South Carolina Foreclosure Task Force offers the Mortgage Default and Foreclosure Prevention Program.
The South Carolina Foreclosure Task Force is offering their services and reaching out to area homeowners who are currently in default or who are facing foreclosure with free foreclosure clinics. This organization has assisted thousands of South Carolina families and individuals. Residents can get assistance to help prevent a foreclosure or stop one that may already be in process. The Mortgage Default and Foreclosure Prevention Program is the plan that can be of use to these homeowners.
They offer free clinics throughout South Carolina, and the workshops and clinics are open to all homeowners that may be facing the possibility of foreclosure, regardless of who their lender may be. A homeowners that attends one of these clinics or that contacts the organization will receive one-on-one assistance with a Housing and Urban Development (HUD) counselor who may be able to provide them with various options to stop a foreclosure.
Other non-profit organizations partner with the South Carolina Task Force. Homeowners can also work the Debt and Consumer Credit Counseling and Family Services, Inc. and the Legal Advocacy network to receive additional counseling and assistance.
Programs from the South Carolina Foreclosure Task Force
All of the clinics and aid offered is free, and homeowners who may be already late on one or more of their mortgage payments or if they are already in the foreclosure process are also encouraged to attend as they may able to get assistance as well. It is not too late. No appointment is necessary but preregistration is requested.
They will also serve as a resource for other assistance programs that are available. For example, information about the the South Carolina Supreme Court foreclosure moratorium and Obama Administration’s new Making Home Affordable Plan will also be available to interested parties.
There are conditions to receiving help. Attendees to any of the clinics or programs are encouraged to choose the most convenient time and they also need to also bring the following documentation:
- Legal papers from attorneys related to foreclosure and any foreclosure notices.
- Bring the most recent statement from your lender.
- Be sure to bring a recent pay stub from all homeowners on the mortgage.
- Most recent tax return, bank statement, and utility bill.
For more information, if you are interested in applying for their services, or to pre-register for a clinic please call The South Carolina Foreclosure Task Force at 888-320-0350.