latest nhpb_banner 1__compressed2



Local programs - Search

Immediate Financial Assistance

Rental Assistance

Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agencies

Car Payment Assistance

How to Save Money

Help with Medical Bills



HUD counseling agencies in North Carolina.

Find information on North Carolina HUD counseling agencies and the housing assistance programs they offer. These non-profit organizations help homeowners, tenants, and people looking to buy a house. Get free mortgage delinquency counseling, information on refinancing a home loan or reverse mortgages as well as solutions for renters in the state. Get help from a free HUD certified counselor in your area.

All of the places are committed to helping homeowners get back on track with paying their mortgage or property taxes. They can help low-income or struggling families refi a home loan, learn about mediation and more. The counselors will guide clients through the foreclosure process and offering alternatives to losing their home. Or learn about modifications, interest rate reductions, short sales, and term extensions.

Homeowners, as well as tenants in NC that are facing homelessness, will have the ability to meet face to face with a counselor or over the phone (online). Whether free landlord - tenant medication, or negotiation with a bank or lender about a mortgage, help is offered.

List of free HUD counselors in NC

OnTrack Financial Education and Counseling
50 S French Broad Ave Suite 227, Asheville, North Carolina 28801. Phone: (828) 255-5166
They cover all of western NC. In addition to offering their own help to homeowners or buyers, they also have information on additional places to go to in Buncombe County North Carolina for housing help, foreclosure prevention, and mortgage assistance.

Money Management International
The non-profit is at 10130 Perimeter Pkwy, Charlotte, North Carolina 28216-0197. Call 866-232-9080
A wide variety of non-profit agencies, housing counselors, and other non-profits exist in Mecklenburg County and Charlotte. MMI is one of the national non-profits with a local office. Free workshops for homeowners or buyers, loan modification services, reverse mortgage programs for the elderly and more is offered.

Telamon Corporation
5560 Munford Road, Raleigh, NC 27612-2635. Call 919-899-9911
As you can see, Raleigh and Wake County North Carolina have many HUD approved housing counseling agencies. Find other resources and services in Wake County North Carolina that can provide mortgage help and information on foreclosure solutions.




AMEZ Housing Community Development
Address: 619 Nixon St, Wilmington, NC 28401. Phone: (910) 815-3826

Navicore Solutions
4917 Waters Edge Dr, Raleigh, NC 27606-5416. Dial 866-472-4557

White Oak Foundation, Inc.
Main address is 1624 White Oak Church Rd, Apex, NC 27523-6071. Call 919-362-6799

NACA (Neighborhood Assistance Corporation of America)
The non-profit has multiple locations in the state and nationwide. Low income, struggling homeowners of  have access to individual counseling sessions geared towards foreclosure prevention. There is information on legal rights, payment plans with banks or lenders and help with refinancing a mortgage as applicable. Many other housing programs are offered by the HUD organization.

  • 4112 Pleasant Valley Road, Raleigh, NC 27612-2634. Call 919-855-8484
  • 5855 Executive Center Dr, Charlotte, NC 28212-8881. Dial 606-230-6222 or 704-536-7676

Brunswick Housing Opportunities (BHO)
Location is 3470 Old Ocean Hwy, Bolivia, NC 28422. Phone: (910) 253-0699

Division of Triangle Family Services
3937 Western Blvd, Raleigh, NC 27606-1936. Main phone - 919-821-0790
The non-profit has a number of assistance programs for Wake County NC residents. Whether debt reduction, or help with a past due mortgage or property taxes, the organization provides support. Free foreclosure Prevention Counseling is offered.  The non-profit has the following types of assistance to help those who are having difficulty keeping up with mortgage payments, including home loan modifications, negotiations with a lender and more. They also have CCCS, a Division of Triangle Family Services.





NID-HCA Merritt
211 E. Six Forks Rd, Raleigh, NC 27609-7745. Number is 866-347-7373
When specialized assistance is needed, such as legal advice or direct intervention by social services, HUD counselors can refer clients to appropriate resources and support networks.

Consumer Education Services, Inc
3724 National Dr, Raleigh, NC 27612-4873. Call 877-322-8824

DHIC, Inc.
113 S Wilmington St, Raleigh, North Carolina 27601-1443. Main number is 919-832-4345

North Carolina Housing Coalition
3608 University Dr, Durham, North Carolina 27707-6260. Main number - 919-881-0707
Counselors from the HUD agency will help homeowners understand their options for dealing with an unpaid mortgage. They also offer education on the home buying process, help low-income families find and apply for first time homebuying programs, grants and more. HUD counselors also offer home loan modifications and refinancing.

Reinvestment Partners
110 E Geer St, Durham, NC 27701-2261. Number is 919-667-1000

Community Link
601 E 5th St, Charlotte, NC 28202-3003. Call 800-977-1969
Low income families, veterans and homeowners with a foreclosure notice in Mecklenburg County will get help. The HUD organization has face to face services and phone consults. The agency will also help individuals improve their credit scores, manage debt (whether credit card or a home loan), and create a budget to get back on track.

Brothers In Christ Outreach Ministry, Inc
414 Milsap Rd, Shelby, NC 28150. Phone: (704) 471-2495
Christian approved, HUD counseling is provided. Whether a homeowner that needs assistance with a mortgage, or help for renters facing homelessness, support is offered. Loan refis, grant money, counseling and more will be arranged.

Monroe-Union County Community Development Corporation
349 E Franklin St, Monroe, NC 28112-4823. Dial 704-283-8804

Alliance Credit Counseling, Inc.
8000 Corporate Center Dr, Charlotte, NC 28226-4464. Call 704-341-1010
Get help with mortgage modifications, including refinancing. There is also help, if needed, with s short sale or filing bankruptcy. The HUD agency also has information on many other assistance programs to assist with repayment issues.
They also help renters understand their rights and responsibilities leasing a home or apartment in NC.




Dreamkey Partners
4601 Charlotte Park Dr, Charlotte, North Carolina 28217-1920. Main number 704-342-0933

City of Gastonia
150 S York St, Gastonia, NC 28052-4121. Phone - 704-866-6752
The government office is also HUD certified for people in the community. A dedicated staff member will help low-income families, seniors and even the unemployed with their housing needs - including information on mortgage relief programs.

Empowerment Inc
109 N Graham St # 200, Chapel Hill, North Carolina 27516. Phone: (919) 967-8779

Prosperity Unlimited, Inc
1660 Garnet St, Kannapolis, NC 28083-6667. Number is 704-933-7405

Community Action
There are multiple sites in NC, most of HUD certified and offer free advice. The community action agency help people living in, or near poverty. Whether grant money for bills, mortgage assistance, job programs, or something else, housing resources are a focus. Learn more on NC community action assistance programs.

  • Sandhills Community Action - 340 Commerce Ave # 20, Southern Pines, NC 28387. Phone: (910) 947-5675
  • Community Action Johnston-Lee County - 1102 Massey St, Smithfield, NC 27577. Phone: (919) 934-2145

The Safeguard Group
They are HUD approved Housing and Debt Advisors at 240 N Main St, Mooresville, NC 28115-2528. Call 800-673-6993

Consumer Credit Counseling Services
Main address: 315 E Washington St, Greensboro, North Carolina 27401. Call (336) 373-8882
HUD counseling is for homeowners, tenants, buyers and seniors too.
For older homeowners in NC, the HUD counselors provide information reverse mortgages (Home Equity Conversion Mortgages). Take workshops on them, get help applying and understand the process which allow seniors to convert part of their home equity into cash.

Housing Authorities
They are part of the national, non profit network of Housing Authorities. Whether applications to section housing choice vouchers, or help with a mortgage, assistance is offered. Counselors provide support resources for individuals and families at risk of homelessness, whether eviction from an apartment or lose of a home due to unpaid mortgage or property taxes.

  • Greenville Housing Authority - 1103 Broad St, Greenville, North Carolina 27834. Phone: (252) 329-4000
  • Housing Authority of the City of High Point - Location is 500 E Russell Ave, High Point, NC 27260. Main phone: (336) 887-2661
  • Rocky Mount Housing Authority - Address: 1006 Aycock St, Rocky Mount, NC 27803. Phone: (252) 977-3141
  • Statesville Housing Authority is at 110 W Allison St, Statesville, North Carolina 28677. Main phone: (704) 761-4500

Choanoke Area Development Association
120 Sessoms Dr, Rich Square, North Carolina 27869. Phone: (252) 539-4155

Olive Hill Community Economic Development Corporation, Inc.
200 S College St Suite A, Morganton, NC 28655. Phone: (828) 475-4620

Cleveland County Community Development Corporation
Main address: 823 W Warren St, Shelby, North Carolina 28150. Call (704) 480-7701







Financial Pathways of the Piedmont
Location is 7820 North Point Blvd #100, Winston-Salem, NC 27106. Phone: (336) 896-1191
All types of debt and mortgage relief programs are offered. The HUD will will work with homeowners or people in debt who are struggling to make mortgage payments or pay their credit cards. The team help people in exploring options like loan modifications, refinancing, mediation, or selling the house to back to the lender avoid foreclosure.

Mountain Projects, Inc
Address: 2177 Asheville Rd, Waynesville, North Carolina 28786. Phone: (828) 452-1447

River City Community Development Corporation
501 E Main St, Elizabeth City, NC 27909. Main phone: (252) 331-2925
The organization will assist homeowners or tenants in managing their housing situation. Learn about mortgage relief or take workshops on buying a home. Counselors also help people understanding credit issues, negotiate payment plans on a mortgage, and help people with developing household budgets to support homeownership.

Greensboro Housing Coalition
Location is 1031 Summit Ave, Greensboro, North Carolina 27405. Phone: (336) 691-9521


Related Content From











Contact Us

About Us

Financial Literacy Blog

Privacy policy

Visit Facebook page