National Association of Counties (NACo) Prescription Drug Discount Card program.
This program will help people save on prescription drug bills with no cost to the client. The card was created for uninsured and underinsured county residents nationwide. Through a partnership with medical provider CVS Caremark as well as other pharmacies, this discount card can help save an average of about 20% off the cost of prescription medications. However in certain cases individuals can save even more money. Some of the key factors that make this a great program include :
It is free. There are no costs. Regardless of your income or insurance status, the discount card is free to sign up for and use. There is absolutely no cost to consumers, the taxpayers of the state, or the local county government to participate in this savings program.
Caremark will negotiate the prescription bill discounts directly with participating pharmacies and drug companies. The company does not charge for this service, so it is free. There is no effort required from the consumer or their local government. Neither the NaCo organization or the participating counties receive any revenue from the program.
It is easy to participate. There are no fees, no age or income requirements, no forms to fill out, and absolutely no medical conditions or restrictions. The card can even be downloaded from the NACo website. Your entire family will covered by this plan and virtually all commonly prescribed medicines are covered.
Everyone is eligible for the plan. The prescription discount cards are provided free to residents that live in participating NACo member counties across the country. Your entire family can use the same card as well. A nationwide network of almost 60,000 pharmacies honor the discount program.
It is not insurance. So this means that it is simple to use and there are few (if any) regulations. There are no claim forms that people need to complete, no delay in receiving savings, no deductibles, and there are no limits to the number of times you can use the NACO card.
Another benefit is that the discount and savings are immediate. At the register, once you give the card to the pharmacist, the customer will be offered the lower of a discounted price or the pharmacy’s regular retail price.
Consumers will always receive the lowest retail price on prescription drugs. On occasion, some pharmacies will price a particular medication lower than the discount rate that is available with the NACo card. Even if that were to occur, consumers will still receive the lower price. Regardless, individuals using the card will always receive the best price available on their prescription drugs. They do not need to price compare or do research, which saves them time as well as money.
No conflict with Medicare or private insurance. If you currently have some other form of health insurance or coverage, such as Medicare, Medicaid, “Obamacare” or a private plan, the discount card will not conflict with that. Individuals can use their prescription discount card if you need to purchase a medication that is not covered by your private insurance carrier or Medicare prescription plan.
Easy to use. Once you sign up for the card, which is free to do, it is very simple to use. You just need to present the NaCo discount card to your local pharmacy, drug store, or supermarket when you are checking out. That is all that is required! It can be used at CVS, Wal-Mart, Target, and thousands of other local or national pharmacies. The retailer will process the card and ensure you receive any discounts and are presented with the lowest possible price on your medications.
Note, your county government must be a National Association of County, or NACo, member in order to participate!
Dial 1-877-321-2652 for more information on the program as well as the counties covered. The service continues to grow over time as well. Every week additional states and counties are added to the program, so the use of the card is growing on a daily basis. Contact your local county government offices and ask them about the NACo prescription drug discount card.
People can also be pro-active in seeing if the card is available to them. Find out if your county participates. Click here for a slightly older, non-updated list.