Non-profit credit counseling agencies and debt counselors in the Indianapolis area
There are credit counseling agencies in Indianapolis as well as Marion County that can help people with paying debts as well as other unpaid bills. A number of organizations administer free debt relief programs and offer resources for people who need help. Get assistance with car loans, credit card bills, medical debt, personal loans and more. Find details below on free debt and credit counselors in Indianapolis below.
The services that many of the organizations offer can be fairly extensive. Counselors and specialists are dedicated to helping consumers deal with their financial hardship. Some of their debt relief and programs may even be offered for free. Services available to Indianapolis residents include credit card Debt Management Plans. The Indianapolis counselors also help with negotiation, foreclosure counseling, and giving tips on when / where to file for bankruptcy. The Marion County non-profits also help people with car loans and “predatory” type loans, such as payday or others.
While many of the centers offer debt relief programs they are also Housing and Urban Development certified. This means the organizations help people with mortgage or home loans needs. If a non-profit can’t meet your needs they can often refer people to other locations to call in Vanderburgh, Marion or Elkhart County Indiana.
List of debt and credit counseling organizations in Indiana
Greenpath Financial Wellness - Debt Counseling
There are offices in Indianapolis as well as nearby Elkhart, Indiana 46514. Call the toll free number at 866-582-1773 or (800) 550-1961
The non-profit helps consumers set and meet financial goals. This is fairly wide ranging, and includes activities such as paying off debts, saving for retirement, and improving credit scores. Counselors from the agency can also advise on and assist with managing problem situations, such as paying bills after a job loss or medical emergency. In most cases, the initial consultation is free.
- If it is decided to be your best option, then clients of these non-profit credit counseling agencies may choose to enter into a debt management program. A DMP is when specialists from the organization acts on the clients' behalf to establish an acceptable repayment plan on your unsecured debts and loans. They will work with all of your creditors, including doctors, credit card companies, and auto lenders.
- Greenpath also offers Marion County families with pre-filing and post-filing bankruptcy advice. This means consumers can learn the pro and cons of filing bankruptcy, and learn if it is the best option for them. As this can be an option for long term relief.
Money Management International (MMI)
3815 River Crossing Pkwy, Indianapolis, IN 46240. Phone 866-889-9347
This may be the leading non-profit credit counseling organization in the region. Whether low income, or a high earner, free or low cost debt relief, general credit counseling and financial advice is offered. They assist with paying down credit card debts and can help clients enter into payment plans. Or get help with budgeting, tips for saving for retirement, as well as (among other resources) details on loans for consolidating debt.
Apprisen
Phone number is 888-904-8711
Another local non-profit with a national presence that administers a number of debt assistance programs for members of the community. This is also a HUD approved housing counseling agency and offers homeowners free, confidential counseling to help struggling homeowners avoid foreclosure. Phone-based or in-person consultations are available to qualified homeowners and consumers, whether you have just started to fall behind on your bills or mortgage or whether you expect to struggle in the future.
United Way of Central Indiana
2955 N Meridian, Indianapolis, IN 46208. Call (317) 923-1466
The non-profit proves their own services as well as referrals to other local organizations. Whether it is details on a local Indianapolis non-profit credit counselor, or details on financial literacy workshops, support is offered. Get help with credit card or BNPL loans, car payments, medical bills and more as noted here. https://www.uwci.org/.
InCreditable Advisors
Location is 22 E Washington St, Indianapolis, IN 46204. Phone: (317) 202-1297
Get help in assessing your financial situation, reworking budgets, mediation with creditors, and more. Housing specialists can even contact your lender or bank if needed. Find additional mortgage programs.
LACASA
202 North Cottage Avenue, Goshen, IN 46528. Call (574) 533-4450
All services, workshops and classes are available in English and Spanish. Among other resources, the organization offers workshops in money management, debt reduction tactics and building or rebuilding credit.
Community Action of Greater Indianapolis
3266 N. Meridian St., Indianapolis, IN 46208. Phone: 317.396.1800
Financial wellness helps with long term needs. Similar to the location referenced above, a number of free or low cost consultations are offered, including debt consolidation loans. There is also credit card settlement and hardship programs for individuals in Indianapolis.
Purdue Extension - Marion County
Address: 1202 East 38th Street, Indianapolis, IN 46205. Phone number is (317) 275-9305
The location provides basic debt reduction and budgeting training for groups of 15 or volunteer groups. These programs including debt consolidation, bankruptcy advice, mortgage relief, and more can be used to help people pay outstanding bills and loans.
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