Tennessee prescription drug assistance programs.

Low income families in Tennessee, patients without health insurance, children, and senior citizens among others may qualify for free or low cost prescription drugs. There are several programs available in the state, as noted below. Some are run by the government and others are available from local non-profit organizations. Regardless there may be some form of assistance given to qualified families so they can get the medications they need for their condition, whether it is cancer, diabetes, or any other illness.

Cover Rx

This prescription drug discount assistance program was initiated in 2007 in Tennessee. The savings available as well as the financial assistance paid out can be had for any drug that is not on the CoverRx formulary. In particular, Tennessee residents can receive the most benefit from the program by using generic drugs, which are reimbursed for by the state on a sliding scale. Note that applicants can’t have any existing drug insurance from their health care provider, whether it is private, Medicaid, or Medicare. There are also state income guidelines, and they apply as well.

If qualified, patients can receive affordable access to almost 300 generic medications. In addition to that, there are some name brand medications, insulin, and specialty products available from CoverRx. Some items and medications offered can assist with mental health issues or disabilities, and those can also be covered.

Some of the qualifications for Cover Rx include the applicant needs to be under the age of 64, a US citizen, or a qualified immigrant. Their household income also needs to be at or below 250% of federal government poverty levels, and the applicant can’t have an existing insurance coverage for medications.

While this is not a health insurance plan, and there are no premiums due from enrollees, the prescription drug assistance program still offers tremendous savings. Prescriptions can be had for as little as $3, however the exact amount will depend on the medication as well as other factors, such as the applicants income. This benefit is run out of the state capital in Nashville, and call 800-342-3145 to apply. If not qualified, then direct financial assistance may be given directly by pharmaceutical companies, and find drug company patient assistance programs.

 

 

 

 

Tennessee Prescription Discount Card

In addition to above, many counties in Tennessee offer a prescription discount card that can help people save about 25% on their medicines. Counties that offer the card as of April include Anderson County, Carter County, Chattanooga, Davidson, Hamilton County, Hickman County, Jefferson County, Knox, Lauderdale County, Lincoln County, Marshall County, McNairy County, Obion County, Putnam County, Scott County, Washington County, and White County. Additional towns, cities, and counties in Tennessee are being added monthly.

The program is run in partnership with Caremark and NACo, and hundreds of pharmacies across the state of Tennessee accept the card. To those patients that use it when shopping, they will be given substantial savings. The card is free to receive and use, and easy to sign up for. No extensive forms need to be complete in order to sign up. To get more details on the discount card or to apply, call 800-726-4232 or inquire at your local pharmacy.

Free medications for kids and teenagers

Children and teenagers who are age 18 or under can receive medical care from Tennessee CoverKids. This statewide resource provides free, fully comprehensive insurance to qualified residents under the age of 18. While the program does provide a number of benefits, including preventive health services, well-child visits and coverage for physician services, part of what is offered is saving on prescription medications. While there will usually be some form of fee or low cost co pay due, in general most medical services and prescription drugs are covered as part of this state program. The main phone number is 800-318-2596.

Government prescription and non-profit programs

The primary option available in TennCare. This is the state’s version of Medicaid. It provides medical bill assistance, including for prescription drugs, to very low income families and those living in poverty. There is another benefit focused on children under the age of 19, and this is CHIP. Both may pay for brand and generic drugs, offer flu shots, provide immunizations, and much more. To apply, or learn more, dial 800-342-3145.

 

 

 

There are other charitable as well as non-profit programs too. Many of these are run at the local county level. They assist everyone from the disabled to working poor, uninsured, and others. Both free vouchers as well as financial aid or grants to pay for the drugs may be given out to those that qualify. Find additional assistance programs in Tennessee.

 

By Jon McNamara

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