Cuyahoga County foreclosure prevention programs.
Free foreclosure counseling is available to Cuyahoga County homeowners. Neighborhood Housing Services of Greater Cleveland helps run the primary Cuyahoga County Foreclosure Prevention Program, which is part of the Don't Borrow Trouble campaign.
Thousands of foreclosures occur across the county and state of Ohio every year. This program may be able to help those individuals who need free advice or information about getting assistance for their home loans. In particular, programs are focused on those who are in danger of defaulting on their payments, lost their jobs, or who may be facing a foreclosure. Neighborhood Housing Services of Greater Cleveland is the lead agency that coordinates resources.
Services offered by Don't Borrow Trouble campaign
The goal of the expanded Don't Borrow Trouble campaign is to lower the number of foreclosures that are occurring throughout Cuyahoga County. The way the program tries to achieve this goal is by providing free or low cost foreclosure counseling, outreach, education, free legal assistance, advocacy, and information on federal government and state of Ohio mortgage programs. They also try to address inappropriate and predatory lending and home loans. The groups that created and run the campaign realize that information and communication is one of the keys to resolving a foreclosure. The more education the Cleveland area homeowner is the better their chance for receiving assistance.
A total of 9 local HUD certified non-profit agencies run the foreclosure prevention program. They include the following.
- Consumer Credit Counseling of the Midwest - 800-355-2227
- Community Housing Solutions - 216-231-5815
- Faith Community United Credit Union - 216-271-7111
- Neighborhood Housing Services of Greater Cleveland - 216-458-4663
- The Housing Advocates - 216-431-7400