Churches in Hamilton County Tennessee offer emergency financial assistance.

There are several churches in Hamilton County Tennessee that may be able to offer small amounts of one time emergency assistance while keeping a clients' dignity intact. The United Way referral service is the best place to learn about this agencies. Appointments are needed as well as supporting documentation, and all resources are limited and susceptible to change. The charity addresses needs including housing, food, affordable health care, nutrition, rent, and other vital needs. The goal is to provide the low income family in the area of Hamilton County Tennessee as they work to return to self-sufficiency.

The financial aid can address short term expenses as the client gains stability. Local church employees, volunteers and supporters provide social services that bring the client help for paying bills in an emergency as well as hope for tomorrow. Depending on the location, the church may have money for the following living expenses, provided they qualify.

-Housing needs, including rent or security deposits.
-Free food from a church Community Food Pantry or soup kitchen.
-Utilities such as water, electric, and heat.
-Medical needs, including life-sustaining medications.

To apply for financial help from the a church in your area, most only help people in the parish boundaries. Please bring Photo ID, details on All Bills and Expenses for the past 30 days, Proof of Residency including a mortgage document or copy of lease, Details on all sources of Income for the last 30 days, Current Bank Statement, and also Social Security Cards for everyone in the household. Other documentation may be needed, and emergency funding for bills, medications, rent, etc. is very limited.




A thrift store provides basic needs. Many of the parishes in Chattanooga have one. Most of the goods are low cost, but in an emergency the churches of Hamilton County will offer vouchers for some shoppers.  There may be furniture, clothing, and household items sold through the store. The charity may provide free vouchers for bedding, diapers, furniture, household appliances, Christmas toys, personal care products, Layettes filled with necessities for babies or newborns, and school supplies. Sometimes the center may have cleaning supplies that cannot be purchased with SNAP food stamps.

The store may sell gently used, donated blankets, clothes, winter jackets, coats, and shoes and much more. When a person who needs help mentions a need for a specific type or article of clothing, the charity tries to meet that need. But the goods are sold at a low price. The organization will do its best to provide shoppers the desired items and specifying the gender, age and size of the person or persons in need. However the inventory always changes.





Churches in Hamilton County TN often have food pantries, and the sites rely on the generosity and efforts of local businesses as well as volunteers that are faithful supporters. The Community food pantry is invaluable to the community as well as Hamilton County Tennessee for individuals from the region with supporting documentation.

Donations to the charity come from the Chattanooga Food Bank as well as individuals, can donations can be dropped off. This supplements the local food drives and individual donors. There are many other regional partners of the Food Pantry. They include churches, retailers, businesses, or other groups. They often take on a one-year commitment to furnish specific foods which may be apple juice, Spaghetti-Os, baked beans, milk, butter, and more.

The Hamilton County group of churches also hold Food Drives using volunteers to collect Individual Donations as well. They are held by volunteers from individuals, churches, or businesses. Anyone interested in helping should call to make special arrangements. The drives allow nonprofits to buy grocery products from the Chattanooga Food Bank at a great discount.

The local churches focus on medical care as well as a general healthier lifestyle. This will make an individual better able to serve the community. The non-profit charities in Chattanooga and other towns will strongly emphasize healthy practices, they host health-oriented events, help people sign up for affordable insurance and offer cooking demos. The medical services are involved in promoting screenings such as mammograms or cancer check ups. The center is also emphasizing the importance of being proactive by staying hydrated. There is also a Lifestyle Coaching program in place.

The churches help children from low income families. The goal is to assist and empower them. The charity runs an annual Stock Their Lockers drive to ensure that no student starts school at a disadvantage because they lack school supplies.




The program involves community members, and they gather pencils, paper, new backpacks, calculators, crayons, glue sticks, tablets, and other school supplies, and pass them on to the Center. Then the Center will distribute the supplies to families who request help or who are referred by area teachers.

The process allows the families to visit the local Hamilton County Tennessee churches, and the students are given the opportunity to pick out their own supplies. Some goods are lacking, so money is raised to buy them. The purchase of such items is funded through monetary donations from community members. This program will help ensure children do not have to start the school year with a disadvantage.

The goal of the Christmas Toy Program in Hamilton County is to assist parents, relative caregivers, and most importantly the child who, due to unforeseen circumstances, are unable to provide holiday gifts. This winter and fall service is a collaborative effort between churches and other area agencies, such as churches, that are involved in serving children from birth to age sixteen.

As part of the holiday program, all applicants are screened to evaluate need, and qualifying parents are given the opportunity to visit the Christmas Toy Shop. When they are selected the client can choose gifts and other presents for their children from a selection of toys that are collected throughout the year. Donors – including church groups, the United Way partner agencies, and businesses keep the toy-land going. If this does not work, then find other agencies that offer help for the holidays to struggling families.

An appointment is required to avail yourself of the a local churches services. Please bring Proof of residency (lease or mortgage); Photo ID; Proof of income for the last 30 days; Social Security cards for all household members; Current Bank Statement and copies of All bills and expenses for the past 30 days. Please call 211 to learn about a local church.



By Jon McNamara

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