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Assistance programs Montgomery County Ohio and Dayton.

Low income and struggling families in Dayton and Montgomery County Ohio will get financial assistance for their bills or rent, free groceries, clothing, and other expenses. Find a list of charities, non-profits, and churches as well as Montgomery County DSS to apply for government benefits.  Whether it is money to pay an energy bill or housing costs (rent, security deposit or mortgage), there is support available. Find financial help near you in Montgomery County OH.

Any assistance is also combined with debt counseling, employment, transportation help, and other self-sufficiency. Charities also give out free items in the Dayton region. Whether it is school supplies or uniforms for work (or students) there may also be free Christmas gifts or motel vouchers. Or try a free furniture bank in the county of Montgomery Ohio for household items.

Help with bills, rent, mortgages and other aid from the Community Action Partnership of the Greater Dayton Area

Help with rent is from a Family Homeless Prevention Program. Montgomery County Ohio will generally receive government funded to help residents with paying rent, mortgages, and provide overall housing assistance. The Ohio State department of development is granting  millions in emergency housing funds to many counties across Ohio, and the exact amounts are determined on an annual basis.

In addition to the money provided to Montgomery Ohio, additional funds will be provided to five nonprofit organizations to help them with the Family Homelessness Prevention Pilot Program, and call 211 for details. The service provides services to prevent the loss of housing and helps keep people in their homes.

The money provided to Montgomery county must be used to provide services and financial assistance to help prevent families and individuals from losing their homes, becoming homeless and it will also assist those who may already be homeless and need further assistance with finding housing.

This organization provides various assistance programs and services for families and individuals who reside in Montgomery, Butler, Darke, Greene, Warren and Preble Counties. They offer a wide variety of programs. Just a sampling of them include:




  • Free computer literacy classes - You can improve your computer skills
  • Emergency financial assistance - People who are struggling can apply for emergency financial assistance to help them maintain their housing and utility services. This assistance program was created designed to prevent utility service disconnection of Vectren and DP&L services, and help prevent a foreclosure and stop an eviction. Funds are limited and are distributed on a first come-first served basis, so apply early.
  • Free tax returns - They provide advice, guidance, and even free tax returns. Click here for more information on VITA tax assistance.
  • Community Action also has information on job programs, including how to get money for free for bills.
  • Help with, and save on heating and energy bills - They will help people with the weatherization assistance program, and also help enroll people in LIHEAP as well as the Percentage of Income Payment Plan (PIPP) utility bill assistance plan.

They offer several other programs, including emergency financial assistance. You can contact them at (937) 341-5000 for more info, or read Community Action Partnership of the Greater Dayton.

Another option is Germantown Community Services. This is an all volunteer run assistance program that helps people living in Farmersville and Germantown Ohio with mortgages, food, utilities, heating bills, rent expenses, and prescriptions, and it can even provide holiday needs. Dial (937)461-0265.

The Salvation Army of the Greater Dayton Area runs numerous programs, including financial assistance for utility and energy bills, shelters for homeless men, women and children, rent aid, emergency food and heating bills payment assistance. There are also free school supplies, winter coats, and social development programs. Dial (937) 223-1325. More information on Salvation Army assistance in Montgomery County OH.

East End Community Services Corporation – The not for profit provides emergency financial assistance paying utility bills. This includes water, heating, and electric. Oftentimes the non-profit agency cannot assist the Montgomery County resident if service has been disconnected. Funding is limited. Additional assistance offered can include referrals for housing food, and more. 624 Xenia Avenue, Dayton, Ohio, 45410, dial (937) 259-1898





Montgomery County Department Of Job Prevention and Human Services – Get help both finding a job and financial assistance. The PRC program was designed to assist families and individuals in the greater Dayton Ohio region in overcoming barriers to employment and achieving long term self-sufficiency. The program can also provides limited amounts of financial assistance for past due electric bills.

There are conditions, including the assistance program is for working poor households with children under age 19 and low income. Other individuals also may be eligible for help if unemployed and/or domestic violence situation exists. 1111 South Edwin C. Moses Boulevard, Dayton, Ohio 45422, (937) 496-6720

Montgomery County Veteran's Services - Offers grants and financial assistance program for veterans and their families in need of help. Services offered for military personnel may include but are not limited to financial assistance with paying rent, heating oil, utilities, emergency food, vouchers, prescription medications, and clothing, etc. 627 Edwin C. Moses Blvd., 4th Floor East Medical Plaza, Dayton, Ohio 45417, dial (937) 225-4801

Catholic Charities and churches provide services to senior citizens, the working poor, and children from the greater Montgomery County area. While financial assistance will be very limited and rare, the most common type of assistance programs offered include food, affordable daycare, and employment counseling.

Case workers are also very effective in offering referrals to other state of Ohio and federal government programs such as food stamps or LIHEAP heating bill assistance or TANF cash aid.There are other resources offered too. Dayton Catholic Charities financial aid.

Montgomery County Society of Saint Vincent De Paul concentrates their services on the Dayton area but they may be able to provide resources to the entire county. A focus is on addressing housing issues and they may offer shelter, short term housing, and allow clients to work with case managers to find a permanent home. Also learn about emergency rental and deposit assistance. Other assistance programs from St. Vincent include food, clothing, a thrift store and other short term help. Find assistance from Montgomery County St. Vincent de Paul.

A few different Dayton Ohio locations to contact for housing help are above. However residents have other options too when it comes to emergency rental assistance or other support with deposits or homeless prevention. Find details on Dayton Ohio rent assistance programs.




AIDs Resource Center - ARC Ohio provides support for HIV+ individuals. Programs can be used to pay for transportation, medical appointments, prescription medications, nutrition, food and other costs. Address is 15 W. Fourth Street, Dayton, OH 45402, call (800) 252-0827 for intake.

Greater Dayton Apartment Association (GDAA) Rent Foundation is a crisis relief program. Funds may be offered for a rent payment. The aid is not a handout but is intended for those who have worked through their emergency situation and just need one months of help as they regain self-sufficiency. Note that the landlord must be a member of the GDAA association in order for someone to qualify for this assistance. (937) 293-1170.

Assistance at the holidays can help low income families or those living in poverty. Children of the household may be given free Christmas toys while the entire family may be provided a meal or box of food. Turkeys may be given at Thanksgiving, Easter Baskets, “stocking stuffers” at Christmas, and other support is available. Find Christmas and holiday help in Montgomery County Ohio.

Sunrise Center is an agency that offers referrals to Montgomery County programs. Their services are for low income residents. They coordinate and advice on behalf of struggling families, and the case management process can direct people, including single parents and seniors, to everything from food to low income housing, Much more is available too from the non-profit. More on Sunrise Center.

DJFS of Montgomery County is the place to turn to to apply for state and federal government public aid and benefits. The Dayton Ohio office runs assistance programs for the low income, elderly, veterans, and disabled. Others, such as the unemployed, can get help as well. A number of social services and financial aid resources may be administered.

The Family Services can provide qualified working parents with child care subsidies. Groceries and vouchers to use for buying food can be provided by the federally funded SNAP food stamp program. Some health and medical services are offered as well. A number of other benefits and services are administered. More on public aid in Montgomery County.

Programs for water bills - In a limited number of situations, Dayton Ohio area families may qualify for payment plans, extensions, or other support. Any type of arrangement will come with conditions, including the customer will generally need to make a down payment on their account, repay any arrearage over time, and abide by any other water bill payment terms. Find water bill help in Dayton.

Services from Volunteers of America are wide ranging. Low income and working poor families that are struggling with paying the rent or facing eviction may get advice and referrals. Food, thrift stores, and Christmas toys or gifts may also be offered in Dayton Ohio. The non-profit and its staff are focused on assisting the poor, people facing a hardship, and elderly in the county. More on resources from Ohio VOA.





Airman and Family Readiness Center of Montgomery County offers emergency financial assistance and grants to military members and their families. Funds can be used for paying rent, vehicle repairs, miscellaneous living expenses, funeral costs, or more. Some expenses, such as medical and dental bills, will be covered by no-interest loans. Address is 2000 Allbrook Drive Area A. Telephone - (937) 257-2910.

Government and non-profits work to prevent evictions in the community. A combination of loans are used for housing needs as well as grants. The costs that can be paid include water bills, back rent, motel rooms and utility connection costs.

Agencies can help families living in poverty or low income tenants. The non-profits all do their best to end homelessness in the city of Dayton and nearby communities. More eviction and rehousing in Montgomery County.

Good Neighbor House is a faith based charity in Dayton Ohio. The main assistance programs for residents living in poverty are as follows. Note that clients will need a referral from the United Way 211 service. Food assistance (including free groceries) and counseling (on cooking and shopping effectively) are offered. There is also Wellness Education as well as medical and dental care arranged. Other services include clothing and general advice. More on Good Neighbor House assistance programs.

Homeless shelters and transitional housing provides a short term stay. There are units operated by charities or non-profits, and are for single parents, children, the disabled, and others in the Montgomery County and greater Dayton community. Guests will also receive guidance in locating, and moving into, a new, permanent home. More on Montgomery County transitional housing.

Gospel Mission is focused on food as part of the Fishes and Loaves program. They may also have furniture, counseling, gently used computers for job seekers, and other basic needs. Free clothing may also be for children, the low income, and homeless. Continue with Gospel Mission assistance programs.

Free work clothes, furniture, school supplies and work attire is offered from a number of charities in the region. They operate clothing closets, thrift stores, and furniture banks. There are also low cost thrift stores. Find everything from a couch or bedroom set to school supplies, clothes for a job or warm winter attire and more. More on free clothes, furniture and school supplies Montgomery County Ohio.

Contact the charity organization Clothes that Work at 937-222-3778. The goal of this charity is to provide clothes that will improve both the self confidence and job opportunities for the economically disadvantaged. There may be some desks, computers, laptops or furniture for work needs too for people in the Dayton Ohio area seeking new jobs. Or more on free furniture bank near you for household items.

Mortgage and foreclosure assistance

Several lenders in the Dayton area and Montgomery county have received financing that is to be used to provide a cash grants directly to homeowners to pay for their mortgage and money can also be used to help pay for foreclosure counseling. More on Ohio free foreclosure advice.







The Federal Home Loan Bank of Cincinnati is providing the funds to housing advocates and seven lenders with loans in the Dayton area. This assistance program provides up to $1,000 per case for foreclosure counseling as well as a direct payment of up to $2,500 to help a delinquent homeowner get caught up on their house payment.

If you need assistance, you can contact any of the following. The Home Ownership Center will use a portion of the funds to pay for foreclosure counseling. Additional lenders that are participating in the program include Day Air Credit Union Inc. ((937) 643-2160), Liberty Savings Bank, Fifth Third Bank ((937) 227-3064), National City Bank, River Valley Credit Union Inc. and Universal 1 Credit Union Inc. Contact these organizations. Or learn about foreclosure mediation in Ohio.

Prescription medication assistance programs

A prescription drug assistance program is administered by Unified Health Solutions, which is a social service agency that is located at The Job Center, 1133 Edwin C. Moses Blvd. (phone number: 220-6600)

Unified Health’s prescription assistance program helps about 1,500 people each and every year, spending about $100,000 per year on an average of 3,600 prescriptions annually. The program targets low- or no-income and/or medically indigent children and adults who live in Montgomery, Greene, and Preble counties and who don’t have prescription drug coverage of any type or whose health insurance plan will not pay for prescription medications.

The program from Unified Health provides emergency, short-term and even long-term prescription assistance medications and drugs or other solutions to those who qualify for aid. If they can’t meet the need themselves, then they may refer people to other assistance programs that are offered by the major pharmaceutical companies, such as Pfizer and GlaxoSmithKline. Get information on prescription assistance programs.

Funding comes from the United Way of the Greater Dayton Area, Kettering Health Network, and also the Montgomery County Human Services Levy.

Medical bills, free health care, and medications

There are organizations in Montgomery County that provide free medical care. The Women’s Health Issues in Miami-Valley Sisterhood (WHIIMS) provides a variety of assistance. The WHIIMS group is a nonprofit organization that provides emergency funds to help pay for medical prescriptions, wigs, prosthetic devices, medical bills, and other items for women who live in Montgomery county. The e-mail address is

Also try contacting the Dayton/Montgomery Ohio based Reach Out of Montgomery Ohio. Their number is 937-258-2000. They offer access to, and information on health care and medical programs such as access to healthcare services while helping children and their families find a primary healthcare provider, information on insurance, and access to prescription medications.

Wellness Connection of the Miami Valley (phone number (888) 221-4004) provides health care and medical bill assistance to improve conditions for individuals and families that may be afflicted with heart disease and cancer through direct service (medication and equipment assistance, help for bills and advice on medical debts, transportation, support groups), promotion of health awareness, and the support of health care professionals in Montgomery County. Click here for additional information on Ohio prescription programs.

Several non-profit, government certified, and/or free community clinics operate in Montgomery County. These centers offer a wide variety of health care services. Locate Montgomery County clinics.

In addition, non-profit counselors can offer free advice on everything from applying to insurance to finding errors in medical bills. The services are generally free to the low income or elderly. Find medical bill advocates for advice.

Help with natural gas bills

The Community Action Partnership of the Greater Dayton Area is partnering with Vectren Energy Delivery of Ohio. Together these organizations will provide eligible families with grants of up to $200 to assist them with their natural gas heating bills.





This assistance program is designed to assist families and individuals who may have already qualified for utility payment assistance from the Winter Crisis Program, so this is above and beyond that program.

The funds provided may be used to pay to prevent disconnection, connect service, or pay a current or past due natural gas bill. The assistance program will continue through March 31 or until all funds are depleted, so apply for help early.

For more information on this natural gas bill program, or to make an appointment to speak to a counselor, contact Community Action Partnership at (937) 341-5000.

Another option for residents that can provide help with heating bills is joining a heating oil buying cooperative. These organizations pass significant savings to members. Learn more on heating oil bulk buying in cooperatives.

Food banks, free groceries and hot meal assistance in Dayton area

If you need food for you or your family, call Foodbank, Inc. at (937)461-0265. The agencies main goal is to support the hunger relief efforts of the local Dayton community through the acquisition and distribution of free food and groceries to hungry people in the community.

About 40 other food pantries, churches, and distribution centers operate in the region. Read more free food banks in Montgomery County.

Free legal assistance programs in Montgomery County

The Greater Dayton Volunteer Lawyer Project offers free civil legal services, advice, and consultations to low income persons in Montgomery County. 1-888-534-1432

Legal Aid of Western Ohio is another option for legal services and free advice. They can help with foreclosures, consumer debt issues, unemployment, and much more. Call the law firm at 937-228-8088.


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