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Help with Medical Bills

Union Plus helps members save on medical and health insurance costs.

If you are a member of a union or organized labor, Union Plus is a nonprofit benefits program created by the labor movement to help families save money on their healthcare costs. Members, and their families, can save on prescriptions, dental and vision care, hearing aids, and more. Learn more on how Union Plus will help you save money on a wide range of medical expenses - even provide financial help to people in a healthcare crisis.

Free prescription drug card for Union Members

For medications, Union Plus offers a free prescription discount card. It is offered in partnership with by Optum Perks. Members can compare prices and save up to 80% at an estimated 60,000 to 70,000 pharmacies nationwide, including CVS, WalMart and Walgreens. The program also lists vaccine discounts (flu, shingles) and some medical equipment savings.

Even better yet, you can experience even greater savings on your medications when you choose to have convenient, money saving mail-order prescription drugs delivered right to your door in a timely fashion. The card can also be used by immediate family members of the Labor Union employee. Or if needed, find additional ways to get free prescription drugs as there are many other options out there.

The Union Plus “Health” benefits program

Dental, vision, and hearing savings, both on the cost of insurance and everyday bills, are a core part of Union Plus “Health” benefits. Dental discount plans, a form of “quasi insurance” start at $7.95/month through Careington. In fact, if you pay for the plan using Union Plus you will save as much as that this price reflects a 35 to 40% savings versus Careington’s retail rate.

 

 

 

Union Plus also helps with vision and hearing care. Vision options include VSP Individual Vision Plans with eyewear benefits, and the hearing program advertises an average ~70% off retail on select hearing aids plus a free hearing exam.

Get emergency financial help from a union when facing a medical hardship. Receive a significant free cash grant from Union Plus to help pay medical bills or for hospital care or an income based clinic. The funds will be used for a variety of expenses. There are certain costs that do not need to be repaid if you are a union member. Learn more about Hospital Care Grants.

Working America Health Care (WAHC) helps people find insurance and is offered in partnership with Union Plus. WAHC connects you with licensed insurance professionals to compare plans and enroll, then continues to support you after enrollment. It is possible to search for information online at https://www.workingamericahealthcare.org/  or call 844-961-9635. The service helps Union Members find licensed professionals that are pre-approved, those ensuring a higher quality of service.

  • If you’re uninsured, under-insured, between jobs, or shifting to Medicare, use WAHC to check eligibility for premium tax credits and cost-sharing reductions, then pick a plan. Referrals to free or low cost health or dental insurance plans are available. Clients can get support in navigating everything from the Affordable Health Care Act (ACA) to private insurance plans. The service will offer information on how to apply for free health insurance policies and many other options.

There is also a free Union Plus Medical Bill negotiating service. This is a free service. The client will be put into contact with an advocate who will negotiate discounts, examine a bill for errors, and work with hospitals and providers to reduce a union members debts. All aspects of what a provider may bill a patient is examined by these medical billing advocates.

Other Union Plus programs:

In addition to saving on health care, labor union members can also receive discounted heating oil as well as mortgage assistance. Combining these programs will often allow a Labor Union member to save thousands of dollars per year on their everyday living expenses.

Contact information

Other benefits are offered too, with additional details and contact information on the website. https://www.unionplus.org/page/contact. To learn more about these Union Plus medical programs, or other services they may offer, dial 1-800-472-2005.

 

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By Jon McNamara

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