South Carolina Homeownership Resource Center.
If you need mortgage or foreclosure help in South Carolina, contact the Homeownership Resource Center. This non-profit organization is a chartered member of NeighborWorks. They operate across much of the state and assist thousands of homeowners per year. The organization is also part of Family Services Inc. They help homeowners get a loan modification, and will negotiate directly with your lender. They provide free advice and tips for increasing your chance of success.
The center is part of Family Services Inc, and they work with other groups as well. The organization is also a U.S. Department of Housing and Urban Development (HUD) approved foreclosure counseling agency. Another credential of the agency is that they are a NeighborWorks America charter member, and they are committed to helping as many homeowners as possible save their home, avoid a foreclosure and get current on their home payments.
Foreclosure Counseling Program
This is the main program that is offered by Homeownership Resource Center. The foreclosure program will help South Carolina homeowners determine what strategies and tactics are best for their personal situation to prevent foreclosure.
The center employs numerous certified and licensed housing, mortgage and even financial counselors who will meet with the client and review their situation. The counselor will need to review the client’s entire financial background, and they will discuss various strategies with the client.
In addition, and most importantly, the housing counselor will also develop a plan to get the homeowner back on track with paying their monthly mortgage payments. Through this entire process housing counselors can also offer the homeowner free advice and provide them with methods that can be used to address other financial issues that they may be facing. For example, a counselor can help them reduce and eliminate their credit card debt, provide them and increase their budgeting skills, etc. A counselor will work with banks and lenders across the state and nation to mediate a solution, and negotiate on behalf of the homeowner.