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How to save money on health care and medical bills.

Find how to save money on health care costs, including doctor visits, medications, counseling, and other medical bills. Locate apps, information on cheap or affordable clinics, online site for a doctor or therapy visit and more. There are ways to save money on medical bills and health care costs though (as listed below). People of all income levels can save on prescription medications, insurance premiums and deductibles, medical equipment, and really anything health or dental related.

Below you will find information on some assistance programs that work to reduce the cost of health care, even for your pet(s) if applicable. The resources available range from discount cards to prescription assistance programs, non-traditional insurance plans, charitable grants, free veterinary care for low-income people and more. In fact the number of ways to save money is extensive.

One advantage of these resources is that they can help not only low income and/or uninsured Americans save money, but they can also help middle income Americans, who are often caught in the middle of increasing health care costs and flattish wages. There are also resources focused on senior citizens and the disabled.

Regardless of your income or insurance status, there is assistance available. There is even charity care and financial aid from hospitals that the federal government offers. Find a number of free resources that can help you and your family save money on your medical costs.

How to save money on medications and prescription drugs

The cost of prescription drugs continues to increase at a rapid clip. In fact, those is the fastest growing part of medical care. There are ways to save money though, ranging from private and non-profit discount programs, rebates, prescription assistance programs, free discount cards and many more. Find how to save money on or free prescription drugs.

  • Save money on prescriptions on your own - the DIY model. There are free tips and methods to save money. Find ways to get help with buying your own medications to save money. There are suggestions to follow whether you use a generic or a name brand medication. Discount cards, smart phone apps, drug company plans and more can be used to save money, even if you have no insurance. You will save up to 80% on your total costs of prescription drugs. Learn more on steps you can take yourself to save on your prescriptions.




Ways to save money on doctor visits or medical bills

General medical care is also increasing much faster than wages, but it is possible to find discounts and save money. Health insurance premiums are going up high single digits per year. Deductibles are increasing as is the cost of, well really everything! We also have a list of tips for saving money on really everything health care related. Find how to get free care, save money on deductibles, and much more, and locate low cost or free health care resources.

Dental care is also becoming more expensive and sophisticated. Insurance companies are also not covering as many procedures. Or they are increasing prices. Find free tips for saving on or free dental care.

Free or cheap therapy is offered, including to kids, couples, and people with a low-income. Government programs such as Medicaid or Medicare pay for most, if not ll, of the cost of a psychologist or counselor. There are also free or low cost clinics, volunteers therapists and behavioral counselors and other options. Find free therapy near you.

Compare the cost of an upcoming medical treatment, check up, or service. Doctors, hospitals, dentists,  insurance companies and others all charge wildly different prices for medical care. You can save money by doing a little shopping/price comparison and using an affordable provider that is also rated highly. More details on comparing the cost of health care.

Addictions can decimate a families budget. Unfortunately many of them, such as gambling or smoking, impact lower income families as well as the uneducated more than others. There are costs to an addition, and ending them can really help you save a significant amount of money. Find how to stop addictions to save money.

Save money on health insurance costs and policies. There are a number of ways to cut back on how much you pay each month for insurance. Everything from using free brokers to find the best, most affordable policies to assess deductibles, premiums, and flexible spending accounts (FSA) among other things. Learn more on saving on health insurance policy costs.





There are also ways to save money on funeral and burials. While not exactly the same as healthcare, it is in a similar bucket as health/funerals are somewhat correlated. You can rent a casket, pre-pay for a portion of it for a discount, buy insurance policies and take several other steps. Find a list of tips for saving money on funerals.

Apps and online tools to save money on health care

Apps and technology can help patients get access to affordable health care as well as save money on medical bills, eyeglasses, prescription, and more. You can use your computer or smartphone to find and talk to a doctor for basic diagnosis. The services are also remote as well, meaning that if you do not live near a doctor, hospital, or clinic, the app can still put you into contact with a medical professional. So you save money on transportation too. Read more on healthcare apps for saving money.

Another way to in effect save money is to get paid for living a healthy lifestyle. There are companies, cell phone apps, and other tools that will pay people cash or give out other free valuable incentives for exercising. Walking, meditating, biking, and many other activities ware covered, and find apps that pay for exercising.

Free or low cost gym memberships are out there. The assistance ranges from a daily or weekly pass to Yoga, at home gym videos, and more. Families can save potentially hundreds of dollars per year when they exercise. Find more details on low cost and free gym memberships.

A number of free workout and fitness apps allow you to workout anytime and anywhere you want from. Almost all of them are free to use and download. Or you can use them on a desktop or laptop computer. Save money on working out, which will in effect reduce your healthcare costs and just plain old make you feel better. Find a list of free fitness and workout apps.

Eating healthier, counting calories, losing weight/staying in a certain “weight-zone” and monitoring nutritional as well as food intake all lead to better health, which leads to lower medical bills. There are free, simple to use smart-phone apps (both for iPhones and Android) that can help you with this process. Find free apps for losing and maintaining weight.

Save money on a veterinary bill

Save money on the health care costs of your pet as well. There are a number of affordable, low cost insurance policies that can cover the vet bills for your dogs, cats as well as other pets too. A pet insurance policy can pay for emergency costs (such as a surgery) as well as regular, preventative checks ups. Find more details on and learn how pet insurance can save you money.





Pet care is expensive, but there are some ways to save money on veterinary bills or to get free care. It can cost hundreds of dollars to have a vet check your cat or dog (or any pet) to diagnose and treat medical issues, not to mention medications or expensive surgery for the pet. Pet parents can save money using charitable care, payment plans, discount services, volunteer vets and more. Locate low cost or free veterinary care near you.

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By Jon McNamara














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