How the HealthWell Foundation helps patients pay for healthcare expenses
For people dealing with serious or chronic illnesses, the HealthWell Foundation is a non-profit that can step in to offer help. The organization will provide direct financial assistance to those who need it most, with the grant money used to help pay for insurance, out-of-pocket costs like co-pays, prescription medications, and travel expenses to treatment centers or specialty care doctors. Find more information below on the programs offered by the HealthWell Foundation and how the non-profit can provide assistance.
Type of medical bills covered by the HealthWell Foundation
The Foundation operates by providing grants that help pay for a variety of health-related costs. Some of the costs that can be covered include the following, listed below. Any financial help from Healthwell is specifically targeting people living with chronic, life-altering, or rare diseases and in general patients need to have some form of insurance - even if partial coverage.
Some of the people seeking help have been living with psoriasis, rheumatoid arthritis, asthma, breast or colon cancer, non-Hodgkin's lymphoma, and many other conditions. It can also help people pay for mental health treatment, such as veterans recovering from PTSD. The foundation will help with a number of illnesses. However find other ways to get medical bill help if needed and the medical condition is not “chronic.
Co-Pay assistance for prescription medications is one of the HealthWell Foundation’s core financial assistance programs. The non-profit will provide money, or vouchers, to help cover the cost of prescription medications for insured patients who cannot afford their insurance co-pays, often for life saving brand name medications.
- Since HealthWell Foundation focuses on people with chronic, senior medical conditions, many patients may struggle to get the medical care / RX they need. As with conditions such as cancer, multiple sclerosis, rheumatoid arthritis, or autoimmune disorders, those patients can face co-payments that run into the hundreds or even thousands of dollars each month. These extreme out-of-pocket costs, even if health insurance pays for a portion of them, the cost left to a patient can prevent access to consistent, life-saving treatment.
- Through its disease-specific funds and the grants that focus on Chronic illness, HealthWell offers financial help to help patients meet these costs. The application process is free to do and is accessible online. However of course many conditions need to be met with proof of said condition as well, and funds are distributed directly to pharmacies, the drug company patient assistance program, or reimbursement is made to the patient.
HealthWell provides financial help to pay for the premium on a health insurance plan. In addition to medication related help as noted above (specifically co-pays), the foundation also provides insurance premium assistance - meaning if a health insurance policy has a monthly cost to the patient, the Foundation will cover some or all of that. Any support is only for people that can’t afford the copayment or coinsurance that is required, based on their income and asset levels.
- For some patients, whether they are low-income or not, affording the monthly cost of their health insurance policy is just as difficult as paying for prescriptions. Whether it is a private plan, ACA approved, or government insurance such as Medicaid or Medicare, monthly premiums are hard to keep up with when someone has a serious medical condition. HealthWell recognizes that losing insurance coverage altogether could be catastrophic, thereby grant.
- Eligible patients may receive grant money on a monthly basis to help pay for health insurance premiums, ensuring that they maintain access to doctors, hospitals, and treatment programs they need for their condition. This financial assistance from the HealthWell Foundation is particularly beneficial for individuals who are self-employed, in between jobs, out of work due to their condition, or on fixed incomes like Social Security or disability benefits.
- The charity can even provide help to people whose insurance covers the service. For example, if you are eligible for health insurance and have the proper coverage, but if you cannot afford to pay for the health care insurance premium, they may be able to help.
Assistance is provided for transportation costs, whether short or long distance travel. The HealthWell Foundation may also help pay for short term lodging, such as an motel or hotel (even extended stay hotel). Low to moderate income patients who must travel long distances for treatment for their condition can get a grant from the non-profit to help pay for some or all of the costs. The Healthwell Foundation will cover expenses such as airfare, clinical trials, gas, transportation to a specialty hospital or doctor and related costs.
- Not only can the patient get financial help, or reimbursement for said costs, but the Foundation will also pay for any travel companion / caregiver. As one someone has a senior, or chronic medical condition, more often that not they need someone to travel with them to an appointment. This form of financial support for caregivers from the HealthWell Foundation makes it possible for people to access the best care available, regardless of where they live or their ability to pay for travel-related needs.
Telehealth assistance is provided. Recognizing the growing role of virtual health care, even more so in rural communities where a hospital may not be anywhere near where someone lives, HealthWell has also launched a Telehealth Fund. This is a financial assistance program that was designed to support individuals who struggle to afford the cost of virtual, on-demand visits. They also have information on free or low-cost telehealth services.
- This includes covering costs not reimbursed by insurance for remote consultations including with a specialist, mental health services, and follow-up care. The Healthwell Foundation program is also effective for helping the homebound, seniors or people that lack access to transportation due to their medical conditions or other life circumstances.
Contact information and applying for help from the HealthWell Foundation
Before HealthWell provides any grant money to patients, they will review and consider the individuals financial condition, their health insurance plan, and medical situation when determining assistance eligibility. Based on those and other factors whey will decide the amount of assistance provided. Other costs may be paid at the discretion of the non-profit.
For many people, the HealthWell Foundation is more than a charity, it is really an organization that can provide help during the most important time - such as a serious medical condition. Read more on https://www.healthwellfoundation.org. or call 1-800-675-8416 to learn more or apply for assistance as the customer service team will help provide resources too.
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