Massachusetts foreclosure prevention and counseling agencies.

Massachusetts is served by many non-profit housing and foreclosure counseling agencies. Offices are located across the state and each and every year thousands of homeowners receive free foreclosure prevention assistance when it comes to their home loans or a court filing. The leading housing agencies in Massachusetts and their office locations are listed below. Most do require that people call for an appointment first. The services they offer will be confidential, and many of them may be provided at no-cost.

You will be able to meet with a HUD approved housing counselor, and together you will review the terms of your home loan and your current financial condition. After this initial consultation, the housing specialist you may able to call your mortgage servicer or lender to try to find a solution that works for both the lender and the homeowner. While unfortunately not every foreclosure can be prevented, overall by working with a Massachusetts non-profit counselor your chance for success will be higher.

Boston Home Center - Serves families across the Boston metro area as well as the greater Suffolk County region. 26 Court Street, Boston, Massachusetts 02108-2501, phone number 617-635-4663.

Cambridge Neighborhood Apartment & Housing Services - Offers both rental assistance, first time home buyer programs, and for Cambridge families who currently own their home, can provide foreclosure prevention. 280 Franklin Street Cambridge, Massachusetts 02139-3773, phone 617-491-1545

Ecumenical Social Action Committee (ESAC) - 3313 Washington Street, Jamaica Plain, MA 02130. Dial 617-524-2555

Franklin County Regional Housing Authority - 42 Canal Street, Turners Falls, Massachusetts 01376-1142. Phone 413-863-9781





Greater Boston Legal Services - Learn about your legal rights when it comes to a foreclosure filing. Lawyers can also assist with predatory loans and lenders. Some homeowner and rental mediation may be administered too. 197 Friend Street Boston, MA 02114-1802. Dial 617-371-1234

HAP Inc. of Springfield - 322 Main Street, Springfield, MA. Phone number 413-7385-1251

Homeowner Options for MA Elders (HOME) - Boston based, and dial 781-848-5200. Focuses on housing concerns for senior citizens, including get information on reverse mortgages.

Housing Assistance Corporation of Cape Cod - 422 West Main Street, Hyannis, MA 02601-3653. Main phone number 508-771-5400.

Lawrence Community Works – Low to moderate income borrowers in Lawrence Massachusetts can dial 978-685-3115 for HUD certified foreclosure counseling from this non-profit organization.

Lynn Housing Authority - 174 South Common Street, Lynn, phone 781-581-8600.

Madison Park Development Corp. – Programs cover individuals and families across Suffolk County Massachusetts. 184 Dudley St # 102, Roxbury, Massachusetts 02119-2561, call 617-541-3900.

Neighborhood Housing Services - 111 Wilbraham Road, Springfield, MA 01109-3154. Phone number 413-739-4737

Neighborworks HomeOwner Center of Worcester - Call this non-profit HUD counseling agency. Learn about loan modifications, principal reductions, and federal government mortgage programs. Many services are offered to Worcester County homeowners at no cost. 674 Main St Worcester, MA, call 508-791-2170

NHS South Shore - Services are offered across Norfolk County Massachusetts. 68 Legion Parkway, Brockton, Massachusetts 02301, phone 617-770-2227

ProHome – This organization serves Taunton & Attleboro. Phone 508-821-1092




Neighborhood of Affordable Housing (NOAH) - 143 Border Street, East Boston, MA 02128, phone number 617-418-8263.

Nuestra Communidad - 56 Warren St., Suite 200, Roxbury, Massachusetts 02119, main number 617-427-3599

Quincy Community Action Programs (QCAP) - 1509 Hancock Street Quincy, MA 02169-5241, dial 617-479-8181

Twin Cities Community Development Corp. - Foreclosure and housing counseling is provided across Worcester County. Get help with getting control of your financial situation, including credit repair, budgeting, and mortgage delinquency assistance. 470 Main Street, Fitchburg, MA 01420, phone 978-342-9561

Urban Edge – Dial 617-989-9300. The office covers the Boston metro area.

Volunteer Lawyers Program - 99 Chauncy Street, Suite 400 Boston, MA 02111. Phone number (617) 423-0648.

Williamstown Housing Authority of Berkshire County has an office at 35 Adams Rd # 1, Williamstown, MA 01267-2137. Phone number 413-458-8282. Administers government housing, works with national lenders, and is HUD certified free or low cost foreclosure counseling.

Worcester Community Housing Services - 1 Pleasant Street, Suite 300, Worcester, MA 01609, phone 508-799-0322





By Jon McNamara

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