Niagara County assistance programs.

There are local agencies and charity organizations that administer weatherization assistance programs, that provide free foreclosure counseling and housing reports, and access to programs that can help pay energy and heating bills. Also find churches, charities, and non-profits that offer help with rent, free groceries or food boxes, medical care and other support. Learn more about these organizations that people of Niagara county can turn to for aid.

Help from Niagara Community Action Program, Inc.

This local community action agency helps people through short term financial hardships, and will also do its best to provide longer term, self sufficient programs and assistance to people in need. Some of what they offer locals include the services noted here.

  • Housing and foreclosure assistance - One of the programs offered is known as the Rural Preservation Program. Homeowners can receive several different types of aid from this resource. Applicants can receive mortgage help, housing and foreclosure counseling, as well as budgeting skills and credit repair and improvement tips and advice. Learn more on New York foreclosure programs.




  • Weatherization assistance program - The main goal of this program is to help people save on and reduce their heating and energy bills. It is free to qualified applicants, and people can save hundreds of dollars per year. Contractors will visit your home and install free energy conserving updates, such as new windows, additional insulation, tune up your heating and cooling unit, install caulking, and much more. Weatherization can also include repairs of your home.
  • Low income energy assistance - The Niagara Community Action Agency can also help people and guide them through the LHEAP program. This federal government and New York assistance program will provide low income and elderly residents with grants and other aid to help them pay all sorts of utility and heating bills.

Contact the Niagara Community Action Agency at (716) 285-9681. Click more information.





Crisis assistance

The local Salvation Army branch, which can be reached at (716) 434-6104, can provide individuals and families with money to help them to try to make it through a short term financial hardship. They can only do this as funding allows. They have been known to provide some limited funds to help pay housing expenses, such as someone’s rent or partial mortgage payment, money for paying utility bills, and certain limited medical expenses. All of this is combined with BTG case management and other social services. More on the Niagara County and Lockport Salvation Army.

Catholic Charities may also have funding. They have services that can help people in emergency situations. For example, if struggling with basic needs such as as rent, energy bills, food, prescription medications, housing costs and heating expenses. (716) 433-0246.

Niagara County Social Services Department - The government funded agency may be able to provide financial social services and other aid to Niagara New York families. Resources offered include assistance with medical bills and needs (dial 278-8710), employment & child support assistance (439-7676) to Niagara County residents. They can also offer food stamps (278-6822), child welfare services (278-8650), adult protection (278-8621), nursing home (439-7728), employment and career counseling (278-8589), and transportation/general services.

Both housing and rental needs can be met as well from either a loan or maybe cash grant program. For details on housing, discounted fuel, HEAP energy saving assistance for heating and cooling bills (call 278-8645), jobs, education and debt and financial counseling (278-8205), call a local center. Or for more information on any of these public assistance programs, click social social department Niagara County.

Niagara Neighborhood Legal Services - The pro-bono firm, and its staff, advise low income families on their legal rights. They can assist with family and civil issues. Or volunteers from the center work to stop foreclosure or evictions in the county. Other help is for accessing public benefits, landlord mediation or dealing with illegal or unsafe housing in the area. Learn more.




Niagara County foreclosure prevention

The Buffalo Urban League may be able to help if you are faced with losing your home. They can help people understand the foreclosure process, and what options you have. Learn more on the foreclosure process.

The various housing programs they offer can help people learn about  predatory mortgages and lending, they can help people get out of debt, provide locals with mortgage foreclosure prevention counseling, and offer credit repair services. Rental assistance services and referrals are also available. (716) 250-2412.

Get mortgage and rent assistance

The charity goes by the name of Rent/Mortgage Assistance. The phone number is (716) 434-1276. The non-profit agency can provide assistance with up to one month's rent or one month of a mortgage payment.

Belmont Housing Resources for WNY focuses on housing, mortgage, and rent issues. The non-profit agency manages subsidized rental properties for the low income. In addition, they are a HUD Certified Housing Counseling Agency that provides both home ownership, foreclosure and rental counseling. Specifically, the services include reverse mortgage, pre-purchase, foreclosure prevention and mortgage default counseling. Learn more on HUD foreclosure help, or dial (716)312-8075.

Food banks in Niagara New York

Country Roads Caring Neighbors Inc. Food Pantry - May be able to provide food, and if funding allows, holiday gifts, toys, and other non-financial aid. Wilson NY. (716) 751-9717

Community Missions, which can be reached at (716) 285-3403 and is located in Niagara Falls, offers emergency food aid.

Word of Life Ministries - May have free food for people facing a hardship. Call (716) 297-2951

There are dozens of other assistance programs for groceries, meals, and household supplies. churches and charities among others may help. Find more food pantries in Niagara County New York.

Free or variable priced medical care

Individuals who do not have medical or dental insurance, that have a limited income, or who struggle with paying their medical bills have some options available to them. A number of clinics and health centers operate across Niagara County. Services can help people obtain prescription medications, get medical bill assistance, and much more. Some of the clinics include Horizon Health Service (phone (716) 650-5550) and the Niagara Community Health Center (dial (716) 278-4418). Click here for additional locations.





Financial counseling and debt reduction

Consumer Credit Counseling Service of Niagara and Buffalo Inc. - Offers people a creditor repayment plan, which can help them reduce debts. Get budgeting advice and answers to financial questions. They can also advice on bankruptcies and foreclosures. Phone (800) 926-9685


By Jon McNamara

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