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Pennsylvania credit counseling.

Pennsylvania credit counseling agencies provide services to clients including debt consolidation, mortgage assistance, and other programs that can help them pay bills. The goal is to help clients get back on track financially. Most of the services offered by the not for profit credit counseling agencies in Pennsylvania are offered for free to qualified individuals. Get a listing below of the various organizations to call for help with paying your debts, loans, and other financial aid.

Call for an appointment to meet with a federal government certified credit counselor. They will explore with you solutions to your mortgage delinquency or outstanding credit card and medical debts, as well as other bills that you may have. Learn about types of assistance programs include debt consolidation and foreclosure prevention.

The non-profit agencies in Pennsylvania operate across the state. While the goal is to also help a client reduce their debts or prevent a foreclosure, in cases where no solutions are offered they can also help an individual file for bankruptcy or alternatives. Staff can help qualified low income clients explore other government assistance programs.

Advantage Credit Counseling Service, Inc.
Address of the main office is River Park Commons, 2403 Sidney Street, Suite 400
Pittsburgh, Pennsylvania 15203
Phone number - 888-511-2227

Additional offices of Advantage Credit Counseling are located across the area, including below.

  • 55 Clover Hill Road
    Dallastown, PA 17313
    Dial for help - 888-511-2227
  • 2000 Linglestown Road Suite 302
    Harrisburg, Pennsylvania 17110
    Telephone number - 888-511-2227





  • 917-A Logan Boulevard Royal/Remax Plaza
    Altoona, Pennsylvania 16602
    Pullman Conference Center 112 Hollywood Drive
    Butler, Pennsylvania 16001
    Phone number - 888-511-2227
  • 4402 Peach Street
    Erie, PA 16507
    The toll free number is 888-511-2227
    This non-profit credit counseling agency specializes in the following. Get help with payday or car title loans, hardship plans for medical or credit card debts, and tips on improving credit scores. Find additional ways to get help with credit card debts.
  • One Northgate Square
    Greensburg, Pennsylvania 15601
    Dial the agency at - 888-511-2227
  • Address is - 2403 Sidney Street Suite 400
    Pittsburgh, PA 15203
    Learn more about services by dialing 888-511-2227.
    This is one of the main offices for Allegheny County. Counselors can help by enrolling people into debt management plans, hold budgeting workshops, and provide other support.

Consumer Credit Counseling Service of Delaware Valley
This non-profit is one of the largest organizations across Pennsylvania, and they offer services across the state. Call them to meet with a credit or housing counselor. Every year thousands of individuals are able to consolidate their debts and get on a stronger financial footing. The main office is located at 1717 Swede Road Suite 110, Blue Bell, PA 19422, phone 800-989-2227. Other offices and cities supported.

  • 1230 Veterans Hwy Suite F1
    Bristol, PA 19007
    Main number is 800-989-2227




  • 130 E. 7th Street
    Chester, PA 19013
  • Address of this office is - 1003 East Lincoln Highway Suite 102
    Coatesville, PA 19320
    Telephone number - 800-989-2227
  • 261 Old York Road  The Pavilion - Suite 401
    Jenkintown, Pennsylvania 19046
    Phone number - 800-989-2227
  • 280 N. Providence Road  Lower Level
    Media, PA 19063
    Phone number - 800-989-2227
    Location - 113 E. Main Street 2nd Floor
    Norristown, PA 19401
  • Location - 1608 Walnut Street 10th Floor
    Philadelphia, PA 19103
    Supports consumers in the greater Philadelphia region. There are several centers listed below as well. Staff can advise homeowners on foreclosure prevention programs. Or get help in dealing with medical and/or credit crd debts.
  • 2100 Arch Street 5th Floor
    Philadelphia, Pennsylvania 19103
    Telephone number - 800-989-2227
  • 3638 N. Broad Street
    Philadelphia, PA 19140
    Main phone number is 800-989-2227





  • Location - 4400 North Reese Street
    Philadelphia, PA 17140
    Classes held include budgeting and there are sessions held on negotiations as well. When needed, everything from bankruptcy filings are reviewed along with plans for eliminating hospital or medical debts.
  • Address - 7340 Jackson Street
    Philadelphia, PA 19136
  • 240 N. Bishop Avenue
    Springfield, PA  19064
  • 770 E. Market Street Suite #190
    West Chester, PA 19382
    Phone: 800-989-2227

Consumer Credit Counseling Service of Northeastern Pa, Inc.
Counselors from the non-profit agency will help the borrower find a solution for everything from payday loans to excessive credit card debt. The staff in the Pennsylvanian offices can work with the lender and client to negotiate payment plans, enter the consumer into a debt management plan (DMP), and assist with consolidation. This center also assists with car title loans and auto payments.

  • Location - 401 Laurel Street
    Pittston, Pennsylvania 18640
  • Address - 702 Sawmill Road Area Agency on Aging
    Bloomsburg, PA17815
  • 214 W. Walnut Street Catholic Social Services
    Hazleton, PA 18201
  • 401 Laurel Street
    Pittston, Pennsylvania 18640
  • The office is located at 129 Rolling Ridge Drive
    State College, PA 16801
    Call 1-814-238-3668 to speak to a counselor.





  • Location - 411 Main Street Suite 104
    Stroudsburg, PA 18360
  • 217 S. Center Street Northumberland Human Services
    Sunbury, PA 17801
  • Address - 201 Basin Street Suite 6
    Williamsport, Pennsylvania 17701

The offices above serve the entire northeastern part of Pennsylvania, and offer numerous free or reduced priced services to families. Call them for more details on foreclosure prevention and programs to eliminated credit card and medical debts.

Credit Counseling Center
For families in Pennsylvania that need help paying bills, debts, or their home loans, counselors can provide suggestions. When applicable, solutions such as debt consolidation or settlement may be provided.

Address - 60 N Main St.
Doylestown, Pennsylvania 18901
Telephone number is 877-900-4222

8150 Route 13
Levittown, PA 19057
Call the office at 877-900-4222
Families, as well as senior citizens, can learn about state of Pennsylvania laws that protect consumers from debt collectors as well as predatory loan companies. Whether it is a housing/mortgage issue or excessive household debts, assistance is available. Also call this office to learn about payday loan consolidation services.

Location - 832 Second St. Pike
Richboro, Pennsylvania 18954

Money Management International of Pennsylvania - Call (866) 226-0278

The various offices of MMI across Pennsylvania are listed below. Call the main toll free number above to apply for assistance and explore debt consolidation, reduction, and mortgage programs. If a location is not near you they can provide credit counseling services over the phone as well. Some of the assistance may be free to income qualified residents.

  • 306 Spring Garden Street
    Easton, Pennsylvania 18042





  • 265 West Hight Street Suite 2
    Pottstown, PA 19464
  • Address - 127 South Fifth Street Suite 155
    Quakertown, Pennsylvania 18951
  • 3671 Cresent Court East
    Whitehall, PA 18052
  • 833 N. Park Road Suite 103
    Wyomissing, PA 19610
  • Another site of MMI is at 2101 Centre Ave.
    Reading, PA 19605
    Dial 800-220-2733
    Specialists can explore resources for housing, medical, as well as credit card debts. One service available will assist borrowers be entering them into plans such as debt settlement.

Debt Consolidation Corp
Call 888-354-6332
They are based out of state, but can assist consumers in California. Information is provided on debt consolidation loans, hardship programs, and more.

Garden State - Navicore
Services are available in the Philadelphia, Bucks, and Chester County area.

Northwest Counseling Service, Inc.
Address - 5001 North Broad Street
Philadelphia, Pennsylvania 19141
Call 215-324-7500 for information.

Consumer Credit Counseling Service of Warren
734 Stambaugh Avenue
Sharon, Pennsylvania 16146
Main phone - 800-355-2227
Free advice is given to low income families. They also offer services in Spanish. The non-profit operates monthly budgeting workshops and classes will show consumers how to save money as well as rebuild credit scores.



By Jon McNamara











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