Emergency loan options in the San Antonio and Bexart County area
Short-term, emergency lending is available across San Antonio, particularly through higher risk (and interest rate) storefront payday lenders, installment loan companies, title loan offices, and pawn shops located throughout Bexar County. These forms of loans are among the highest-cost (interest rates, fee, etc.) ways to obtain money to pay bills. For this reason, emergency, short-term loans in Bexar County and lenders listed below should only ever be considered after other financial options have been exhausted.
Unlike many Texas cities, the City of San Antonio has a Credit Access Business (CAB) Ordinance at https://www.sa.gov/Directory/Departments/Finance/Payday-Loans. The local ordinances limit the size of payday and title loans based on your income. If a lender offers you a loan that exceeds 20% of your monthly pay, they may be in violation of city rules. Loans are also limited to four installments or three rollovers. Also auto title loans cannot exceed the lesser of 3% of gross annual income or 70% of the vehicle’s value.
Interest rates and fees can accumulate quickly for borrowers and there may be questionable, scammy lenders too. Read our page about how to avoid scams for more insight. Costs may add up even more especially when loans are renewed or extended. Many emergency, unsecured loan products in the San Antonio area are designed for borrowers with limited credit history, past credit problems, or non-traditional banking situations, which means the cost to use the money is generally even higher.
While terms and conditions will vary, approval standards are typically based on income, identification, and repayment ability rather than credit scores alone. Loan amounts, fees, and repayment schedules vary significantly by lender and by product type. Some accept borrowers who are waiting on their income to start or resume, such as a paycheck, disability benefits, or other recurring payments.
Sources of emergency loans in Bexar County
The listings below, by region in the Bexar County area, provide contact and location information for businesses offering emergency loans in San Antonio. The information is presented for reference purposes only and reflects the presence of these lenders in the local market. Many lenders in the San Antonio area offer in-person and online applications, with applications also generally available in Spanish too - Muchas de estas oficinas tienen personal que habla español y ofrecen solicitudes en su idioma.
Credit Union Alternatives (Lower interest rate options)
San Antonio is home to several credit unions that have created "Payday Loan Alternatives" specifically to keep residents away from higher priced lenders.
River City Federal Credit Union (MyCash PAL) - 325 N. New Braunfels Ave., San Antonio, TX 78202. Call - (210) 225-0708.
Note: This Eastside Branch is located very close to the downtown area.
River City Federal Credit Union (MyCash PAL) - 610 Augusta Street, San Antonio, TX 78215. Call - (210) 225-0708
Their "MyCash PAL" is a short-term loan specifically designed as a safer alternative to the ACE Cash Express locations.
Credit Human (QMoney Loan) - 1703 Broadway, Suite 104, San Antonio, TX 78215. Call - (210) 258-1234
Note: The QMoney loan is a small-dollar, short-term loan designed for members without a credit check. This is a $200-500 short-term loan with no credit check and a 60-day repayment window.
Security Service Federal Credit Union - 1507 Goliad Road, San Antonio, TX 78223. Call - (210) 476-4000
Note: Ask about their small-dollar personal loans as an alternative to payday lending.
Randolph-Brooks Federal Credit Union (RBFCU) - 1100 NE Loop 410, San Antonio, TX 78209. Call - (210) 945-3300
Note: RBFCU offers a "Credit Builder" loan that can help provide emergency funds while improving your credit score.
Central and Downtown San Antonio lenders
ACE Cash Express - 145 E Commerce Street, San Antonio, TX 78205. Call - (210) 271-9556
ACE Cash Express - 231 San Pedro Avenue, San Antonio, TX 78205. Call - (210) 212-4800
Atlas Credit Company, Inc. - 505 E Travis Street, Suite 103, San Antonio, TX 78205. Call - (210) 225-6536
Atlas Credit Company, Inc. - 2143 E Houston Street, Suite 1, San Antonio, TX 78202. Call - (210) 225-6536
ACE Cash Express - 534 N New Braunfels Avenue, San Antonio, TX 78202. Call - (210) 225-5032
Cash Credit Company – 106 Michigan Avenue, San Antonio, TX 78201. Call – (210) 227-1356
Cashway Loans (Service Loan South) – 3655 Fredericksburg Road, Suite 118, San Antonio, TX 78201. Call – (210) 738-9121
Central Finance – 4400 Fredericksburg Road, Suite 120, San Antonio, TX 78201. Call – (210) 736-5626
Check 'n Go – 3700 Fredericksburg Road, Suite 104, San Antonio, TX 78201. Call – (210) 734-4900
Credit Central – 3534 Fredericksburg Road, Suite 16B, San Antonio, TX 78201. Call – (210) 731-9006
Fenix Finance – 3313 West Avenue, San Antonio, TX 78213. Call – (210) 733-8157
Gold Star Finance – 3655 Fredericksburg Road, Suite 106, San Antonio, TX 78201. Call – (210) 736-1542
Quik Cash – 4535 Fredericksburg Road, Suite 105, San Antonio, TX 78201. Call – (210) 733-0138
Payday Advance – 302 S New Braunfels Avenue, San Antonio, TX 78203. Call – (210) 534-5404
Qik Car Title Loans – 118 Broadway Street, Suite 610, San Antonio, TX 78205. Call – (210) 960-8697
World Finance – 1621 N Main Avenue, Suite 3, San Antonio, TX 78212. Call – (210) 225-5223
Sun Loan Company – 421 N Main Avenue, San Antonio, TX 78205. Call – (210) 224-2967
San Antonio Loans, Inc. – 4535 Fredericksburg Road, Suite 209, San Antonio, TX 78201. Call – (210) 736-4000
Speedy Cash – 423 N New Braunfels Avenue, San Antonio, TX 78202. Call – (210) 227-5493
Speedy Cash – 3927 W Commerce Street, San Antonio, TX 78207. Call – (210) 431-9776
North and Northwest parts of the city (includes Leon Valley, Helotes and Balcones Heights)
ACE Cash Express - 8458 Fredericksburg Road, San Antonio, TX 78229. Call - (210) 616-0909
ACE Cash Express - 4447 Fredericksburg Road, Balcones Heights, TX 78201. Call - (210) 737-2024
Advance America - 4311 Fredericksburg Road, Balcones Heights, TX 78201. Call - (210) 732-2935
ACE Cash Express - 2501 Bandera Road, Suite 101, San Antonio, TX 78238. Call - (210) 523-7911
ACE Cash Express - 6893-A Bandera Road, Leon Valley, TX 78238. Call - (210) 680-0825
Advance America - 6703 Bandera Road, Leon Valley, TX 78238. Call - (210) 522-0178
ACE Cash Express - 5748 Evers Road, Suite 102, Leon Valley, TX 78238. Call - (210) 681-7116
ACE Cash Express - 11600 Bandera Road, Suite 118, San Antonio, TX 78250. Call - (210) 509-0174
Alamo Loan Company - 534 Bandera Road, San Antonio, TX 78228. Call - (210) 736-4898
Atlas Credit Company, Inc. - 2908 West Avenue, Suite 4, San Antonio, TX 78201. Call - (210) 785-9000
B & F Finance Corporation - 2509 West Avenue, San Antonio, TX 78201. Call - (210) 736-1920
ACE Cash Express - 11751 Blanco Road, San Antonio, TX 78216. Call - (210) 349-8578
ACE Cash Express - 6900 San Pedro Avenue, Suite 107, San Antonio, TX 78216. Call - (210) 829-8773
Cash America Pawn – 6515 De Zavala Road, San Antonio, TX 78249. Call – (210) 237-4827
Check 'n Go – 12710 IH 10 West, Suite 141, San Antonio, TX 78230. Call – (210) 561-0684
Cash Store – 7117 Blanco Road, Suite 2, San Antonio, TX 78216. Call – (210) 366-1681
Check 'n Go – 7549 McCullough Avenue (near San Pedro), San Antonio, TX 78216. Call – (210) 308-7435
EZMONEY Loan Services – 5224 Blanco Road, San Antonio, TX 78216. Call – (210) 366-3951
EZMONEY Loan Services – 4263 NW Loop 410, Suite 105, San Antonio, TX 78229. Call – (210) 979-6805
Check Into Cash – 6893A Bandera Road, Leon Valley, TX 78238. Call – (210) 680-0825
Cash Store – 9708 Business Parkway, Suite 104, Helotes, TX 78023. Call – (210) 695-8500
Power Finance Texas – 8744 Wurzbach Road, San Antonio, TX 78240. Call – (210) 366-2274
Power Finance Texas – 5431 Blanco Road, San Antonio, TX 78216. Call – (210) 340-7575
Loanstar Title Loans – 7148 Blanco Road, San Antonio, TX 78216. Call – (210) 541-9405
Quik Cash – 6325 San Pedro Avenue, Suite 6, San Antonio, TX 78216. Call – (210) 541-1483
OneMain Financial – 6900 San Pedro Avenue, Suite 127, San Antonio, TX 78216. Call – (210) 822-4271
OneMain Financial – 6243 W IH 10, Suite 935, San Antonio, TX 78201. Call – (210) 682-0042
Mariner Finance – 5883 Babcock Road, San Antonio, TX 78240. Call – (210) 593-3350
Quik Cash – 6710 Bandera Road, Suite A, San Antonio, TX 78238. Call – (210) 520-4700
Loanstar Title Loans – 6516 Bandera Road, San Antonio, TX 78238. Call – (210) 647-8650
Republic Finance – 5890 De Zavala Road, Suite 107, San Antonio, TX 78249. Call – (210) 694-4225
Speedy Cash – 5886 De Zavala Road, Suite 103, San Antonio, TX 78249. Call – (210) 691-1664
Speedy Cash – 1701 Babcock Road, San Antonio, TX 78229. Call – (210) 348-5703
Speedy Cash – 5110 Fredericksburg Road, San Antonio, TX 78229. Call – (210) 366-0227
Speedy Cash – 4515 Fredericksburg Road, #2, Balcones Heights, TX 78201. Call – (210) 736-2070
Texas Car Title & Payday Loan Services – 4115 Fredericksburg Road, San Antonio, TX 78201. Call – (210) 736-3969
Speedy Cash – 8542 Blanco Road, San Antonio, TX 78216. Call – (210) 349-7552
TitleMax Title Loans – 4515 Blanco Road, San Antonio, TX 78213. Call – (210) 280-8270
Service Credit Plan – 3525 West Avenue, San Antonio, TX 78213. Call – (210) 525-1715
Speedy Cash – 2905 West Avenue, San Antonio, TX 78201. Call – (210) 308-8511
Speedy Cash – 5129 West Avenue, Bldg A, San Antonio, TX 78213. Call – (210) 349-8909
Regional Finance – 3221 Wurzbach Road, San Antonio, TX 78238. Call – (210) 681-6705
Regional Finance – 7500 Eckhert Road, San Antonio, TX 78240. Call – (210) 520-2022
Sun Loan Company – 600 Bandera Road, Suite 3, San Antonio, TX 78228. Call – (210) 732-2483
Western Finance – 600 Bandera Road, Suite 1, San Antonio, TX 78228. Call – (210) 734-6491
Texas Car Title & Payday Loan Services – 972 Bandera Road, San Antonio, TX 78228. Call – (210) 433-0073
World Finance – 451 Bandera Road, Suite 8, San Antonio, TX 78228. Call – (210) 436-0512
Speedy Cash – 7007 Bandera Road, Suite 24, Leon Valley, TX 78238. Call – (210) 680-4382
West and Westover Hills parts of San Antonio - the county
ACE Cash Express - 7901 Culebra Road, San Antonio, TX 78251. Call - (210) 681-6384
Advance America - 10555 Culebra Road, Suite 106, San Antonio, TX 78251. Call - (210) 647-1138
ACE Cash Express - 803 Castroville Road, Suite 133, San Antonio, TX 78237. Call - (210) 436-7474
ACE Cash Express - 8248 Marbach Road, Suite 2, San Antonio, TX 78227. Call - (210) 675-5057
Advance America - 8246 Marbach Road, Suite 1, San Antonio, TX 78227. Call - (210) 674-5679
ACE Cash Express - 7114 W Military Drive, San Antonio, TX 78227. Call - (210) 675-2210
Advance America - 7635 NW Loop 410, Suite 103, San Antonio, TX 78245. Call - (210) 647-7437
Check 'n Go – 6511 Ingram Road, Suite 104, San Antonio, TX 78238. Call – (210) 682-2673
EZMONEY Loan Services – 6766 Ingram Road, San Antonio, TX 78238. Call – (210) 520-2274
Cash Store – 9139 Grissom Road, San Antonio, TX 78251. Call – (210) 647-7538
Check 'n Go – 10670 Culebra Road, Suite 105, San Antonio, TX 78251. Call – (210) 520-7839
Credit Central – 8373 Culebra Road, San Antonio, TX 78251. Call – (210) 680-0739
Check 'n Go – 7475 W Military Drive, Suite 108, San Antonio, TX 78227. Call – (210) 670-1400
EZMONEY Loan Services – 803 Castroville Road, Suite 418, San Antonio, TX 78237. Call – (210) 431-2850
EZMONEY Loan Services – 6603 TX-1604 Loop, Suite 102, San Antonio, TX 78254. Call – (210) 688-0276
Mariner Finance – 11019 Culebra Road, Suite 140, San Antonio, TX 78254. Call – (210) 600-9762
Quik Cash – 6924 W Military Drive, San Antonio, TX 78227. Call – (210) 645-9414
Speedy Cash – 10650 Culebra Road, Suite 128, San Antonio, TX 78251. Call – (210) 509-4432
Sun Loan Company – 8802 Potranco Road, Suite 110, San Antonio, TX 78251. Call – (210) 645-1631
Republic Finance – 7627 Culebra Road, Suite 110, San Antonio, TX 78251. Call – (210) 681-8014
Sun Loan Company – 8223 Marbach Road, Suite 107, San Antonio, TX 78227. Call – (210) 598-7420
Speedy Cash – 8770 TX-151, Suite 107, San Antonio, TX 78245. Call – (210) 674-6100
Speedy Cash – 6851 W Military Drive, Suite 101, San Antonio, TX 78227. Call – (210) 674-5264
Speedy Cash – 6040 Ingram Road, San Antonio, TX 78238. Call – (210) 684-2315
Sun Loan Company – 803 Castroville Road, Suite 129, San Antonio, TX 78237. Call – (210) 434-7178
World Finance – 4879 W Commerce Street, Suite 102, San Antonio, TX 78237. Call – (210) 431-2526
Speedy Cash – 406 Enrique M. Barrera Parkway, San Antonio, TX 78237. Call – (210) 438-1390
South and Southwest lenders for emergency loans
ACE Cash Express - 828 SW Military Drive, San Antonio, TX 78221. Call - (210) 927-6666
ACE Cash Express - 1960 SW Military Drive, San Antonio, TX 78221. Call - (210) 921-2731
Advance America - 1729 SW Military Drive, San Antonio, TX 78221. Call - (210) 921-2708
Atlas Credit Company, Inc. - 1719 SW Military Drive, San Antonio, TX 78221. Call - (210) 927-7200
B & F Finance Corporation - 1020 SW Military Drive, Suite 101, San Antonio, TX 78221. Call - (210) 924-9345
ACE Cash Express - 6003 Interstate 35 Access Road, San Antonio, TX 78211. Call - (210) 924-3695
B & F Finance Corporation - 7211 Somerset Road, San Antonio, TX 78211. Call - (210) 924-7281
ACE Cash Express - 3226 Nogalitos Street, Suite 101, San Antonio, TX 78225. Call - (210) 531-8737
Check 'n Go – 205 SW Military Drive, San Antonio, TX 78221. Call – (210) 923-1500
EZMONEY Loan Services – 820 SW Military Drive, San Antonio, TX 78221. Call – (210) 932-1646
Credit Central – 1714 SW Military Drive, San Antonio, TX 78221. Call – (210) 922-1852
EZMONEY Loan Services – 9719 Poteet Jourdanton Freeway, San Antonio, TX 78211. Call – (210) 977-9900
Central Finance – 3520 S New Braunfels Avenue, San Antonio, TX 78223. Call – (210) 532-5626
OneMain Financial – 213 SW Military Drive, San Antonio, TX 78221. Call – (210) 922-9228
Gold Star Finance – 1312 SW Military Drive, San Antonio, TX 78221. Call – (210) 921-3059
Loanstar Title Loans – 1801 SW Military Drive, San Antonio, TX 78221. Call – (210) 927-5444
Noble Finance – 1337 SW Military Drive, San Antonio, TX 78221. Call – (210) 921-0971
The Loan Store – 1328 SW Military Drive, San Antonio, TX 78221. Call – (210) 927-3603
Quik Cash – 1223 SW Military Drive, San Antonio, TX 78221. Call – (210) 932-2109
Payday Advance – 7010 S Zarzamora Street, San Antonio, TX 78224. Call – (210) 924-8991
First Credit – 2516 Nogalitos Street, San Antonio, TX 78225. Call – (210) 924-6444
Hermosa Loan Co Inc. – 2400 Nogalitos Street, San Antonio, TX 78225. Call – (210) 924-5552
Regional Finance – 1121 SW Military Drive, Suite 103, San Antonio, TX 78221. Call – (210) 924-2220
Western Finance – 612 SW Military Drive, San Antonio, TX 78221. Call – (210) 921-0037
Western Finance – 1247 SW Military Drive, San Antonio, TX 78221. Call – (210) 921-0078
Worth Finance Corporation – 128 SW Military Drive, San Antonio, TX 78221. Call – (210) 923-6661
Speedy Cash – 1304 SW Military Drive, San Antonio, TX 78221. Call – (210) 922-7332
Speedy Cash – 2337 SW Military Drive, San Antonio, TX 78224. Call – (210) 576-7880
OneMain Financial (formerly Springleaf) – 1635 Somerset Road, Suite 101, San Antonio, TX 78211. Call – (210) 923-3867
Sun Loan Company – 6915 S Zarzamora Street, Suite 101, San Antonio, TX 78224. Call – (210) 924-7600
Security Finance – 2601 Pleasanton Road, Suite 103, San Antonio, TX 78221. Call – (210) 924-9051
Speedy Cash – 3010 Nogalitos Street, San Antonio, TX 78225. Call – (210) 533-4858
Speedy Cash – 6338 Old Pearsall Road, Suite 101, San Antonio, TX 78242. Call – (210) 623-9059
East and Northeast (includes Windcrest, Converse and Universal City areas)
ACE Cash Express - 931 S WW White Road, San Antonio, TX 78220. Call - (210) 359-6500
Advance America - 1002 S WW White Road, Suite 104, San Antonio, TX 78220. Call - (210) 333-0952
Advance America - 2372 E Southcross Boulevard, Box 8, San Antonio, TX 78223. Call - (210) 531-9387
ACE Cash Express - 5110 Rigsby Avenue, San Antonio, TX 78222. Call - (210) 648-9301
ACE Cash Express - 4931 Walzem Road, Windcrest, TX 78218. Call - (210) 654-6362
Advance America - 1533 Austin Highway, Suite 106, San Antonio, TX 78218. Call - (210) 829-0852
ACE Cash Express - 8515 Perrin Beitel Road, San Antonio, TX 78217. Call - (210) 654-7191
ACE Cash Express - 12803 Nacogdoches Road, San Antonio, TX 78217. Call - (210) 590-2360
Advance America - 13909 Nacogdoches Road, Suite 106, San Antonio, TX 78217. Call - (210) 946-1063
ACE Cash Express - 2864 Thousand Oaks, Suite 101, San Antonio, TX 78232. Call - (210) 545-3780
Allied Cash Advance - 914 Kitty Hawk Road, Universal City, TX 78148. Call - (210) 566-0994
Cash America Pawn – 2040 Austin Highway, San Antonio, TX 78218. Call – (210) 655-8266
Cash Zone – 4911 Walzem Road, San Antonio, TX 78218. Call – (210) 946-7070
Covington Credit – 8381 Perrin Beitel Road, Space 2, San Antonio, TX 78218. Call – (210) 657-2767
Check 'n Go – 12632 Nacogdoches Road, San Antonio, TX 78217. Call – (210) 637-0100
EZMONEY Loan Services – 2443 Nacogdoches Road, San Antonio, TX 78217. Call – (210) 824-7575
Cash America Pawn – 7610 W FM 78, San Antonio, TX 78244. Call – (210) 662-4058
Cash Store – 6604 FM 78, Suite 100, San Antonio, TX 78244. Call – (210) 666-2611
EZMONEY Loan Services – 830 S WW White Road, San Antonio, TX 78220. Call – (210) 359-0273
Cash America Pawn – 2003 Goliad Road, San Antonio, TX 78223. Call – (210) 337-1570
EZMONEY Loan Services – 3003 Goliad Road, San Antonio, TX 78223. Call – (210) 337-3690
Check 'n Go – 5313 Rigsby Avenue, Suite 102, San Antonio, TX 78222. Call – (210) 648-9975
Check 'n Go – 8455 Crestway Drive, Suite 113, Converse, TX 78109. Call – (210) 661-0097
Check 'n Go – 8210 Pat Booker Road, Suite B, Live Oak, TX 78233. Call – (210) 946-2270
Cash Store – 12000 E Loop 1604 N, Suite 100, Universal City, TX 78148. Call – (210) 566-5537
Gold Star Finance – 1850 S WW White Road, San Antonio, TX 78220. Call – (210) 337-9206
Payday Advance – 1537 Austin Highway, San Antonio, TX 78218. Call – (210) 822-2122
Loanstar Title Loans – 5001 Walzem Road, San Antonio, TX 78218. Call – (210) 590-2026
Mariner Finance – 12311 Nacogdoches Road, Suite 106, San Antonio, TX 78217. Call – (210) 971-6015
Quik Cash – 11471 Perrin Beitel Road, San Antonio, TX 78217. Call – (210) 653-0850
OneMain Financial – 3103 SE Military Drive, Suite 108, San Antonio, TX 78223. Call – (210) 337-4444
Payment 1 Financial – 2102 Goliad Road, Suite 2, San Antonio, TX 78223. Call – (210) 233-9156
Payday Advance – 2316 E Southcross Boulevard, San Antonio, TX 78223. Call – (210) 532-7296
Regional Finance – 5488 Walzem Road, San Antonio, TX 78218. Call – (210) 646-0304
Speedy Cash – 5510 Walzem Road, San Antonio, TX 78218. Call – (210) 646-8221
Speedy Cash – 1107 S WW White Road, San Antonio, TX 78220. Call – (210) 337-9312
Speedy Cash – 12804 Nacogdoches Road, San Antonio, TX 78217. Call – (210) 599-8118
Regional Finance – 14145 Nacogdoches Road, Suite 1, San Antonio, TX 78247. Call – (210) 655-7800
Speedy Cash – 10602 Perrin Beitel Road, San Antonio, TX 78217. Call – (210) 657-2921
Western Finance – 1533 Austin Highway, Suite 104, San Antonio, TX 78218. Call – (210) 655-7119
Speedy Cash – 1502 Austin Highway, San Antonio, TX 78218. Call – (210) 829-5752
Speedy Cash – 1103 Fair Avenue, San Antonio, TX 78223. Call – (210) 534-0559
Regional Finance – 2364 E Southcross, San Antonio, TX 78223. Call – (210) 534-0782
Speedy Cash – 2102 Goliad Road, San Antonio, TX 78223. Call – (210) 359-0232
Sun Loan Company – 2023 Goliad Road, Suite 101, San Antonio, TX 78223. Call – (210) 333-3151
Speedy Cash – 3138 SE Military Drive, Suite 101, San Antonio, TX 78223. Call – (210) 576-3991
Speedy Cash – 8320 W FM 78, Suite 3, Converse, TX 78109. Call – (210) 662-5973
Speedy Cash – 1005 Pat Booker Road, Universal City, TX 78148. Call – (210) 659-1304
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