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Emergency loans in the Atlanta area to help pay bills.
Learn where to get short term, emergency loans are across all of Atlanta, Fulton, Cobb, and DeKalb County. The options available to families include everything from to cash advance stores, online lenders for people with low FICO scores, installment or car title loans. There are dozens of lenders listed below that operate across the region and find where to get an emergency loan to help pay bills in the Atlanta GA metropolitan community.
When borrowing money, note that the state has regulation in place that bans payday loans (website: https://dbf.georgia.gov/payday-lending). However other short term, emergency loans are allowed but heavily regulated. All money must be provided by licensed lenders. Always read the fine print before applying for one or more of these emergency loans. Note that the city of Atlanta may have their own regulations in place, and if the lender states this be sure to read the fine print of a contract.
Also note many of these lenders in Fulton and nearby counties offer the following terms. All information is available to Spanish speakers as well.
- Applications can be done online;
- They tend to offer loans to borrowers with low or poor credit in Gwinnett, Fulton, and other counties.
- The cash can be transferred into a bank account or given to the borrower in a matter of hours.
- The money from these loans have no restrictions; any bills, car repairs; etc can be paid using the emergency loans.
- Some non-profits or government agencies in Atlanta Georgia offer interest free, 0% APR loans. Locate government interest free loans.
There may also be other services offered by these Atlanta Georgia short term lenders. Or they assist clients on other forms of borrowing. Contact a lender for more information and also learn about laws and regulations around GA installment loans here https://dbf.georgia.gov/installment-lender-laws-rules.
Places for loans in Atlanta GA community - Fulton, Cobb, and DeKalb County
1800NewDeal
- 1392 Southlake Plaza Dr, Morrow, GA 30260. Dial (770) 996-1907
- Another site - 101 560 Thornton Rd, Lithia Springs, GA 30122. This number is (678) 626-6859
ACE Cash Express – This national lender has major operations in Atlanta. They provide check cashing, money management services and other options. Some applications to short term installment loans can be provided as well. Everyone from single parent families to households with poor credit can apply.
- Address is 3583 M.L.K. Jr Drive SW, Atlanta, Georgia 30331. For applying for emergency loans over the phone, dial (404) 505-0170. Or applications can be done online.
- Location is 461 Ponce De Leon Ave NE, Atlanta, Georgia 30308, (404) 888-0890
- Main address is 863 Oak St SW, Atlanta, GA 30310. Call (404) 756-0101
- Another office is in Greenbriar Mall at 2841 Greenbriar Pkwy SW Ste 305, Atlanta, GA 30331. Main phone (404) 349-3001.
- 5190 Old National Hwy Ste A, Atlanta, Georgia 30349. Call (404) 768-6260 for details on this Fulton County lender.
- Primary Address: 2610 Cobb Pkwy SE, Smyrna, GA 30080. Call the location at (770) 980-1700
- Address: 2798 Camp Creek Pkwy, College Park, GA 30337, (404) 763-9292
- Cash advances on paychecks can be had at 4065 Memorial Drive Ste F, Decatur, GA 30032. Or call (404) 294-9552
- 7512 GA-85, Riverdale, GA 30274. Phone: (770) 997-1171
- 2697 Spring Rd SE Suite A, Smyrna, Georgia 30080. Call the office at (770) 435-7650
- 3570 Memorial Drive Ste 104, Decatur, GA 30032, Main number is (404) 284-9411
Alliance Finance Inc. – The form focuses on Cobb County.
- Location is 3451 S Cobb Drive, Smyrna, Georgia 30080, Phone: (770) 435-6669
Aplus Financial Services – Get assistance from their loan programs, and Gwinnett County, Atlanta area, and other families can apply.
- 4035 Jonesboro Rd #232, Forest Park, GA 30297, dial (404) 361-9410
- Aplus Financial Services, Inc #01. Address: 1352 Lakewood Ave SE, Atlanta, GA 30315, Dial (
- 404) 635-0030
- Main site is at 3983 LA Vista Road #117, Tucker, Georgia 30084. Call them at (678) 691-14603385 Lawrenceville Hwy, Tucker, GA 30084, (770) 723-0500
All Checks Cashed
- 906 Cleveland Ave, East Point, GA 30344. (404) 766-1933
Atlanta Cash It Here
- 2032 Candler Rd, Decatur, Georgia 30032, Main number is (404) 284-7536
Atlanta Cash Line - They issue installment loans, including with immediate funding. They also have loans for applicants in the Atlanta area with low credit scores.
- Office is at 279 Powers Ferry Rd, Marietta, GA 30067. Phone: (404) 276-6123
Atlanta Check Cashers, Inc. - Hundred of dollars (ranging from $200 to $1000) can be provided to borrowers in a couple hours. Credit checks are done, but scores are not as relevant. Or apply online for a installment loan or other financing.
- Location: 2457-F M.L.K. Jr Drive SW, Atlanta, GA 30336, Call (404) 696-0668
- 6065 S Norcross Tucker Rd suite #9 & 10, Norcross, GA 30093, main phone (678) 406-9000
- 31 Forsyth St SW, Atlanta, Georgia 30303, call (404) 577-6413
- Office address is 6805 GA-85, Riverdale, Georgia 30274
- 6135 Roswell Rd NE, Atlanta, Georgia 30328, (404) 256-2884
- Main address is 4496 Glenwood Rd, Decatur, GA 30032, Dial (404) 289-6080
- 2100 Campbellton Rd SW, Atlanta, GA 30311, (404) 755-4152
- 208 Grayson Hwy, Lawrenceville, GA 30046. For information dial (678) 430-0461
- Main location is 2617 Panola Rd #106, Lithonia, GA 30058, Dial (770) 808-1378
- 4780 Jonesboro Rd D, Union City, Georgia 30291. For details on applying, dial (770) 969-6565
- 50 Cobb Pkwy S, Marietta, GA 30060, (770) 792-7090
- Main address for families to stop in at 6065 S Norcross Tucker Rd suite #9 & 10, Norcross, Georgia 30093. Call (678) 406-9000
Atlanta Title Loans – Any DeKalb or Fulton County residents can consider this lender. The car title can free up cash in an emergency to pay for various expenses.
- One site is at 5230 Jimmy Carter Blvd, Norcross, GA 30093. Call them at (770) 409-0081
- 5349 Riverdale Rd, College Park, GA 30349. Dial (770) 907-4944
- This site is at 2661 Main St W, Snellville, Georgia 30078, Call (770) 972-2850
Capital Financing
- Location is 270 Carpenter Drive NE #300, Atlanta, Georgia 30328, For information, dial (404) 348-4475
Cash America Pawn - Trade in any items at this Atlanta Pawn Shop. Exchange gold for cash, jewelry, cell phones, and other goods.
- Main location is Campbellton Plaza, 1829 Delowe Drive SW, Atlanta, Georgia 30311. Dial (404) 752-7003
- 4831 Jonesboro Rd, Forest Park, GA 30297. Main number is (404) 363-0199
- Main address is 5445 Old National Hwy, College Park, GA 30349, Call (404) 765-9994
- 744 Sandtown Rd SW, Marietta, Georgia 30008, (770) 425-0814
- 3940 Lawrenceville Hwy, Tucker, GA 30084. Dial (770) 414-1920
- Address is 4929 Buford Hwy NE, Chamblee, GA 30341. Main intake number - (770) 807-3933
- 4230 Buford Hwy NE, Atlanta, Georgia 30345, (404) 329-9511
- 2619 Donald Lee Hollowell Pkwy NW, Atlanta, GA 30318. Call the office at (404) 799-6000
Central Loan & Finance – Various financial and credit services are offered to borrowers, immigrants, and others. Whether they have credit or not.
- 54 Walton St NW, Atlanta, GA 30303, Telephone (404) 522-9024
Community Loans of America
- Location is 5238 Old National Hwy, Atlanta, GA 30349, Phone: (404) 559-8400
- The office is at 3283 Hardee Ave, Atlanta, Georgia 30341. For applications, dial (770) 458-2419
- Address is Northridge Business Park, 8601 Dunwoody Pl #406, Sandy Springs, Georgia 30350, (770) 552-9840
- Main site - 3900 Jonesboro Rd SE, Atlanta, GA 30354. Telephone number is (404) 366-7313
Courtesy Finance
- Location is 2860 East-West Connector #103, Austell, Georgia 30106, Call (678) 567-5151
Highs Finance (Covington Credit) – Services from this DeKalb County lender includes credit builder loans, personal installment funds and other loans. The company also offer free credit card debt counseling, and more.
- 5162 Memorial Drive Suite 604, Stone Mountain, GA 30083, (404) 297-0282
Equity Auto Loan
- This office is in DeKalb County at 4689 Memorial Drive, Decatur, Georgia 30032, Phone: (404) 501-0368
- Another Fulton County office is at 1231 Moreland Ave SE, Atlanta, GA 30316. Call (404) 622-0483
Fast Cash Advance – Money can be provided in as little as 24 hours. Up to $3000 can be borrowed for bills, emergency rent costs, housing, car repairs, and more.
- 6406 GA-85 B, Riverdale, GA 30274, Main number is (770) 991-6712
- 5231 Memorial Drive., Stone Mountain, GA 30083, Dial (404) 508-5927
Freeman Finance Company
- Office address is Main address is 651 Lee St SW, Atlanta, Georgia 30310, (404) 758-5586
Fulton County - Atlanta Community Action (FACAA) can provide short term financial aid. One form of assistance may be loans, including for emergency bills, home repairs, transportation and other bills. Any emergency loan funds from the non-profit generally have a more affordable interest rate. More on loans from Fulton County Community Action (FACAA).
Georgia Auto Pawn, Inc. – A multi-faced pawn shop for borrowing money. Trade in jewelry, gold, watches, electronics, and much more for money in a crisis.
- 4220 Fulton Industrial Blvd, Atlanta, GA 30336. Call the main office at 404-696-1885
- Another local office is at 5560 Jimmy Carter Blvd, Norcross, GA 30093. For applications dial 770-840-1116
- 6374 Fairburn Rd, Douglasville, GA 30134. Call 678-715-2940
- Another option is 1651 Powder Springs Rd, Marietta, GA 30064-4847. Call 770-427-8286
Global Finance Title Loans
- 2620 Cobb Pkwy SE, Smyrna, Georgia 30080, Phone: (770) 406-6603
Instant Car Title Loans
- It is at 5368 Buford Hwy NE, B, Doraville, Georgia 30340, For quick cash, and information, call (770) 458-1355
Jackson Loan & Finance – This finance home, car purchases, credit card debt, and other bills for Atlanta families.
- It is inside the Westridge Shopping Center at 3024 Martin L King Jr Drive C, Atlanta, Georgia 30311, Phone: (404) 696-7474
Jerry's Pawn, part of EZ Aawn
- Location is 21 Decatur St. SE, Atlanta, GA 30303. Phone: (404) 525-0270
Joy Financial Services Inc
- 2609 Shallowford Rd, Atlanta, Georgia 30345, Phone: (404) 636-5511
La Fortuna Cash & Carry – This is a pawn shop. Trade in goods for cash for paying bills, etc.
- Address is 4770 Lake Mirror Pl, Forest Park, GA 30297, Phone: (404) 361-8586
Lendmark Financial Services LLC
- Main office address is 4325 Atlanta Hwy #7, Loganville, GA 30052, dial (678) 585-6432
Kinsmith Finance - Lucky Finance Company
- This office is in The Mall West End at 3050-Q M.L.K. Jr Dr SW, Atlanta, GA 30311. For hours call (404) 755-3484.
Neighborhood Choice Financial Services
- Location is 4735 Memorial Drive, Decatur, Georgia 30032, (404) 296-7016
Nicholas Financial Inc.
- Main location is 560 Thornton Rd # 214, Lithia Springs, GA 30122. Or dial (770) 745-9012
OneMain Financial
- This office serves Clayton County, Georgia. 10215 Tara Blvd, Jonesboro, GA 30236. Main phone: (770) 478-8912
- Mableton Walk at 5015 Floyd Rd SW #120, Mableton, GA 30126, (770) 948-3532
- Athens West Shopping Center – It is at 1860 Barnett Shoals Rd, Athens, GA 30605. Call (706) 549-5360
Pioneer Credit Company
- The business is based in Cumming 400 Shopping Center, 580 Atlanta Rd # 214, Cumming, GA 30040, Phone: (770) 886-3238
Prime Case Funding
- 1075 Peachtree St NW #3650, Atlanta, Georgia 30309, Phone: (888) 767-4288 or dial (646) 330-4498
Quick Check Cashing Inc. - Families who have a source of income can get an advance on their paycheck of up to $1300.
- The site address is 4891 Roosevelt Hwy, Atlanta, GA 30349, Call (770) 306-1970 or dial (404) 756-8285
Regal Capital Lenders
- 3384 Peachtree Rd #160, Atlanta, Georgia 30326, Call (404) 846-2400
Republic Finance – All sorts of borrowers can apply here. Small dollar loans, personal loans and other products are offered by the lender.
- Main location is 4733 Jonesboro Rd #110, Union City, Georgia 30291, Call (770) 969-2424
- 31 GA-138 #230, Stockbridge, GA 30281, Call (770) 506-3240
- This address is 2768 Cumberland Blvd SE, Smyrna, GA 30080, The intake number is (678) 402-0989
- Res Q Cash Advance
- 4740 Memorial Drive # 300A, Decatur, GA 30032, Telephone number is (404) 508-4445
Sterling Finance Company
- 2450 Piedmont Rd NE, Atlanta, GA 30324, (404) 812-1919
Sunset Finance
- Location is 12371 Veterans Memorial Hwy, Douglasville, GA 30134, Call (678) 275-2419
Time Finance Inc.
- Main address is 57 Forsyth St NW, Atlanta, GA 30303, Call them at (404) 577-3650
TitleBucks Title Pawns
- This is a short term loan agency. The office only supports Fulton County, Georgia, Address: 5195 Old National Hwy, College Park, GA 30349. Dial (404) 761-3473
- Site address is 2870 M.L.K. Jr Drive SW, Atlanta, Georgia 30311, Call (404) 472-0461
- TitleBucks Title Pawns has another site at 4918 Covington Hwy Ste. 7, Decatur, GA 30035. Dial (404) 289-2524
- Eastern part of the area is covered by 3137 Main St, East Point, GA 30344. Call (404) 761-1252
Title First
- This address is 195 Atlanta Hwy, Loganville, GA 30052. Main number is (770) 466-1156,
TitleMax Title Pawns – The largest car loan/title company in the region. Gwinnett, Fulton, and other counties are supported. Interest rates are competitive, and the loans can be used for any uses the borrower has. It also covers low income families and those with poor credit scores.
- 1231 Moreland Ave SE, Atlanta, GA 30316, main phone (404) 627-2798
- 2132 Campbellton Rd SW, Atlanta, GA 30311. Phone: (404) 756-8285
- Main address is 3454 Memorial Drive, Decatur, GA 30032. The office number is (404) 286-2338
- Location: 2572 Lawrenceville Hwy Suite B, Decatur, Georgia 30033. Call (770) 938-3972
- 5420 Old National Hwy, College Park, GA 30349. For details, dial (404) 761-1174
- This site is at 7293 Roswell Rd, Sandy Springs, GA 30328. Call (678) 443-8604
- 6346 Tara Blvd, Jonesboro, GA 30236. Call (770) 961-8031
- Location is 5970 Old Dixie Hwy, Forest Park, GA 30297. Call (404) 361-9706
- 4689 B Memorial Drive, Decatur, GA 30032, (404) 499-1797
- Address is 2690 Sylvan Rd, East Point, Georgia 30344, Call (404) 761-6971
- This car Loan agency is based in Clayton County, Georgia at 7527 GA-85, Riverdale, GA 30274. Call them at (770) 473-9003
- Main site - 4791 Jonesboro Rd Suite 1, Union City, GA 30291. (770) 969-2803
- Bring an auto title to 231 Atlanta Hwy, Cumming, Georgia 30040. Main number is (678) 513-4948
- 570 Cobb Pkwy S, Marietta, Georgia 30060, Phone: (678) 290-0220
- This office is at 2280 Cheshire Bridge Rd NE B, Atlanta, GA 30324. Call (404) 315-0778 for information.
- 2740 Greenbriar Pkwy SW Suite 17, Atlanta, GA 30331. Call (404) 349-7354
- Auto loans at competitive rates for short term cash can be found at 307 Candler Rd SE, Atlanta, GA 30317. Main number is (404) 288-6821
Western Finance
- This address is 561 Forest Pkwy # 6, Forest Park, GA 30297. Main number is (404) 608-8830
World Finance - A number of different short and long term loan products are offered. The company operates in DeKalb as well as Fulton County. Many of the borrowers of the emergency installment loans and other financial services are immigrants and/or Spanish speakers.
- 2640 B Metropolitan Pkwy SW, Atlanta, Georgia 30315, Phone: (404) 766-2582
- 4108 Covington Hwy, Decatur, GA 30032, main number is (404) 288-6669
Wilkes Finance Corporation
- Address is 4180 Marietta St, Powder Springs, GA 30127. Call (770) 943-4161
- Main location is 8542 Hospital Drive, Douglasville, GA 30134. Call (770) 949-6226
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