latest nhpb_banner 1__compressed



State & Local Resources

Rent Assistance

Free Food Pantries

Utility Bill Help

Free Stuff and Money

Extra Income and Home Work

Public Assistance

Disability Programs

Section 8 Housing

Senior Assistance

Emergency Rent Assistance

Free Job Training

Free Money

Grants For Bills

Free Clothes & Supplies

LIHEAP Assistance

Telephone Assistance

Help with Water Bills

Charity Assistance

Church Assistance

Community Action Agencies

Medical Bills

Free Healthcare

Free Prescriptions

Free Community Clinics

Free Dental Clinics

Loans For Bills

Automobile Loan Assistance

Free Cash Loans

Debt Help

Mortgage Help

How to Save Money

Financial Literacy Help

Search the Website


Find how Rakuten (Ebates) can help families of all income save money on their bills.

Rakuten has become incredibly popular because of its convenience and ease of use for shoppers worldwide looking to spend less time on their shopping experience while still finding a wide range of products. Low income families and anyone living on budget can save money from the free Rakuten service.

The company partners with thousands of retailers to provide free cash back on any shopping that families do on their site or app. There are also coupons, discounts, and codes to use on the Rakuten site for additional savings. Find how to use Rakuten and how it can help you save money on your monthly bills.

The company has been operating since 1999, and since then millions of shoppers have saved hundreds of millions of dollars – over a billion dollars in aggregate. Working poor families, middle class Americans, and even the “rich” are customers of the site, and over 10 million people use Rakuten. Using the service will allow them to save money on their monthly shopping bills, whether they are buying clothes, furniture, electronics, and even food. In fact, there are thousands of retailers that are part of the Rakuten network.

How to save money using Rakuten?

The user can browse the different items available on the platform, purchase them and get them delivered at home 24/7. It means that they can shop at any given time without going out to browse or buy products.

There are also other features, such as quick access to coupons, special offers, category suggestions, etc. That helps people save time and money while shopping online.

It is no surprise that Rakuten has been so successful with over 5 million downloads. The app has a wide selection of brands and products that are curated by the company's high-quality standards. Rakuten app works with both Android and iOS devices.

Be sure to keep in mind that the service is free to sign up for and use. There is no cost to consumers. There are zero up front costs, which of course make it even easier for families on a budget to use. We have been using Rakuten for some of our shopping and there was one month in which we saved over $200. It is possible to save several hundred dollars per year on the site, and there are stories of some people either saving (or getting as cash back) way over $1000 per year.




That extra money can go a long way towards paying the everyday bills, such as rent, a mortgage, or anything else. Rakuten is also a great way for struggling families and others to save money on Christmas gifts as well as other events, such as birthday toys for kids.

Anyone looking to get cash back or to save money on their shopping has thousands of stores to select from. Rakuten has the largest network of any rebate type site. Shoppers can save money on Wal-Mart, Amazon, Target, kids stores, clothing retailers, Best Buy, and thousands of other stores. Think about how much of a difference a family living paycheck to paycheck can gain, and how much money they can free up for helping with their bills, by using Rakuten.

How to get started with Rakuten?

The process is quick and simple. You can be saving money, getting rebates or cash back within minutes. You can use their android or IOS app, or there is also a website as well that can be used for desktop shopping. The steps to follow are below.

First of all, create an account. That can be done here.

Second, when you are ready to do any shopping, just log onto your Rakuten account.

Third, you will see links to different retailers. There are thousands of national, regional, and local stores. Just use that link (which goes to the store) to do your shopping.

Fourth, any cash back from the shopping completed (using the link in step 3) will be placed into your Rakuten account. Or you will get a lower price.

It is that easy to save money! Or get free cash back! Rakuten is free to use and sign up for. Our team has been using it for months, and we as a company and individuals have saved hundreds and hundreds of dollars. There are also many examples of low income families doing their holiday shopping on the site to save money on their monthly bills, and the cash back deals also help single mothers as well as fathers.

There is also a “Refer a Friend” assistance program, which pays out money for any shopping a friend will complete. This can be yet another source of income for a low income family or anyone that is struggling. Get paid when others shop on Rakuten.





The people on the team we have here at, who shopped using Rakuten, was able to “redeploy” that cash back or saving to assisting with their other bills. Some people bought groceries for that month, others made a car payment, one person put the money into a bank account, and someone even used Rakuten to help pay for a vacation! The service is a great way for any low income family to save money.


By Jon McNamara

“Related and Sponsored Links” are listed below.




Contact Us

About Us


Privacy policy

Financial Literacy

Search Site