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Apartments and housing for seniors based on income.

Senior citizens and the elderly can receive subsidized rental assistance and placement into low income housing units, including apartments near them, from the Section 202 voucher program. It is available for individuals that are independent and it can also help seniors that need a supportive living environment.

This housing assistance program is funded by the federal government Department of Housing and Urban Development (HUD) and it can pay for all types of homes, ranging from apartments to houses, condos and more. Seniors will be placed into apartments based on their income, whether from social security, disability, a 401K or retirement plan. Note the applications are accepted and funding is distributed at the local state and county level listed below.

Vouchers can be provided from section 202 to the elderly to help them pay their rent and other housing expenses. HUD also helps arrange affordable, income-based apartments for seniors that is based on their income, whether from a job, pension, retirement, social security or some other source.

The federal government in effect subsidizes private housing for low income elderly persons and senior citizens, including the sick and frail. It can not only help the older individual, but section 202 is also available to spouses. A property owner will need to agree to participate in this HUD program.

Income based homes and apartments available to the elderly

Grants from the federal government are provided to local charities, not-for-profit religious and civic groups and other organizations, each of which owns their own housing units that are offered to seniors. Qualified applicants are then provided rent subsidies and vouchers if they decide to live in one of these properties. The funds will make the homes and apartments that a senior citizen lives in more affordable.

The Section 202 voucher program is committed to offering a number of options to the elderly to help them live independently in safe and affordable housing units. There may also be emergency subsidized housing for seniors. This includes an income based apartment, condo, senior living facility, house or some other unit near you. There are many types of income based housing units that may be near you, and they accommodate the elderly, retirees, senior citizens and just older adults in general.




The environment they live in should be able to also provide other support activities as well, such as cooking, cleaning, transportation, mobility for the disabled,. etc. to individuals. So not only can an individual get emergency rental assistance and access to HUD section 202 vouchers, but they can also receive other services. They can use this advice and resources to deal with other hardships that they may be facing.

Rental assistance from section 202

The program is not a charity service and it does not pay the entire monthly rent of clients. It also does not cover any utility bills. Seniors will still need to pay some money towards their monthly rent or income based housing unit. The low-income housing for the senior citizen is subsidized, as the HUD program from the government government does not pay the total rent or utility costs.

Project rental assistance funds provided by HUD can pay for the difference between the rent that the landlord is charging and the tenants' contribution. This will include sources of income from a pension, retirement accounts, and even benefits such as SSI. Usually the residents of the home or apartment or retirement community will need to pay up to 30% of their total household income towards their monthly housing expenses as part of Section 202..

Therefore the program is really a partnership between the senior, federal government, and the home or apartment owner, as all parties need to contribute. The level of participation various. These groups may all need to pay some money towards providing and paying for housing to qualified low income individuals.

While the exact details of each state and county program will vary, in general accommodations provided to the elderly consist of safe and affordable apartments which are made available to seniors aged 62 and over. When it comes to financial impacts. residents who are part of the section 202 voucher program will pay at most 30% of their total household income for their monthly rent. Federal government subsidies and grants will be provided which will be to cover the balance of the unit's fair market price.

As noted, other assistance, including emergency housing, is given to the senior citizen from section 202 vouchers. These local projects near you vary in the services that are provided to residents, ranging from none to a full complement of support services. Some of those services may include housekeeping, a daily congregate meal, transportation, case management, and social services. The goal is to help seniors and their loved ones live independently.





Vouchers are provided by HUD to low income seniors who are signed up with the government Section 202 provision. Case management, counseling and rental vouchers are distributed to qualified families and individuals, which are then paid towards rent. The vouchers can be applied towards housing expenses at any approved home or apartment development, whether private or public, that accepts HUD funds.

Apply for senior housing assistance near you

There are a limited number of property owners that have affordable housing available that meets the standards that are set by the HUD section 202 rent voucher program. Many of the communities do have waiting lists in place for senior citizens, however those with a illness or extenuating circumstances such as a severe medical issue may receive priority.

Families that sign up for and are accepted into Housing and Urban Development assisted affordable senior housing should feel confident that the home or apartment that they live in is safe, affordable, as well as well maintained. They will also be accessible to the disabled or a senior with a mobility issue. This is a major benefit to using the program, as the federal government ensures this occurs through various laws and regulations. Also note that some senior living homes operate as HUD assisted living facilities and offer care to low income residents only.

Select a state below for information on Public Housing Authorities (PHA) and potential Section 202 housing agencies. Referrals may be given to qualified clients for affordable homes or apartments that may meet their needs.































New Hampshire

New Jersey

New Mexico

New York


North Carolina

North Dakota





Rhode Island

South Carolina

South Dakota







West Virginia








The Section 202 housing voucher program is open to low-income households that have at least one member who is 62 years of age or older at the time of applying and occupancy. There are also various income scales in place, that will vary based on state and county. Review your state above for local information, or if not available, then learn more. Contact your local government assistance or find a community action agency or social service organization near you.

By Jon McNamara

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