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Help with Medical Bills

Oregon health care programs for uninsured.

Uninsured families in Oregon can receive medical assistance from several programs. Some of them are paid for by the federal or state government and others are offered in partnership with non-profits and regional groups. While the terms of each program will vary, some of what can be provided for include medications, lab work, X Rays and more.

Most of the assistance programs are offered for people who meet low income guidelines and that are also out of all other options. So they need to lack health insurance even after applying for other resources and have no other place to turn to. Assistance is available regardless of why someone is uninsured, whether it is a job loss or some other reason. Many medical providers, hospitals and doctors in Oregon will also honor these various plans and still provide services to families that need help.

A free screening program is offered to detect cancer, including Cervical. This is offered for low income women above a certain age range. Call 877-255-7070. If needed, patients who are found to have cancer can get assistance from the Oregon Breast and Cervical Cancer Treatment Program. This can in effect provide treatment for low income and under insured women that are diagnosed with breast and/or cervical cancer. Certain income levels that are based on 250% of poverty guidelines need to be met. The program is run by OHP Plus, which is part of Oregon Medicaid. Potential patients should call 877-255-7070.

An Emergency Prescription Assistance program is available in Portland and Multnomah County Oregon. The government, using grants and other funding, can pay for the cost of prescription medicines for disabled persons and also low income seniors. It can also help pay for expenses such as regular health insurance premiums, Part D co-payments, deductibles, and co-insurance. Staff can also offer help with locating other resources to cover prescription bills. 503-988-3646.

Oregon Prescription Drug Program (OPDP)  is another option. This is available for all Oregon residents. It will provide individuals with enrollment in a cost-saving program, and there are no costs to enroll. You can save up to 60% on medical prescriptions. Find additional medical bill assistance programs. Call 800-336-6016.

The FHIAP, Family Health Insurance Assistance Program, can pay up to 95% of private health insurance premiums for qualifying uninsured and lower income families. This will ensure people receive medial care at an affordable price. Telephone number is 888-564-9669.

 

 

 

Children can enroll into the Healthy Kids program (phone 877-314-5678). This will provide low-cost or free health insurance care coverage for teenagers, students and children from uninsured families. The government can pay the medical bills for expenses such as prescriptions medications and equipment, chemical dependency services, dental and vision care; regular checkups and preventive care and even mental health.

Vaccines for Children Program in Oregon is free items for children. The state works with local clinics and other regional health centers to provide free or low cost immunizations to children, babies, teenagers and students. It can even help with more common ailments such as the flu. Minimal fees may be required from patients. 800-422-6012

The HIV/AIDS drug assistance and medical care program can pay for FDA approved HIV/AIDS medications. Government grants can also pay insurance costs and other related medical bills. 800-805-2313

Medicaid in the state is known as Oregon Health Plan, or OHP. This is coverage for uninsured and low income families, including seniors, pregnant women and children. Applicants need to be age 65 or over, disabled, be pregnant, or they need to have permanent kidney failure. Some exceptions can be made as needed. Most medical costs can be paid for, including medications, comfort care and hospice, dental cleanings, family planning, prenatal and newborn care and much more. Main phone number is 800-359-9517.

Oregon Medical Insurance Pool/OMIP is government coverage for people who can't get insurance from any other sources, including their employer. They need to have been denied because they lost coverage due to foreign trade competition, a serious health condition, or they have exhausted their COBRA benefits. There is no waiting period, a few different plans to choose from, and each has various premiums and deductibles due. Main number is 800-848-7280

Oregon Health Plan - This is a government subsidy program in Oregon that assists families in need with paying for health insurance premiums (monthly cost). It is the state’s version of Medicaid and CHIP government insurance. The state will not pay for office visit copays or deductibles, but provides other help. All low-income residents, even those currently with insurance, are eligible to apply. Dial (800) 699-9075 or 800-527-5772.

 

 

 

 

  • Free Community Clinics also help the uninsured in Oregon. Government funded clinics, as well as centers that are run by volunteer medical professionals or full time doctors. Centers will offer low income, working poor, people on Medicaid (OR Health Plus) and uninsured with free health care, therapy, medications, check-ups and more. Read more on free community clinics in Oregon.
     
  • Dental Clinics and Dentists in Oregon are similar to above. There are several clinics that focus on providing dental care and financial aid to the low income as well as homeless in the state. Cleanings, check-ups, extractions and other free dental work. A number of assistance programs are available. Read more Oregon free dental centers.

A statewide services is the Free Oregon Prescription Assistance Program. It helps people with no insurance (or the insured) It is a  discount prescription drug card service, called Oregon Rx Card. The card, which is free to all individuals and families in PR, will provide substantial discounts on both generic as well as brand name prescription medications. The average savings are projected to range from around 20-60% per user. This card is free. Call 800-527-5772. More ways to save on prescription drugs.

The Pre-Existing Condition Insurance Plan is similar to OMIP above, however this one is paid for by mostly federal government funds. Funding is limited and the demand is high. Those who are enrolled can get a number of conditions paid for, including primary and family care, prescription medications, x rays, lab work, and more. So this is an option for the uninsured who can't get coverage from other providers. Call 800-848-7280.

Senior Health Insurance Benefits Assistance Program, or SHIBA, is free counseling and advice for people, including seniors and the disabled, that are eligible for Medicare and their care givers. For example, get information on programs such as Extra Help for Medicare prescription costs, Part D, and other Supplement Plans. Your medical bills can even be reviewed too. Call 800-722-4134 for additional details.

Receive low cost or free testing and screening for conditions such as blood pressure, stroke risk factor screening, cholesterol, and more from WISEWOMAN. The program is for women and is targeted for the uninsured, those with limited coverage, and other chronic diseases. Referrals and specialty care my be provided as well, if needed. Main number – 877-255-7070.

More medical programs for the uninsured in OR

Anyone who is uninsured, or struggling to pay the premiums or get the health care they need, has other options. The state of OR provides assistance, including various low-cost of free insurance marketplaces. Call the state of Oregon at 855‑268‑3767 for additional insurance options.

 

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By Jon McNamara

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