Free credit counseling agencies in Connecticut.
Connecticut non-profit credit counseling agencies can help individuals improve their financial condition, reduce their unpaid debts, and get back on track financially. Many of the organizations will offer consumers free services and advice on programs such as debt consolidation, foreclosure counseling, budgeting, and pre-bankruptcy filing.
Call or stop by one of the Connecticut organizations below. You can set up an appointment to speak about and review your overall financial situation. All services are confidential. Find the best ways to address challenges with unpaid credit card bills and debts, mortgage delinquency, and outstanding medical debts. Many of the Connecticut non-profit organizations are also HUD certified foreclosure counseling organizations
Get help and work with a certified and highly trained counselor from one of the non-profit Connecticut agencies below. They will review, and advise on, your income, expenses, and overall debts levels. Many can help you enter into repayment plans with your banks or creditors. Over the years the agencies have assisted thousands of consumers with reducing obligations such as credit cards, medical bills, and personal loans.
Connecticut Association For Human Services - Financial Empowerment Center Of Greater Bridgeport (FEC)
Main office is 350 Fairfield Avenue 1st Floor, Career Resources
Bridgeport, CT 06604
Call (203) 610-6226
This agency supports all of Fairfield County. The center offers people the tools, knowledge, and support that may be needed to improve your overall financial situation. Consumers across the entire region, including all of Fairfield County, can receive support. The FEC is a partnership of the Connecticut Association for Human Services, Bridgeport Family Economic Success Initiative, Career Resources, Co-Opportunity, FSW, and the Bridgeport Child Advocacy Coalition. The United Way of Coastal Fairfield County is also a main partner of the credit counseling assistance programs.
The non-profit center offers free one-on-one coaching in the areas of debt reduction, budgeting, credit, savings, and planning for the future. Specialists can also help people apply for government and public assistance such as HUSKY (health insurance) or Care 4 Kids childcare assistance. Basically they will do everything they can to help improve a family’s budget.
The state of Connecticut also offers saving accounts from the Individual Development Accounts (IDAs). This is an option for income qualified residents that can help people jump-start their savings by matching 100% of a client’s contributions, up to a certain limit.
Financial Counselors Of America (FCA)
Address is 1165 Main Street Suite 310
East Hartford, Connecticut06108-2245
Dial toll free (877) 475-4238 or the next number of (860) 986-7470
Families and individuals in Hartford County can call to meet with a counselor.
Money Management International (MMI)
225 Pitkin Street Suite 300
East Hartford, CT 06108
National Call Center (to make appointments locally) (866) 336-0624
A leading non-profit organization that also has a local presence. The not for profit MMI provides consumers with free financial guidance, credit counseling, debt management assistance, community-wide educational programs, bankruptcy counseling, advice and education services. The center also offers housing and mortgage counseling assistance to consumers via Internet, in-person sessions, and phone.
Money Management International is also a federal government HUD-approved housing counseling agency and offers reverse mortgage and mortgage default counseling. Specific services include Foreclosure/Mortgage Delinquency and Loss Mitigation Counseling, Home Equity Conversion Counseling or Reverse Mortgage Counseling, Homebuyer/Home Purchase Counseling, and Homebuyer Education Programs.
A second location is in New Haven County and is based at 57 Plains Road Suite 2A, Milford, CT 06460. Telephone number is (866) 336-0624. This office offers many of the same programs as listed below.
Connecticut Association For Human Services (CAHS) - CT Money School
Location is 110 Bartholomew Avenue Suite 4030
The center offers budget, credit, homebuyer counseling, and a variety of financial management workshops.
Housing Education Resource Center (HERC)
Office address is 901 Wethersfield Avenue 2nd Floor
Hartford, CT 06114
Main telephone (860) 296-4242
Most of the resources resolve around dealing with housing and mortgage counseling, foreclosure prevention, and similar services. However in order to save your home, many families need to deal with other issues, such as credit score repair, unpaid loans, and resolving debts.
Debt Reduction Services, Inc.
Most of the services are offered over the phone and remotely.
Human Resources Agency Of New Britain - Neighborhood Services
Main address is 336 Arch Street
New Britain, CT 06051
Call (860) 225-1084
They offer a Budget Coaching Program. This free service can match low and moderate income working families and individuals with highly trained and volunteer budget coaches who assist them in understanding their current income and expenses. Get help in evaluating your budget, spending decisions, developing financial plans and accessing other services, including credit repair workshops and debt settlement programs. All of this, and more, can assist with improving financial literacy.
Urban League Of Southern Connecticut
Address is 46 Atlantic Street
Stamford, Connecticut 06901
Call (203) 327-5810 for information.