El Paso Texas credit counseling agencies.
Credit counseling agencies in El Paso County Texas can advise people on resources and programs that can provide help with paying their bills, debts, and home loans. Several non-profit organizations operate in the region, and over the years thousands of families have received some form of assistance from the agencies.
While a focus is always on services such as debt consolidation and reduction, many of the organizations are also HUD certified. This means that they can provide free or low cost foreclosure prevention counseling and information on mortgage assistance programs to those who qualify.
Families and individuals in El Paso who are struggling, or who are behind on their bills and/or housing, can sign up for an interview with a credit counselor. They will review your financial condition, and see if you qualify for any programs. Other resources offered include workshops, budgeting classes, and housing counseling sessions.
Specialists will help you enter into a repayment plan with your bank, mortgage servicer, or credit card company. The non-profit credit counselor can negotiate payment plans on your behalf, or sign up the client for debt management plans, help them reduce fees, and provide other support.
Consumer Credit Counseling Services of El Paso
Address is 10712 Sam Snead ST
El Paso, TX 79935
Telephone number is 915-593-1289
The non-profit provides educational and debt assistance programs. Some examples of the services include bankruptcy counseling, money management skills, budget and debt counseling and housing foreclosure prevention. Other housing programs include offering information on reverse mortgage education, pre-purchase programs and mortgage default and delinquency services. The location serves both Las Cruces as well as El Paso County.
Other services available at this organization include Identity Theft Prevention; Predatory Lending Awareness Programs; New Home Down Payment Loans/Grants; Various Debt Consolidation Services and Individual Development Account Savings Programs.
Consumer Credit Counseling Services of the YWCA Del Norte Region
1600 Brown St.
El Paso, TX 79902
Call the main number at 915-533-7475, or toll free 1-888-533-7502
This center provides consumers with free or low cost educational and assistance programs. Bankruptcy filing advice, credit and debt counseling, and information on first time homebuyer programs are some examples of what is available. El Paso families who have received a foreclosure notice can also call to get information about various mortgage assistance programs offered, including free foreclosure prevention.
Project Amistad and the Money Management Program
1359 Lomaland Dr., suite 400
El Paso, TX 79935
Senior citizens, the elderly, and disabled can apply for help from the Management Program. The agency can help people manage their funds, pay their bills, and get into a stronger financial situation.
Texas Rio Grande Legal Aide, El Paso location
Main address: 1331 Texas Ave
El Paso, TX 79901
Telephone - 915-585-5100
The non-profit law firm provides pre-bankruptcy filing counseling to people who may be considering this path. During the six months prior to filing bankruptcy, a consumer should strongly consider receiving credit and/or budget counseling, and only file as a last resort. Sessions will take place with counselors to develop a thorough budget analysis. The lawyer and/or credit counselor will answer any questions, explain the bankruptcy process in Texas, and go over the impact to filing. Other aid offered includes Mortgage Delinquency and Foreclosure Counseling, Housing Discrimination Assistance, Predatory Lending Awareness Programs, Tenant Eviction Rights, and free Legal Counseling.
Supreme Credit Solutions
Location 11940 Don Haskins Drive
Call (915) 775-0898
Credit Services of El Paso
Location is 6416 Gateway E
El Paso, TX
Phone - (915) 595-1111
West Texas Credit Advisors
7362 Remcon Circle
El Paso, Texas
Phone number is (915) 225-2267
Focuses on helping consumers reduce debts (medical, credit card, payday loans, etc.) and provides information on longer term solutions.
AAA Debt Hotline
El Paso, TX
Telephone: (915) 313-9642