National Association of counties (NACo) prescription drug discount card program.
This free Rx card, available in most counties across the US, will help people save on prescription costs. It is free to patients to both get the card and use it, with many of the administrative tasks handled by the NACo partner known as Live Healthy. While anyone can get discounts from the NACo discount card, it was created for uninsured and underinsured. Find details on the NACo discount card below, including how to get it.
Through a partnership with medical provider CVS Caremark, the non-profit Live Healthy as well as tens of thousands of other pharmacies, this discount card can help save an average 40 to 80% (on average based on medications. However in certain cases individuals can save even more money. Some of the key factors that make this a great program, which is all part of National Association of Counties (NACo) Live Healthy Prescription, Health & Dental Discount Program, include the following.
Live Healthy - NACo Rx card is free to get and use
It is free. There are no costs. Regardless of your income or insurance status, the discount card is free to sign up for and use. There is absolutely no cost to consumers, the taxpayers of the state, or the local county government to participate in this savings program.
- CVS/Caremark as well as other partners will negotiate the prescription discounts directly with participating pharmacies and drug companies. All those savings are passed on to consumers, The company does not charge for this service, so it is free. There is no effort required from the consumer or their local government. Neither the NACo organization or the participating counties receive any revenue from the program.
Download for free - it is easy to participate. There are no fees, no age or income requirements, no forms to fill out, and absolutely no medical conditions or restrictions. The card can even be downloaded from the NACo or Live Healthy website or most counties also offer it on their local website. Your entire family will covered by this plan and virtually all commonly prescribed medicines are covered.
Everyone is eligible for the Live Healthy - NACo plan. The prescription discount cards are provided free to residents that live in participating NACo member counties across the country. Your entire family can use the same card as well. A nationwide network of tens of thousands of pharmacies honor the discount program.
It is not insurance. So this means that it is simple to use and there are few (if any) regulations. There are no claim forms that people need to complete, no delay in receiving savings, no deductibles, and there are no limits to the number of times you can use the NACO card.
Another benefit is that the discount and savings are immediate. At the register, once you give the card to the pharmacist, the customer will be offered the lower of a discounted price or the pharmacy’s regular retail price.
Consumers will always receive the lowest retail price on prescription drugs. On occasion, some pharmacies will price a particular medication lower than the discount rate that is available with the Live Healthy - NACo card. Even if that were to occur, consumers will still receive the lower price. Regardless, individuals using the card will always receive the best price available on their prescription drugs. They do not need to price compare or do research, which saves them time as well as money.
No conflict with Medicare or private insurance. If you currently have some other form of health insurance or coverage, such as Medicare, Medicaid, Affordable Care Act (“Obamacare”) or a private plan, the discount card will not conflict with that. It can also be combined with Medicare part D savings. Individuals can use their prescription discount card if you need to purchase a medication that is not covered by your private insurance carrier or Medicare prescription plan.
Easy to use. Once you sign up for the card, which is free to do, it is very simple to use. You just need to present the NaCo discount card to your local pharmacy, drug store, or supermarket when you are checking out. That is all that is required!
It can be used at CVS, Wal-Mart, Target, Walgreens, and thousands of other local or national pharmacies. The retailer will process the card and ensure you receive any discounts and that you are presented with the lowest possible price on your medications. It is just a matter of bring your NACO discount card with you and presenting it to the pharmacy.
Note, your county government must be a National Association of County, or NACo, member in order to participate!
Apply for Life Healthy - NACo Rx discount card
Email [email protected] for more information on the program as well as the counties covered. The service continues to grow over time as well. People can also be pro-active in seeing if the card is available to them. Find out if your county participates with more details here. https://www.nacorx.org/print-a-card/participating-counties.
Or contact your local county government or social offices and ask them about the NACo prescription drug discount card. As a local social service office is also a great option.
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