latest nhpb_banner 1__compressed2



Search the site

Immediate Financial Assistance

Rental Assistance

Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing and Apartments

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agencies

Free Job Training

Help with Medical Bills

Free Healthcare

Free Dental Clinics

Car Payment Assistance

Debt Relief

How to Save Money





Health care and free health insurance programs in Minnesota for uninsured.

Families in Minnesota who are underinsured or uninsured will be able to receive free or low cost medical assistance or government insurance from a number of sources. There are state or federal government benefit programs, health care from non-profits and other services. Some of the programs, such as free government health insurance plans, are funded by the government and other resources are offered by or local clinics. Find free health care for the uninsured in Minnesota below.

Qualified individuals can receive everything from lab work or prescriptions to free cancer tests, rides to a doctor and screenings. Minnesota also works with the federal government on some services such as Medicaid (Medical Assistance in MN), PACE home care and Medicare for the elderly. The state also participates in a number of other non-profit programs and may also offer some of their own services to the low income, patients with no insurance or unemployed.

Funding is limited, there may be a limited enrollment window for free or low cost health insurance, and a formal application process is in place. The leading health insurance plans and medical solutions are below. There are also state of MN as well as federal programs for caregivers of the sick or elderly, and learn more on federal assistance for caregivers.

MN free dental and healthcare resources for people with no insurance

Teen and Child Checkups, or EPSDT, is an early and periodic screening, diagnosis, and treatment program for lower income and uninsured children. It can help diagnose and treat potential health or handicapping conditions. This form of free insurance is offered for newborn children and teenagers up thru age 20 who are enrolled in MinnesotaCare or Minnesota Medical Assistance (Medicaid). Receive complete physical exam, vision and dental checks and more. Call 800-657-3672.

Minnesota ADAP - AIDS Drug Assistance Program will pay for FDA approved prescription drugs for patients who have been diagnosed with HIV/AIDS. There is also free counseling, therapy services, housing, transport to a hospital and other support.. The applicant needs to meet income levels and be uninsured or underinsured. The phone number is 800-657-3761

  • The HIV/AIDS Dental and Mental Health Program will pay for dental services, insurance premiums, mental health, drug cost reimbursement, and nutritional supplements for the HIV positive. While funding varies, it is generally available in hundreds of dollars per patient.
  • Another option is the Minnesota HIV/AIDS Insurance Continuation. This is a federal and non-profit service that will provide financial assistance to help pay the health insurance premiums to lower income individuals who have HIV/AIDS.




Minnesota Medicaid, or Medical Assistance, is a federal government coordinated free quality health care service as well as insurance plan. Applications are processed by DHS. Resources are offered for eligible working poor and low-income individuals, pregnant women, uninsured children, and other qualified families. It is free or low cost yet comprehensive medical insurance program. It helps pay for physician visits, emergency ambulance, hospitalization costs, dental cleanings, implants, eye exams and more. Patients can select their own doctor or dentist too. Call 800-657-3739 or 888-938-3224, or locate here for free Medicaid stuff

  • Health insurance is also offered for children under the age of 21. It is only offered for low to moderate income residents and is provided as part of the State's Health Insurance Program (SCHIP). There is free or cheap insurance for teens, infants, and kids from single mothers in MN. This is mart of Medical Assistance / Medicaid in MN. Main number is 800-657-3739 or 888-938-3224.

Minnesota Senior Health Options, or MSHO, is free health insurance offered in partnership with the state and federal government. Clients include those currently on Medicaid or Medicare. There may be financial help in paying for hospitals, insulin, emergency room or ambulance costs, medications, immunizations, home care and other bills. Call 800-657-3739, or even learn more on government free insulin programs.

The TEFRA option is a form of medical assistance and it provides health insurance coverage program for children and infants with disabilities who live at home. Eye exams, drugs, inpatient/outpatient hospital care, and more is paid for. Call 800-657-3739.

MSHO/Minnesota Senior Health Options is for the elderly and seniors. It is a combination of several different assistance programs. It is offered for people who are eligible for Medical Assistance (Medicaid) and enrolled in Medicare Parts A and B as well. A number of free services are offered for the uninsured. 800-657-3739.

MinnesotaCare is yet another government solution. The state can offer public health insurance for Minnesota residents who don't have any other access to affordable insurance policies. The premium charged is a sliding fee scale and will factor in the households income. The free insurance will pay for care such as dental work, eye exams, alcohol and drug treatment, therapy, prescription glasses, chiropractic care and more. A number of medical bills can be paid for. Call 888-938-3224 or 800-657-3672 for information and/or an application.





The Sage Program offers screening for several types of cancer as indicated below. The main phone number for all of these is 888-643-2584.

  • Patients (women) can receive Breast and Cervical Cancer Screening at dozens of community clinics and non-profit health centers in Minnesota. Applicants need to be uninsured and over the age of 40. It will, among other services, offer screening mammograms and pap smear. Referrals are offered to hospitals and specialists if needed as a result of the testing.
  • Other testing is offered as part of the Sage Scopes Colorectal Cancer Screening. This offers free testing including screening colonoscopy, follow-up test for patients with abnormal results, and can even work with immigrants and other non-English speakers.
  • SagePlus is also part of WISEWOMAN Minnesota, and offers Heart/Stroke Screening. This will help find, delay, and ideally prevent cardiovascular and other chronic diseases. Testing is done for high blood pressure, cholesterol checks, and more. Get information and education on how to live a healthy lifestyle.
  • Receive tests and screenings from the Breast/Cervical Cancer Treatment Program – MABC. All costs, treatments, and medications are covered too. This is a nationwide program that operates locally as well. Call 800-657-3739.

Senior LinkAge Line of Minnesota is for the elderly in Minnesota. Anyone can use it, regardless of their income or whether they are uninsured or not. Senior citizens can learn about applying for Medicare (parts A, B, C, or D) plans for their prescription drugs or insurance premium help, equipment, and other assistance. There is also information on Agency on Aging offices in Minnesota, or dial 800-333-2433.

The Medicare Savings Program is offered by the Department of Human Services and Aging & Adult Services (MSP). the government service provides financial help for Medicare Part A and B, including deductibles, premiums, co-pays and more. This government health insurance program is free or low cost for income qualified seniors or disabled adults. Call 800-333-2433, or look here for more insurance deductible assistance.

Telephone Equipment Distribution Program (TED) as well as the Minnesota Assistive Technology (MN) provides free phones, assistance equipment, wheelchairs, crutches and other items for the disabled, seniors, and handicapped. There will also be rides to a doctor, tablets for the uninsured or low-income in MN, and other support. Dial 800-657-3663 for information.





VFC - Vaccines for Children Program is also offered in all states, and it will offer free/low cost vaccines for children. The medications are given to the state of Minnesota government, which then pass it on to local health agencies and clinics at no charge. The centers then administer the shots and vaccinations for low income and underinsured children and students in Minnesota. Phone 877-676-5414 or 651-201-5532.


Related Content From


By Jon McNamara


Additional Local Programs












Contact Us

About Us

Financial Literacy Blog

Privacy policy

Visit Facebook page

Search Site