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New York City credit counseling.

Find information on credit counseling agencies in New York City, Bronx, Brooklyn, and throughout the city. A number of non-profit credit organizations can help with debts, housing, foreclosure, and mortgage assistance as well as provide financial literacy and budgeting support. Call or stop by a credit counseling agency in New York near you for assistance.

A number of programs and services are offered by the not for profit credit counseling agencies. Each office listed below will offer its own forms of assistance to qualified individuals and families. So you will need to call to get details on available services. Most of the locations will offer debt consolidation and also mortgage and HUD approved housing counseling. The programs offered are intended to both help New York City families reduce debts and get control of their bills, as well as to help them get back on track with their monthly mortgage payments. Or, as a last resort, learn how to file bankruptcy in the city.

Call one of the non-profit New York credit counseling agencies listed below to speak confidentially to a certified counselor who will review and help you with secured debts, such as personal loans, mortgage payments as credit cards.

Neighborhood Housing Services Of North Bronx – While mostly mortgage, foreclosure and housing assistance is offered to New York City homeowners, counselors can also help address other underlying financial matters, like excessive debts.
Address - 1178 East Gun Hill Road
Bronx, New York 10469
Phone number - 718-881-1180

Money Management International, Inc. Brooklyn, NY
26 Court St. #1801
Brooklyn, New York 11241
The local branch of the national credit counseling organization. Call or stop by for free or low cost services such as debt management plans, bankruptcy advice, credit repair, and much more.




  • Money Management International, Inc.
    88-32 Sutphin Blvd.
    Jamaica, New York 11435
  • Money Management International, Inc.
    888 Grant Concourse, Ste. 1K
    Bronx, New York 10421

Neighborhood Housing Services Of South Bronx
Concourse Plaza
200 East 161st Street
Bronx, New York 10452
Telephone number - 718-992-5979
While the focus is on foreclosure and mortgage assistance for New York City residents, they will also help with underlying financial concerns such as excessive credit card and medical debts. the low income in the Bronx may receive free advice.

New York City Commission On Human Rights
Credit center location - 1932 Arthur Avenue, Suite 203A
Bronx, New York 10457
Telephone number - 718-579-6900

Asian Americans For Equality
They run three local offices in the greater New York City area, and they are listed below.

  • Address - 807 48th Street
    Brooklyn, New York 11220
    Dial - 718-686-8223
  • Address - 111 Division St
    New York City, New York 10002-0000
  • 108-110 Norfolk Street
    New York, New York 10002
    Dial 212-979-8381-107 to get details on resources and services offered.

Brooklyn Housing And Family Services
415 Albermarle Road
Brooklyn, New York 11218
Phone number - 718-435-7585




Brooklyn Neighborhood Improvement Association
1482 Saint Johns Pl Suite 1F
Brooklyn, New York 11213-3929
Call the office at 718-773-4116-11
Workshops are offered for consumers. Some of the topics may include credit repair, mediation, and how to negotiate with your credit card company.

Grow Brooklyn, Inc.
1474 Myrtle Ave
Brooklyn, New York 11237
Telephone number - 718-418-8232 extension 202

Mhany Management, Inc., A Mutual Housing Organization
Address - 2-4 Nevins Street, 2nd Floor
Brooklyn, New York 11217
Phone number - 718-246-8080-239

Neighborhood Housing Services Of Bedford-Stuyvesant
Address is 1012 Gates Avenue.
Brooklyn, New York 11221
Phone number - 718-919-2100
While focus of the non-profit is on providing foreclosure prevention, some other free or low cost financial assistance solutions can be provided too, like budgeting and general advice.

Neighborhood Housing Services Of East Flatbush
Stop by the location at 2806 Church Avenue or dial the number below.
Brooklyn, New York 11226

Neighbors Helping Neighbors, Inc.
Address - 443 39th Street, Suite 202
Brooklyn, New York 11232
Dial - 718-686-7946 extension 11
Part of the national networks that focuses on housing and mortgage assistance.

Pratt Area Community Council
1224 Bedford Avenue
Brooklyn, New York 11216
Main phone - 718-783-3549

Ridgewood Bushwick Senior Citizens Council Inc.
Address is 217 Wyckoff Avenue
Brooklyn, New York 11237
Dial - 718-366-3800
Seniors can speak to a professional about issues specific to their age group, such as government programs and various credit services.





St Nicholas Neighborhood Preservation Corporation
11 Catherine Street
Brooklyn, New York 11211

Asian Americans For Equality
Location is 133-04 39th Avenue
Flushing, New York 11354
Telephone number is 718-961-0888

Rockland Housing Action Coalition
120-126 North Main Street
Annex First Floor
New City, New York 10956
Dial 845-708-5799

Harlem Community Development Corporation
163 West 125th Street, 17th floor
New York City, New York 10027
Call the location at 212-961-4100

Harlem Congregations For Community Improvement
Main address - 2854 Frederick Douglass Boulevard
New York, New York 10039

Operation Hope, Inc.
Get access to general financial planning, credit, housing, debt and budget management. Some assistance may be free or offered at lower rates for qualified clients.
2511 Frederick Douglass Blvd
New York, New York 10030
Phone number - 917-477-2800

Structured Employment Economic Development Company
Credit center location - 915 Broadway, 17th Floor
New York, New York 10010
Call the main number at 917-338-9241 for information on various credit counseling programs and to make an appointment for a consultation.

West Harlem Group Assistance, Incorporated
500 West 134th Street
New York, New York 10031
Call the location at 212-862-1399

A second office is 1652 Amsterdam Avenue
Address - New York City, New York 10031




GreenPath Debt Solutions
One of the nation’s leading non-profit credit counseling agencies. They also support New York City residents. Programs include debt management plans, foreclosure mediation, and more.

  • 120 Broadway Suite 935
    New York, NY 10271
    Telephone: 888-487-3499
  • One Penn Plaza, 250 West 34th St., Suite 2108
    New York, NY 10119

Money Management International – This is the local branch of the national MMI group. They are one of the nation’s largest credit and housing counseling non-profit organizations.
11 Penn Plaza Ste. 5148
New York City, NY 10001
Phone number - 866-530-9565

Nathan Erlich P. C. Attorney at Law
Location of the office is - 10818 Queens Blvd 4th Floor
Forest Hills, NY 11375
Call - 347-741-8839
Lawyers can be a resource in working with creditors too.

Consumer Credit Counseling
Credit center location - 1635 S Ridgewood Avenue Daytona
New York, NY
Dial - (212) 334-7405

Credit Card Debt Consolidation – Various debt management, consolidation, and other programs to help people get caught up with paying bills are offered.
62 W 22nd St
New York, NY
(631) 387-9305

Credit Card Defense Center
Address - 244 5th Ave Suite 282
New York, NY
Phone number - (212) 591-0400

Credit Counseling
224 Thompson St
New York, NY
Phone number - (212) 777-7377
Call to make a confidential appointment. Specialists can review options with you for your medical bills, credit cards, and other consumer debts.

Lower East Side People's Federal Credit Union
Location of office is 37 Avenue B
New York City, NY
Dial (212) 529-8197 to get hours and more information.

Credit Advocate Counseling Corporation
237 1 Ave E 14th St
New York, NY
Dial the location at (212) 260-1450
Enter into a debt management plan. These programs can lower interest rates, waive fees, and otherwise help consumers reduce their debts and get back on track with bills, including credit card and medical. Also get information on credit repair, mortgage delinquency assistance, and advice when it comes to filing bankruptcy.

The Leaders Edge
Center address is 369 Lexington Avenue
New York, NY
Phone number - (212) 687-6075

Location of office is 875 Avenue of Americas
New York, NY
Call the non-profit at (888) 660-6740

Financial Success Coach
Address - 352 Seventh Avenue
New York, NY
Dial (212) 861-0261

Budget & Credit Counseling Service – Learn how to get back on firmer financial ground from budgeting, advice, and other consultations.
Address - 55 5th Ave
New York City, NY
Call - (718) 295-1313

By Jon McNamara


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