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How to Save Money





Learn how to substantially save money on your grocery bills.

There are several things that you can do to save money on your monthly grocery bills. Consumers can shop smarter or they can use technology, such as smart phone apps or coupon websites. There are also some tricks that can be made, such as bulk buying and more. Find a list of grocery shopping tips, tricks, and other money saving steps to take.

5 to 40% Discounts, Saving, and Free Grocery Items

There are several smart phone apps that are free to download and use. All national and local retailers allow customers to use them when they shop, including Wa-Mart- Kroger, Winn Dixie, Aldi, Trader Joes, and others. The apps can either be used in the grocery store or print coupons at home.

A big advantage of them is they are (1) simple to use and (2) provide other help too such as grocery lists based on past shopping history, information on where to buy the food, ingredients, etc. you need at the lowest price, and many other benefits. So they do more than just allow you to save money on shopping. Learn more about the free smartphone apps for saving money on groceries.

5-15% Savings - Use rebate sites

Earn 5% to 15% CashBack Bonus on everyday purchases, including groceries and food items, simply by shopping at a store of your choice using a cash back shopping site. Examples include Ebates, InboxDollars. Swagbucks and others. The service is absolutely free and there are no costs to sign up for any website or phone app. In addition, there is no limit to the amount that you can earn, and there is no limit as to how much you can use these various websites as well as phone apps.

There are no enrollment or promotion codes to enter or remember. You simply register on the sites, and then use the shopping services they offer by linking to the retailers (including grocery stores) that you want to shop at. More on cash rebate programs.




Almost all groceries can be bought using coupons too. That can be an easy way to save money on food. The cashback sites also offer consumers free coupons. People can also combine these savings with using a cash rebate credit card. For example, many people shop using the Chase Freedom credit card and they receive from them an additional 1-3% back on all of the purchases they make. So when they shop, they use that card, and can also use the companies above at the same time, and save up to 20% on almost all of their daily shopping. It is simple to do, and very effective.

25% Savings. Do not buy your toiletries at grocery stores

On average, studies show that grocery stores mark up toiletries 25 percent or more when compared to discount drug stores or big box retailers. It is also worth taking a quick trip into Wal-Mart or your favorite discount drug store to pay for your toiletry needs. Or shop at a dollar store. In addition to that, many national drug stores continue to offer great customer loyalty programs which can include rebate checks and savings for future purchases.

30% Savings. Store brands - you need to try them, and you may like them

The days of bland tasting food and generic type packaging for those who purchase store brand products is over. Most companies have worked very hard to greatly improve their private-label brands products and often the taste is equal to the name brand, national brands. In fact, the store brand items are often made in the same manufacturing facilities as name brand goods.

Never be afraid to experiment, as this can lead to much lower grocery bills. If you find the store brand product meets your needs and standards, you can save an average of 30 percent on your annual grocery bill. It just involves buying items such as WalMart Great Value, Kroger Private Selection and others.  However some people will save even more money. Learn more on how to save money store vs. name brand.





10% Savings. Coupons, rebates, and also frequent shopper programs will help you save

You can fairly easily save hundreds of dollars per year by simply taking advantage of product incentives, such as coupons and rebates. Studies show that even the less enthusiastic clipper can save an average of 10 percent from their bottom-line grocery bills by cashing in just a small handful of coupons per trip. Additional ways to save with grocery store coupons.

Coupons can also be found on smart phone or tablet apps. Or website browsers. In fact there are hundreds of different types of technology tools that allow shoppers to find and use coupons on groceries ranging from food to personal care products, paper goods, and more. Technology simplifies the process of saving money. Find a list of leading coupon websites.

20% Savings. Shop at discount grocers for anything.

Save-A-Lot and Aldi primarily focus on and sell products bearing their own label, instead of brand label names. While there is less selection, the prices you will pay are usually at least 20% lower than prices at the supermarket, even when compared to supermarket private label products. There are many other options as well, even including dollar stores.

50% Savings. Buy “Must Go” or “Day Old Food”

You need to ask the staff at your local supermarket at what time do they mark items down. Most stores will routinely discount baked goods, dairy, meat, and produce by 50% or more as these items approach their sell-by date or if they become less attractive, such as crushed bread or bruised apples.

Make no mistake about it; countless studies show that these items are perfectly safe to eat, even up to several days after purchase. You are not paying for old food. There is a very big difference between the sell-by date, which is the date that stores are required to go by, and the products expiration date. Learn more about how to use dates on groceries.

Shop for items in bulk

Items that you buy frequently, or that you use a lot, such as paper towels, everyday groceries or diapers, will always be much cheaper when paying for these items in quantity. As an example, studies show that new parents will buy an average of 2500 disposable diapers in their baby's first year alone. Those 2500 diapers that you will be paying 20 cents apiece for in the packages that are sold at grocery stores or drugstores may only go for only 15 cents when you buy them in bulk from a warehouse club store or a discount retail store. Using this as example, the savings you will experience will help you save up to $120 per year on your bills.





Save up to 10% by supplementing groceries with food banks

This should only be used by families that are truly struggling and considered to be low income. Anyone facing a crisis, or on the brink of poverty, can receive some items from a local food pantry near them. Those goods can in effect bring down the household’s entire grocery bill as the items from the food bank will be used to supplement what is bought at a supermarket as part of a regular shopping trip. However, this service should not be abused and only turn to it if you are truly struggling.


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By Jon McNamara


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