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Prescription drug plan from Walmart and Humana.

Walmart, Sam’s Club and Humana help consumers save hundreds of dollar on their prescription medications, regardless of their income or health insurance status. The Humana Walmart Rx Plan (PDP) also provides a low monthly premium as well as deductible to Medicare Part D enrollees, but people of all ages, incomes, and backgrounds can sign up for this program. It is open to people of all income levels and it doesn't matter whether they have health insurance coverage or not.

Most of the savings are for generic medications, however there may be a few brand named prescription drugs that are eligible for discounts as well. The Humana Walmart-Preferred Rx Plan can also be used at other pharmacies, but the network is not as large. Most customers instead use a local Wal-Mart or Sam’s Club pharmacy as they tend to be the most convenient.

Benefits of the Walmart Humana prescription plan

This program can provide various types of help to patients. While anyone can enroll, a majority of the clients on the Humana Walmart Rx Plan (PDP) are also on Medicare, so they tend to be senior citizens and/or the disabled. The goal of the program is to help families save money on their health care costs.

The plan has the lowest premiums offered anywhere. No matter where you live, the premium will range from around $15 to $25 per month. For many of the leading generic drugs there is also no deductible. So in effect the medication is given to the customer for free; provided they have paid their premiums on time.

Home delivery is available from Humana, so even if you do not live near a pharmacy or distribution center you can still benefit and save money from this offering. This is especially beneficial for the sick, a homebound senior, or individual with a disability. Since many Walmart stores are more rural, the mail order option is very valuable.

Copayments from the Preferred Rx Plan (PDP) can be as low as $0 for certain covered generic prescriptions filled via Humana’s RightSource home-delivery prescription service. In addition to all of that, substantial cost savings are also available when using preferred pharmacies that are part of the plan. The number of medications covered at a pharmacy is greater than the mail order service. When you use one of the over 4,000 preferred pharmacies, such as Walmart, Sam's Club and Neighborhood Market, your copayments are as low as $2 for your medications.





When a patient takes advantage of the services and resources available to them from Walmart and Humana, it is estimated that a typical plan participant can save up to $500 per year on monthly plan premiums, coinsurance costs, and prescription co-pays. There are a few different “tiers” in place in which the cost for the generic medications in those tiers will vary.

Of course the exact savings will also be based on the patients need for medications and type of drug, but regardless the amount of money saved will be substantial. The federal government shows that this plan is the most cost effective option that consumers can sign up for, and provides people with the largest amount of savings on needed medications.

This innovative prescription drug saving plan is available to all Medicare beneficiaries eligible for the federal government Medicare Part D. So it is wide ranging and can potentially cover millions of people across the country. It can help them during the so called “donut hole”, and the savings can also be obtained at any point during the Medicare process.

Independent third party studies show that the prescription medication program offered by Human and Walmart can provide significant savings on both monthly plan premiums and prescription medicine copayments. It can also assist with cost-shares for Medicare beneficiaries, including people with disabilities as well as seniors.




How to apply or enroll

If you are interested in learning more or enrolling in the Humana Walmart-Preferred Rx Plan (PDP), then you have a few different ways to do this. Consumers can visit the Humana or Medicare websites, stop by your local Walmart stores that have the Humana informational kiosks, or by calling Humana by phone at 1-800-899-0441. Applications can also be done online at


By Jon McNamara


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