Credit repair, debt assistance, budgeting
It is important to repair credit, improve financial skills, and improve credit status in order to become self-sufficient. Prosperity Partners was formed from partnerships between local organizations to help people in Marin County in this capacity. The services provided from the program include credit building, income tax preparation and assistance, help dealing with credit card and medical debt, homeownership assistance and foreclosure help. They can also help people deal with financial matters in other ways. Click here to read more about debt assistance programs, or dial 415.526.7530.
Emergency financial assistance
Adopt a Family of Marin is a small non-profit local organization that serves families with children under the age of 18 that live in Marin County, California. Financial assistance is provided on a case by case basis and includes utility and electric bill shut-off prevention, emergency rent and security deposit payments, safety-related car repair, and food vouchers when available. In addition, the agency offers emotional, case management and workshops as well as information and referrals to community resources. The address is 496 B Street, San Rafael, California 94901, or call the San Rafael California agency at (415) 456-7805.
Salvation Army - Marin Corps provides Marin County residents with short-term emergency assistance including food, utility bill payment and transportation. Get access to emergency food programs and pantries, as well as help with utility bills from the REACH program. Call (415) 459-4520.
The Community Action Marin is the non-profit community action agency that serves the low income, unemployed, working poor, and others in the area. The programs they administer include
- Emergency Family Needs Fund - While different organizations have partnered to create this option, the Emergency Family Needs Fund administers an assistance program that provides financial assistance and help with bills to families and individuals who are experiencing a short-term crisis or emergency. Financial assistance is provided in the areas of rent, utility bills, rental deposits, car repair, prescription drugs and medications, and eyeglasses and other emergencies of an immediate and short-term nature.
- Utility assistance - They administer the low income home energy bill assistance program, known as LIHEAP. It is both an energy assistance and conservation program that serves low to moderate income individuals and families with offering them essential funding for their energy costs and bills, especially during the winter and summer season. Get assistance for paying a bills, as well as receive energy and conservation education, information on free home weatherization measures and referral to other California and federal government energy programs which may include free or reduced cost energy efficient appliances. For customers whose primary heating source is wood or propane, the LIHEAP program can even provide assistance with these payments in lieu of PG&E bills.
- Head Start is administered from this center. It is a federal government funded child and family development and education program. It offers low-income families and their children with social services, comprehensive health care, education and more. Also included is treatment assistance for health, mental issues and developmental problems. Read more Head Start.
- Resources from Sparkpoint Marin Center - Referrals to state of California benefits, such as CalFresh food stamps are available. Other Marin community action programs from the site include job placement services, credit repair, and help in applying for government grants for expenses such as utility bills or rent.
Call the San Rafael based Community Action Marin at (415) 485-1489. More information.
Ritter Center runs a medical clinic, food pantry, and other programs. Services may be able to offer financial assistance for paying delinquent rent expenses or mortgage payments, or access a rental deposit grant through the Season of Sharing (SOS) fund. In addition, they provide financial assistance for emergency bills and expenses through the Season of Sharing Critical Family Needs (CFN) fund for critical one-time needs that cannot be met through other resources. (415) 457-8182
St. Vincent De Paul Society of Marin County (phone (415) 454-3303) helps the currently homeless, and they also run a program known as The Home Visits Program, which arranges for volunteers to visit needy individuals and families at risk of eviction to provide temporary financial assistance with paying bills, including rental payment as well as cooling, heating and utility bill payment. Assistance provided by the program is paid directly to the landlord or to the utility company.
Other resources offered to Marin County residents can include food, eviction prevention from the Help Desk, and even transportation assistance programs. A focus is on preventing homelessness in the region, so vouchers, grants, and referrals are offered. More details Marin St. Vincent De Paul.
BayLegal of Marin provides low income families and the elderly with help, some of which may be free. Programs include Economic Justice, which is used for obtaining public assistance such as SSI or medical care. Lawyers can also help with eviction and housing issues and also offer debt or foreclosure counseling. Other civil matters may be addressed in Marin County too. Continue.
West Marin Community Resource Center – Partners with county agencies and non-profit community organizations to help people address their basic needs. A number of programs are offered, including these below.
- Financial assistance and grants for paying delinquent electric and utility bills. They work with the PG&E sponsored REACH program and the organization also administers the Low Income Home Energy Assistance Program (LIHEAP) in the area.
- In an emergency situation, may have gasoline, food, and clothing vouchers, financial assistance for paying for car repairs, moving expense, and loans for low income West Marin residents.
- Assistance for finding a job. They are a location for residents to find jobs, and employers can get help finding qualified applicants.
- Food is provided. They run the Supplemental Food Program for low-income seniors (age 60 or over). In addition, food is distributed from the USDA government food box to households through the local Marin Community Food Bank. A Thrift Shop also distributes free household items and clothing to eligible individuals.
- Case management and referrals are available to at-risk clients to help them during difficult times.
- Holiday assistance, including Thanksgiving and Christmas meals and gifts.
- Homelessness Prevention and Rapid Rehousing Program can help people on the verge of eviction or those who are homeless. Resources may include moving cost assistance, short-term rental assistance, utility bill assistance, legal assistance related to eviction, and hotel or motel vouchers.
11431 Highway 1, Suite 20, Point Reyes Station, CA 94956, phone (415) 663-8361
Funds for rent and housing assistance - Several non-profit agencies, churches, charities, and government programs focus on dealing with housing matters. The goal is to prevent homelessness and evictions, so money can be offered to pay rent or deposits in a crisis situation. Also receive counseling and free case management services. Read more rent help in Marin County.
Free food in Marin County
The following may be able to provide meals and food to qualified individuals. Saint Stephen’s Church (415) 381-8723 as well as the Salvation Army and St. Vincent, both are which are mentioned above.
A couple dozen other churches, charities, food pantries, and clothing closets are located in Marin County California. They provide the low income, seniors, and unemployed with numerous resources to make it through a difficult period. Find Marin County food pantry locations.
HUD approved foreclosure counseling
If you are behind on paying your mortgage, and on the verge of foreclosure or if you are a homeowner who received a foreclosure notice, call Fair Housing of Marin. They provide a wide variety of housing resources. Among them they serve as a HUD approved housing counseling agency and provides foreclosure prevention counseling and information on mortgage programs to homeowners. For example, learn about foreclosure mediation.
In addition, they provides intake, counseling and investigation of discrimination complaints, eviction advice, as well as mediation between tenants and owners/managers. Refers individuals to agencies, government programs and private attorneys for legal assistance. San Rafael Call (415) 457-5025.