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California foreclosure clinics.

While the dates and times of the California foreclosure prevention clinics will vary, some of the locations and organizations that have run them in the past are indicated below. Most cities, towns, and counties across California will have some type of workshop that will occur in their area from time to time.

Homeowners who have received a foreclosure notice, or people who are just struggling to pay their mortgage, can benefit from the services available at a free clinic. Most will allow borrowers the ability to meet face to face with a HUD approved housing counselor. Oftentimes major banks and lenders are also on site. This allows homeowners the ability to immediate apply for solutions such as loan modifications, fee waivers, principal reductions, and other forms of help.

Examples of foreclosure clinics and workshops in California

Castro Valley – Sessions in this area have been sponsored in the past by the Board of Supervisor Nate Miley & Alameda County Consumer Affairs (call 510-208-9672)

Coronado – Chase has held some clinics in the region with other non-profit agencies. Those sessions have been offered for Chase customers only.

El Cajon – Foreclosure clinics have been sponsored by Housing Opportunities Collaborative. Both English and Spanish services and counseling sessions are available.

Encinitas California area homeowners have been able to attend foreclosure prevention clinics in the past. They were held by Housing Opportunities Collaborative. Borrowers are able to meet with HUD certified housing counselors, lenders, representatives from banks and other professionals in order to explore all their options.

Fresno - Bank of America has sponsored clinics, however they were only for Bank of America customers.





Imperial Beach – Contact Housing Opportunities Collaborative for information, including dates and locations.

La Habra California delinquent homeowners can contact Orange County Home Ownership Preservation Collaborative. Receive support and advice on how to stop or prevent a foreclosure. Get details on mortgage delinquency programs that are offered by national banks, the state of California, and the federal government.

The Los Angeles Foreclosure Response Network has also organized free clinics from time to time, usually in partnership with the Mayor’s Office, LANHS, CDD and the City WorkSource Centers. 323-525-3740.

Laguna Beach sessions have been organized by the non-profit Orange County Home Ownership Preservation Collaborative.

Los Angeles families have access to a wide range of resources and clinics. Most major lenders, such as Wells Fargo, Chase, and Bank of America, sponsor sessions for their customers. Another HUD counseling agency that supports Los Angeles homeowners is the West Angeles CDC (phone (323) 751-3440). If you are facing a foreclosure on your home, or even if you just are struggling with paying your mortgage, then stop by a clinic for information on loan modifications. Free assistance and advice is offered from HUD certified counselors.

Madera – Call Madera Housing Authority (559-445-8961) and/or the City of Fresno Housing for the latest dates, locations, and information on clinics.




Merced - Bank of America has held clinics.

Oakland - Unity Council (3340 East 12th Street Oakland, CA 94601 phone (510) 261-4850) has held Bilingual foreclosure prevention clinics and workshops. Credit and housing counselors have provided an extensive amount of support and advice to anyone who is struggling with paying their mortgage, who is facing a foreclosure, or who just needs aid. Much of the support is free, or very low cost, for qualified residents.

Ontario – Multiple events have been help by Neighborhood Partnership Housing Services, Inc, Bank of America, and the non-profit Neighborhood Partnership Housing Services, Inc.

Ramona – Call Housing Opportunities Collaborative for access to bilingual foreclosure prevention clinics and seminars.

San Marcos – Events have been organized by Housing Opportunities Collaborative.

Vista - Housing Opportunities Collaborative. Address is 1100 Broadway, San Diego, California, phone (619) 283-2200

Statewide California foreclosure clinics

Call these non-profit agencies for information on locations, timing, and more details.

  • Housing Opportunities Collaborative. Telephone (619) 283-2200
    Lawyers' Committee for Civil Rights Under Law. Main number (213) 385-2977





By Jon McNamara


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