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Kentucky uninsured medical care programs and free health insurance plans.

If you do not have health insurance then Kentucky has several options available for you, including free health insurance plans. Several government programs, non-profits, and other resources offer low income and uninsured patients with free or low cost medical care, medications, and other support.

The exact type and amount of health care provided in the state will vary based on many factors, including the families income, number of household members and their current medical condition. Some assistance may be provided to those residents in Kentucky who have so called limited health insurance as well. There may also be free dental or health insurance policies for the very low income or children. If your current plan doesn't pay for a certain bill or service, then the state may be able to assist.

Healthcare resources or free insurance and dental care programs in Kentucky

The Kentucky Breast and Cervical Cancer Treatment Program is for uninsured and/or low income women who have been screened by a local clinic or county health department. The patient needs to be found to need treatment for some form of cancer, such as breast or cervical. If they meet qualifications then the individual can receive free or low cost treatment thru Kentucky Medicaid Services. Call 800-635-2570 for information and to learn how this program can pay for inpatient hospitalization, primary care and other bills.

First Steps is when the state coordinates early intervention services for young children with developmental disabilities which should lead to increased long term development. 877-417-8377

Your health insurance premiums, whether it is a private plan or public option, can be partially paid for by the Health Coverage Tax Credit Kentucky Bridge Grant. This is an option while someone waits for the federal Health Coverage Tax Credit (HCTC), who receives monetary cash payments from the Pension Benefit Guaranty Corporation or who receives benefits under the Trade Act. Other conditions will apply too. Call 502-564-7456 for details.

Kentucky Access is government subsidized, affordable health insurance for those individuals or families that were previously denied health insurance coverage. It can help people who were denied due to preexisting conditions or that have high costs. Main number is 866-405-6145.




Children With Special Health Care Needs is when the state will help coordinate assistance with medical care and prescription medications for teenagers and children with certain physical special needs. It will also pay for related lab and follow-up, clinic services, and other therapy from a number of centers across Kentucky. 800-232-1160

Federal government and state sponsored Medicaid is available for uninsured and low income residents. A number of medical bills and expenses can be paid for. This is a free state of Kentucky (as well as as federal) government health insurance plan for the low income, unemployed, and disabled among others. Dial 800-635-2570.

Medicare Savings program is financial aid in Kentucky that helps pay for Medicare Part A and Part B plans. A major focus is on the elderly as well as disabled in Kentucky. There may be government or public insurance to pay for medications, prescription drugs, and other homecare. Phone number is 502-564-6890. Read more on Medicare health care insurance plans.

CHIP in Kentucky can offer low cost or even free health insurance policies for children and teenagers under the age 19. A number of bills can be paid for, including outpatient hospital services, standard doctor visits, dental care, hospitalization, psychiatrists, laboratory tests and x-rays, vision exams, immunizations, hearing services, mental health exams, prescription medicines, well-child checkups, physical therapy, eyeglasses and other expenses. Call the program at 877-524-4718.

Disability assistance is offered from a few programs in Kentucky. There are loans, public assistance, free equipment, hearing aids, transportation and more. It is for both the under as well as uninsured (among others). Kentucky Assistive Technology Service Network can provide crutches, wheelchairs, free computers and more. Call 800-327-5287. The Kentucky Assistive Technology Loan Corporation (KATLC) provides interest free loans for home modifications, expenses not paid for by insurance, and more.

KPAP, or the Kentucky Prescription Assistance Program, will help people locate free or reduced cost prescription drugs thru resources such as pharmaceutical company Prescription Assistance Programs (PAPs). Get advice and assistance in both locating the programs and in applying for them.







Case mangers and health care specialists will offer assistance in finding and applying for pharmaceutical company PAPs which provide prescription drugs for free or reduced cost to those who meet their qualifications. Clients not eligible for the PAPs will receive consultation about other sources of low-cost prescriptions. 800-633-8100

HIV and AIDs patients can turn to the KY AIDS Drug Assistance Program, or KADAP. All medications provided are FDA approved. Call 800-420-7431.

Women's Cancer Screening Program can help discover and cure several different types of cancer. If the condition is more extreme then referrals can be made to specialists and other hospitals in both Kentucky and other states. 502-564-3236.

Kentucky families seeking affordable insurance can turn to faith based health insurance plans too. They are low cost and can help the underinusred as well as those who have no medical or dental insurance. They are community based, meaning members all pay for premiums and deductibles. All medical bills can be paid. Find Christian faith based or religious plans.

Pre-Existing Condition Insurance Plan (KY PCIP) is a free government health insurance coverage for individuals who were denied due to their current health status or preexisting conditions. So if you are uninsured and can't obtain private health insurance, PCIP may be an option for you. There will be some minimal fees due. It will provide patients with a broad range of health care benefits, including prescription drugs, primary and specialty care, hospital expenses and much more. Dial 866-717-5826.

As with most states, Kentucky also runs the Vaccines for Children Program. Children from uninsured and lower income families can receive free or low cost vaccines. It can help prevent and address conditions such as the flu, tetanus, mumps, and more. All medications and shots are administered from community clinics and health care centers that operate across the state. Main number is 502-564-4478.


By Jon McNamara

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