Free credit counseling from non-profits in Georgia.
Find how to get free debt help, credit repair services or financial literacy advice in Georgia. Struggling families can call a free non-profit or charitable credit counseling agency listed below. Several different non-profit organizations listed below operate around GA, and they provide a wide variety of services. Whether it involves paying off credit card bills, building or repairing credit, refinancing car loans, or something else, assistance is offered.
The information is available to all Georgia homeowners, renters and individuals that are struggling with their debts or loans. Both in person and free remote (phone) consultations are available. Meet with a counselor, and learn about and sign up for one or more of the following services listed below. There are also several non-profit organizations focused on Fulton and Atlanta, and learn how to get free credit counseling in Fulton County-Atlanta.
The credit counselor can negotiate payment plans, sign up the client for debt consolidation, reduce fees, and provide other support. They also offer help with paying title loans. Georgia homeowners who have problems paying their mortgage or who may be facing a foreclosure can get free or low cost budgeting assistance or help mediating.
If your financial situation is just too far behind, then the credit counselor will help you decide if filing for bankruptcy is your best option. However this should always be a last resort. Or get help with paying a car loan or building or starting credit, which is critical in today’s day and age. Learn more on repairing credit.
Locations of non-profit, free credit and debt counselors in GA
Consumer Credit Counseling Service of Savannah
Several counties are supported by this regional non-profit organization. People that are struggling can receive free advice on reducing their debts, if they meet income requirements. Counselors also offer information on other assistance programs in Georgia, ranging from credit repair to give free advice on how the bankruptcy courts work. They also help people refinance personal or payday-title loans, get help with car payments, and offer other debt relief services.
- Chatham County and the surrounding region is supported by 7505 Waters Avenue, Savannah, GA 31406. The main number is (912) 691-2227
- 301 Olive Street, Hinesville, GA 31313. Call (912) 370-2227
- Bulloch county area residents can get free credit counseling services from 515 Denmark Street, Statesboro, GA 30458. Dial (912) 489-2227
- They also cover across the GA border from 69 Robert Smalls Parkway, Beaufort, SC 29906. Dial (843) 379-2227
Family Counseling of Columbus (FCC)
1350 15th Ave, Columbus, GA 31901. Phone: (706) 327-3238
Families or single in debt can get help. Or learn about saving money, opening bank accounts, or improving FICO score. The non-profit credit counseling agency offers many programs including to people with bad credit scores. Call or stop by to learn about their free or low cost services, including mediation and debt management plans. In addition, click here fore more details on debt DMPs.
JCVision and Associates, Inc.
Main office - 135 E M L King Jr Dr, Hinesville, GA 31313. Phone: (912) 877-4243. Call 866-396-4243
While a focus is on helping people apply for mortgage relief, a wide range of other services are provided, all dealing with offer help with debts. There is also other free consumer counseling, credit repair, and much more. Staff can help with consolidation and other approaches, including negotiation of late fees.
No Limits Community Development Corporation
Address - 3581 Main St, College Park, GA 30337. Telephone number - 404-952-8422
Most of the support is in the form of referrals. However, staff can also assist with foreclosure counseling and help consumers mediate a solution or enter into some form of hardship program with a credit card company.
The Credit Conscious Network
Location is 3235 Satellite Blvd, Duluth, GA 30096. Main phone: (678) 304-9857
Both free or low cost, income based consultations are provided. They help people improve their FICO scores, apply for loans, and reduce overall debt levels.
Federally approved non-profits in GA
The Department of Justice (DOJ) certified several other free credit counseling agencies to operate in Georgia. Many are remote, but all offer some form of debt relief services to people that need it. Locate debt advice in GA https://www.justice.gov/ust/credit-counseling-by-state/Georgia.
Consumer Debt Counselors
The non-profit covers the SE United States, including Georgie remotely. Call 800-820-9232
Money Management International, Inc.
They covers all 29 counties in the Atlanta metro area. Call (404) 260-3196
The agency helps Spanish speakers in Georgia too. Programs include foreclosure mediation, free budgeting workshops, help with credit card bills/debts, car loan assistance, and more. Advice addresses short term ,emergency financial needs as well as long term support.
CredAbility
This is another regional location that offers free phone consultations across Georgia. This may be the leading non-profit credit counseling organization in the Atlanta area as well as statewide. A number of services and resources are provided, some of which are free or have a minimal fee required. Access HUD foreclosure counseling, debt consolidation and management plans, short term loans, and general budgeting advice. They also help with investing as well as general financial literacy. Call (833) 543-2733. Read more on debt consolidation loans.
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