Credit counseling agencies in Philadelphia.
Get help from non-profit Philadelphia credit counseling organizations. They can help families and individuals who are behind on their bills, who need guidance, or who are struggling with paying debts. The non-profits administer programs that can help consumers with paying bills, consolidating their debts and loans, and helping them deal with expenses such as old medical debts. Counselors from these centers can offer clients a number of solutions to tackle these issues.
Each agency will offer their own programs, with some possible overlap between centers. Some of the services that are in highest demand include debt management plans, mortgage counseling, and help in negotiating interest rates. Families in Philadelphia have been able to create budgets, reduce their credit card debts and improve their overall financial situation by working with these organizations.
Catholic Social Services serves as the local branch of the Consumer Credit Counseling Services. Address is in Northeast Philadelphia, and specifically at 7340 Jackson St, Philadelphia, Pennsylvania, 19136. Phone number is (215) 563-5665
This non-profit, maybe better known as CCCS, is a credit counseling organization that offers services including budgeting, free or low cost credit and housing counseling, and more. A main focus in on offering debt management, settlement and credit education programs throughout the Delaware Valley of Pennsylvania.
Other locations of Consumer Credit Counseling Services are at the following.
- 832 Second St Pike 2nd Fl, Richboro, PA, 18954, dial (215) 348-8003
- 8150 Route 13, Levittown, PA, 19057, telephone (215) 348-8003
- A third office is at 60 N Main St Lower Level, Doylestown, Pennsylvania, 18901, or call (215) 348-8003
These locations serve as Credit Counseling Centers and offer Financial and Home Owners Counseling. Programs can offer free financial services to individuals facing foreclosure or bankruptcy. Counselors can help Philadelphia families deal with mounting credit card debts, or support those in need of budget assistance. Specialists from the non-profits can also assist clients with first time home buying, HEMAP, applying for government foreclosure programs, bankruptcy counseling, and help them review and improve credit scores.
Montgomery County Community Action Development Commission (CADCOM)
Address - 113 East Main Street, Norristown, PA, 19401
Phone number is (610) 277-6363
The center offers a number of programs, including Credit Counseling, Budget, and free advice. Counselors from the non-profit set up one-on-one counseling sessions and workshops in order to help clients understand credit issues, money management, and budgeting.
Classes and workshops that are open to the public may be able to offer general overview, advice, and assistance in budgeting. Get support in repairing and maintaining good credit scores. In addition, clients of the non-profit can learn when and how to make timely payments on monthly debts and bills, including credit card and medical. Credit issues and reports are discussed with clients.
Consumer Bankruptcy Assistance Project
42 South 15th Street 4th Floor
Philadelphia, PA, 19102
(215) 981-3800
Administers a Debt Counseling Program. The center also provides Chapter 7 bankruptcy representation and debt counseling for Philadelphia families who meet income eligibility guidelines.
United Communities Southeast Philadelphia
2029 S. 8th Street
Philadelphia, Pennsylvania, 19148
Main number is (215) 468-1645
Focuses on dealing with housing issues, foreclosure prevention, and similar needs. Specialists can assist with home purchasing and also help prevent a foreclosure. Also get assistance with applying for other public assistance programs that assist with Energy Assistance bills, HEMAP grants, and more. Tax issues can also be dealt with, as the non-profit provides assistance to homeowners who are behind on their property taxes to get access to an affordable plan to solve the mortgage delinquency situation and of course help people avoid foreclosure.
Congreso de Latinos Unidos
Address is 216 W Somerset St.
Philadelphia, PA, 19133
Phone number (215) 763-8870
Services include credit counseling, first-time homebuyer counseling, tenant and landlord assistance, rental and/or mortgage delinquency advocacy and more. All is offered in Spanish and English.
Government aid can be applied for, including the Pennsylvania Homeowners Emergency Mortgage Assistance Program (HEMAP) as well as the Housing Retention Program (HRP). This offers homeowners up to $1,500 in assistance toward rental, mortgage, or even utility bill assistance.
Last, but not least, sign up for Housing Opportunities for People living With HIV/AIDS, which is the federal government HOPWA program.
Operation Hope - Philadelphia
401 W. Tabor Road, Philadelphia, PA, 19120
(215) 410-7244
Financial education workshops and sessions are offered on topics including basics of banking and money, budgeting, bank accounts, and credit repair. Trained volunteers and credit counselors can hold the classes.
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