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Immediate Financial Assistance

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Utility Bill Help

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Public and Government Assistance

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Assistance programs Chester County.

Find non-profits, government organizations as well as churches that provide financial help in Chester County. The assistance ranges from free food to money to pay for rent, mortgages electric bills or a security deposit. Government assistance can also pay for home or car repairs, housing and more. Get financial assistance near you in Chester County PA.

In addition to that, find where to apply for free stuff for low-income families in Chester County. Or get debt relief, low interest loans, job training, gasoline vouchers, and free school supplies. Or parents can get free Christmas gifts for a kid, and job seekers may qualify for transportation or free cars for work.

Emergency financial help for utilities, housing and food in Chester County

The Housing Partnership, which is based in Chester County, Pennsylvania provides a variety of assistance to help families through their time of need. Some of what you can get help with includes grant money for fuel and heating bills, mortgage counseling, home maintenance, and even credit or debt counseling.

  • Heating Bill and Home Fuel Assistance - This program will assist both lower income residents and seniors in Chester County. A focus is on the elderly, but others can apply as well. The program provides help with paying utility and heating bills.
  • Senior Citizen Home Repairs and Maintenance - This home repair assistance program will provide basic home repairs, maintenance, improvements, access modifications, grants, and other services. There will also be free windows for families and residents of Chester County who are 65 years of age and older. Look here for more information on grants for window replacement.
  • Debt Consolidation and Credit Counseling - You can even receive low cost, or free, mortgage and credit counseling from the Housing Partnership. Relief is provided to people with bad credit or a low-income. They provide this service to individuals who are having credit card or other debt problems. Both group counseling and individual sessions are available. More debt consolidation services and help.

Call the Housing Partnership, which is based in at 41 W Lancaster Ave, Downingtown, PA 19335 but serves the entire Chester county area, at (610) 518-1522. Or continue with Housing Partnership of Chester County.




Emergency Solution Grants and Federal Emergency Food and Shelter Program. Get help with paying rent, utility bills, and mortgage. The federal hardship programs are offered in Chester County. If you qualify for any form of financial aid, up to one month of your mortgage, rent, or utility bills may be paid using government grants.

  • If you are a Chester County Pennsylvania resident and have had your work hours reduced, become unemployed, or experienced other employment issues, you are encouraged to apply for financial assistance. To determine you qualify for assistance, contact the charity or agency nearest you: OR look here for Find additional Pennsylvania mortgage programs.
    • Kennett Area Community Service: (Kennett Square area). Call (610) 925-3556 or (484) 732-8132
    • Catholic Social Services: (Coatesville/Downingtown area). Dial (610) 869-6500
    • Community, Youth and Women’s Alliance: (Coatesville area). Call (610) 384-9591. They also help single moms with housing or woman leaving an abusive situation.
    • Oxford Area Neighborhood Services Center: (Oxford area). Call (610) 932-8557
    • Open Hearth, Inc.: (Spring City/Pottstown area). Phone - (610) 792-9282
    • Salvation Army: (West Chester area). Main number is (610) 696-8746
    • Phoenixville Area Community Services: (Phoenixville area) Call  (610) 933-1105

To be able to qualify for assistance with paying your mortgage, rent, or utilities, your bill must be overdue or due to be paid within 5 days. This grant money is only for people who live in the home, apartment or residence and you need to be responsible for paying for the rent, utility bill, or mortgage. The ESG is also a program of last resort - Applicants need to have applied for other assistance and your resources must be used up; and any assistance provided to you must guarantee 30 more days of utility service or continued stay in the residence.

Two branches of the Salvation Army, the West Chester Corps and Coatesville, both will help resolve crises through providing free food, clothing, rent/mortgage assistance as well as housing funds. Free basic needs may be offered too. Based on donations, Chester County residents can get furniture, free school supplies, hygiene items, and Christmas gifts or food from Adopt a Family. Students of all grades will get free back to school resources or vouchers Find more free school supplies near you for this year.

The locations emphasizes prevention and education for individuals, including the homeless and very low income. Case workers will help clients to learn skills in problem solving and self-reliance for the long term. To this end the Salvation Army and their case workers administer several job placement and career counseling programs. A key goal is to help people gain self-sufficiency. Call them at 610-696-8746. Or click here for details on Salvation Army Chester County assistance programs.





Human Services - The agency provides supportive housing and services, emergency rent or security deposit assistance, as well as information and referral. They seniors, the low-income, disabled and other apply for government benefits too, including SNAP food stamps, Medicaid and others.

DHS - Department of Human Services has partnerships with  local charities as well as federal government and state of Pennsylvania. For example, work with staff from Human Services in applying for government aid such as LIHEAP or food stamps. There is also TANF cash assistance, CHIP insurance and SSI applications too. The main office is at 601 Westtown Rd #330, West Chester, PA 19380. Dial ( (610) 344-6640, or read more Chester County Department of Human Services.

Free samples and other stuff is offered. There are both non-profits as well as companies that mail out samples of all sorts of products. Kids, adults, seniors and others will get items, and look for free samples from companies.

North Start - Interfaith Housing Assistance Corporation, of West Chester PA (phone 610-696-5675) provides social services and financial assistance to single working parents with dependent children in Chester County. There is no wait list apartments, housing vouchers and other support, even including no credit check private landlords. Address is 7 N 5 Points Rd #3, West Chester, PA 19380

Steeple To People Ministries gives free, confidential, and non-judgmental advice. In an effort to break the cycle of homelessness and poverty in the region, there may be emergency funds for rent, referrals to clinics, and more. Most of the support is a result of the money raised from the thrift store.

When the sales are going well, the agency may be able to direct the client to other financial aid programs. Steeple To People Ministries is a charity in the region. They offer not only basic needs, but other support. The center is at 3886 Horseshoe Pike, Honey Brook, Pennsylvania 19344. For information or referrals, call 610 273-2760.

PCCO is a charity organization made up of dozens of local churches. While there may be occasional emergency funds for expenses such as rent, water, or heating bills, most of the aid is for basic needs. This may be the following.

  • Righteous Clothing is a thrift store and it may have winter coats, personal hygiene, and clothing.
  • Parkersburg Churches have a ministry for free furniture, cribs, appliances, beds, fridges, electronics and more. Even learn how to get a refrigerator for free.
  • A food pantry may have meals, free groceries, baby formula, and similar items.

Other support is offered as well, including for migrants and the unemployed in Chester County. For more details, learn more on help from Parkesburg Churches Community Outreach.





The community action agency is the Department of Community Development. While several resources are available, they do focus on housing issues, such as foreclosure counseling and eviction prevention. Other assistance includes job search placement and debt/credit counseling. Or call them for referrals.

  • Homeless prevention - This program can include grants to pay rent or maybe a short term, zero interest loan for housing expenses. Security deposit programs are offered as well.
  • Mortgage help from Community Development may include foreclosure counseling or information on Pennsylvania government aid.
  • CareerLink can help with employment needs.
  • Non-profit credit counselors can help qualified low income families in Chester County with improving their overall financial situation, saving money, and budgeting.
  • Receive information on government benefits such as LIHEAP heating bill assistance, SNAP food stamps, or weatherization.

Numerous other resources are administered. More on Chester County Department of Community Development.

Faith Emergency Fund is made up of churches and faith based groups. The charity offers six major programs, and they include a low cost thrift store that sells clothes, furniture and more. There is Christmas help for children and the elderly. Special shelters and housing is available as well for domestic violence survivors. They also provide Social Services (financial counseling or job programs), emergency money for rent, bills or deposits, and other support. More on assistance from Faith Emergency Fund.

Financial help Chester County PAFriends Association operates shelter as well as eviction prevention services. The main programs include the following.

  • A Shelter Coordinator will help clients, whether they are low income or single parents, find an affordable home to live in. They also offer job placement, security deposit help, and more.
  • Residents behind on their rent can apply for eviction prevention services.

Referrals are given from the association to medical care, public benefits, and more. Locate additional support from Friends Association.

PathStone Corporation only helps rural people, migrants, immigrants and seasonal farmworkers in Chester County. A wide variety of immediate assistance programs are offered. There is free food or groceries as well as money for a security deposit or rental arrears. Or get utility bill help, clothes for work,. information on transportation services and other support. Location is 421 McFarlan Road, Kennett Square, PA 19348. Call (610) 925-5600

Center in the Park has counselors that can help people look into programs and resources to address financial needs, such as heating, light or utility bills. Free advice is provided to the low income in an effort to assist them with making it through a difficult period. A focus is on seniors and retirees. Dial (215) 848-7722 to speak to a specialist, or continue with Center in the Park assistance programs.

Non-profit holiday and free Christmas assistance programs are available for families that are struggling. Many children and seniors receive free gifts and meals. In some cases, the entire family can be supported with food, gifts, and Christmas toys that are collected from Chester County wide donations. Learn more on free Christmas help in Chester County and Philadelphia area.

Saint Vincent de Paul is a faith based charity. They offer spiritual guidance as well as basic needs and referrals. On occasion, there may be emergency aid for families living in poverty. Examples of that may be food, clothing, and partial rent or heating bill help. There may also be free winter attire or even bus passes for work or a doctor appointment. Learn more on Chester County Society of St. Vincent assistance programs.

Homeless, eviction, and foreclosure prevention - Chester County non-profits and government agencies provide help. Families with an eviction or foreclosure notice, or residents in a fiscal crisis, may be given assistance. Everything from grants to free legal aid, counseling, rapid rehousing, and other aid is given. Continue with Chester County homeless prevention.







Chester County Assistance Office is located at 100 James Buchanan Dr, Thorndale, PA, 19372. Call (610) 466 – 1000. An extensive array of assistance and public aid is offered to low income families, the unemployed, and others.

Examples include SNAP Food Stamps, Child Support Services, and Health Care/Medical Assistance. There is also free government grant money including Cash Assistance/Employment Training, Heating Assistance/LIHEAP, and Senior Programs. They also offer a form of funeral assistance to low income families.

There is a charity organization made up of churches that support a limited portion of the county. The organization operates a thrift store and food pantries for basic needs. There may be free food, Christmas meals, and basic supplies from the charity centers.

Other aid may be offered too, but it is much limited. This includes applications for government grants for back rent, heating bills, or security deposits. Much of the support will also include case management and advice for clients on addressing the crisis. More on Chester County church programs.

Chester County free legal aid – Pro-bono firms and free lawyers offer advice at no cost to low income families. They can get help with family matters, domestic violence, housing and more. One focus is on dealing with evictions and consumer debt issues, such as predatory loans.

Lawyers also help low-income or indigent families apply for government assistance including cash aid, SSI, or SNAP food stamps. Staff can also advice on rights when it comes to utility disconnections and other support. More on free legal assistance in Chester County and Philadelphia.

Phoenixville Area Community Services refers people and residents in the Phoenixville area with information on and appropriate resources. PACS is able to provide some information on, referrals too, and direct assistance with basic human needs to qualified applicants. Receive emergency assistance with housing and utilities, as funding allows. The Chester County based agency also administers a community-donated emergency food supply and fund; and sponsors community information and coordination activities among local non-profits. The location is 101 Buchanan St, Phoenixville, PA 19460, call (610) 933 - 1105

Housing assistance, emergency rent help, and shelter - A number of agencies specialize in helping families and individuals deal with housing issues. Services may range from funds to pay back rent and security deposits, up through and including homeless prevention and shelter. The agencies are mostly non-profits and government organizations. Read more rent help in Chester County Pennsylvania.

Employment services, free job placement and counseling - Chester County Opportunities Industrialization Center (OIC) - They offer job and career training as well as self-sufficiency programs for underemployed, unemployed, and unskilled in Chester County. Get help with resume reviews, access to database on open job positions, and more. There will also be free work clothes, gas vouchers for an interview in Chester County or a laptop for remote work. They also help job seekers get government grants for low income families.

Receive feedback on interview skills as well. Staff may even be able to refer clients to clothing closets for free work clothes or gasoline vouchers for a job interview. OIC offers comprehensive employment services. The address is  22 N 5th Ave, Coatesville, PA 19320. Dial 610-692-2344.

Food assistance and free pantries

Receive emergency food, household supplies, groceries and other assistance from the Chester County Food Bank (dial 610-344-6640). The facility offers community planning and interagency cooperation, provides free food, information and referral on government programs, as well as emergency assistance and even fair housing information.

Lord's Pantry of Downingtown provides groceries and fresh produce for residents in need. There may be baby formula for mothers, Ensure for seniors, eggs, holiday food and more at 141 Mill Alley, Downingtown, PA 19335. Phone: (610) 873-1149





Additional emergency free food programs are provided by churches, non-profit charity organizations, and pantries. Call or stop by for groceries, information, meals, and guidance. There are also soup kitchens, Find Chester County free food pantries.

Nutritional classes are held in the community. They also help families shop smarter using coupons, smartphone apps, bulk buying, and more. The workshops handle those needs. More on cheap groceries.

Free lawyers for civil legal cases

If you are faced with a civil legal case, Community Impact Legal Services is a non-profit law firm that offers free advice and representation. The firm assists Chester County indigents and low income clients with civil law problems, such as domestic disputes, public benefits, foreclosures or housing problems and consumer (including bankruptcy) matters. There are also attorneys that handle evictions from homes. Dial 610-380-7111, or click here to learn more on Pennsylvania free legal assistance programs.

Legal Aid of Southeaster Pennsylvania - Provides legal services for low-income families and individuals. Dial (610) 436-4510. Get free legal help with issues such as foreclosure, consumer debt, family law, and utility disconnections.

Free health care

Community Volunteers in Medicine (phone (610) 836-5990) provides free health care. There are volunteer doctors and dentists for the uninsured, low-income and people on Medicaid. The clinic provides both free health and dental services, prescription drugs, eye exams, OB/GYN or some form of medicine for the working poor. There is even information on insulin payment assistance programs. The program is focused on families who have no health insurance but earn too much money to qualify for federal or state assistance programs. The address is 300 Lawrence Dr # B, West Chester, PA 19380.

Another place to turn to for health care is ChesPenn Health Services, which can be reached at 610-380-4660. The medical facility provides health care access to quality primary, urgent and preventative health care regardless of one's ability to pay for their medical or hospital bills. Get free physicals, dental work or dentures, medical care for women and even ride to a clinic too or dialysis appointment. The location is 744 E Lincoln Hwy, Coatesville, PA 19320, or look here for more information on free transportation to dialysis near you.

Chester County Community Dental offers a host of services. This dental practice offers free preventative, cleaning, extractions and restorative dentistry to people who need help. Dental services are available to individuals and families with government insurance plans (such as CHIP and Medical Assistance). If you have no insurance, you may also be able to receive care based upon a sliding fee scale which is also available. Phone 610-383-3888. The free dentists for the low-income and people with no money is at 744 E Lincoln Hwy # 120, Coatesville, PA 19320.

Discounted prescription medications, free generic drugs, and other support can help the low to moderate income. Adults, children, single moms and others can access the medications they need. As one example, learn about free generic medications.

La Comunidad Hispana offers free or affordable healthcare services, including dental care, to the Latinx and low-income community. The free medical clinic is at 731 W. Cypress St., Kennett Square, PA 19348. Call 610-444-7550. . This organization was created to both understand and to also help serve the primary health care needs of the underinsured and the uninsured patients who live in Chester County.

Medical as well as hospital debt assistance is available as well. It can help a family deal with creditors among other services. Learn more about how to get medical bill help.

Debt help and mortgage relief services in Chester County

Clarifi also helps Chester County residents. They provide free foreclosure counseling. This includes mediation as well as negotiation with lenders and banks. They also help people with credit card debt, car loans, payday lenders and other support. While it is true that some homes just can’t be saved, they will do everything they can to stop a foreclosure.

The agency also provides free debt counseling programs that can help people. Services from the non-profit will try to refinance their debts, help pay credit card or medical bills and give borrowers lower interest rates. Click here to learn more on mortgage assistance programs, or call the agency at 800-989-2227. The location is 882 S. Matlack St., West Chester, PA 19382.





Housing Partnership of Chester County offers both foreclosure programs and debt counseling. Regarding the free debt assistance programs, the agency will offer free of charge, some form of credit counseling to people who are having credit problems or struggling to pay their bills.

Program staff work with applicants and clients to remedy and prevent future credit problems. They will also help them develop a household budget. They also direct people to mortgage and foreclosure programs, such as the Pennsylvania Homeowners’ Emergency Mortgage Assistance Program (H.E.M.A.P.), which provides support for Pennsylvania homeowners. Address is zzz41 W. Lancaster Ave., Downingtown, PA 19335. Call (610) 518-1522.


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