New York health care programs for uninsured.
New York administers programs for residents who do not have health insurance. Provided that qualifications are met by applicants, patients may qualify for free medical or dental care, medications, immunizations and more. The exact type and amount of aid provided will vary by program, the applicants income level and other factors.
Some of the resources available to the uninsured in New York are paid for by the state or federal government. Others are offered in partnership with non-profit organizations or other providers. If an agency or program can't meet your specific need then they may have referrals for you or other suggestions. Tens of thousands of unemployed and low income families benefit from these various resources.
The funding for many of these programs will vary. For people with limited health insurance, they may need to pay a portion of their medical bills, prescriptions or health care costs. Some of the services are offered on a sliding fee scale. Other aid is focused on children, seniors, or individuals with a certain condition.
Cancer Services Program of NY State can offer free testing, referrals to specialists, and other support to uninsured residents with cancer. Some of the assistance provided can include pap tests, mammograms, colorectal screening tests, free clinical breast exams and more for eligible residents. It operates in every single county in New York, and you can call your local social service office. Those clients that are receiving positive screening tests are referred to treatment if needed, receive diagnostic testing, and may be enrolled in the state and federal government Medicaid Cancer Treatment Program if they meet income and insurance limits. Call 866-442-2262.
New York State ADAP - AIDS Drug Assistance Program will provide a list of prescription medications that are available for patients. The federal government and the state partner together to provide these medications to qualified patients who meet income limits and who are either under or uninsured. Call 800-542-2437
New York state offers two main plans that can help pay prescription costs and related medical bills for senior citizens. They are both part of the Elderly Pharmaceutical Insurance Coverage (EPIC) and include the Deductible and/or Fee Plan. Most pharmacies across the state participate and provide savings directly to consumers. Depending on the plan, your income, health insurance status, and other factors seniors may be able to save up to 80% on their medications. It can also be combined with Medicare Part D.
EPIC is a free New York State assistance program that will help senior citizens pay for their prescription drugs. There are hundreds of thousands of people enrolled in EPIC. Subscribers are saving an average of 90 percent of the cost of their medicines. Most enrollees in this program have Medicare Part D or other drug coverage, and they then use EPIC to lower their drug and prescription medicine costs even more.
- The government assistance program works by helping them pay the co-payments and deductibles that are maybe required by their other health insurance plan. EPIC will also help members pay for Medicare Part D premiums. Call 1-800-332-3742. Or locate other medication programs for the elderly.
Prescription Saver Card Program - This is a statewide prescription drug discount card program for New York residents whose incomes are too high to qualify for Medicaid. There are also savings for people with disabilities as well as individuals who are too young to qualify for Medicare savings. There are also store prescription drug saving programs to combine with the card. Families can save between 25-50% on brand name and generic prescription drug prices, ADHD medications or insulin. Phone 1-800-788-6917.
A public health insurance program is known as Family Health Plus. This is an options for people whose age ranges from 19 to 64 but who make too much money to qualify for Medicaid. It can cover couples without children, parents, or single adults. You do not need to have any other government sponsored health insurance in order to qualify. Receive hospital care, lab & x-rays, prescriptions, emergency room services and more.
- As part of the Family Health Plus Premium Assistance Program, New York State will either pay for or reimburse an employee's share of the deductibles, insurance premium, coinsurance and maybe even certain co-payments. Telephone number is 877-934-7587. Or find other places for affordable health insurance plans.
Medicaid Buy-in Program for Working People with Disabilities is an offering for the disabled that are not eligible for regular Medicaid but who are currently working/employed. It will provide those who are enrolled with low cost or free comprehensive medical coverage. There will be low premium, or maybe one won't be charged. 800-541-2831.
The state's Medicaid Cancer Treatment Program is for various types, including Cervical, Breast, Colorectal, and Prostate Cancer (MCTP). If you are uninsured and have been diagnosed, this is offered as pre-cancerous conditions through the Cancer Services Program Partnerships (CSPP). Main number is 866-442-2262.
New York ADAP Plus Primary Care will provide free primary medical care services for those people who are diagnosed with HIV/AIDS. You will need to use select clinics, hospital outpatient departments, vendors and ambulatory care. It can provide for and pay for ongoing treatment for the condition. Main number is 800-542-2437.
New York State Medicaid is for uninsured or low income, poor pregnant women, families with children, and the blind, disabled, or aged. This is also partly funded by the federal government and it will pay for fully comprehensive medical care, including, but not limited to, emergency ambulance, physician visits, dental, lab & x-ray services, hospitalization etc. If your income is low enough then all of the medical care is provided for free and your bills will be paid for in their entirety. Main number is 718-557-1399.
Community Clinics for Free Health Care help the uninsured, low-income and homeless. Several locations and facilities are located across New York that may be able to offer qualified individuals with either free or low cost health care. Get a physical, RX vouchers, OBGYN and other support. Charities and government supported centers offer free care. More on free New York community clinics.
- Clinics for Dental Assistance are offered too. If you need a facility that focuses on your dental needs, there are places to get free or low cost help. Teeth extractions, emergency oral surgery and other support is given to the low-income and/or people with no insurance. Locate a free dental clinic in NY.
Child Health Plus is for children, teenagers and infants in New York who are not eligible for Medicaid and who are uninsured. The program can pay for emergency care, immunizations, diagnosis and treatment of illness and injury, substance abuse treatment, or inpatient or surgical care. The insurance will also provide for medical equipment, outpatient surgery, mental health services, dental costs, speech and hearing, ambulance services and vision.
- This is the NYS version of CHIP insurance. Some of the other benefits include Well-child care; Immunization; free Dental and vision care for kids; X-ray and lab tests; Physical exams including diagnosis and treatment of illness and injury; Prescription and nonprescription drugs if ordered and more. Dial 1-800-698-4543.
ADAP Plus Insurance Continuation Program is also called APIC. For people with HIV/AIDs it will pay their health premiums, including commercial and private policies. 800-542-2437
Pre-Existing Condition Insurance Plan, or NY Bridge Plan, will be blended into the Affordable Care Act. It will ensure that no one is denied health insurance due to preexisting conditions or their health status/income. For those who are currently uninsured and looking for a plan, it can pay for a broad range of health benefits, including prescription drugs, primary and specialty care, hospital assistance, and much more. Some deductible and bills will need to be paid by the enrollee. 866-693-9277.
Help From Medical Debt Collectors - New York has instituted laws and government backed regulations that will prevent illegal and aggressive collection efforts. There is a focus on medical debt collectors, hospitals, doctors and agencies. Also, the laws ensure patients get access to free health care. Read more on medical debt collection laws.
New York City Vaccines for Children Program offers free medications/vaccines for lower income and uninsured children. The state partners in this effort with clinics, county government, and local health care centers. The immunization provided can prevent many diseases such as measles, polio, tetanus, hepatitis, mumps, and more. Telephone number is 800-543-7468. Some fees may be required from the enrollee.
The PCAP Prenatal Care Assistance Program can offer free or low cost pregnancy care and other health care services to women and teens. It will pay for hospital care during pregnancy, routine prenatal care, HIV counseling and testing, and delivery. In addition PCAP can even pay for full health care up two months after delivery, family planning services, and also medical care for your baby until he or she is one year of age. Call 800-522-5006.
Technology-Related Assistance Individuals - Disabilities is when social workers and other medical providers help the uninsured disabled obtain a product, piece of equipment, or other items that can be used to maintain or improve the functional abilities of individuals with disabilities. There is also an equipment exchange component, device demonstration, loans, and more. Main number is 800-624-4143.
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