Help with a mortgage or property taxes in Milwaukee to prevent a foreclosure
There are a number of organizations in Milwaukee (the city and county) that help people who are struggling to pay their mortgage (or property taxes) and that are facing a foreclosure. While there is not one solution for every situation, the organizations (many of which are HUD certified) will do their best to help the resident stop a foreclosure. Find details below various foreclosure prevention programs, and agencies that operate them, in Milwaukee.
Usually someone needs help due to an unexpected financial hardship such as a job loss, reduction in work hours, or some form of medical emergency. Often a homeowner just needs a little more time to get back on track with paying their home loan. The organizations help navigate the different assistance programs, provide free foreclosure prevention counseling and offer other services as needed.
Organizations in programs County that help people facing a foreclosure
Regardless of your race or background, Hmong American Friendship Association may be able to help. Dial (414) 344-6575. Their programs are offered in multiple languages. While a focus is on helping the Asian community who are struggling with housing, whether a mortgage or something else, their foreclosure prevention programs are for anyone in need. The non-profit is at 3824 W Vliet St, Milwaukee, WI 53208.
Take Root Milwaukee is a city-wide collaboration of housing agencies, neighborhood groups, lenders, and counseling providers. The network continues to serve as the clearinghouse for foreclosure help in this region. Homeowners contact Take Root Milwaukee at 414-921-4149 or visit https://takerootmilwaukee.com/.
- The network connects callers to organizations that focus on mortgage delinquency, tax foreclosure, refinancing questions, and budget counseling, all in an effort to help stop a foreclosure. A homeowner who begins with Take Root is referred to a counselor who reviews the household’s finances, helps gather documents for a mortgage-servicer review, and explains realistic options under current federal loss-mitigation rules. Take Root is distinct to Milwaukee because it brings many groups under one umbrella and provides a single entry point for assistance.
Legal Aid Society of Milwaukee focuses on providing information on the legal process as well as FAQs for dealing with a foreclosure. Speaking to an attorney, on a pro-bono (free basis) is always a good idea, and the Legal Aid Society can make this happen. Call 414-727-5300, and the main office is at 728 N James Lovell St, Milwaukee, WI 53233 or look here for other details on a free legal aid attorney in Milwaukee.
Another leading non-profit is Lightstream Community Development Center. Telephone is 414-466-4999. Some services administered include foreclosure mediation as well as staff provide information on federal government and Wisconsin mortgage relief programs. The lender will also try to help residents facing a foreclosure access some form of lower cost home loan (or interest free loan) or other mortgage that is more affordable, with the center at 6125 W Baldwin St, Milwaukee, WI 53218.
Greenpath Financial Wellness is another leading non-profit that operates nationally but has phone / online consultations for people in Milwaukee WI. They will tackle all of the homeowners financial issues to ensure they can get back on track over the long term. For example, access debt and credit counseling, budgeting workshops, and even bankruptcy advice. All of these are in addition to the foreclosure counseling which is offered at no cost to qualified individuals. Services are offered to Milwaukee families in both Spanish and English. Call them at 844-510-2962.
Low to moderate income homeowners, and people looking to buy a home for the first time, can call Housing Resources Inc. at (414) 461-6330. They are located on 7830 W Burleigh St, Milwaukee, WI 53222. They are a HUD certified agency with a proven track record of providing quality free home counseling services to prospective low and moderate-income home buyers in the region. They also help current homeowners stay in their homes, including those that are threatened by a foreclosure. Highly trained foreclosure specialists can provide individuals with face-to-face or over the telephone counseling, all at no cost.
The Metropolitan Milwaukee Fair Housing Council, which can be called at 414-278-1240, covers the entire county. Get information on a wide variety of financial assistance programs, rules and regulations that protect homeowners from a foreclosure and more. The office is at 759 N Milwaukee St #500, Milwaukee, WI 53202.
- Referrals to free legal aid and government sponsored foreclosure prevention programs.
- Support in dealing with predatory lenders and other fair lending complaints. Receive counseling for complainants on their options for remedy.
United Community Center offers a number of low income assistance programs. They are one of the leading social services agencies in Milwaukee and also offer information on other Milwaukee area organizations that help pay bills. Get help with a multitude of housing issues, such as evictions, home repairs, disconnections, and all the way up through and including free foreclosure prevention and advice on dealing with predatory home loans. Phone 414-384-3100 or stop by 1028 S 9th St, Milwaukee, WI 53204.
Mediation remains available to struggling Milwaukee County homeowners who are close to, or in the foreclosure process, through Mediate Wisconsin. This nonprofit works with the court system to give homeowners and mortgage servicers a structured setting to resolve a foreclosure case before it reaches a sheriff’s sale. Mediation is most effective for homeowners who have income but need a formal review of loan-modification options or a clear timeline for reinstatement.
- When a homeowner is served with foreclosure paperwork, information about mediation eligibility is often provided, but the homeowner may also contact the mortgage mediation program in Wisconsin directly at 414-939-8800. The program is unique to this region because it gives residents a neutral third party who can help ensure servicers review documents fully and on time.
Foreclosure help in Milwaukee for unpaid property taxes
Property-tax foreclosure is a major concern for owner-occupants in the City of Milwaukee, and the city and county manage the process differently. City of Milwaukee taxes are billed and collected by the City Treasurer. The office offers a ten-month, interest-free installment plan if the homeowner pays the first installment by January 31. More information is available at https://city.milwaukee.gov/treasurer. The installment plan allows a homeowner who cannot pay the full bill at once to avoid immediate delinquency, potentially delay a foreclosure due to unpaid taxes and reduce the risk of the account being transferred to the county.
Milwaukee County handles delinquent property taxes after they move beyond the city level. The Milwaukee County Treasurer accepts monthly payment plans, which can be arranged by contacting the Treasurer at 414-278-4033 or visiting https://county.milwaukee.gov/EN/Treasurer. Wisconsin law applies an eighteen-percent annual delinquency charge to unpaid taxes, so homeowners are encouraged to make payment arrangements as soon as they fall behind. Once the county initiates an in-rem foreclosure action, options narrow considerably, and the homeowner may need both counseling and legal representation.
Related Content From Needhelppayingbills.com
|
Need help navigating programs?