Indianapolis area free non-profit credit counseling agencies.
Programs available in Indianapolis Marion and surrounding counties from credit counseling agencies can help with paying debts as well as other unpaid bills. Various non-profit organizations administer a number of free services, debt relief programs and resources for individuals and families who need help. Find assistance with car loans, credit card bills, medical debt, personal loans and more. There are many resources in the Marion County area for getting out of debt.
The services that many of the organizations offer can be fairly extensive. Counselors and specialists are dedicated to helping consumers deal with their financial hardship, and they offer individuals the lowest price possible on any of their advice or services provided. Some of their debt reduction and foreclosure prevention programs may even be offered for free. Services available to Indianapolis residents include pre-bankruptcy filing counseling, Debt Management Plans, negotiation, foreclosure counseling, credit card consolidation programs, and mediation.
While many of the centers offer debt relief programs, housing solutions, and are also Housing and Urban Development certified, if a non-profit can’t meet your needs they can often refer people to other locations to call in Vanderburgh, Marion or Elkhart County Indiana.
Elkhart Greenpath Debt Counseling
500 North Nappanee Street, Suite 7A
Elkhart, Indiana 46514
Call the toll free number at (800) 550-1961
The non-profit helps consumers and families set and meet financial goals. This is fairly wide ranging, and includes activities such as paying off debts, saving for retirement, and improving credit. Counselors from the agency can also advise on and assist with managing problem situations, such as paying bills or expenses after a job loss or medical emergency. In most cases, the initial consultation is free. There are debt relief programs for credit card bills as well.
If it is decided to be your best option, then clients of these non-profit credit counseling agencies may choose to enter into a debt management program. A DMP is when specialists from the organization acts on the clients' behalf to establish an acceptable repayment plan on your unsecured debts and loans. They will work with all of your creditors, including doctors, credit card companies, and medical providers.
You can set up these sessions over the phone or in person. Fees for individuals to enter into a Debt Management Program are set to low levels, and from time to time those fees may even be waived if the customer is faced with an approved hardship. Greenpath also offers Marion County families with pre-filing and post-filing bankruptcy advice and courses. This means consumers can learn the pro and cons of filing bankruptcy, and learn if it is the best option for them.
Money Management International (MMI)
3815 River Crossing Pkwy Ste 100
Indianapolis, IN 46240
(866) 302-0586
This may be the leading non-profit credit counseling organization in the region. Whether low income, or a high earner, free or low cost debt relief, assistance programs, counseling and advice is offered. They assist with credit card debts and can help clients enter into payment plans. Or get help with budgeting, tips for saving for retirement, as well as (among other resources) details on loans for consolidating debt.
Apprisen - Evansville Office
Address is 5401 Vogel Road, Suite 230
Evansville, Indiana 47715
Phone number is (812) 422-1108, or call toll free at (800) 355-2227
Another local non-profit that administers a number of debt assistance programs and services for members of the community. This is also a HUD approved housing counseling agency, and offers homeowners free, confidential counseling to help struggling homeowners avoid foreclosure. Phone-based or in-person consultations are available to qualified homeowners and consumers, whether you have just started to fall behind on your bills or mortgage or whether you expect to struggle in the future.
Get help in assessing your financial situation, reworking budgets, direct mediation, and more. Housing specialists can even contact your lender or bank if needed. Find additional mortgage programs.
LACASA
202 North Cottage Avenue
Goshen, IN 46528
(574) 533-4450
All services, workshops and classes are available in English and Spanish. Among other resources, the organization offers workshops in money management, debt reduction tactics and building or rebuilding credit.
Apprisen – Central Indiana
6345 South East Street
Indianapolis, IN 46227
Local Office phone number is (317) 266-1300
Similar to the location referenced above, a number of free or low cost consultations are offered, including debt consolidation, settlement, and hardship programs for individuals in Indianapolis.
Purdue Extension - Marion County
Address: 1202 East 38th Street, Suite 201, Discovery Hall
Indianapolis, IN 46205
Phone number is (317) 275-9305
The location provides basic debt reduction and budgeting training for groups of 15 or volunteer groups.
Apprisen - New Albany Office
3602 Northgate Court, Suite 37A
New Albany, Indiana 47150
(812) 948-8009
Both phone and in-person consultations are offered. Work with a counselor on some or all of the following. Debt management; Financial Counseling; Negotiation; Housing Counseling; and Bankruptcy Counseling. These programs and services such as debt consolidation, bankruptcy advice, mortgage assistance, and more can be used to help people pay outstanding bills and loans.
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