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Richmond and regional Catholic Charity financial assistance.

Every day low income people and families receive some form of assistance from Catholic Charities locations in Richmond, Henrico County, and other parts of Virginia such as Roanoke. The primary assistance program offered is called HELP, which offers shorter term assistance at the same time as longer term planning. Catholic Charities can offer emergency financial assistance for basic needs, free food, rent and long-term planning and case management to people and families facing a monetary crisis. The locations also partner with centers in Hampton Roads, Roanoke, and Norton Virginia.

HELP can provide qualified low income individuals in Richmond Virginia with various forms of assistance that may be needed in order resolve a crisis. This can include support for paying past due rent or mortgage payments. Utilities can be paid for too, including heating oil, water, electricity, and natural gas bills. Free food and meals may be offered. With some much homelessness and evictions in the Richmond Virginia region, one resources (available by referral) is information on homeless prevention in Virginia.

Applying for financial assistance is limited to available funding, and can only be done certain hours. You need to dial 804.285.5986 in order to speak to a counselor from the Catholic Charity HELP program, and aid is offered on a first come first served basis. At the same time the agency provides the assistance needed to resolve a crisis, they will also offer education and job training. Families in Roanoke can dial 540.342.0411.

Part of the self-sufficiency addressed is offered from budgeting skills and credit counseling. These financial issues are stressors that people face and that are often like no others. The HELP program can include services such as Debt Management and Repayment, which is a counseling and debt repayment service licensed by the Virginia State Corporation Commission. This particular resource can help clients recover from a financial crisis and establish a working, livable budget.

The Richmond Catholic Charities HELP-Debt Management plan also offers free credit counseling to individuals and families. Specialists can assist with personal budgeting, helping people reduce their credit card balances, payday loan consolidation, housing, foreclosure prevention and the importance of financial stability. More on credit counseling in Virginia.

If you are enrolled into the program, a certified credit counselor will work with you on a one on one basis to analyze your budget, spending patterns, and savings. They will analyze your total household income and the debt counseling will help you design a workable budget. Your credit counselor will also offer advice you on money management techniques and, if needed, set up and administer with you a debt management plan to help you pay your bills, outstanding loans and your creditors.




The objective of the plan is to help families in Henrico County and Richmond get back on track and repay their creditors. The goal is to prevent a more extreme approach such as bankruptcy.

Many creditors support the various approaches that are put into place by Catholic Charities. The plan and approach is generally accepted and endorsed by most lenders, creditors, banks, and mortgage servicers nationwide. In fact, many of the creditors that people owe money to will make concessions by lowering monthly payments, reducing finance charges, or stopping late fees. They also suspend or possibly completely stop debt collection activity, which means no more phone calls at work or home from bill collectors.

Richmond Catholic Charity Homeless Point of Entry is a program for people who are currently homeless. It is the starting point for anyone who is homeless in need of shelter, guidance, case management, and related services. This free program helps individuals and families gain permanent housing and achieve self-sufficiency.

The main Richmond center is at 1512 Willow Lawn Dr., Richmond, VA 23230. Call (804) 285-5900.

Immigration programs are offered. The federal government immigration rules, regulations, and laws are complex. Anyone who is trying to negotiate the maze of regulations and government procedures on their own can feel overwhelmed. Multilingual staff from the Richmond Catholic Charity organization are accredited by the Board of Immigration Appeals to provide free or low cost immigration advice and assistance in completing the process.

Navigating the complex procedures, and dealing with the paperwork, should not prevent immigrants from receiving the status they deserve. Catholic Charities is the only non-profit agency in the Richmond, Hampton, and Roanoke areas committed to offering affordable, competent, and high quality immigration counseling available to those with limited incomes and resources.





Saint Francis House operates in parts of Virginia, and it primarily serves qualified Roanoke families who need baby items, food, or clothing. The center operates on the front lines in offering help to address people’s immediate needs. The house is also a registered food pantry with Feeding America Southwest Virginia, and works with local churches, corporations, and private individuals. This location is at 541 Luck Ave SW, Roanoke, telephone (540) 344-2749.

By Jon McNamara














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