Detroit and Wayne County emergency short term loans.

Payday, title, pawnbroker, as well as emergency loans from credit unions and non-profit community action agencies in Wayne County can help low to moderate income families. Many of the lenders will also provide cash to borrowers that do not have credit, or that have very-low credit scores. Find the primary companies to apply at in person or online for emergency loans in the Detroit Michigan area.

Depending on the lender, the applicant’s income, and other factors the resident may be able to borrow $100 to $10,000 or so (from a car title loan) for paying their bills. The funds can pay for everything from food to rent, energy bills, a new furnace, gasoline for work, and really anything. However since many of the companies are providing so called short term cash loans, they should generally only be used in an emergency.

Emergency loan application process

When applying for cash, be prepared with proof of income; copy of paychecks (including from a job, SSI, or other source); identification; and more. Each lender, whether a payday loan company or non-profit credit union, will have their own application process in place. Anyone can borrow, and help is offered to Spanish speakers, residents of Ontario Canada, people from the inner city and others.

 

 

 

Some of the organizations, including a community action agency, may only allow the money to be used to pay certain bills, such as home repairs or for transportation. This means the applicant should have proof of what they need the emergency loan for, as well as details on their financial hardship.

Financial services from Wayne County lenders

The companies not only offer loans for a crisis or to pay for bills. Most also offer check cashing services, referrals to government benefits such as social security disability or section 8 housing, Money transfers, pre-paid Visa cards, car loan assistance programs, peer to peer loans, and more. Each location, and type of lender (whether payday or credit union, etc.) will offer its own solutions.

 

 

 

 

No matter what though, the cash may be handy in an emergency. Using a loan for rent, utility bills, or other needs can sometimes be a good option…provided the crisis is short term in nature. However borrowers should always compare interest rates, fees, and costs before using these assistance programs, including a close review of any Detroit peer to peer lending or payday loan companies.

Advance America -They have the most locations in the Wayne County Michigan region. Several programs are run. They include both payday as well as no credit car title loans, check cashing services, money transfers and more. The state government regulates them, but families can use the cash for paying their bills, solving emergency financial challenges, and more.

  • 15234 Wyoming Avenue, Detroit, MI 48238. Dial (313) 934-2480
  • Address: 3440 E Jefferson Avenue, Detroit, Michigan 48207. For hours of the store, call (313) 567-0709
  • Located in: College Park Commons. The main address is 8000 Outer Dr W, Detroit, MI 48235. For hours and more details, the phone number is (313) 387-4463
  • This Advance America store is in Dearborn Heights, Michigan at 8607 N Telegraph Road, Dearborn Heights, MI 48127. For information on loans, interest rates, and financial aid, dial (313) 724-9525
  • 3600 Oakwood Blvd, Melvindale, Michigan 48122, (313) 388-0190
  • Main Address: 20112 W 8 Mile Road, Southfield, MI 48075. The phone number is (248) 827-3612
  • Location - 4407 Livernois Avenue, Detroit, Michigan 48210. For information on car title or payday loans for paying bills, housing, and more dial (313) 899-4139
  • Address: 10772 Gratiot Avenue, Detroit, MI 48213. Main phone - (313) 924-0058. Part of the network of payday loan companies in the region. But they also offer unsecured financing for businesses as well as the poor.
  • 10606 W Seven Mile Road, Detroit, Michigan 48221, (313) 345-3662
  • This center is at 15405 Gratiot Avenue Ste. 150, Detroit, MI 48205. For applications to emergency financial aid, dial (313) 371-0229
  • Mailing address - 18345 Plymouth Road, Detroit, MI 48228. Main phone number - (313) 270-2966
  • Address - 19135 Telegraph Road, Detroit, MI 48219. There are also Spanish and French speakers on site. Call (313) 794-7081
  • Located in Heritage Plaza - 14685 Telegraph Road, Redford Charter Twp, MI 48239. Telephone - (313) 387-0697
  • Primary Address: 14640 Mack Avenue, Detroit, MI 48215. For information, dial (313) 821-5128
  • Address: 13601 W Seven Mile Road, Detroit, MI 48235, (313) 342-1060
  • For information on emergency loans, check cashing services and more, stop by 9125 Joseph Campau Avenue, Hamtramck, MI 48212. Or call (313) 870-9170
  • 5096 Schaefer Road, Dearborn, MI 48126, (313) 624-9109
  • 2197 East 8 Mile Road, Warren, Michigan 48091, telephone (586) 757-0565
  • Loan agency in Highland Park, Michigan, 14130 Woodward Avenue, Highland Park, MI 48203. Call (313) 865-2947. Many customers of this site work at nearby car manufacturing companies.
  • 3440 E Jefferson Avenue, Detroit, Michigan 48207, main phone - (313) 567-0709
  • Farmington Crossroads, 22018 Farmington Road, Farmington, MI 48336. Telephone number is (248) 474-0379
  • 2271 Fort Street, Lincoln Park, MI 48146, (313) 294-9130
  • Mailing Address: 29209 Plymouth Road, Livonia, MI 48150. Main number is (734) 762-0397
  • 22140 Coolidge Hwy, Oak Park, Michigan 48237. Get interest rates as well as fee information by dial (248) 545-4474
  • 14383 Gratiot Avenue, Detroit, MI 48205, (313) 527-4577
  • Lincoln Shopping Center Advance America location. Borrow up to $1000 from a payday or car title loan. Location is 26038 Greenfield Road, Oak Park, MI 48237. Call (248) 968-1326
  • Main Address: 25015 Van Dyke, Center Line, MI 48015. To apply, dial (586) 497-3562. Or emergency cash loans can be done online as well.
  • 22538 Telegraph Road, Southfield, Michigan 48033. Number is (248) 304-2836. Union members can also receive financial help, loans, and more.
  • Payday as well as car title loans, check cashing services, and financial aid for bills and more is from Advance America at 1320 N Telegraph Road, Dearborn, MI 48128. Main number is (313) 563-8540
  • 828 E Eleven Mile Road, Royal Oak, Michigan 48067, (248) 414-4269
  • Main address - 1859 Southfield Road, Lincoln Park, MI 48146. Telephone number for hours - (313) 383-1732

 

 

 

Advantage Cash Advance

  • 7722 East 8 Mile Road, Detroit, Michigan 48234, (313) 422-8785
  • Store Address: 13730 W W 8 Mile Road, Oak Park, MI 48237. Main number - (248) 658-2274
  • Address: 18997 Telegraph Road, Detroit, Michigan 48219. For rates, hours, and applications to cash loans for paying utilities, car payments, and more dial (313) 242-2274

Allied Cash Advance

  • S. Merriman Road, Westland, MI 48186, (734) 641-9830
  • Approved Cash – Instant approval on short term emergency loans can be provided. Applications for funds can also be made online.
  • Main address: 27200-B Cherry Hill Road, Dearborn Heights, MI 48127. Phone - (313) 723-3069
  • This private lender is at 26340 Plymouth Road, Redford Charter Twp, MI 48239, (313) 937-1401. They provide loans, financial services, paycheck cashing, and other assistance programs in Wayne County.
  • 27219 W Seven Mile Road, Redford Charter Twp, MI 48240, main number is (313) 533-5520

Cash Connection

  • Main address is 11600 Kelly Road, Detroit, MI 48224. Telephone - (313) 521-0800
  • 2646 E Jefferson Avenue, Detroit, Michigan 48207, (313) 393-7101
  • The cash Connection is based in Royal Oak Charter Township, Michigan at 8904 W 8 Mile Road, Ferndale, MI 48220. Dial (248) 414-6633

Cash Corner

  • They cash paychecks, SSI checks, pensions, and more at 21400 W McNichols Road, Detroit, MI 48219. Phone: (313) 541-5555
  • Cash 4 You – Ontario Canada
  • 597 Wyandotte Street E, Windsor, ON N9A 3J1, Canada, +1 519-256-2834
  • 7755 Tecumseh Road E #104, Windsor, ON N8T 1G3, Canada. Main number for the Canadian lender, which also supports low income Wayne County families, is +1 519-945-9000

Cash Giant Payday Advance

  • Address: 16443 Harper Avenue, Detroit, MI 48224. Main number is (313) 882-9666
  • CashMax – Another Canadian based lender for the Detroit area. Wayne County residents can apply too.
  • Address: 6640 Tecumseh Road E Unit 140, Windsor, ON N8T 1E6, Canada, telephone +1 519-974-2036. It is based in Ontario Province.
  • 101 Wyandotte Road East, Windsor, ON N9B 1W2, Canada, call +1 519-258-6232
  • 596 Ouellette Avenue, Windsor, ON N9A 1B7, Canada, call +1 519-258-3559. This lender is also in province of Ontario.

Cash Now – Receive funds for bills, vacations, transportation and more. Members of unions, including GM and Ford, can cash their checks here too.

  • Primary address is 21319 Gratiot Avenue, Eastpointe, MI 48021. Dial (810) 720-3668
  • Location - 2974 W Davison Street, Detroit, Michigan 48238. For intake or information, call (313) 252-1900
  • Find how to apply for emergency cash, Visa credit, debt consolidation loans and more at 2974 W Davison Street, Detroit, MI 48238. Telephone number is (313) 252-1900

Cash Giant of Southfield

  • Mailing Address: 21900 W Seven Mile Road, Detroit, MI 48219. Call (313) 535-6811

Cash Point Check Cashing

  • Mailing Address: 11935 E Warren Avenue, Detroit, MI 48214. Dial (313) 922-8870

Check Cashing

  • 10384 Gratiot Avenue, Detroit, Michigan 48213, (313) 923-6000

Check Into Cash

  • Primary address is 3183 Fort Street, Wyandotte, MI 48192. For details, dial (734) 284-5215
  • 19374 Kelly Road, Harper Woods, Michigan 48225. Both installment loans, pre-paid debit or credit cards, and other financial services are run. Call (313) 839-8708
  • Lender address: 26429 Ford Road, Dearborn Heights, MI 48127. phone: (313) 724-8361
  • Location is 749 E 9 Mile Road, Ferndale, Michigan 48220. Telephone - (248) 548-7598

 

 

 

 

Check `n Go

  • Primary Address: 21741 W 8 Mile Road, Detroit, Michigan 48219. For details on their rates and more, call (313) 534-1663
  • This lender is in Hoover Eleven. Address: 26041 Hoover Road Suite A116, Warren, MI 48089. Main phone number for rates and more (586) 755-7399
  • Main address - 9125 Telegraph Road, Taylor, Michigan 48180. Call (313) 299-3450
  • Location is 25274 Greenfield Road, Oak Park, MI 48237. For information on no credit loans, how to borrow money, and other services from the payday lender, call (248) 967-0001
  • This check casing company is at 16351 Ford Road Suite 116, Dearborn, Michigan 48126, dial (313) 271-3100. Cash paychecks, they offer credit card debt consolidations loans, can transfer money, and more.
  • Main Address: 1961 East 8 Mile Road, Warren, Michigan 48091. Call (586) 756-0161
  • A payday and car title loan company ay 15135 Woodward Avenue, Highland Park, MI 48203. Call (313) 867-2000
  • 10015 Joseph Campau Avenue, Hamtramck, MI 48212, (313) 872-3000
  • Mailing Address: 7824 Wyoming Avenue, Dearborn, MI 48126. Call (313) 933-9388
  • Redford Oaks Shopping Center - Address: 25361 Grand River Avenue, Redford Charter Twp, MI 48240. Main phone - (313) 794-4000
  • Mailing Address: 3163 E Jefferson Avenue, Detroit, Michigan 48207. Phone (313) 568-4000
  • For information cash assistance, the APR rates, and what the no credit loans can be used for, the location is 14321 Livernois Avenue, Detroit, MI 48238. Or call (313) 834-3000
  • 18505 Grand River Avenue, Detroit, Michigan 48223, (313) 270-4349
  • Bad credit loans, financial assistance for bills, money transfers and more are from The Shops at Northeast Village Shopping Center. Main address: 14306 Gratiot Avenue, Detroit, MI 48205. Dial (313) 521-3146
  • River Bend Properties - address: 13338 E Jefferson Avenue, Detroit, MI 48215. Dial (313) 331-5500
  • Bel Air Center - Address: 8750 East 8 Mile Road Unit 100A, Detroit, MI 48234. Phone - (313) 891-1300
  • 16930 Meyers Road, Detroit, MI 48235, (313) 864-2600
  • This Check `n Go lender is in Eastgate Shopping Center. Address - 26210 Gratiot Avenue, Roseville, MI 48066. Main number (586) 445-8000
  • Primary Address: 14305 Greenfield Road, Detroit, MI 48227. For applications, dial (313) 659-3000
  • 27338 Plymouth Road, Redford Charter Twp, MI 48239, call (313) 937-2770

CheckSmart

  • Rent, gasoline, and other loan programs are from 19890 Kelly Road, Harper Woods, MI 48225. Call (313) 245-9560
  • Main Address: 27127 Van Dyke, Warren, Michigan 48093. Call (586) 757-8995
  • 26151 Gratiot Avenue, Roseville, Michigan 48066, (586) 771-3445

Diversified Members Credit Union – A non-profit. All clients need to be members. They can get budgeting help, debt relief, and of course alternatives to payday loans. The interest rates and costs to the borrower will be less than some of the other high priced loans.

  • Address: 1480 E Jefferson Avenue, Detroit, MI 48207. Telephone number is (313) 568-5000.
  • Woodward Avenue #118, Detroit, MI 48226. Call (313) 202-9388

Eastside Check Cashing

  • 13959 Gratiot Avenue, Detroit, Michigan 48205, (313) 839-6280

Express Payday Advance

  • Primary Address: 24960 W Outer Dr, Lincoln Park, Michigan 48146. For hours of the lender, call (313) 251-2625

Instant Cash Advance – They offer installment as well as car title loans, among other products.

  • The center is at, and for hours, use the following number. 6594 N Wayne Road, Westland, Michigan 48185. Call (734) 641-7300
  • 24358 Ecorse Road, Taylor, MI 48180, (313) 827-1111

MBM Check Cashing

  • Mailing Address: 15170 Gratiot Avenue, Detroit, MI 48205. For hours and/or directions to the check cashing store, call (313) 372-8020

Metro Cash Advance – Wayne County single parents, workers, seniors, and others can cash a check for paying their bills. It is a salary advance type loan.

  • Location is 20731 Van Dyke, Warren, Michigan 48089. Main number – (586) 757-7280

Money Mart – This chain of payday and emergency loan lenders is based in Ontario Canada. But they will serve Americans as well as Wayne and other counties.

  • Main Address: 605 Quellette Avenue, Windsor, ON N9A 4J4, Canada, +1 519-973-9009
  • 200 Wyandotte Street E, Windsor, ON N9A 3H4, Canada, phone +1 519-252-1131
  • Another store is at 4680 Wyandotte Street E, Windsor, ON N8Y 1H5, Canada. Main number - +1 519-944-9047. Province: Ontario

 

 

 

 

Money Stop Check Cashing & Payday Loans

  • 14366 Gratiot Avenue Suite 100, Detroit, Michigan 48205, main number - (313) 526-2274

Mr Check Cashing

  • They own one store only in the Wayne County area, and address is 20511 Dequindre Street, Detroit, MI 48234. For information on borrowing money, low interest loans, hours, and more call (313) 366-0065

One Detroit Credit Union – Another non-profit. Federal government workers, organized labor, and others can join.

  • Primary Address: 630 Howard Street, Detroit, MI 48226. (313) 965-8640

Payday Loans Oak Park Michigan

  • Check cashing service in Oak Park, Michigan. The store is based at 13720 W 8 Mile Road, Oak Park, MI 48237. Main number - (248) 582-5626

Superior Lending Group – Many assistance programs are available. They can provide consolidation leans (for medical bills or credit cards), home equity products, and other financial support. Poor to medium credit residents of Detroit can apply too.

  • Location - 615 Griswold Street, Detroit, Michigan 48226. Main number (313) 285-8396

Van Dyke 8 Check Cashing

  • Address: 20516 Van Dyke, Detroit, Michigan 48234, (313) 368-1781

Wayne Metropolitan Community Action Agency - This is a non-profit for the low income and families in poverty. They can provide low cost government backed loans. Funds can pay for fans or heating systems, cars, disabled home repairs, senior housing, and other bills. Continue with Wayne Metropolitan Community Action Agency.

Woodward Check Cashers

  • Main address: 3401 Woodward Avenue, Detroit, MI 48201. Number - (313) 832-4155

Pawnbrokers in Wayne County Michigan

These are pawn shops. Almost everyone will buy items, such as gold, diamonds, jewelry, firearms, electronics, and more and provide emergency loans for them. Then, when the loan is paid off, the item is given by (less interest costs). This is generally how a pawnbroker in Detroit works, and how they provide financial help to low income families.

14K Pawn – A store that mostly focuses on buying and selling gold as well as jewelry.

  • Main Address: 2640 W Eleven Mile Road, Berkley, Michigan 48072. Telephone - (248) 399-7200
  • This is a Pawn shop and reseller in Highland Park, Michigan. Dial : 13141 Woodward Avenue, Highland Park, MI 48203. This phone number is (313) 869-7296
  • Location is 1430 Fort Street, Lincoln Park, Michigan 48146. Dial (313) 381-3500

Aaron's Jewelry and Loan, Inc.

  • Location is 12345 Woodward Avenue, Highland Park, MI 48203. Main number is (313) 867-3000

American Jewelry & Loan

  • Location is 20450 Greenfield Road, Detroit, Michigan 48235. The main phone number - (313) 345-4000
  • This pawnbroker is based in Oakland Pointe Shopping Center. The address is 546 N Telegraph Road, Pontiac, MI 48341. For hours, items to buy (or sell for cash), and more information, call (248) 409-5626
  • Main Address: 20804 John R Road, Hazel Park, MI 48030. For hours of the pawn store, and well as details on the loans, what they sell or buy, call (248) 398-4653.

BIM’s Pawnbrokers

  • Location is 5676 W Fort Street, Detroit, Michigan 48209. Dial (313) 843-7113

C & L Exchange

  • Primary address is 27842 Warren Road, Westland, Michigan 48185. Phone - (734) 425-0450

Cash City – Cash financing is given. TV, watches, guns, and more can be turned into a loan.

  • Address: 1300 Randolph Street, Detroit, MI 48226, (313) 964-0300

Detroit Auto Pawn – Cash loans for car titles, motorcycles, trucks, and more are offered.

  • Main Address: 14666 Telegraph Road, Redford Charter Twp, MI 48239. Main number (313) 531-1300

 

 

 

 

Detroit Jewelry & Pawn

  • The store is at 9716 Joseph Campau Avenue, Hamtramck, MI 48212. For hours of operation, dial 313) 870-9902

Detroit Pawn

  • Address: 14746 Tireman Avenue, Detroit, MI 48228, number - (313) 584-4033

Diamond Collateral Incorporated

  • The main address of the store is 1451 Washington Blvd, Detroit, MI 48226. Dial (313) 963-0852

Diamonds R Us - Jewelry store

  • Address: 10570 Gratiot Avenue, Detroit, MI 48213, (313) 921-1439

Dimitriy's Gold & Diamonds

  • 20119 W Seven Mile Road, Detroit, MI 48219, (248) 563-9315

Downriver Pawn Brokers

  • Location address - 1456 Fort Street, Lincoln Park, Michigan 48146. Main phone - (313) 386-2800

Eight Mile Pawn Brokers

  • Primary Address: 7657 East 8 Mile Road, Warren, Michigan 48091, (586) 755-2274

Exchange Shop – Trade in supplies and more. The customer can even be given new items, or a cash loan for the trade in.

  • Primary Address: 4858 Vernor Hwy, Detroit, MI 48209. For hours, or information on loans, gold sales, and more, call (313) 297-2274

Garden City Exchange

32555 Ford Road, Garden City, MI 48135, (734) 525-0777

Gift Card Max Hamtramck

  • Address: 2303 Commor Avenue, Hamtramck, MI 48212, (248) 850-2274

Golden Island Jewelry & Pawn - Mainstay for buying & selling jewelry, with a selection of diamond & gold items, plus watches.

  • Address: 23524 Van Dyke, Warren, MI 48089, (586) 756-2110

Great Lakes Pawn

  • 27675 Grand River Avenue, Livonia, MI 48152, (248) 987-6230

Hamtramck Pawn

  • Primary Address: 9319 Joseph Campau Avenue, Hamtramck, Michigan 48212. Dial (313) 338-3597

Harper Pawn Shop & Check Cashing

  • Location or Address: 14453 Harper Avenue, Detroit, MI 48213. Call (313) 372-7179

Ice Diamond Pawn Shop – Loans, a thrift store, and other supplies are offered.

  • Address: 9720 Joseph Campau Avenue, Hamtramck, MI 48212, dial (313) 256-1369

iPawn Detroit

  • Address: 21745 W 8 Mile Road, Detroit, Michigan 48219, (313) 538-1305

Motor City Pawn Brokers – Multiple sites are open. They sell everything from clothes to cars, stereos, iphones, and more.

  • Address: 15440 East 8 Mile Road, Detroit, MI 48205, (313) 371-8201
  • 22100 Van Dyke, Warren, Michigan 48066, (586) 758-2274
  • Primary Address: 1461 E. 8 Mile Road., Ferndale, Michigan 48220. Main phone number - (248) 439-0950
  • Location is 26510 Gratiot Avenue, Roseville, MI 48066, (586) 772-2274

Norman's Jewelry & Loan

  • The pawnbroker is based at Address: 24777 Telegraph Road, Southfield, MI 48033. Dial (248) 356-8850

Opplemans Trading & Exchange Co. (Pawn Shop)

  • Mailing Address: 17037 Ecorse Road, Allen Park, MI 48101. Main number is (313) 769-5145

Pay Beny Inc.

  • 21380 Greenfield Road, Oak Park, MI 48237, (800) 729-2369

River Rouge Pawn

  • 10615 W Jefferson Avenue, River Rouge, Michigan 48218, (313) 842-0722

Sergio's Pawn Jewelry - Sell your valuables for a loan for paying bills, rent, or whatever you want.

  • 3003 East 8 Mile Road, Warren, Michigan 48091. For details, dial (586) 755-1916

Tony's Pawn Shop

  • 1325 Fort Street, Wyandotte, MI 48192, (734) 283-2160

Van Dyke Jewelry Brokers

  • Main Address: 19339 Van Dyke, Detroit, MI 48234. Telephone number is (313) 891-5100

Zeidman's Jewelry & Loan Detroit – The store has a showroom for the public in Wayne County. They can see (or buy) jewelry, including custom designs as well as gold items along with Swiss timepieces.

  • 2669 Gratiot Avenue, Detroit, MI 48207. For hours, dial (313) 486-5500. This is the larger of their pawn shops.
  • This store is at 24810 Evergreen Road, Southfield, Michigan 48075. Call (248) 440-5760

 

 

 

By Jon McNamara

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