Free credit and foreclosure counseling in Orange County California
If you need mortgage help, assistance with car loans or programs to reduce or eliminate debt, then Orange County credit and housing counselors may be able to help. Get free advice and counseling from the agencies below. Several non-profit and/or HUD approved agencies operate in the region.
They provide a number of financial services including free or low cost foreclosure counseling, debt reduction, and credit repair services. Call one of the Orange County California agencies for counseling, workshops, classes, and confidential, yet personalized budget plans or advice.
Legal Aid Society of Orange County
Primary address is 2101 North Tustin Avenue, Santa Ana, California, 92705
Phone - 800-834-5001
Can also support homeowners in the region. Receive legal advice, representation, and even loan modification assistance which is available. The resources are for eligible borrowers who can no longer afford to make their monthly mortgage payments.
Orange County Home Ownership Preservation Collaborative - Fair Housing Council
714-569-0823
An organization that partners with non-profits and government organizations to support borrowers. Offers debt management, confidential credit counseling, confidential homeownership services, credit report review and financial education. Sign up for programs that can help with reducing medical and/or credit card debts, and get fees reduced.
Costa Mesa Housing & Community Redevelopment
77 Fair Drive, Costa Mesa, CA, 92626
Call 714-754-5635
Provides housing information for low income persons in Orange County. Information includes subsidized housing options, home rehabilitation, low interest loans, and grants.
Civic Center Barrio Housing Corporation
980 West 17th Street, Suite E, Santa Ana, CA, 92706
Telephone number is 714-835-0406
Offers services to current and potential home owners. Programs include homebuyer education, lender prequalification, down payment assistance, and financial literacy, etc. Resources are for potential homebuyers who earn less than 80% of the area median income with a special focus on those earning 60% or less of area median total household income.
Orange County Community Services
Address is 1300 S Grand Ave, Santa Ana, CA 92705
Dial (714) 567-7420 for hours
First time homebuyers can get mortgage assistance if you have low and moderate incomes and if you qualify for mortgages in unincorporated Orange County areas. Another service offers first time homebuyers information and services before, during, and even after the purchase of a new or used home.
Neighborhood Housing Services of Orange County
198 West Lincoln Avenue, Second Floor, Anaheim, California, 92805
Main number - 714-490-1250
Offers comprehensive homebuyer education and free or low cost individual counseling to potential homebuyers. Organizes pre-puchase education workshops and other sessions to families receiving down payment assistance. Counselors also offer face-to-face housing and foreclosure counseling sessions tailored to address your individual home ownership requirements.
Consumer Credit Counseling Service of Orange County
1920 Old Tustin Avenue, Santa Ana, California, 92705, 800-213-2227
695 Madison Way, Brea, CA, 92821, 714-547-2227
One of the main non-profit credit counseling agencies for the region. Among other services, they offer credit counseling services in areas of bankruptcy, debt reduction, housing, and identity theft. They provide consumers with workshops and counseling. Counselors will also help clients work with creditors and debt collectors through coaching and counseling. Housing services can also provides education on becoming a homeowner despite credit challenges.
Other resources offered, include, but are not limited to understanding credit reports and scores, bankruptcy counseling and education, first time homebuyers seminar, money basics, balancing personal finances, fundamentals of investing, and dealing with identity theft.
Resource Oversight & Guidance Services, Inc.
23046 Avenida de la Carlota, Suite 600, Laguna Hills, CA, 92653
Telephone 949-713-1802
Provides materials and financial education to those in need.
Legal Services of Northern California
Tell free number is 800-222-1753
Covers the entire state. Offers affordable or free legal advice to seniors regarding reverse mortgages, pensions, SNAP, and foreclosure.
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