latest nhpb_banner 1__compressed2



Search the site

Immediate Financial Assistance

Rental Assistance

Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing and Apartments

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agencies

Free Job Training

Help with Medical Bills

Free Healthcare

Free Dental Clinics

Car Payment Assistance

Debt Relief

How to Save Money





Agency on Aging Illinois assistance programs for seniors.

The Illinois Department on Aging provides a number of financial resources to elderly and seniors. There is government money for people over the age of 60 or 65, free food including Meals on Wheels delivery, public assistance, medical or care-giving and other benefits. Find help for senior citizens in IL.

The majority of programs provide information, referrals, and non-monetary aid. Examples include details on government health care options, energy bill assistance, free legal aid, and more. However some Illinois centers can also provide free food, meals, and help seniors apply for financial assistance or free government money from programs such as LIHEAP or housing vouchers.

Free food and meal programs for seniors and the homebound

Meals-on-Wheels in Illinois can bring free or low cost meals to seniors and the disabled who are homebound. It is paid for by the state and federal government, and can provide home-delivered meals on weekdays only. There is also dog or cat food for low-income seniors in IL. The home-delivered meals are available for older adults who cannot leave their apartments or homes and who cannot personally prepare nutritious meals at their own home.

  • Most of the Meals-on-Wheels and home delivered items are carried out by volunteers who deliver free or low cost food, groceries and meals to homebound older or disabled persons. At the same time they do this delivery, this also offers them the opportunity to check on the welfare of the homebound elderly, and it gives people an opportunity to socialize.

The food assistance program also operates around the holidays, including Easter, Thanksgiving and they provide free Christmas meals to the low income. As funding allows, it provides for holiday, weekend and emergency meals for the less fortunate, and can help fill the gaps left by federal or state of Illinois funded meal programs.

Group site meals are also available at hundreds of Agency on Aging locations in Illinois, including churches, senior centers, community buildings, and also senior housing facilities. All meals served to elderly and seniors under the Nutrition Program must provide at least one-third of the daily recommended dietary allowances that are needed for seniors and that are established by the Food and Nutrition Board of the National Academy of Sciences-National Research Council.




Free grant money, financial help, and cash for Illinois seniors

Many of these benefits, including money or government grants, is for seniors in Illinois that are over the age of 60 or 65. There are often funds for low-income people or those on social security or a fixed income. However each assistance program below, which an Area on Agency office can help seniors apply for, is offered.

Home repair, free modifications and renovation services are administered by some office on aging locations and they are available in some Illinois communities. Residential renovation and repair services include adaptations and improvements to homes to make them safer and more livable. A goal of many renovations can make it easier and safer for seniors to carry out activities such as cooking, bathing, and climbing stairs. The physical structure of the home can be improved, including its overall safety and condition.

Information from the Illinois Agency on Aging is readily available for senior citizens. Counselors, volunteers, and service providers can provide free information and advice on Property Tax Assistance Programs, Medicare, or cash from the government for those over age 55 or 65. There is also free Prescription Drug and Income Tax Assistance Programs, Medicaid, LIHEAP energy bill assistance, and many more.

  • Specially trained staff are ready to share facts and information about available public benefits programs and services to help older persons, elderly, seniors, and those family members who may care for them, including on housing. Read more on housing for seniors based on income.

Seniors and disabled may qualify for financial help with utility, heating, and cooling bills from the Low Income Home Energy Assistance Program (LIHEAP). This is a federal government funded program that helps low-income households, with a focus on seniors, disabled, and elderly. It can help with paying heating and cooling bills. Read more on Illinois LIHEAP for senior citizens.

Public benefits and senior services for senior citizens in Illinois are provided by outreach staff. Individuals will conduct home visits with older persons (including their caregivers if applicable) and/or their immediate family members. Get free information on public benefits or social services, such as free health care and insurance, medications, rental assistance, free phones including an Apple Phone for the elderly and more. Or look here for a free Apple iPhone.





  • The staff from the office on aging locations can share information about available social services and public benefits programs. A senior, older person or a family caregiver can receive up-to-date information on a wide range of community-based and public aid programs such as homemaker services, respite services, transportation, home-delivered meals, housing vouchers, etc. Some of the services in highest demand from the outreach workers include information on prescription drug assistance programs, medical bills, Medicare, heating bill help, foreclosure prevention, Medicaid and many more. Find more on public assistance in Illinois.

Senior centers operate across Illinois. The locations can offer the elderly and seniors information on and access to wide range of assistance programs, social services and activities for older adults. This can include transportation, free congregate meals, education, counseling, legal assistance and health screening. In addition, importantly, Senior Centers and the service programs they offer provide older persons with a link to local community resources and non-profits in their Illinois town and county.

Transportation assistance for elderly is available, often for a doctor or shopping. The free rides may be offered to seniors over the age of 60 in IL, the homebound, disabled older people and older persons. Oftentimes access and transportation is the critical link that assures seniors access to vital services such as a doctor appointment, social and nutritional services, family and friends, health care, or local stores for shopping and jobs.

  • The availability of affordable transportation from volunteers and the Agency on Aging centers allow seniors and older adults to live independently in their communities. It also helps prevent isolation and/or premature nursing home placement.

Illinois Department of Veterans' Affairs runs a number of assistance programs for veterans and their immediate family members. Programs can provide for one or more of the following. Prescription medicines (after an initial dispensing fee); health care provided at Veterans Administration hospitals; in-home assistance; and adult day services.

The Illinois Department on Aging has free lawyers they partner with. The attorneys provides low cost (or free) high quality legal advice to Illinoisans who are income qualified and who are 60 years of age or older. Civil cases can be addressed by these lawyers and attorneys. Some of the matters include landlord-tenant relationships, evictions, consumer fraud, nursing home residents’ rights, elder abuse and neglect, and financial exploitation.

  • Seniors who are dealing with Medicare, Medicaid, Social security and pension issues may also qualify for free legal aid in Illinois. Another resource offered by legal aid can help with powers of attorney, simple estate planning, living wills, and a wide variety of other legal issues and matters.





In addition to the free legal aid, There are also Elder Law Attorneys that can help retirees or senior citizens in Illinois. These individuals focus on the issues that impact the elderly. This may include getting access to Medicare or maybe dealing with scams. There are also legal programs dealing with medical bill or debt issues, nursing home care, and many other topics. Continue with Elderly Law Attorneys.

Agency on Aging medical, dental, and insurance assistance programs

Health insurance counseling is offered in Illinois from Senior Health Insurance Program. It is a free statewide insurance counseling program for Medicare beneficiaries and their caregivers. It can offer information on benefits, health care and medical assistance such as Pharmaceutical, Medicaid and Medicare assistance, and Social Security.

Illinois Rx Buying Club – Can provide savings of around 20% on prescription medications, both generic and brand name. It is a free discount card that is accepted at thousands of retailers and pharmacies across Illinois. There is no application, no limits to its use, and the card is free to those seniors who apply. The buying club also has a mail order service for even greater savings on medications. Call 866-215-3463, or inquire at an Agency on Aging office.Financial help for seniors in Illinois

Low income senior citizens, or those on a fixed income, can get free or low cost medical care, dental cleanings, dentures, affordable health insurance even beyond Medicare and more. The options range from free community health centers, including dental clinics in Illinois, to Medicare Part D, Affordable Care Act Plans, and free medical billing advocates.

Free budgeting and money management services for the elderly in Illinois

Illinois Volunteer Money Management was created in partnership with the AARP Money Management Program. This program is a financial services resource that can that assists older persons who meet low income guidelines and who are having difficulty in paying bills or managing their personal household budgets. There is free help in completing medical forms, keeping track of banking records, intervening with creditors, reducing debts, and handling other financial matters and issues related to personal finances. They also help Illinois elderly people over the age of 60 get money or government benefits.

Get advice on topics such as debt consolidation, financial hardship and settlement programs. Click here for more tips on these options, including types of debt consolidation.

  • The Money Management program matches trained credit counselors and volunteers with older persons who need help. Together you will work through issues and start tasks such as writing checks, organizing bills, balancing a checkbook, completing medical forms, and intervening with creditors. People who volunteer with the Illinois Agency on Aging can also serve as Representative Payees. This means that they will be designated by the Social Security Administration to manage the monthly government benefits and cash vouchers of certain low income and senior beneficiaries.

AARP Tax Preparation is available for seniors on all simple tax returns. Interested parties need to make an appointment during the income tax filing season. This program is limited to certain counties across Illinois. But there is free income taxing filing for seniors in Illinois from the Agency on Aging or partners, and look here for free AARP income tax help for seniors.







Offices in Illinois for senior assistance

A number of resources are below. Senior citizens of all ages in IL (whether 55, 60, or 65) will get government money, Medicare, a free ride to the doctor, home care and other support. Or dial 1-800-252-8966 to reach the Illinois Department on Aging. Receive more information on programs available for seniors.

Chicago Department of Family and Support Services, 121 N La Salle St # 100, Chicago, IL 60602, call 312-744-4016

AgeOptions, Inc., Suburban Cook County is located at 1048 Lake Street, Suite 300, Oak Park, Illinois 60301. Main phone number is (708) 383-0258 or 1-800-699-904

Egyptian Area Agency on Aging, Inc. covers the counties of Alexander, Franklin, Gallatin, Hardin, Jackson, Johnson, Massac, Perry, Pope, Pulaski, Saline, Union, and Williamson. 200 E. Plaza Drive, Carterville, Illinois 62918-1982. Phone 1-888-895-3306

Southeastern Illinois is served by offices that can help seniors and the elderly in Crawford, Edwards, Hamilton, Jasper, Lawrence, Richland, Wabash, Wayne, and White Counties. 516 Market Street, Mt. Carmel, Illinois. Call 1-800-635-8544 or  (217) 262-0678

Midland Area Agency on Aging covers Illinois counties of Clay, Effingham, Fayette, Jefferson, and Marion Counties. Address is 434 S. Poplar, Centralia, Illinois 62801-1420. Dial (618) 532-1853 or 1-877-532-1853 for information.

AgeSmart - Southwestern Illinois programs support families in Bond, Clinton, Madison, Monroe, Randolph, St. Clair, and Washington Counties. AgeSmart - 801 W. State St, O'Fallon, IL 62269. Dial 618-222-2561 or Phone number is 1-800-326-3221

AgeLinc  - Area Agency on Aging for Lincolnland, Inc. is for people in Cass, Christian, Greene, Jersey, Logan, Macoupin, Mason, Menard, Montgomery, Morgan, Sangamon, and Scott Counties. Location is 2731 S MacArthur Blvd, Springfield, IL 62704. Call 1-800-252-2918 or (217) 787-9234

West Central Illinois Area Agency on Aging - Adams, Brown, Calhoun, Hancock, Pike, and Schuyler Counties. 639 York Street, Room 204, Quincy, Illinois 62301. Telephone 1-800-252-9027




East Central Illinois office offers assistance in the counties of Champaign, Clark, Coles, Cumberland, DeWitt, Douglas, Edgar, Ford, Iroquois, Livingston, McLean, Macon, Moultrie, Piatt, Shelby, and Vermilion. 1003 Maple Hill Road, Bloomington, Illinois 61704-9327. Main phone number is 1-800-888-4456

Central Illinois Agency on Aging, Inc. supports Fulton, Marshall, Peoria, Stark, Tazewell, and Woodford Counties. Main address 700 Hamilton Boulevard, Peoria, Illinois 61603-3617. Or dial 1-877-777-2422 for intake.

Western Illinois Area Agency on Aging covers Bureau, Henderson, Henry, Knox, LaSalle, McDonough, Mercer, Putnam, Rock Island, and Warren Counties. 729 34th Avenue, Rock Island, Illinois 61201-5950, telephone 1-800-322-1051

AgeGuide - Northeastern Illinois senior center provides assistance, including food, health care and more for the elderly in DuPage, Grundy, Kane, Kankakee, Kendall, Lake, McHenry, and Will Counties. Address is 1910 S. Highland Ave., Suite 100, Lombard, Illinois 60148. Call 630-293-5990 or 1-800-528-2000

Northwestern Illinois Area Agency on Aging – Counties supported are Boone, Carroll, DeKalb, JoDaviess, Lee, Ogle, Stephenson, Whiteside, and Winnebago Illinois. Main address is 1111 South Alpine Road, Suite 600, Rockford, IL, 61108, dial 1-800-542-8402 or 815-226-4901


Related Content From


By Jon McNamara


Additional Local Programs












Contact Us

About Us

Financial Literacy Blog

Privacy policy

Visit Facebook page

Search Site