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Assistance programs in San Diego County

In an emergency, low income or struggling families in San Diego CA can get financial help. There are programs that provide free food, cars or gas vouchers for a job, or clothing. Grants are offered to help people pay rent, electric or utility bills, security deposits, car repairs and more. Find where get financial assistance near you in San Diego County below.

There are also social service programs for immigrants and Spanish speakers, and anyone can attend a free debt reduction or job training workshop too. Or homeowners can seek mortgage payment or home buying assistance and San Diego residents who want to buy a property can get help on how to purchase a home. Charities also offer other support in San Diego, even including free bus passes or Christmas toys for kids.

Financial help with electric bills, housing costs, transportation and more

The Community Action Partnership (CAP) is the designated community action agency that serves the San Diego region. Based on funding, the non-profit provides referrals to grant money for people in a hardship, social services and financial assistance to struggling families. While they do not provide direct rental or utilities assistance, they can provide information on local non-profits that will distribute grants. The San Diego non-profit helps low income families with their short term needs and also ensures they are self sufficient over the long term. Some of what they offer includes :

  • Provide referrals to local agencies that will offer immediate assistance with emergency needs, including utility bills and rent. General Relief can provide loans for basic needs, such as medical bills, moving or storage costs, and housing expenses.
  • Get applications to government grants, including free money from CalWORKs and other public assistance programs in California.
  • Financial education and debt counseling programs are offered. This includes budgeting help or assistance on paying car loans. Read more credit card help.
  • Income tax filing help is offered in San Diego County. The non-profit will provide help to people with obtaining the Earned Income Tax Credit or EITC.
  • Job and employment assistance, including training. As CAP focuses on long term self-sufficiency, which includes employment.
  • Assist people with obtaining low or no-cost health insurance, and also free health care.
  • Information on mortgage assistance, homebuying programs such as low cost loans, and foreclosure prevention services. More on mortgage or home buying assistance.
  • Summer cooling bill help, including a free A/C unit, is arranged for seniors or low-income families with young kids at risk. The goal is to keep people safe and cool, and locate a free air conditioner program in your community.

 

 

 

Call (800) 227-0997 to get referrals and more information. Or for more information on emergency services, referrals or government grants that will be available, continue with community assistance programs in San Diego County.

San Diego Catholic Charities is based at 798 9th Ave, San Diego, CA 92101. The phone number is (619) 231-2828). The charity provides low income and other qualified individuals with access to immediate crisis assistance. There are programs adults, children, immigrants or migrants and low-income families, including counseling. Single moms in San Diego can also get grants or financial help for bills, housing or rent.

Anyone can apply that that is facing a hardship. There will also be emergency help for bills and other costs. Or the charity offers free or low cost pregnancy, parenting and adoption services. There are also immigrant and refugee services in San Diego County as well as emergency rent assistance to stop evictions. Or residents can get access to free senior services, information on government programs, as well as homeless prevention support. Learn more on Catholic Charities emergency assistance in San Diego.

Indian Human Resource Center, Inc. provides job and employment assistance. This includes career training, housing and case management social services to American Indians who are in a crisis situations. There is help to people due to emergency situations or unemployment. Free clothes for work or a gasoline voucher will often be provided as well. The non-profit is at 4138 Fairmount Ave, San Diego, CA 92105. Call (619) 281-5964

Another option is Interfaith Community Services. This agency provides a complete continuum of financial help for bills. There are also other resources and social services in north San Diego County, from Oceanside to Escondido.

  • Among other services they provide free food, a homeless shelter, rent, housing and mortgage help. Other non-financial support from ICS will involve crisis intervention, advocacy and referrals. Or get clinical case management. This also includes employment assessment, training and job placement, as well as psychological counseling and more. Call (760) 489-6380, or find more details on programs from Interfaith Community Services.

Low income individuals and others who need help can also contact MAAC Project (call (619) 426-3595). This non-profit agency provides struggling individuals with access to social services. There are programs for retirees as well as senior citizens, Or get free job training/placement, as well as consumer education.

 

 

 

  • The non-profit also has child development/education, which includes information on free daycare in San Diego. There is also money given out for energy bill assistance, housing and low-cost substance abuse programs including residential recovery. Or get rent help, emergency food vouchers, and community development programs in San Diego CA. The address is 1387 Third Ave, Chula Vista, CA 91911.

North County Community Services is another private non profit social services agency that has provides vitally needed help. They operate the North County Food Bank as well as multiple child development centers across Northern San Diego County. This can help any low income family that needs help with child care or food. Or get free clothes, school supplies or diapers too. There will also be referrals to free day care or child care vouchers. Call (760) 471-5483. Location is 1557 Grand Ave # C, San Marcos, CA 92078.

Also contact the Free Ramona Food & Clothes Closet. They only support the rural communities of Warner Springs, Ramona, Julian, and also Ranchita CA. Programs available, depending on funding, will include free emergency clothing, groceries and food as well as hygiene supples.

  • There will be medical appliances, limited information on California and federal government assistance programs and referrals. In addition, the charity also provides food, clothes and toys at Christmas time as well as school supplies for students in San Diego. Phone number (760) 789-4458. The address is 773 Main St, Ramona, CA 92065.Financial help San Diego County

Community Catalysts of California / Adjoin helps veterans. Support is for the very low income and/or homeless in San Diego County. Get information and help in applying for VA public benefits. this includes free grant money for vets from SSVF as well as rental and security deposit assistance programs Location is 354 E Main St, El Centro, CA 92243. Call (760) 335-4933 or 858.292.2020

Clients can apply for temporary financial assistance and grants for expenses such as security deposits, rent, and energy bills. All financial aid is to help people fund permanent housing. Also get help in accessing VA and other government/public benefits, such as transportation, HUD VASH, SSVF and other programs. The main intake number is (858) 694-3222.

  • 3914 Murphy Canyon Road, Suite A243, San Diego, CA 92123, dial (800) 974-9909
  • 1405 Sixth Avenue, San Diego, California, 92101, call (800) 974-9909
  • 935 West San Marcos Boulevard, Suite 103, San Marcos, CA, 92078, dial (800) 974-9909

Heavens Windows is involved in offering the federal ESG grants as well as Emergency Food and Shelter Program, or EFSP. It offers limited emergency rent payment assistance to residents facing a one-time crisis and that are facing eviction. Loans will also be issued expenses such as utility bills or security deposits. Applicants need to be able to show they will be self-sufficient in the immediate future and can pay the rent on their own. The government grant money will also help pay mobile home lot rent too. The charity is at 2820 Via Orange Way Ste. W, Spring Valley, CA 91978. Dial (619) 303-7806.

Rock Cancer C.A.R.E. of San Diego County is for cancer patients and families. Services will be transportation to doctor appointments and treatment. Or get help with house cleaning, information on prescription assistance and medical bill payment programs, counseling, free meal delivery, and much more. The address is 3183 Dehesa Rd Unit 22, El Cajon, CA. Call (888) 251-0620

San Diego Salvation Army provides a multitude of programs to assist to the unemployed, low income, seniors, youth, homeless and children. Get help with rent, mortgage payments, or electric bill assistance. There are also housing referrals, free food, shelter, free clothing as well as counseling. Or access disaster services, ESL classes and other aid in San Diego California.

 

 

 

  • Vouchers and free stuff is also passed out. This ranges from back to school supplies to furniture, possible medications, Christmas toys from Angel Tree and more. A number of centers offer the Family Services program, which is the main resource used to distributed aid. While there are multiple locations, the main site is at (619) 231-6000, or get more details on Salvation Army San Diego programs.

Brother Benno Foundation helps people that live in Oceanside. The applicant needs to be a family with children ages 17 years and younger; be 60 years or older, or be disabled. They offer rent assistance if the applicant has an eviction notice. There may also be grant money to pay a security deposit or storage costs in San Diego. Dial 760-439-1244, or find additional rent assistance options. More on help with rent.

St Vincent De Paul Society For The Diocese Of San Diego offers various low income programs and advice to those who are struggling. A focus of this non-profit charity is on housing as well as access to medical care for the poor and homeless They operate free health and dental clinics in the region too.

As far as financial help, housing and homeless prevention programs can assist a wide number of San Diego California families and individuals, including veterans. Based on funding, there will be cash for people facing eviction, and those who are currently homeless and who need to find a new home or apartment to live in. Click here Saint Vincent de Paul assistance programs in San Diego.

  • Homeless Prevention Services are offered by St. Vincent de Paul Village in partnership with other local non-profit San Diego agencies, including Interfaith Community Services and Veteran's Village of San Diego. A limited number of qualified families will receive housing assessments, rent help, homeless prevention services, and case management. They also help people moving. Learn about options for getting help with security deposits, first months rent, or apply for free short term transitional housing. Call (619) 233-8500. The SVDP is at 1501 Imperial Ave, San Diego, CA 92101.
     
  • Fallbrook California - This region is supported by its own local St. Vincent De Paul organization. The charity runs a thrift store, distributes clothing and furniture, and will have limited financial assistance to deal with an emergency. Or if they can’t help you, they will still have referrals. Continue with St. Vincent Fallbrook programs.

North Country Lifeline Inc., which is based in Vista, runs the homeless prevention and rapid rehousing program. It offers assistance for individuals and families with a disconnection or eviction notice. There is also rapid rehousing for the homeless, including free motel vouchers. When funds allow, there will be grants to pay security deposits or money for rental and utility assistance. Call (760) 726-4900.

Info Line of San Diego is a resource that the homeless and people facing eviction can get referrals from. Callers will learn about free food, emergency money for rent, or energy bills. Get free referrals to various social services, free clinics for the uninsured, job programs and more. A wide variety of financial assistance programs and free material goods are offered. The contact information is 211help@211sandiego.org. Or learn more on Info Line services in San Diego.

Del Mar Community Connections can be contacted at (858) 792-7565). The non-profit offers rent and energy help. The address is 225 9th St, Del Mar, CA 92014. There is also information on cash assistance in California, SNAP food stamps (CalFresh) and other support.

Community Resource Center of Encinitas (dial (760) 753-8300 and address of 650 2nd St, Encinitas, CA 92024) and the City of Oceanside (call (760) 435-3380) both offer a federal grant program in which money can be used to pay for homeless prevention issues, such as utilities, electric bills, or light bills to stop disconnections. Low-income or unemployed families, as well as single moms, can apply for help with monthly rent payments as well.

  • Other support is offered too, with a focus on women who need a safe place to live. There is also free furniture for an apartment or information on landlords in San Diego County that take people with bad credit. Or access free legal aid.

Jewish Family Service of San Diego - Some resources are available regardless of faith. Assistance programs include a free food pantry, support for veterans and seniors in San Diego, Ways to Work Car Loans, and referrals. They will also have home delivered meals or free pet food for the homebound and elderly. The non-profit is also involved in running shelter and transitional housing programs. Learn more on help from Jewish Family Service of San Diego.

 

 

 

 

 

 

Crisis House focuses on self-sufficiency. However there will be some occasional financial aid offered for families that are out of options. While numerous services are administered, some include motel vouchers, shelter, and transitional housing. Homeless San Diego CA people may be given a place to stay for a night.

  • They work with the Career Center and other social service agencies in San Diego, such as food pantries. Any funds issued for rent, paying electric bills or a security deposit are targeted at homeless prevention. Or get help in applying for SSDI disability benefits, CalWorks, or food stamps. More on San Diego Crisis House emergency programs.

Cash Assistance and San Diego Social Services - The county has two primary organizations that can provide emergency financial assistance. They include the Health and Human Services Agency as well as Family Resource Centers. They provide a number of resources, including free food, health care, electric bill help, and other aid. Or get information on California benefit programs for San Diego families living in poverty.

  • CalWorks is a cash aid program, and there is also a homeless prevention option. People with no health or dental insurance in San Diego can apply for Medi-Cal or other free health insurance. Read more San Diego public assistance.

Voucher programs provide help to low-income families. There are free items such as vouchers to pay for clothes, household appliances, computers for online learning and more. All of these services are free. A voucher can also cover the rent payments for an apartment or help with bills too, and look here for a list of free vouchers.

Uptown Faith Community Service Center – Families who are at risk for homelessness, low-income individuals and families, and the current homeless can get assistance. Services include clothing, emergency food, hygiene supplies, and access to a computer. Location is 4101 30th Street, Suite B, San Diego, California, 92104, phone (619) 281-8411, or find more information on UPTOWN programs.

Rent assistance from charities, non-profits and the government. Renters who are behind on payment, including utilities, can get immediate assistance. Several San Diego California area charities, churches, and government programs offer information on rental assistance programs. The organizations work to stop homelessness and will offer cash or loans to help pay rent or deposit expenses. More on emergency rent assistance in San Diego.

  • Low income housing - Families facing imminent eviction or those that are homeless can get assistance from transitional housing programs or shelters. Resources and non-profits across San Diego are committed to helping the needy and less fortunate. Special focus for satisfying housing needs tends to be on families with children, women, veterans, and senior citizens. Read transitional housing programs in San Diego.

Just In Time for Foster Youth offers Basic Needs/ Emergency Assistance. The non-profit provides qualified San Diego residents with immediate financial support in an emergency. Programs can assist with car repair, rent money, bus passes, gas cards, interview clothing, and grocery gift cards. There may free clothes, personal hygiene supplies or toiletries as well as vouchers for youth ages 18 to 26. Call (760) 505-6647

Legal aid for utility disconnections, evictions, and government benefits - There are firms that provide free advice from attorneys as well as volunteer lawyers. The main non-profit is Free Legal Aid Society of San Diego.

  • There is in person and/or telephone consultations to low income families, the disabled, and seniors. A focus is on addressing housing needs, so ensuring utilities are not disconnected or stopping evictions. They can also help people apply for SSI, food stamps / CalFresh, and deal with other consumer issues. More on Legal Aid Society of San Diego programs.

San Diego Navy-Marine Corps Relief Society administers financial assistance as grants and/or interest-free loans to help with emergency needs. For example, get assistance with emergency transportation such as car repairs or gas vouchers. Or get money money for funeral expenses, medical/dental bills, childcare expenses or daycare. They help active military members in San Diego. There are also referrals to other non-profits, such as assistance programs from Operation Homefront.

  • Service members can also get free stuff or financial help for basic living expenses (food, rent, utilities, water bills), and essential vehicle repairs. Counselors also offer budget, dent and financial management information. The address is School of Infantry, Building 520512, Camp Pendleton, California, 92055, call (760) 725-7497.

The price to own or buy a home in San Diego County is sky high. Many people struggle to pay their mortgage or come up with the funds for a down payment. Or they need help applying, improving credit scores, or something else. There are a number of assistance programs for mortgages.

San Diego Homeless Services is a non-profit that coordinates solutions. Assistance is offered from an Outreach team, and there is everything from shelter to transitional housing available. Basic needs around personal hygiene and free food are distributed, as well as information on financial and and emergency money for bills and rental costs. Read more information on housing and homeless services in San Diego.

Churches and faith based groups - Families can turn to a local church for help in San Diego County. The assistance is generally focused on a specific zip code, and the resources vary. In general, they offer financial help for paying rent or bills as a last resort. But some ongoing programs will be available, such as advice for immigrants seeking citizenship, emergency shelter, and hot meals among them.

  • Churches will tend to provide free stuff or basic needs too. That can be personal toiletries, clothes, feminine products or diapers too. Many also provide free groceries and help families, including Spanish speaking in the region. More on help from San Diego churches.

San Diego County Lutheran Services administers programs for seniors, the disabled, and the working poor. Qualified families can receive everything from food to shelter and emergency rental assistance. Resources offered are comprehensive and address the root causes of the situation. Call for information on clothing, transitional housing, free meals, and eviction prevention. More on Lutheran Services in Southern California.

 

 

 

Campesinos Unidos Inc, El Centro can help pay utility and electric bills. There may be funds for water or gas bills too. The non-profit provides non-emergency financial assistance with paying utility bills to working poor, low-income individuals and families. Hispanics and others can be assisted too.

  • The agency processes applications from the Home Energy Assistance Program (HEAP). An emergency component can support San Diego families who have received a shut off notice as well, and free grants can be provided ASAP to people facing a shut-off of their power. The address is 778 W State St, El Centro, CA 92243. Call (760) 353-9226

Home Start focuses on housing and long term support, with a focus on single parents. They offer assistance from the Financial Opportunity Center, will have one time funds from the federal emergency food and shelter grant program, a Maternity Shelter, applications for Cal Fresh or SSI disability and other solutions. More on Home Start services.

Subsidies and financial aid for paying water bills - Most of these programs are funded using donations from the public. In general, in order to get help with a water bills, the applicant must follow the same income guidelines that are in place for CARE. Both non-profits and the utility provider will offer this, and locate more details on San Diego water bill assistance programs.

Free job placement, career training programs to increase income, trade school services and more is offered. There are American Job Centers as well as non-profits that provide help. The agency offers job counseling, information on high demand careers and free job fairs. They are part of the federal government workforce development program. An on site learning center also provides computer applications training. Or find a list of other suggestions for making money.

  • For other employment support contact the Chicano Federation of San Diego County, Inc.  Dial (619) 285-5600, or the address is 3180 University Ave Ste 400, San Diego, CA 9210.
  • San Diego Workforce Partnership is at 1111 Bay Blvd STE E, Chula Vista, CA 91911. Call (619) 628-0300. Among the services offered include ESL classes, career development, as well as information on internships. There is also free youth and senior programs or job development for unemployed or migrants / immigrants in San Diego County. In addition, the agency provides childcare services and leadership training program.
  • Metro Career Center is at 4389 Imperial Ave, San Diego, CA 92113. Call (619) 319-9675

A recurring income is always beneficial, especially in a high cost of living area. There are some passive income opportunities, from web businesses, real estate, the gig economy, renting stuff, and more. These options are also for low to moderate income families too; not just the “rich”. Find a list of starting a passive income while living paycheck to paycheck.

ElderHelp of San Diego provides support to people over the age of 55 to 65. Call (619) 284-9281. This non-profit charity organization provides assistance programs to help seniors as well as the frail elderly remain at home. There is also help for retirees and/or widows or widowers. The non-profit including shared housing, grocery shopping, care management, home updates and free repairs. Or seniors over the age 60 in San Diego can get free money from the government.

  • There will be Meals on Wheels and information on Medicare benefits as well. Or get forms assistance, legal services and advice, and Project CARE. They also offer chore services, such as lawncare and more. The address is 5095 Murphy Canyon Rd, San Diego, CA 92123

 

 

 

 

Another resource is Senior Community Centers of San Diego. This non-profit offers services for seniors including homeless prevention or financial help. There are social service programs, home delivered meals, rent and housing aid including for utilities or water bills. Or get a free hot breakfast & lunch the centers The elderly can also get help with shopping, health care assistance, information for paying medical and hospital bills, transportation, and advocacy. Call (858) 860-5355.

San Diego County Credit Union can provide residents who join the union with low interest rate loans. Some people use them for everyday expenses, such as rent, for car repairs, or maybe a medical expense. The interest rate will be much lower than a bank or say payday lender. Continue with San Diego County Credit Union loans.

  • Emergency loans are available too. These include everything from online lenders (Sofi, Paypal, etc.) to more traditional companies that offer funds to struggling people. The loans can pay for car repairs, medical costs and other priority costs. Locate details on emergency loans.

San Diego places for free stuff

Free clothing, household goods, furniture, basic needs - Those items, and more, are offered by clothing closets, churches, free furniture banks and charities across San Diego County California. Some locations also offer such items as free back to school supplies, diapers or Christmas assistance. Free furniture banks have beds, desks, computers, and other goods.

Free and/or low income Christmas assistance is available. Many donations and volunteers are available and support children and seniors in San Diego. Free holiday or Christmas gifts, food, and other items are available across the county and southern California. Find San Diego County free Christmas and holiday assistance.

School items are passed out across San Diego. The free supplies are meant to ensure kids have all the educational support they need. Books, uniforms, reading and writing material and much more is given to low income families, including Spanish speakers or single moms. More on free school supplies in San Diego.

San Diego free newborn assistance - Families in poverty and the working poor can get help with a new baby. Everything is given for free to income qualified households. Clients can be provide diapers, wipes, and pampers. Or if they need furniture or financial aid during this transition, then referrals will be given to those parents as well. Read San Diego County diapers and baby supplies.

San Diego Head Start programs is for single moms or dads and low-income parents. The service is for infants and kids/ teens. Get help from government funded, but locally run, Head Start and Early Head Start programs. It offers education assistance, medical care, food, and a host of other social services for children up to five years old. More on San Diego Head Start.

 

 

 

Free legal advice is offered in San Diego County to seniors, the low income and people with no money. Pro-bono lawyers are part of Legal Aid Society of San Diego. Attorneys from this free non-profit law firm provide eligible individuals with high quality legal services, representation in court and consultations.

  • Civil issues, including around citizenship or green cards, are covered. Or get help with child supports, tenant eviction help and more. There are also free divorce filings. The goal of the law firm is to insure they receive the basic needs for survival and legal representation. Get legal advice for consumer debt issues, foreclosures, utility disconnections, and other aid. Call (877) 534-2524

Other options include the University of San Diego Legal Clinic. Dial (619) 260-7470. The facility provides pro-bono legal services to low-income residents of San Diego County. San Diego Volunteer Legal Program (619) 235-5656 is another resource. They agencies focus on civil law issues, such as foreclosures, debt issues, employment concerns, housing discrimination and more. They do not handle criminal cases. Click here for other California free legal programs.

Free medical care and dental services are available. A number of non-profits, clinics and charity programs from hospitals provide care to the working poor, uninsured and others. Free medical, dental, and other services are offered. Find San Diego County free community clinics.

Free food, groceries, and hunger prevention is available. San Diego Food Bank runs the government Emergency Food Assistance Program (EFAP). This program can help children, seniors, and families that are faced with a crisis. The food bank also runs a free diaper bank, helps low income families with applying to CalFresh, gives referrals to USDA services including school lunches and more. Dial 1-866-350-3663 for referrals.

  • There are dozens of other non-profit food pantries across San Diego that families and individuals can turn to for assistance. Find phone numbers, addresses, or read more San Diego free food pantries..

Free help with debt, mortgages and credit counseling

Consumer Credit Counseling has multiple offices around the county. Counselors provide financial counseling as well as free access to debt repayment programs. Get help with credit card payments, medical bills or auto loans in San Diego California. Budgeting help is offered too. There are credit repair programs as well as help finding loans for people in San Diego with bad credit.

  • Or get free housing and foreclosure assistance programs, financial literacy programs, and credit report and repair counseling. Assists clients in establishing an repayment program with creditors as needed. Dial 866-889-9347, or learn more on financial assistance paying off credit cards.

The county is served by several other non-profit credit and housing counseling agencies. Some are local organizations, and others are part of a nationwide network. Find more San Diego County free credit counseling locations.

Contact the UPAC Center, which is a community service program of the Housing Opportunities Collaborative (HOC). The agency employs HUD approved housing counseling agencies, community and nonprofit organizations. Homeowners can get free information on government programs, and access to city jurisdictions that support all aspects of homeownership and housing rights..

  • Counselors can help you avoid a foreclosure, and get back on track with your monthly mortgage payments. HOC provides educational training, foreclosure prevention, mortgage assistance programs, and community resources to assist families at risk of housing displacement. Dial (619) 446-0800 or (619) 235-4607, or click here for other California mortgage programs. The address is 1031 25th St, San Diego, CA 92102.

The Foreclosure Prevention Center at Community Housingworks is other free program. The agency offers a wide range of foreclosure prevention and counseling services to San Diego families to help them avoid foreclosure and sustain their homeownership. Dial (619) 282-6647.

 

 

 

 

Get information and find the location of HUD approved foreclosure counseling and other non-profit organizations in San Diego California. Many offer free or inexpensive solutions to a borrowers personal housing situation. More on San Diego foreclosure programs.

Workshop and seminars - Any homeowner who is delinquent on their mortgage or facing a foreclosure can attend a free foreclosure prevention clinic in San Diego. Sessions are organized by non-profit HUD approved counseling agencies, the local county library network, and other organizations that are based in the county. Homeowners can get free advice and help in dealing with a current or potential foreclosure filing. Find foreclosure clinics in San Diego.

Other low-income programs in San Diego

Families or individuals in need of other programs can get financial help, ranging from free grant money to pay bills or social services, food and more. The United Way of San Diego offers free referrals to local charities and non-profits. The goal is to ensure people get the support they need. Dial  858-492-2000 for more details.

 

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By Jon McNamara

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