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Tippecanoe County assistance programs.

Churches, charities and government assistance programs (social services) provide emergency financial help. Find how, and where, to get grants, loans, or free food or household items in Tippecanoe County. There may be funds to help with rent or mortgage payments. Or get grants to pay utility or heating bills to keep the power on.

Charities also help low-income families during the fall and winter by giving out free back to school supplies as well as Christmas gifts or extra heating bill help. Older homes in the county can get free government grants to pay for home repairs. Or find legal aid, foreclosure counseling, and debt help.

Organizations and resources to turn to for help

If you need some short term help with bills, and at the same time need access to resources so that you can become self-sufficient over the long term, Area IV Agency on Aging and Community Action Program is an organization that may be able to help you. They offer several different programs to people in need.

  • Energy Assistance - This program is funded by the federal government as well as the state of Indiana, and it enables low-income and elderly households the ability to meet and pay for their rising energy and heating bills and it assures they have heat and fuel through the cold winter months. In addition, other special energy programs, such as Summer Fill and free fans and air conditioners may be available throughout the year as funding allows. Read more on the cooling bill assistance programs in the Lafayette region.
  • Head Start - Low-income families who have children between the ages of three and five years of age are served by this comprehensive educational assistance program that includes educational training for parents, transportation, nutritious meals, developmentally appropriate curriculum for children, mental health activities, counseling and social services, health care and special education needs for the disabled.
  • Legal Counseling for Seniors - This is a private monthly program that offers individual appointments with a local attorney for financial legal counseling and other advice. It is free...there is no fee for this service. The 1/2 hour sessions are conducted at the Lafayette Area IV Agency main office. They may even be able to refer people to credit counseling agencies.




  • Weatherization - The Weatherization Assistance Program is another free service that is provided that will reduce energy costs for low-income families, particularly the elderly, people with disabilities, and children, while ensuring their health and safety is also met and ideally improved. Professional, well trained staff use energy audit protocols and advanced diagnostic equipment to diagnose your home and they will determine which cost-effective measures should be installed to achieve the greatest conservation for your home and also have the best cost payback.
  • Case management, job, and counseling - The Tippecanoe County Community Action agency help clients with stability too. There are job programs, side hustle and gig jobs for extra income, career counseling services and more. The case workers also help with long term needs.

Stop by or contact the Area IV Agency on Aging & Community Action Programs, Inc. at 660 N. 36th Street, Lafayette, Indiana, or call them at (765) 447-7683.

Free food banks and soup kitchens - There are almost 20 locations in the county, with a concentration in Lafayette. The non-profits may offer free groceries, holiday meals, and even household supplies, such as soap or cleaning items. Or contact a food pantry or soup kitchen for the locations of nearby clothing closets for Christmas or school supplies. There are also free Thanksgiving and Christmas meals in Tippecanoe County, including holiday food boxes. More on Tippecanoe County free food pantries.

Tippecanoe County Town Trustees can help families facing a crisis that live in the town. They offer basic needs and emergency support such as the following. People should call their local municipality to apply.

  • Grants for housing costs, such as utilities, rent, and heating bills.
  • Clothing, food, and work attire.
  • Other support may range from financial aid for funeral expenses, transportation, security deposit help, or shelter.

Salvation Army Social Services - This Tippecanoe County charity not only offers spiritual support and guidance, but there is also limited financial aid, grants, free food, loan programs, and more. Based on resources, the following support may be offered.





Operating from a center in Lafayette, some money may be available. The funds can pay for everything from rent to utility or water bills, housing, and medical care needs. There are also basic needs, such as an emergency shelter, food, clothes, and much more. Or stop by the thrift voucher (or request a voucher) for Christmas toys, school supplies or backpacks and household items. Get help from the Tippecanoe County Salvation Army.

Foreclosure counseling and mortgage assistance

Indiana Legal Services, which is located 639 Columbia St. in Lafayette, offers free legal representation, consultation and other advice for low to moderate income clients in the areas of housing issues, foreclosure, public benefits, and family, consumer and senior law, credit card law, and mortgage problems. Call the firm at (765) 423-5327.

They do offer limited free foreclosure counseling. However, because of poor economic conditions, the attorneys are spending more time on provide foreclosure help as well as state mortgage foreclosure project. They also offer credit counseling.

If a local family starts getting behind on mortgage payments they should call as soon as possible, before it is too late. The office is receiving at least one application a day for the foreclosure counseling services, which offers legal help and possible mediation in foreclosure discussions. You need to visit the Indiana Legal Services to request information. Find other ways to get Indiana mortgage assistance.

By Jon McNamara

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