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Free consumer credit counseling services in Houston.

Credit counseling agencies in Houston can help individuals get out of debt, prevent a foreclosure, and get back on track with their mortgage as well as overall loan or debt payments. Below is a listing of many of the leading free, non-profit credit counseling agencies in the Houston area as well as across Harris County Texas.

The number and exact type of services offered will vary by each non-profit credit counseling agency. In general, they will provide one or more of the following. Most of the Houston based organizations will provide homebuyer counseling, free or low cost foreclosure prevention and home ownership workshops. Get help in repairing your credit, which can lead to additional housing opportunities. In addition, work one on one with a counselor to find solutions such as entering into a debt management program, which can help with credit card bills, title, automobile or other loans. Some non-profits also help clients with getting fees and/or interest rates reduced. In addition, find other ways to get out of automobile loans.

Housing and credit counselors at the non-profit organizations in Houston and Harris County can oftentimes offer services such as personal budget advice so a client gets back on track with paying their home loan as well as other bills over the long term. One of the key programs administered as well is debt management counseling. There is also housing counseling related to repaying delinquent mortgages and preventing a foreclosure. In certain cases, the Houston credit counseling agencies may also disburse a client's money to creditors (such as credit card company or health care provider) as part of a mutually agreed-upon repayment plan.

Credit Coalition
3300 Lyons Avenue, Suite 203-A, Houston, Texas 77020
Phone number - (713) 224-8100

New Vision Housing Alliance
Main office address is 11410 Martin Luther King Boulevard, Houston, Texas 77048
Dial this non-profit at (713) 734-4900
Most of the assistance is around housing issues, whether foreclosure prevention or loans for buying a house.





Tejano Center for Community Concerns
2950 Broadway Street, Houston, Texas 77017
Telephone number - (713) 640-3700
The center has staff that work with residents across Harris County. They can advise clients on programs such as debt reduction or support someone through the bankruptcy process. Other services are available as well.

Money Management International, Inc.
Central Houston Office (primary office)
One Greenway Plaza, Suite 130
Houston, Texas 77046
Dial (866) 226-0278

Other locations offering this service as part of Money Management International, Inc. include those below. They are the leading free credit and debt counseling agency in the Houston and Harris County Texas area. A number assistance programs are offered, some at a minimal fee or for free if your income is low enough.

The organization specializes in debt management plans and foreclosure prevention. This can include loan modifications or interest rate deductions. Or if you are considering filing for bankruptcy, speak to a counselor from this agency first. They help families with automobile, payday or title loans too, such as repaying them or a refinance. Much more is offered. They are by far the leading non-profit organization in all of Harris County. Dial (866) 226-0278

  • East Harris County Office
    12605 East Freeway, Suite 620 Houston, Texas 77015
  • Fort Bend County Office
    12603 Southwest Freeway, Suite 625 Stafford, TX 77477
  • Humble Office
    125 West Main   Humble, Texas 77338
  • Lake Jackson Office
    122 West Way, Suite 202   Lake Jackson, Texas 77566
  • Money Management International, Inc.
    9009 West Loop South, Suite 700 Houston, TX 77096
  • Montgomery County Office
    25301 Borough Park Drive, Suite 220 The Woodlands, TX 77380
  • Northwest Houston Office
    7915 FM 1960 West, Suite 130 Houston, Texas 77070
  • South Belt Office
    11550 Fuqua, Suite 350 Houston, TX 77034
  • Texas City Office
    2501 Palmer Highway, Suite 250 Texas City, TX 77590
  • West Houston Office
    4600 North Highway 6, Suite 250 Houston, Texas 77084





American Consumer Credit Counseling, Inc
Location is 700 Milam St
Houston, Texas 77002
Main phone - (832) 871-5038


By Jon McNamara

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