have a broken furnace or heating system can look into both non-profit and government resources. There is help in Queens, Manhattan, and other Boroughs for paying heating bills or repairs. Several monthly and emergency financial assistance programs are available to low income families, including with funds issued the same day in a crisis. Continue with heating bill assistance New York.

Rent relief in NYC is available. Various non-profits in New York City offer qualified individuals and families with emergency rent, security deposit assistance and eviction prevention programs. Tenants and the homeless will be able to apply. They can also direct applicants to government programs and emergency financial assistance. Get more information on New York City rent assistance.

  • Brooklyn tenants, homeless people and renters who need financial help with rental arrears can get assistance  as well. There are several local non-profits and housing programs in the region. Locate rent assistance programs in Brooklyn.
     
  • The borough of Queens New York has several non-profit agencies that offer rent assistance. The options range from churches and charities up through government supported and funded programs. Find information on rent help in Queens.
     
  • Staten Island housing and rent payment help ranges from free lawyers to money to pay utility bills or back rent. A focus is on the working poor who are in a short term hardship. Read more on rental assistance in Staten Island.
     
  • Short term housing programs are offered. Families, including single moms, or individuals that are currently homeless or about to be evicted, a place to stay if offered. The leading government agencies in New York City include PATH as well as the Department of Homeless Services, or DHS. Shelter, short term housing, eviction prevention, and other housing assistance is offered to those who qualify. Read more New York City housing assistance.

Society of Saint Vincent and its churches are another resource. SVDP of NYC will advocate on behalf of the low income, unemployed, and poor in the community. Volunteers from the organization will also help people find and apply for financial assistance programs in the greater New York City region and surrounding boroughs such as the Bronx. They also operate cheap thrift stores and clothing closets.

 

 

 

  • While more limited, direct financial help can be provided by the Society for basic needs. This can include funds to pay for food, utility bills, rent, and other needs such as medications. A focus of this will be on residents who are most at risk without immediate help, such as senior citizens and families with young children. Other programs include free fans for the summer, temporary housing, and home delivered meals for the homebound. Read St. Vincent New York City assistance programs.
     
  • St Vincent of the Bronx and churches that are part of the charity assist the working poor, homeless and low income. A number of resources are available, including free food, shelter, and guidance. The charity can help Bronx families, including clinics for medical care, job training in partnership with Goodwill, and more. More on Bronx St. Vincent assistance programs.
     
  • Churches and Saint Vincent in Queens is a charity that helps the homeless, poor, and people at risk, such as single mothers with children from this borough only. Everything from food to transitional housing and help in getting to a job interview is offered. In some cases, churches in Queens may have emergency funds, based on money raised from the community, for expenses such as medications, water costs or rent. Continue Queens Saint Vincent de Paul.

Word of Life International provides services in the Bronx. The non-profit offers free food in partnership with pantries and soup kitchens. The charity also operates the Feed the Community resource. Case managers can also help the very low income or seniors apply for benefits such as SNAP, SSI disability, or public housing. Other resources include a free clothing closet, job placement from the Bronx Work Force 1 Office, youth services, and more. Read Word of Life program.

Covenant House offers shelter and transition housing to homeless pregnant women and young mothers with children. They also give out free diapers, baby supplies, cribs, clothes and more to both the women and kids. The address is 460 W 41st St, New York, NY 10036. Call (212) 613-0300.

311 Call Center is a free service that provide information on programs available across New York City, including emergency financial assistance. People can learn about resources to turn to for money for paying heating bills or rent, shelters, and food pantries. Information is available on many resources.

  • Anyone can dial the center, and the specialists will direct residents to the program that best meets their needs. They also have a database on services for the disabled and also information on charities that focus on senior citizens or single parents. They are also another non-profit that can assist people with applying for Child Health Plus, Medicaid and other state and federal government entitlement programs Learn more on the New York City crisis line.

Emergency cash loans are available in all NYC boroughs. While some lenders (such as high priced payday or title loan companies) are illegal, residents have other options available to them. There may be funds from non-profits, the government, faith based groups and other sources. Find details on how to get help from emergency loans.

Child Development Support Corporation is a non-profit that can assist Brooklyn families by helping them find emergency food, youth services, quality child care, and utility assistance. Spanish services too. Dial (718) 398-6738  The location is 352-358 Classon Avenue. Brooklyn, NY 11238-1306.

Osborne Association is for residents who are involved in the criminal justice system. The organization will offer family services, employment and job training services, and more case management. They help ex-felons in the NYC region get an apartment to live in, housing, and identification for employment. Phone (718) 707-2600, or the address is 809 Westchester Ave, Bronx, NY 10455

Day Care Council of NY Inc. provides referrals and information on affordable day care. Call (212) 206-7818. The agency administers Head Start, serves free wholesome meals, offers health services, and more. Address is 1430 Broadway, New York, NY 10018.

Institute for Family Health helps with government entitlement programs. Get assistance in applying for Medicaid, Child Health Plus, and other state programs. Spanish is spoken. The address is 2006 Madison Avenue, New York, NY 10035. Call 212-633-0800

 

 

 

 

 

 

Department Of Youth and Community Development is a community action type organization for New York City and the boroughs. While low income families of all backgrounds may qualify for help, priority is for senior citizens, immigrants, and children. Most of the programs are focused on building self-sufficiency, including education, employment, GED, or English as a Second Language classes.

New York City Aging Department offer services to senior citizens and the elderly as well as their spouses. The programs administered are wide ranging. A focus is on satisfying basic needs, such as food/nutrition, housing, utility assistance, and medical care.

  • There are several senior centers and offices around the region and staff are focused on meeting the needs of the elderly, in particular those that are struggling or low income. Seniors over the age of 60 in NYC can also apply for free money from the government as well as other benefits. The main office is at 2 Lafayette St # 18, New York, NY 10007. The primary phone number is (212) 244-6469. Find more New York programs for seniors.

Center for Urban Community Services coordinates housing assistance and other social services (such as employment and emergency aid) cross New York City. Residents can receive homeless prevention and can use their transitional housing programs, such as Common Ground.  Or learn more mortgage relief from the government in NYC, and find additional ways to get mortgage help and foreclosure prevention assistance.

  • The community also provides career counseling, basic needs such as free diapers, applications for SSDI, and free legal aid to income qualified families in NYC. However the focus is on helping those families, including the disabled, that are facing eviction or that are currently homeless. More information on Center for Urban Community Services programs.

New York City area UJA Federation administers assistance programs for those facing poverty, the unemployed, and senior citizens. Some of their services are run by the non-profit and others are offered in partnership with other regional charities. Receive free food, legal aid, groceries, a train ticket, and eviction prevention. Some funds may be offered for paying rent, energy bills, or other expenses. Or look into their job and employment programs and training. Click more details assistance from UJA Federation.

  • Loans from Jewish Society - While various conditions are in place, the agency may offer some support or referrals. Some of the funds are restricted by faith, and other programs are more wide ranging. There may be loans for emergency expenses such as car repairs for employment or rent to prevent an eviction. Other services may be provided by the society as well. More New York City Hebrew Free Loan Society.

Women’s Housing and Economic Development Corporation will help the unemployed or people seeking a better career obtain and keep stable jobs. Offers work supports such as credit and career counseling, child care referrals, and job skills training. Find gig work, free internet connections, a computer for a job and more. Call (718) 839-1100

Emergency grant money to help with bills - A program known as One Shot can help families across New York City pay their bills in a crisis. Applications are processed at HRA offices across the city. Cash assistance can be used to pay for rent, utility bills (including heating and electric), security deposits, moving costs and other expenses. Families facing a crisis can learn more at HRA centers in all parts and boroughs of the city, including Brooklyn, Queens, and the Bronx. Click more One Shot emergency grant program.

Faith based groups, including churches, help the poor. Many people who request help are immigrants, unemployed, people with no money and maybe those facing a short term hardship. When qualified, they can refer the client to day care programs, offer warm weather shelter or a hot meal, and guide the client to subsidized housing programs in the city. Many other support services, such as home care for seniors, are available. There are hundreds of groups to try, and find more details on assistance from churches in New York City.

 

 

 

Neighborhood Preservation Project offers assistance with addressing public benefits issues when these impact ability to pay rent. The center also provides free legal help from pro-bono lawyers to New Yorkers threatened with loss of housing and evictions. Offers referrals and workshops on life skills, budgeting, energy assistance, money management and more. Call (212) 417-3700. The address is 100 William St Ste 6, New York, NY 10038.

Information on free food and applications for government benefits can be obtained from the Hunger Hotline. This is a service available across New York City at no cost to families. Get information on pantries, guidance in applying for programs such as SNAP food stamps, free school lunches or SSI disability, among others. More on hunger hotline in New York City.

Immigrants, the working poor, and low income families can turn to the Office of Civil Justice for support. There is a focus on housing related issues, whether for foreclosures, rent, utilities, or discrimination. The agency also helps clients obtain federal government benefits, ranging from SSI disability to public housing vouchers or SNAP food stamps.

  • Using this organization, the city will ensure each family has access to advice. There are attorneys as well as other financial professionals that provide support around ensuring that all residents (whether they are immigrants, elderly, or a family facing another situation) can get help. More on Office of Civil Justice assistance programs.

 

 

VOA - Volunteers of America Greater New York operates in the entire region and all boroughs, including the Bronx and Queens. The primary focus is on offering housing assistance, but they also have free school supplies from Operation Backpack. The non-profit provides short term, low income transitional housing and run shelters in New York City. They offer supportive housing and check ins for the mentally or physically disabled in NYC.

  • Veterans, women facing DV in NYC and the elderly as well as disabled are a major focus of VOA. The currently homeless, low income, single parents, seniors, and many others turn to the center for help. Click Greater NY Volunteers of America.

The Urban League focuses on employment and counseling, with the possibility of referrals to government grants, such as the emergency food and shelter program. Some of the main services, many of which are done by linkage to other New York City non-profits include:

  • Workforce development - Case mangers can coordinate ESL classes, or help clients obtain a GED or meet other educational goals.
  • Basic needs for employment may be provided, such as clothing for work or the free use of computers.
  • Housing resources, including HUD foreclosure counseling, information on emergency financial aid for rent to tenants facing eviction, and first time home buying resources.
  • Grants are also available for mortgage payments if someone is facing a foreclosure. The primary objective of the program is to prevent homelessness in the city.

The non-profit helps people get free grant money to pay bills too, including light or gas costs. Many other services are available, and find more New York City Urban League programs.

Dress for Success is a national non-profit that assists clients with finding a job, entering the workforce and staying employed. Each qualified client receives one suit or dress for an interview. Also enroll in classes for ongoing support to help the individual build a successful career. The location is at 32 East 31st Street, New York, New York 10016. Call 646-233-4959.

 

 

 

New York City Employment and Training Coalition has information on job training and educational programs in the region. They also help immigrants, documented or not, Spanish speakers and former prisoners in NYC. ESL classes, free internet access, clothes for work or school students and more is offered. A higher income is key to being self-sufficient. Call 646.866.7097.

Employment and side jobs - It is expensive to live in New York City, and many residents need extra income. There are some somewhat easy ways to make extra money, including from hobbies (such as taking photos) as well as various side hustle type jobs. The employment is for everyone from immigrants to non-English speakers and others. Find a list of side jobs for extra cash.

Henry Street Settlement Workforce Development Center is another location that offers a comprehensive range of job placement, retention services and training for adults and youth. Dial (212) 478-5400, or the address is  178 Broome St, New York, NY 10002.

STRIVE Employment Services has job training for women. A focus is on computer networks, office operations, and customer service/retail sales. Address is  205 E 122nd St, New York, NY 10035. Call (212) 360-1100.

Residents of New York have dozens of places they can turn to for free or low cost dental and medical care. Clinics and health centers are located around the entire NYC region, including the Bronx, Queens, and Manhattan. The specific types of medical care provided by each health care center will vary, but can range from prescriptions, surgeries, to general care.

  • Typically patients who have a crisis will be helped first, then children, and people with families. Some of the hospital and clinics offer charity care, others may require that individuals pay some money towards their hospital or medical expenses. Find a listing of New York City clinics.

New York City places for free items

Free clothing, holiday assistance, furniture and basic needs - Residents who need items such as clothes, school supplies or help around the house can turn to non-profit clothing closets and other charities. The centers mostly provide non-financial aid, such as school supplies, free winter coats, household goods and work clothing. There are also free furniture banks in NYC that provide household stuff. However some locations may have limited amounts of financial aid, or can provide career counseling. Locate free clothes, furniture or school supplies in New York City.

  • Some NYC agencies focus on helping students year round, and they give free back to school supplies, hold giveaway events, offer lunches, backpacks, and more. The kids and teenagers can also get clothes or uniforms. Find some of the free school supply giveaways in New York City.

Christmas toys or free presents are offered to children as well as the homeless. Using donations from the public, low income families that apply may receive assistance so their kids can experience the holidays. Find where to turn to for meals, games, books, and free toys. Find New York City Christmas programs.

There are hundreds of non-profit food pantries, churches, charities, and soup kitchens to turn to for help across New York City. Resources provided can include fresh produce, emergency food boxes, meals for students, the government TEFAP and food stamp programs and more. Examples of some centers are below, However there are thousands of additional free food pantries and soup kitchens in the region, and find more food pantries in New York City.

Legal Aid Society will offer free legal services to low-income residents of NYC, including the elderly and undocumented immigrants, who meet income requirements. Get advice on utility disconnections, rental programs, debt collectors and more. Offers help for low-income families and seniors in the following areas, including employment, childcare, housing, government benefits, special education, filing SSI/disability, taxes. Get free legal aid to ensure landlords make apartments safe to live in and fix any repairs. Main center is at 212-577-3300

  • NYC Services Legal Outreach is a non-profit organization that is offering homeowners free legal representation and advice. Hundreds of attorneys have volunteered their time and expertise to the program. Click here Free Legal Aid in NYC to read more on how this program can help.
     
  • Legal Services of New York City is another option. They have offices in all boroughs, including Queens, Brooklyn, Manhattan, Harlem and across the entire city. Case managers, lawyers, paralegals and other volunteers can direct individuals to foreclosure, credit, and bankruptcy counseling services. They also have information on numerous social services and financial assistance programs. Referrals may be provided too. Learn more on Legal Services of New York City.

 

 

 

 

 

 

Foreclosure prevention programs are also in place throughout the city. Law firms in Queens, Brooklyn, and the other New York boroughs will work directly with homeowners. Counselors, legal professionals and other highly trained staff will direct homeowners to various options and programs. This includes free mediation, counseling, and more. Read more on NY foreclosure prevention.

Free mortgage relief is offered in New York City. One non-profit agency that people can turn to is the Center for New York City Neighborhoods. Call them at (646) 786-0888. The address is 55 Broad St Ste 8, New York, NY 10004. There are mortgage counselors that are able to give low-income homeowners access to various options (such as principal reduction plans), one-on-one counseling, and they can also help people with home loans.

  • Homeowners in Brooklyn New York have a number of non-profit and foreclosure counseling specialists they can contact for help. Several agencies can provide free, confidential advice to borrowers. Or if the homeowner is too far behind on their payments, the non-profit HUD certified agencies can help them file bankruptcy and/or find alternate housing. Find information on non-profit Brooklyn foreclosure prevention.
     
  • Queens New York - Borrowers in this borough who may need advice, or who are struggling with paying their mortgage, have financial resources available to them. Get free information, consultations, and help in applying for loan modifications and other assistance. More on foreclosure help in Queens.
     
  • Bronx housing counseling - If you live in the Bronx and are behind on your mortgage payment, or if you are faced with a foreclosure, several local agencies may be able to assist. They can provide homeowners with free advice, counseling, and can help borrowers apply for and negotiate mortgage assistance. Read Bronx foreclosure assistance.

Additional NYC programs near you

Low-income families can get hardship grants, food, financial help and other support from several other places near them too. There are United Way programs in NYC, churches that help immigrants or the homeless, and general financial help.

 

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By Jon McNamara

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