Nebraska HUD-Approved Housing Counseling Agencies: List of Local agencies and Programs.
If you are struggling with your mortgage or even property taxes in Nebraska, the time to call a HUD-certified housing counselor is before a Notice of Default is filed — not after. Nebraska uses a nonjudicial deed of trust process, which means foreclosures move through a trustee rather than a court, and timelines can be short once the process begins. This page will help you find a HUD counselor that is approved to operate in Nebraska.
A HUD counselor can work with your servicer directly on forbearance, repayment plans, or modification options while you still have the most room to negotiate. The call is free. Agencies are listed by region below. Most serve clients statewide by phone, so location is not a barrier to getting help.
Omaha Metro Area
Omaha is home to several well-established HUD-certified agencies that have served the region for decades. The metro's diverse neighborhoods — from older North Omaha homeownership corridors to South Omaha's working-class immigrant communities — are reflected in the agencies' language capacity and service focus.
Family Housing Advisory Services (FHAS)
Omaha's largest and oldest comprehensive HUD housing counseling agency, certified since 1970. FHAS provides foreclosure prevention counseling, pre-purchase counseling, homebuyer education, fair housing advocacy, and financial coaching. Bilingual services in English and Spanish. Website: https://fhasinc.org/. Three locations:
- North Omaha: 2401 Lake Street, Omaha, NE 68111 — (402) 934-7921
- South Omaha: 3605 Q Street, Omaha, NE 68107 — (402) 934-6750
- Council Bluffs (Iowa): 1415 Avenue J, Council Bluffs, IA 51501 — (402) 934-6743
Unique service: FHAS also operates the Fair Housing Center of Nebraska and Iowa, which investigates housing discrimination complaints — an important resource for homeowners who believe discriminatory lending or servicing practices contributed to their situation.
Credit Advisors Foundation
1818 S. 72nd Street, Omaha, NE 68124. Phone: (402) 393-3100 — Website: https://www.creditadvisors.org/
HUD-approved. Provides foreclosure prevention counseling, homebuyer education, pre-purchase counseling, rental counseling, debt management, and bankruptcy counseling. Multilingual services including Spanish and Korean. Unique service: One of the few Nebraska agencies offering a full continuum from pre-purchase through loss mitigation and debt management in one organization, making it a strong option for homeowners whose mortgage distress is connected to broader debt issues.
GreenPath Financial Wellness — Omaha
8031 W. Center Road, Omaha, NE 68124. Phone: (800) 550-1961 — Website: https://www.greenpath.com/.
HUD-approved. GreenPath absorbed the former CCCS of Nebraska and now provides housing counseling alongside credit counseling and debt management. Provides foreclosure prevention, pre-purchase, rental, and reverse mortgage counseling. Phone and online counseling available nationally; Omaha office offers in-person appointments.
Legal Aid of Nebraska — Omaha
1904 Farnam Street, Suite 500, Omaha, NE 68102. Phone: (402) 348-1060 — Statewide intake: (877) 250-2016 — Website: https://legalaidofnebraska.org/.
HUD-approved. Provides free legal representation and housing counseling to income-eligible homeowners facing foreclosure. Unique service: Legal Aid is the only agency on this list that can also provide direct legal representation in foreclosure proceedings — critical if a homeowner needs to contest the foreclosure process or assert legal defenses. Also listed directly on HUD.gov's Nebraska resources page.
Lincoln Area
Lincoln's housing market has grown significantly alongside the University of Nebraska, with increasing pressure on working-class homeowners from rising costs. Both agencies below provide in-person counseling and are active in the NeighborWorks America network.
NeighborWorks Lincoln
2240 Q Street, Lincoln, NE 68503. Phone: (402) 477-7181 — Website: https://nwlincoln.org/.
HUD-certified counselors on staff. Provides homebuyer education, pre-purchase counseling, and individual housing counseling. Unique service: NeighborWorks Lincoln combines HUD-certified housing counseling with a direct down payment assistance program and a home rehabilitation program, making it a one-stop resource for Lincoln families working toward homeownership or trying to preserve it.
GreenPath Financial Wellness — Lincoln
5000 Central Park Drive, Lincoln, NE 68504. Phone: (800) 550-1961
HUD-approved. Foreclosure prevention counseling, pre-purchase counseling, rental counseling, and credit and debt management. In-person appointments available at the Lincoln office; phone counseling available nationally.
Northeast Nebraska (Norfolk / Columbus Area)
Northeast Nebraska is a largely agricultural region with smaller cities and a dispersed homeownership base. NeighborWorks Northeast Nebraska is the primary HUD-certified housing resource for this part of the state.
NeighborWorks Northeast Nebraska
213 South 1st Street, Norfolk, NE 68701. Phone: (402) 379-3311 — Website: https://nwnen.org/. The agency also has an office in Columbus, NE.
HUD-certified counselors on staff. Serves the counties of Butler, Colfax, Cuming, Madison, Pierce, Platte, Stanton, and Wayne. Provides homebuyer education, pre-purchase counseling, down payment assistance, and home rehabilitation.
- Unique service: NWNEN is also a USDA Intermediary, giving them direct experience with USDA Rural Development loan programs that are common in northeast Nebraska communities where conventional financing is less accessible. For homeowners with USDA loans facing delinquency, this is a particularly valuable contact.
Northwest Nebraska and the Panhandle
The Nebraska Panhandle is one of the most geographically isolated housing markets in the state, with low population density and limited access to financial services. High Plains CDC is the primary HUD-certified resource for this region.
High Plains Community Development Corp. (High Plains CDC)
803 East 3rd Street, Suite 4, Chadron, NE 69337. Phone: (308) 432-4346 — Website: https://www.highplainscdc.com/.
HUD-approved. Serves Dawes, Box Butte, Sheridan, and Sioux Counties in Nebraska, as well as portions of southwest South Dakota and eastern Wyoming. Provides foreclosure prevention counseling, pre-purchase counseling, homebuyer education, rental counseling, and predatory lending education. Bilingual services in English and Spanish.
- Unique service: High Plains CDC is deeply embedded in the rural and Native American communities of the Nebraska Panhandle. Their familiarity with USDA rural housing programs and the specific challenges of manufactured housing — common throughout the region — makes them an especially practical resource for northwest Nebraska homeowners.
Find More Agencies
Use the HUD counselor locator for any zip code in Nebraska as well as other programs at https://www.hud.gov/states/nebraska. Or call (800) 569-4287.
Dial 2-1-1 statewide to reach a referral specialist who can connect you to housing counseling services and other assistance in your county.
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