Atlanta emergency loans.

Short term emergency loans are available across all of Atlanta. The options available to families include everything from payday lenders to car title loans. Dozens of lenders operate across the region, including Fulton, Cobb, and DeKalb County.

When borrowing money, note that the state has regulation in place per the Georgia Industrial Loan Act of 1955. The lender needs to be registered, so anytime there is an application done for one of these short term, emergency loans be sure to ensure the company is registered. Always read the fine print before applying for one or more of these emergency loans.

Payday as well as other lenders need to charge a maximum interest rate of 10% if the family borrows $3000 or less. This applies to all forms of borrowing, including payday loans, pawn shops, as well as any type of money provided in exchange for a car title. Note that the city of Atlanta may have their own regulations in place, and if the lender states this be sure to read the fine print of an contract.

Any type of payday loan should always be as a last resort. Other forms of financial aid should be reviewed first for paying bills, ranging from charitable programs to government aid. Only when all else fails, and the borrower has plans to immediately pay off the title or payday loan, should someone use this money for helping with rent or other bills.

 

 

 

Also note many of these lenders in Fulton and nearby counties offer the following terms. All information is available to Spanish speakers as well.

  • Applications can be done online;
  • They tend to offer loans to borrowers with no or poor credit in Gwinnett, Fulton, and other counties.
  • The cash can be transferred into a bank account or given to the borrower in a matter of hours.
  • The money from these loans have no restrictions; any bills, car repairs; etc can be paid using the emergency loans.

There may also be other services offered by these Atlanta Georgia payday loans. Or they assist clients on other forms of borrowing. Contact a lender for more information.

 

 

 

 

1800NewDeal
One office is at 749 Main St, Riverdale, GA 30274. Dial (770) 996-1907
Another site - 560 Thornton Rd STE 101, Lithia Springs, GA 30122. This number is (678) 626-6859

ACE Cash Express – This national lender has major operations in Atlanta. They provide payday and salary advance loans, check cashing, and other services. Everyone from single parent families to households with poor credit can apply.

  • Address is 3583 M.L.K. Jr Drive SW, Atlanta, Georgia 30331. For applying for payday loans over the phone, dial (404) 505-0170. Or applications can be done online.
  • Location is 461 Ponce De Leon Ave NE, Atlanta, Georgia 30308, (404) 888-0890
  • 381 Moreland Ave SE, Atlanta, GA 30316., dial (404) 525-1668
  • Main address is 863 Oak St SW, Atlanta, GA 30310. Call (404) 756-0101
  • Another office is in Greenbriar Mall at 2841 Greenbriar Pkwy SW Ste 305, Atlanta, GA 30331. Main phone (404) 349-3001.
  • 5190 Old National Hwy Ste A, Atlanta, Georgia 30349. Call (404) 768-6260 for details on this Fulton County lender.
  • Primary Address: 2610 Cobb Pkwy SE, Smyrna, GA 30080. Call the location at (770) 980-1700
  • Address: 2798 Camp Creek Pkwy, College Park, GA 30337, (404) 763-9292
  • Cash advances on paychecks can be had at 4065 Memorial Drive Ste F, Decatur, GA 30032. Or call (404) 294-9552
  • 6762 GA-85, Riverdale, GA 30274. For hours, call (770) 907-5204
  • 2697 Spring Rd SE Suite A, Smyrna, Georgia 30080. Call the office at (770) 435-7650
  • 3570 Memorial Drive Ste 104, Decatur, GA 30032, Main number is (404) 284-9411

ADR Financial Services

  • 1260 Glenwood Ave SE, Atlanta, GA 30316, Phone: (404) 521-1434

Alliance Finance Inc. – The form focuses on Cobb County.

  • Location is 3451 S Cobb Drive, Smyrna, Georgia 30080, Phone: (770) 435-6669

Aplus Financial Services – Get assistance from their loan programs, and Gwinnett County, Atlanta area, and other families can apply.

  • Forest Park, Georgia, (404) 361-9410
  • Aplus Financial Services, Inc #01. Address: 1352 Lakewood Ave SE, Atlanta, GA 30315, Dial (404) 635-0030
  • Main site is at 3983 LA Vista Road #117, Tucker, Georgia 30084. Call them at (678) 691-1460
    3385 Lawrenceville Hwy, Tucker, GA 30084, (770) 723-0500

All Checks Cashed

  • 906 Cleveland Ave, East Point, GA 30344. (404) 766-1933

Atlanta Cash It Here

  • 2032 Candler Rd, Decatur, Georgia 30032, Main number is (404) 284-7536

 

 

 

Atlanta Check Cashers, Inc. - Hundred of dollars (ranging from $200 to $1000) can be provided to borrowers in a couple hours. Credit checks are done, but scores are not as relevant. Or apply online for a payday loan or other financing.

  • Location: 2457-F M.L.K. Jr Drive SW, Atlanta, GA 30336, Call (404) 696-0668
  • 6065 S Norcross Tucker Rd suite #9 & 10, Norcross, GA 30093, main phone (678) 406-9000
  • 31 Forsyth St SW, Atlanta, Georgia 30303, call (404) 577-6413
  • Office address is 6805 GA-85, Riverdale, Georgia 30274
  • 6135 Roswell Rd NE, Atlanta, Georgia 30328, (404) 256-2884
  • Main address is 4496 Glenwood Rd, Decatur, GA 30032, Dial (404) 289-6080
  • 2100 Campbellton Rd SW, Atlanta, GA 30311, (404) 755-4152
  • 208 Grayson Hwy, Lawrenceville, GA 30046. For information dial (678) 430-0461
  • Main location is 2617 Panola Rd #106, Lithonia, GA 30058, Dial (770) 808-1378
  • 4780 Jonesboro Rd D, Union City, Georgia 30291. For details on applying, dial (770) 969-6565
  • 50 Cobb Pkwy S, Marietta, GA 30060, (770) 792-7090
  • Main address for families to stop in at 6065 S Norcross Tucker Rd suite #9 & 10, Norcross, Georgia 30093. Call (678) 406-9000

Atlanta Title Loans – Any DeKalb or Fulton County residents can consider this lender. The car title can free up cash in an emergency to pay for various expenses.

  • One site is at 5230 Jimmy Carter Blvd, Norcross, GA 30093. Call them at (770) 409-0081
  • 5349 Riverdale Rd, College Park, GA 30349. Dial (770) 907-4944
  • This site is at 2661 Main St W, Snellville, Georgia 30078, Call (770) 972-2850

Capital Financing

  • Location is 270 Carpenter Drive NE #300, Atlanta, Georgia 30328, For information, dial (404) 348-4475

Cash America Pawn - Trade in any items at this Atlanta Pawn Shop. Exchange gold for cash, jewelry, cell phones, and other goods.

  • Main location is Campbellton Plaza, 1829 Delowe Drive SW, Atlanta, Georgia 30311. Dial (404) 752-7003
  • 4831 Jonesboro Rd, Forest Park, GA 30297. Main number is (404) 363-0199
  • Main address is 5445 Old National Hwy, College Park, GA 30349, Call (404) 765-9994
  • 744 Sandtown Rd SW, Marietta, Georgia 30008, (770) 425-0814
  • 3940 Lawrenceville Hwy, Tucker, GA 30084. Dial (770) 414-1920
  • Address is 4929 Buford Hwy NE, Chamblee, GA 30341. Main intake number - (770) 807-3933
  • 4230 Buford Hwy NE, Atlanta, Georgia 30345, (404) 329-9511
  • 2619 Donald Lee Hollowell Pkwy NW, Atlanta, GA 30318. Call the office at (404) 799-6000

Central Loan & Finance – Various financial and credit services are offered to borrowers, immigrants, and others. Whether they have credit or not.

  • 54 Walton St NW, Atlanta, GA 30303, Telephone (404) 522-9024

 

 

 

 

Community Loans of America

  • Location is 5238 Old National Hwy, Atlanta, GA 30349, Phone: (404) 559-8400
  • The office is at 3283 Hardee Ave, Atlanta, Georgia 30341. For applications, dial (770) 458-2419
  • Address is Northridge Business Park, 8601 Dunwoody Pl #406, Sandy Springs, Georgia 30350, (770) 552-9840
  • Main site - 3900 Jonesboro Rd SE, Atlanta, GA 30354. Telephone number is (404) 366-7313

Complete Cash

  • For emergency funds from the lender, drop in at 3606 Atlanta Hwy # B, Hiram, GA 30141. Or dial (678) 363-5444

Courtesy Finance

  • Location is 2860 East-West Connector #103, Austell, Georgia 30106, Call (678) 567-5151

Covington Credit – Services from this DeKalb County lender include payday and other loans, free credit card debt counseling, and more.

  • 5162 Memorial Drive Suite 604, Stone Mountain, GA 30083, (404) 297-0282

Equity Auto Loan

  • This office is in DeKalb County at 4689 Memorial Drive, Decatur, Georgia 30032, Phone: (404) 501-0368

Z Money Payday & Title Loans

  • 2475 Chamblee Tucker Rd, Chamblee, GA 30341, (770) 451-8458
  • 2445 Austell Rd SW, Marietta, Georgia 30008. Cobb County phone number is (678) 309-9810

Fast Cash Advance – Money can be provided in as little as 24 hours. Up to $3000 can be borrowed for bills, emergency rent costs, housing, car repairs, and more.

  • 6406 GA-85 B, Riverdale, GA 30274, Main number is (770) 991-6712
  • 5231 Memorial Drive., Stone Mountain, GA 30083, Dial (404) 508-5927

Freeman Finance Company

  • Office address is Main address is 651 Lee St SW, Atlanta, Georgia 30310, (404) 758-5586

Georgia Auto Pawn, Inc. – A multi-faced pawn shop for borrowing money. Trade in jewelry, gold, watches, electronics, and much more for money in a crisis.

  • Location is 730 Cleveland Ave SW, Atlanta, Georgia 30315, Main number is (404) 761-0472
  • 6049 Memorial Drive., Stone Mountain, GA 30083, (770) 465-6866
  • 5238 Old National Hwy, College Park, Georgia 30349. Main number is (404) 559-8400
  • Address is 4220 Fulton Industrial Blvd SW, Atlanta, GA 30336. Call (404) 696-1885
  • Location is 3900 Jonesboro Rd SE, Atlanta, GA 30354. Dial (404) 363-3356

Global Finance Title Loans

  • 2620 Cobb Pkwy SE, Smyrna, Georgia 30080, Phone: (770) 406-6603

InstaLoan

  • 2139 Lawrenceville Hwy, Decatur, Georgia 30033, Phone number is (770) 817-8022

Instant Car Title Loans

  • It is at 5368 Buford Hwy NE, B, Doraville, Georgia 30340, For quick cash, and information, call (770) 458-1355

Jackson Loan & Finance – This finance home, car purchases, credit card debt, and other bills for Atlanta families.

  • It is inside the Westridge Shopping Center at 3024 Martin L King Jr Drive C, Atlanta, Georgia 30311, Phone: (404) 696-7474

Joy Financial Services Inc

  • 2609 Shallowford Rd, Atlanta, Georgia 30345, Phone: (404) 636-5511

La Fortuna Cash & Carry – This is a pawn shop. Trade in goods for cash for paying bills, etc.

  • Address is 4770 Lake Mirror Pl, Forest Park, GA 30297, Phone: (404) 361-8586

Lendmark Financial Services LLC

  • Main office address is 4325 Atlanta Hwy #7, Loganville, GA 30052, (678) 585-6432

Lucky Finance Company

  • This office is in The Mall West End at 873 Ralph David Abernathy Blvd, Atlanta, Georgia 30310, Call the center at (404) 755-3484

Neighborhood Choice Financial Services

  • Location is 4735 Memorial Drive, Decatur, Georgia 30032, (404) 296-7016

 

 

 

 

Nicholas Financial Inc.

  • Main location is 560 Thornton Rd # 214, Lithia Springs, GA 30122. Or dial (770) 745-9012

OneMain Financial

  • This office serves Clayton County, Georgia. It is at 7879 Tara Blvd, Jonesboro, GA 30236, Call them at (770) 473-9333
  • Mableton Walk at 5015 Floyd Rd SW #120, Mableton, GA 30126, (770) 948-3532
  • Athens West Shopping Center – It is at 3190 Atlanta Hwy Ste 24, Athens, GA 30606, Call (706) 543-8256

Pioneer Credit Company

  • The business is based in Cumming 400 Shopping Center, 580 Atlanta Rd # 214, Cumming, GA 30040, Phone: (770) 886-3238

Prime Case Funding

  • 1075 Peachtree St NW #3650, Atlanta, Georgia 30309, Phone: (888) 767-4288

Quick Check Cashing Inc. - Families who have a source of income can get an advance on their paycheck of up to $1300.

  • The site address is 4891 Roosevelt Hwy, Atlanta, GA 30349, Call (770) 306-1970 or dial (404) 756-8285

Regal Capital Lenders

  • 3384 Peachtree Rd #160, Atlanta, Georgia 30326, Call (404) 846-2400

Republic Finance – All sorts of borrowers can apply here. Small dollar loans, payday and other products are offered by the lender.

  • Main location is 4733 Jonesboro Rd #110, Union City, Georgia 30291, Call (770) 969-2424
  • 31 GA-138 #230, Stockbridge, GA 30281, Call (770) 506-3240
  • This address is 2768 Cumberland Blvd SE, Smyrna, GA 30080, The intake number is (678) 402-0989
  • Res Q Cash Advance
  • 4740 Memorial Drive # 300A, Decatur, GA 30032, Telephone number is (404) 508-4445

Sterling Finance Company

  • 2450 Piedmont Rd NE, Atlanta, GA 30324, (404) 812-1919

Sunset Finance

  • Location is 6678 W Broad St, Douglasville, Georgia 30134, Call (678) 275-2419

Time Finance Inc.

  • Main address is 45 Walton St NW, Atlanta, Georgia 30303, Call them at (404) 577-3650

TitleBucks Title Pawns

  • This is a short term loan agency. The office only supports Fulton County, Georgia, Address: 5195 Old National Hwy, College Park, GA 30349. Dial (404) 761-3473
  • Site address is 2870 M.L.K. Jr Drive SW, Atlanta, Georgia 30311, Call (404) 472-0461

Title Credit Finance, Inc.

  • 8590 Roswell Rd, Sandy Springs, GA 30350, (770) 650-0392

Title First

  • This address is 4665 Atlanta Hwy Suite 800, Loganville, GA 30052, Main number is (770) 466-1157

TitleMax Title Pawns – The largest car loan/title company in the region. Gwinnett, Fulton, and other counties are supported. Interest rates are competitive, and the loans can be used for any uses the borrower has. It also covers low income families and those with poor credit scores.

  • 1231 Moreland Ave SE, Atlanta, GA 30316, main phone (404) 627-2798
  • Campbellton Rd SW, Suite G & K, Atlanta, GA 30311
  • Main address 4918 Covington Hwy Suite 7, Decatur, GA 30035, (404) 289-2524
  • Main address is 3454 Memorial Drive, Decatur, GA 30032. The office number is (404) 286-2338
  • Location: 2572 Lawrenceville Hwy Suite B, Decatur, Georgia 30033. Call (770) 938-3972
  • 5420 Old National Hwy, College Park, GA 30349. For details, dial (404) 761-1174
  • This site is at 7293 Roswell Rd, Sandy Springs, GA 30328. Call (678) 443-8604
  • 6346 Tara Blvd, Jonesboro, GA 30236. Call (770) 961-8031
  • Location is 5970 Old Dixie Hwy, Forest Park, GA 30297. Call (404) 361-9706
  • 4689 B Memorial Drive, Decatur, GA 30032, (404) 499-1797
  • Address is 2690 Sylvan Rd, East Point, Georgia 30344, Call (404) 761-6971
  • This car Loan agency is based in Clayton County, Georgia at 7527 GA-85, Riverdale, GA 30274. Call them at (770) 473-9003
  • Main site - 4791 Jonesboro Rd Suite 1, Union City, GA 30291. (770) 969-2803
  • Bring an auto title to 231 Atlanta Hwy, Cumming, Georgia 30040. Main number is (678) 513-4948
  • 570 Cobb Pkwy S, Marietta, Georgia 30060, Phone: (678) 290-0220
  • This office is at 2280 Cheshire Bridge Rd NE B, Atlanta, GA 30324. Call (404) 315-0778 for information.
    2740 Greenbriar Pkwy SW Suite 17, Atlanta, GA 30331.
  • Auto loans at competitive rates for short term cash can be found at 307 Candler Rd SE, Atlanta, GA 30317. Main number is (404) 288-6821
  • 2015 N Druid Hills Rd NE, Atlanta, GA 30329, Dial (404) 997-6011

Universal Express

  • Address is 3799 Buford Hwy NE, Atlanta, Georgia 30329, Phone: (404) 486-9700

Western Finance

  • This address is 561 Forest Pkwy # 6, Forest Park, GA 30297. Main number is (404) 608-8830

World Finance - A number of different short and long term loan products are offered. The company operates in DeKalb as well as Fulton County. Many of the borrowers of the payday and other loans are immigrants and/or spanish speakers.

  • 2640 B Metropolitan Pkwy SW, Atlanta, Georgia 30315, Phone: (404) 766-2582
  • 4108 Covington Hwy, Ste B&C, Decatur, GA 30032, main number is (404) 288-6669

Wilkes Finance Corporation

  • Address is 4180 Marietta St, Powder Springs, GA 30127. Call (770) 943-4161
  • Main location is 8542 Hospital Drive, Douglasville, GA 30134. Call (770) 949-6226

 

 

By Jon McNamara

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