Free consumer credit and debt counseling in Houston.
Non-profit credit counseling agencies in Houston and Harris County help people get out of debt. Counselors will provide solutions ranging from debt management plans (DMP) to consolidation loans, credit card hardship programs and even assist with car loans among other services. Find free non-profit credit counseling organizations near you in the Houston area
Another key program arranged is helping clients, whether immigrants or someone else, improve their credit FICO scores. Counselors also help people with housing needs, as the non-profit help homeowners get back on track with their mortgage. However the number and exact type of services offered will vary by each non-profit credit counseling agency, with Christian based credit counselors also offered.
In addition, work one on one with a counselor to find solutions such as entering into a debt management program, which can help with credit card bills, title or payday loans or other bills. Some non-profits also help clients with getting fees and/or interest rates reduced. In addition, find other ways to get out of automobile loans.
Non-profits in Harris County with free credit counselors
Credit Coalition
3300 Lyons Avenue, Suite 203-A, Houston, Texas 77020. Phone number - (713) 224-8100
Low-income families, anyone behind on their bills and migrants as well can get help from the non-profit. Not only do they help people with credit card or medical debt, but housing resources are available too. Most of the assistance is around housing issues, whether foreclosure prevention or loans for buying a house. Provides free foreclosure intervention counseling. They help low-income homeowners and the elderly among others
The Government-Mayor of Houston Office provides free debt relief and counseling from the Houston Financial Empowerment Center. The programs are run in partnership with charities in Harris County as well as other parents. Programs range from financial literacy workshops to debt reduction plans, information in IDA matched savings accounts, loans for people with no bank account and much more. All the services are free and confidential, and get more details on the financial center https://houstoncc.org/news___resources/financial_empowerment_center/index.php.
Tejano Center for Community Concerns
2950 Broadway Street, Houston, Texas 77017. Telephone number - (713) 640-3700
The center has staff that work with residents across Harris County. They can advise clients on programs such as debt reduction or support someone through the bankruptcy process. Other services are available as well.
Money Management International, Inc.
The Harris County/fort Bend County office that helps people in Houston TX is at 12603 Southwest Fwy, Stafford, TX 77477. Phone: (713) 923-6339 or 866-550-8004
They are the leading free credit and debt counseling agency in the Houston and Harris County Texas area with offices in most states as well. A number assistance programs are offered, some at a minimal fee or for free if your income is low enough. Both in person as well as phone and online consultations are provided, including in Spanish.
- The organization specializes in debt management plans and foreclosure prevention. This can include loan modifications or interest rate deductions on credit card, auto loans and other debts. Or if you are considering filing for bankruptcy, speak to a counselor from this agency first. They help families with automobile, payday or title loans too, such as repaying them or a refinance. Much more is offered. They are by far the leading non-profit organization in all of Harris County.
Trinity Debt Management
Dial 1-800-793-9049
They are a faith based, Christian credit and debt counseling organization. The non-profit offers free or income based help with all types of debts and bills. The faith based charity of Houston will work with individuals to set up a repayment schedule to the client's creditors, including credit card companies, medical bills, etc. If the debt repayment program involves reduced payments or past due accounts for the applicant of the program, the client may enroll in a Debt Management Program
American Consumer Credit Counseling, Inc
Location is 700 Milam St #1300, Houston, TX 77002. Call (832) 871-5069
Programs range from personal/payday loan assistance to financial education, help repairing FICO scores and more. They help people of all races, ethnicities and immigration statuses in Texas.
MoneyFit
Call 800-432-0310
The national non-profit provides free debt counseling in the greater Houston TX area. All advice is over the phone or video calls. Counselors will help clients pay their bills, reduce debts (credit card, medical, car loans, etc.) as well as gain overall financial relief.
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