Foreclosure assistance from the Home Foreclosure Legal Aid Project
The Washington State Bar Association has assisted with the creation of the Home Foreclosure Legal Aid Project. The organization is made up of a pool of more than 400 volunteer lawyers and attorneys across the state, and together the project has provide mortgage and foreclosure assistance to hundreds of low and moderate income families over the last few months. They have also provided help to individuals who have lost their jobs or faced a reduction in income. The organization provides free, or so called pro bono legal services and advice to homeowners facing foreclosure. The current Washington Bar Association President, Mr. Mungia, has attributed the success of the program to unprecedented partnerships between both the Northwest Justice Project as well as the many housing and mortgage counselors located across the state.
The primary driver of the group’s effort is the common goal of helping those Washington families who are at risk of losing their homes to foreclosure. The goal is to offer them the free legal help that they need when they need it. It is both a statewide as well as a local community effort. The Home Foreclosure Legal Aid Project is proud to be part of the solution to the foreclosure crisis, and the assembled team is very inspired by the Washington legal profession's commitment to public service, and to helping people who are struggling in these difficult times.
Recently, additional funding has been provided to the nonprofit group. The additional funding will allow the project to increase the resources they have available to them. They can expand upon their statewide outreach, train and support more volunteer lawyers, and also strengthen collaborative efforts among the various groups.
The WSBA is partnering with the Northwest Justice Project (NJP) in response to the current foreclosure crisis. Together they will provide free advice and mortgage help to Washington residents in danger of losing their homes to a lender or bank filing a foreclosure.
What is the contact information for the Home Foreclosure Legal Aid Project.
If you are one of the thousands of homeowner who are currently in need of help, and if you are unable to afford a lawyer, you can sign up and request free legal advice by calling the toll-free number, 1-877-894-HOME (4663). In addition to calling the toll free number, counselors at the statewide network of housing counseling agencies as well as community action agencies will also direct clients to the Project.
How does the organization provide foreclosure help?
As indicated above, the goal of the project is to help Washington homeowners avoid foreclosure and stay in their homes.
While various attorneys across the state have come together from time to time in order to negotiate settlements with major banks and lenders requiring loan modification programs and other remedies, many homeowners have not received the help they need and they still find themselves in need of legal assistance when it comes to saving their homes or preventing a foreclosure. So that is where the Home Foreclosure Legal Aid Project can help. The program assembles the attorneys across the state to serve their communities through this project. They can direct people on various options, including principal reduction as well as programs offered by various lenders, including Bank of America as well as JP Morgan.
Working together, the project, as well as the various other HUD-approved counseling agencies across Washington have helped over 2,5000 homeowners in the past 12 months, and all but 37 avoided losing their home to a foreclosure.