Free health insurance and medical programs in Iowa
Iowa residents who have limited health insurance plans, or who are completely uninsured, may qualify for a number of government and/or non-profit assistance programs, including free insurance policies. The state, working with non-profits, and many other organizations, will do its best to ensure that people of all income levels have access to some form of free or low cost medical care or insurance, including Medicaid.
Free government insurance plans in Iowa can help low-income families pay for a variety of medical bills and conditions. For example, receive free or low cost prescription medications, including insulin or cancer meds. Children can receive vaccinations, check ups, and dental care. The state will even provide health insurance to individuals in Iowa that have pre-existing conditions or that lost their coverage due to unemployment. Various health and even dental needs are supported in Iowa.
Programs for the under and uninsured in IA
Iowa Care for Yourself will help women diagnose and treat chronic diseases, such as cancer screenings or cardiovascular conditions. This is also part of the state of Iowa Breast/Cervical Cancer Early Detection Program. Receive assistance with preventing, delaying, testing for or controlling conditions.
Some of the testing provided includes Pap tests, mammograms, clinical breast exams, and diagnostic follow-up services. The government support, which is form of insurance, is only offered for low income and uninsured women. Dozens of testing sites are located across Iowa. Call 866-339-7909 to find a location.
The Health Insurance Premium Payment (HIPP) Program is a government benefit that will help low-income families pay for private health insurance. It covers co-insurance, premiums and other costs that are above and beyond what Medicaid pays for. If the individual was previously working then and have begun to sick to work, then HIPP may be able to pay for some or all of your current health insurance plan. Call 888-346-9562
AIDS Drug Assistance is the primary federal government administered program that offers free medications and vaccinations for the treatment of HIV/AIDS. It is part of Ryan White. Call :515-322-8595 for guidance. Assistance is only offered for people who do not have insurance or Medicaid and that have HIV and or AIDS. the program pays for medications, hospital visits, outpatient and more.
The disabled in Iowa can receive free or low cost dental care. Services are offered to children, teenagers, students and other young adults who are disabled and low-income. The family also needs to be uninsured and also meet low income levels. Dial 319-356-1513. Or continue with free dental clinics in Iowa.
Hawk-i, or Healthy and Well Kids in Iowa, is government mandated health insurance coverage for uninsured children and teenagers of working families. It will be offered for free to those who qualify as part of CHIP. The applicant will need to be under 19 years of age, meet income standards, and not have access to other private or government health insurance.
Some of the other types of medical bills paid for include well-child visits, doctor appointments, outpatient hospital visits vaccines and shots. The insurance also pays for emergency care, inpatient hospital services or basic dental. As funding allows, resources can provide for prescription medicines, eyeglasses and vision exams, hospice care, speech and physical therapy. The Hawk-i insurance can also cover ambulance services, nursing care, mental health/substance abuse, hearing tests, home health care, and chiropractic care. Dial 800-257-8563 or 1-855-889-7985.
- Free Health Care from Clinics are an option for the uninsured. With about twenty percent of the population lacking health insurance, and many more classified as low income, free community clinics are a great option for medical care. Eye exams, diabetes management, free women’s health issue and other support is offered. Learn more on Iowa free community clinics.
HIPIOWA is for people who can't get health insurance from any other source. The Iowa program is known as Comprehensive Health Association. Some of what HIPIOWA will pay for includes deductibles, insurance premiums, coinsurance and other bills for those who are on uninsured. There are multiple government insurance plans to select, and in general a small cost is needed from the resident. Call 877-793-6880.
Iowa Medicaid is for the working poor, low income, and disabled. Federal government grants are combined with state funds to facilitate and pay for health care for low-income adults or families. DHS offers applications to this combination of federal and state benefit. The patient will need to still pay some money towards their medical and hospital bills. A number of non-profit health care centers participate in the program.
The insurance provides free or heavily discounted healthcare insurance coverage to help them pay medical bills, including exams, prescriptions, transportation, dental needs including implants and more. or find details on dental grants for implants. Call 877-793-6880 or (800) 972-2017
The Prescription Medication Voucher Program can help residents buy any needed, but qualified, prescription drugs. The state partners with participating pharmacies and vouchers are used to pay for the prescription drugs. Some people may qualify for a 90 day supply of medications at a greatly reduced price.
It will help eligible lower and moderate income Iowans pay for various medications such as those for high blood pressure, depression, diabetes, elevated cholesterol, ADHD, and pregnancy prenatal care. The program will pay for tens of thousands of prescription medicines as well as insulin. Hundreds of pharmacies in the state accept the card. Call 1-866-282-5817, or find more details on how to enroll into patient assistance programs.
MSP Iowa helps pay for Medicare costs. Low-income families, seniors and the disabled can enroll into the government program. There is financial help to pay for Medicare part A or B premiums, co-pays, deductibles and more. Dial 800-338-8366.
PACE in Iowa, or the Program of All-Inclusive Care for Elderly, helps senior so they can continue to live in their home. It covers medical needs (whether they are uninsured or not), home care, exams, and other needs of the elderly. It is often combined with the federal Medicare insurance program, and call 800-338-8366
Another resource is the Vaccines for Iowa Children Program, or VFC. Non-profits, clinics, and doctors will provide qualified low income and uninsured children with low cost (or free) vaccinations for common ailments and diseases. This can include mumps, influenza, and many more. Call 800-831-6293
Additional insurance programs in Iowa
Low-income families, people are are uninsured (or can’t pay for coverage) and the unemployed can access other benefits. The sate run Iowa Insurance Division (which can be reached at 515-654-6600) is a resources that can also help residents navigate their options.
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